Cost of Living Comparison Between Wellington and Masterton Cost of Living Comparison Between Wellington and Masterton

๐Ÿ˜ Solo nomad: Wellington is 23.3% more expensive than Masterton without rent, and 54.7% more expensive with rent.
๐Ÿ˜ Family of 3: Wellington is 35.8% more expensive than Masterton without rent, and 43.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Wellington
Masterton
Difference
Meal at Budget Restaurant
$17.30 NZ$29.40
$10.21 NZ$17.36
69.44%
Three-Course Dinner for Two, Mid-Range
$83.1 NZ$141
$91.9 NZ$156
-9.61%
Fast Food Meal (McDonalds, etc)
$9.37 NZ$15.94
$8.87 NZ$15.08
5.64%
Cappuccino
$3.78 NZ$6.43
$3.24 NZ$5.50
16.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 NZ$4.19
$2.07 NZ$3.52
19.32%
Water (0.33 liter bottle)
$2.09 NZ$3.56
$1.62 NZ$2.76
29.01%
Local Beer (0.5 liter draught)
$7.38 NZ$12.54
$3.57 NZ$6.07
106.72%
Imported Beer (0.33 liter bottle)
$7.37 NZ$12.52
$4.30 NZ$7.32
71.40%
๐Ÿ›’ Groceries & Markets
Wellington
Masterton
Difference
Milk (1 liter)
$1.86 NZ$3.17
$1.49 NZ$2.54
24.83%
White Bread (500g)
$2.12 NZ$3.60
$1.60 NZ$2.73
32.50%
Rice (white) (1kg)
$1.96 NZ$3.33
$1.21 NZ$2.06
61.98%
Eggs
$7.13 NZ$12.12
$6.31 NZ$10.73
13.00%
Local Cheese (1kg)
$8.30 NZ$14.10
$7.37 NZ$12.52
12.62%
Chicken Fillets (1kg)
$10.92 NZ$18.57
$8.96 NZ$15.23
21.87%
Beef Round Steak (1kg)
$13.29 NZ$22.59
$12.39 NZ$21.06
7.26%
Apples (1kg)
$3.15 NZ$5.35
$1.86 NZ$3.16
69.35%
Banana (1kg)
$2.23 NZ$3.80
$1.82 NZ$3.10
22.53%
Oranges (1kg)
$3.06 NZ$5.20
$2.44 NZ$4.15
25.41%
Tomato (1kg)
$4.78 NZ$8.13
$3.35 NZ$5.69
42.69%
Potato (1kg)
$2.08 NZ$3.54
$1.41 NZ$2.39
47.52%
Onion (1kg)
$1.65 NZ$2.80
$1.16 NZ$1.97
42.24%
Lettuce (1 head)
$2.20 NZ$3.73
$1.78 NZ$3.03
23.60%
Water (1.5 liter bottle)
$1.23 NZ$2.10
$0.89 NZ$1.51
38.20%
Cigarettes 20 Pack (Marlboro, Camel)
$26.91 NZ$45.74
$20.54 NZ$34.91
31.01%
Wine (Bottle)
$10.70 NZ$18.19
$10.50 NZ$17.85
1.90%
Local Beer (0.5 liter bottle)
$3.56 NZ$6.05
$2.32 NZ$3.94
53.45%
Imported Beer (0.33 liter bottle)
$3.19 NZ$5.43
$2.64 NZ$4.50
20.83%
๐ŸšŒ Getting Around
Wellington
Masterton
Difference
One-way Ticket (Public Transport)
$2.77 NZ$4.72
$2.43 NZ$4.13
13.99%
Public Transport Monthly Pass (Regular Price)
$108 NZ$184
$64.1 NZ$109
68.44%
Taxi Start (Normal Tariff)
$2.64 NZ$4.49
$2.39 NZ$4.06
10.46%
Taxi (Normal Tariff) (1km)
$1.84 NZ$3.12
$1.86 NZ$3.16
-1.08%
Taxi 1hour Waiting (Normal Tariff)
$60.4 NZ$103
$41.09 NZ$69.9
47.02%
Gasoline (1 liter)
$1.71 NZ$2.90
$1.67 NZ$2.84
2.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K NZ$57.1K
$24.2K NZ$41.1K
38.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K NZ$42.6K
$23.5K NZ$39.9K
6.80%
๐Ÿงพ Monthly Utilities & Internet
Wellington
Masterton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 NZ$271
$80.3 NZ$137
98.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.86 NZ$55.9
$31.65 NZ$53.8
3.82%
Internet (50+ Mbps, Unlimited Data)
$52.2 NZ$88.7
$48.86 NZ$83.1
6.82%
๐ŸŽ‰ Sport & Entertainment
Wellington
Masterton
Difference
Gym Membership (Monthly)
$35.65 NZ$60.6
$40.33 NZ$68.6
-11.60%
Tennis Court (1 Hour on Weekend)
$20.40 NZ$34.67
$8.75 NZ$14.87
133.14%
Cinema Ticket
$12.09 NZ$20.55
$8.02 NZ$13.63
50.75%
๐Ÿงธ Childcare & Education
Wellington
Masterton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$803 NZ$1,366
$404 NZ$687
98.88%
International Primary School, 1 Child (Yearly)
$13.0K NZ$22.0K
$4,801 NZ$8,162
169.77%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Wellington
Masterton
Difference
Jeans (Levis 501 Or Similar)
$72.7 NZ$124
$69.0 NZ$117
5.30%
Summer Dress (H&M, Zara, etc)
$53.1 NZ$90.2
$30.08 NZ$51.1
76.46%
Sport Shoes (Adidas, Nike)
$119 NZ$203
$105 NZ$179
13.19%
Men's Leather Business Shoes
$141 NZ$239
$116 NZ$197
21.48%
๐Ÿ  Accommodation & Living
Wellington
Masterton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,309 NZ$2,225
$799 NZ$1,359
63.80%
1-bedroom Apartment, Outside City Center (Monthly)
$1,099 NZ$1,869
$601 NZ$1,022
82.90%
3-bedroom Apartment, City Center (Monthly)
$2,168 NZ$3,686
$1,257 NZ$2,137
72.44%
3-bedroom Apartment, Outside City Center (Monthly)
$1,938 NZ$3,294
$1,082 NZ$1,839
79.11%
Buy Apartment in City Center (m2)
$6,803 NZ$11.6K
$5,449 NZ$9,264
24.85%
Buy Apartment Outside City Center (m2)
$3,961 NZ$6,734
$3,208 NZ$5,454
23.47%
๐Ÿ’ต Salaries & Financials
Wellington
Masterton
Difference
Average Monthly Net Salary (After Tax)
$3,081 NZ$5,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.69
3.74%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Wellington: April 12, 2026

Last update for Masterton: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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