Last update: Nov 2026

Cost of Living Comparison Between Waterloo and Antwerp

For one person, living is cheaper in Antwerp: $2,211 a month against $2,318 in Waterloo, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Waterloo outweigh lower spending on other living expenses.

111

Cost of Living Index in Waterloo
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Waterloo Living Index
106

Cost of Living Index in Antwerp
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Antwerp Living Index

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Waterloo

🇧🇪 Belgium

$2,318

/mo nomad

Antwerp

🇧🇪 Belgium

$2,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Waterloo and in Antwerp

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waterloo and in Antwerp actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,318 in Waterloo versus $2,211 in Antwerp.

Waterloo $2,318
Antwerp $2,211

Estimated couple costs with rent: $3,259 in Waterloo versus $3,337 in Antwerp.

Waterloo $3,259
Antwerp $3,337

Monthly costs for a family of three with rent: $4,199 in Waterloo versus $4,463 in Antwerp.

Waterloo $4,199
Antwerp $4,463

Living in Waterloo is roughly 5% more expensive than in Antwerp.

Both cities are pricier than the global median: Waterloo 71% above, Antwerp 64% above.

Meal at Budget Restaurant

$22.50 €20.05

$24.63 €21.94

-8.65%

Three-Course Dinner for Two, Mid-Range

$99.6 €88.7

$96.2 €85.7

3.57%

Fast Food Meal (McDonalds, etc)

$14.95 €13.32

$13.33 €11.87

12.15%

Cappuccino

$4.46 €3.98

$4.25 €3.79

4.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.79 €3.38

$3.64 €3.24

4.12%

Water (0.33 liter bottle)

$3.20 €2.85

$3.44 €3.07

-6.98%

Local Beer (0.5 liter draught)

$5.72 €5.09

$5.61 €5.00

1.96%

Imported Beer (0.33 liter bottle)

$5.49 €4.89

$6.04 €5.38

-9.11%

Milk (1 liter)

$1.36 €1.21

$1.39 €1.24

-2.16%

White Bread (500g)

$2.77 €2.47

$2.82 €2.51

-1.77%

Rice (white) (1kg)

$2.14 €1.90

$2.19 €1.95

-2.28%

Eggs

$3.98 €3.55

$3.84 €3.43

3.65%

Local Cheese (1kg)

$17.74 €15.81

$16.55 €14.75

7.19%

Chicken Fillets (1kg)

$12.48 €11.12

$11.76 €10.48

6.12%

Beef Round Steak (1kg)

$19.58 €17.44

$22.27 €19.84

-12.08%

Apples (1kg)

$2.84 €2.53

$2.93 €2.61

-3.07%

Banana (1kg)

$2.43 €2.17

$2.43 €2.16

Oranges (1kg)

$2.78 €2.48

$2.57 €2.29

8.17%

Tomato (1kg)

$2.79 €2.49

$3.47 €3.09

-19.60%

Potato (1kg)

$2.10 €1.88

$2.62 €2.34

-19.85%

Onion (1kg)

$1.94 €1.73

$1.85 €1.65

4.86%

Lettuce (1 head)

$1.37 €1.22

$1.56 €1.39

-12.18%

Water (1.5 liter bottle)

$1.09 €0.97

$1.16 €1.03

-6.03%

Cigarettes 20 Pack (Marlboro, Camel)

$12.94 €11.53

$12.96 €11.54

-0.15%

Wine (Bottle)

$8.64 €7.70

$9.02 €8.03

-4.21%

Local Beer (0.5 liter bottle)

$1.90 €1.70

$1.83 €1.63

3.83%

Imported Beer (0.33 liter bottle)

$2.39 €2.13

$1.97 €1.76

21.32%

One-way Ticket (Public Transport)

$3.02 €2.69

$3.38 €3.01

-10.65%

Public Transport Monthly Pass (Regular Price)

$54.1 €48.21

$55.1 €49.09

-1.80%

Taxi Start (Normal Tariff)

$2.84 €2.53

$5.47 €4.87

-48.08%

Taxi (Normal Tariff) (1km)

$2.32 €2.07

$2.61 €2.33

-11.11%

Taxi 1hour Waiting (Normal Tariff)

$40.67 €36.23

$44.47 €39.61

-8.55%

Gasoline (1 liter)

$2.12 €1.88

$2.09 €1.86

1.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.6K

$35.2K €31.3K

0.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €32.3K

$36.7K €32.7K

-1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 €198

$210 €187

6.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.06 €18.76

$22.31 €19.87

-5.60%

Internet (50+ Mbps, Unlimited Data)

$50.8 €45.24

$48.06 €42.81

5.68%

Gym Membership (Monthly)

$31.76 €28.29

$37.96 €33.82

-16.33%

Tennis Court (1 Hour on Weekend)

$19.20 €17.11

$27.25 €24.28

-29.54%

Cinema Ticket

$15.47 €13.78

$15.73 €14.01

-1.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$767 €683

$1,625 €1,448

-52.83%

International Primary School, 1 Child (Yearly)

$26.4K €23.5K

$32.8K €29.3K

-19.58%

Jeans (Levis 501 Or Similar)

$99.8 €88.9

$114 €102

-12.69%

Summer Dress (H&M, Zara, etc)

$45.81 €40.81

$53.1 €47.31

-13.75%

Sport Shoes (Adidas, Nike)

$113 €101

$106 €94.3

6.69%

Men's Leather Business Shoes

$144 €128

$179 €160

-19.88%

1-bedroom Apartment, City Center (Monthly)

$1,029 €916

$1,058 €943

-2.81%

1-bedroom Apartment, Outside City Center (Monthly)

$999 €890

$853 €759

17.16%

3-bedroom Apartment, City Center (Monthly)

$1,372 €1,222

$1,635 €1,457

-16.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,141 €1,017

$1,305 €1,163

-12.55%

Buy Apartment in City Center (m2)

$4,107 €3,659

$4,341 €3,867

-5.38%

Buy Apartment Outside City Center (m2)

$2,911 €2,593

$2,925 €2,606

-0.47%

Average Monthly Net Salary (After Tax)

$2,469 €2,199

$3,024 €2,694

-18.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.71

3.53

5.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: November 2, 2026

Last update for Antwerp: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waterloo

$999 43.1%

Antwerp

$853 38.6% 14.6% $146

Groceries & Markets

Waterloo

$354 15.3%

Antwerp

$361 16.3% 2% $6.9

Eating Out

Waterloo

$346 14.9%

Antwerp

$357 16.1% 3% $11

Monthly Utilities & Internet

Waterloo

$294 12.7%

Antwerp

$280 12.7% 4.8% $14

Clothing & Footwear

Waterloo

$181 7.8%

Antwerp

$204 9.2% 12.5% $23

Getting Around

Waterloo

$81 3.5%

Antwerp

$87 3.9% 8.1% $6.5

Sport & Entertainment

Waterloo

$63 2.7%

Antwerp

$69 3.1% 10.7% $6.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,029 in Waterloo and $1,058 in Antwerp. Housing cost is often the main lever when comparing two cities.

Antwerp pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $100 in Waterloo vs $96 in Antwerp. Groceries flip the comparison at $354 vs $361, with Waterloo cheaper for home cooking.

Good to know

🇧🇪 Waterloo

🇧🇪 Antwerp

🕒 Local time

21:55 9:55 PM

Same time as Waterloo

🌤 Weather

👥 Population

29,649

525,935

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Waterloo Antwerp 56 km

From you

Waterloo
Antwerp

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterloo vs Antwerp: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,318 in Waterloo and $2,211 in Antwerp, so Antwerp is about 5% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 18% lower in Waterloo. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,029 in Waterloo versus $1,058 in Antwerp. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $767 in Waterloo versus $1,625 in Antwerp. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $2,318 per month in Waterloo versus $2,211 in Antwerp – Antwerp is about 5% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Antwerp gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Waterloo and Antwerp are both considered safe, so it’s unlikely to be the deciding factor between them.