Cost of Living Comparison Between Waterloo, IA and Lisbon Cost of Living Comparison Between Waterloo, IA and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $1,877 in Waterloo, IA versus $2,258 in Lisbon.

Estimated couple costs with rent: $2,558 in Waterloo, IA versus $3,328 in Lisbon.

Monthly costs for a family of three with rent: $3,240 in Waterloo, IA versus $4,397 in Lisbon.

Living in Waterloo, IA costs roughly 17% less than in Lisbon, driven mainly by Eating Out.

Both cities are pricier than the global median: Waterloo, IA 39% above, Lisbon 68% above.

Meal at Budget Restaurant

$18.23 $18.23

$15.82 €13.46

15.23%

Three-Course Dinner for Two, Mid-Range

$64.9 $64.9

$64.4 €54.8

0.84%

Fast Food Meal (McDonalds, etc)

$9.93 $9.93

$10.37 €8.82

-4.24%

Cappuccino

$5.21 $5.21

$2.89 €2.46

80.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$2.23 €1.90

22.42%

Water (0.33 liter bottle)

$2.47 $2.47

$1.55 €1.32

59.35%

Local Beer (0.5 liter draught)

$6.06 $6.06

$3.38 €2.88

79.29%

Imported Beer (0.33 liter bottle)

$6.84 $6.84

$3.90 €3.32

75.38%

Milk (1 liter)

$1.03 $1.03

$1.12 €0.96

-8.04%

White Bread (500g)

$1.85 $1.85

$1.80 €1.53

2.78%

Rice (white) (1kg)

$1.68 $1.68

$1.75 €1.49

-4.00%

Eggs

$2.86 $2.86

$3.17 €2.70

-9.78%

Local Cheese (1kg)

$9.36 $9.36

$13.50 €11.49

-30.67%

Chicken Fillets (1kg)

$6.36 $6.36

$7.79 €6.63

-18.36%

Beef Round Steak (1kg)

$12.79 $12.79

$15.65 €13.32

-18.27%

Apples (1kg)

$3.69 $3.69

$2.28 €1.94

61.84%

Banana (1kg)

$1.22 $1.22

$1.71 €1.46

-28.65%

Oranges (1kg)

$3.31 $3.31

$1.93 €1.65

71.50%

Tomato (1kg)

$4.48 $4.48

$2.52 €2.15

77.78%

Potato (1kg)

$1.17 $1.17

$1.79 €1.52

-34.64%

Onion (1kg)

$2.11 $2.11

$2.05 €1.74

2.93%

Lettuce (1 head)

$1.91 $1.91

$1.94 €1.65

-1.55%

Water (1.5 liter bottle)

$1.57 $1.57

$0.81 €0.69

93.83%

Cigarettes 20 Pack (Marlboro, Camel)

$7.91 $7.91

$6.65 €5.66

18.95%

Wine (Bottle)

$13.25 $13.25

$5.79 €4.92

128.84%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.33 €1.14

32.33%

Imported Beer (0.33 liter bottle)

$1.77 $1.77

$2.91 €2.47

-39.18%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.35 €2.00

-12.77%

Public Transport Monthly Pass (Regular Price)

$45.70 €38.89

Taxi Start (Normal Tariff)

$5.05 $5.05

$4.20 €3.58

20.24%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$0.81 €0.69

69.14%

Taxi 1hour Waiting (Normal Tariff)

$29.75 $29.75

$18.70 €15.91

59.09%

Gasoline (1 liter)

$0.83 $0.83

$2.09 €1.78

-60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$34.6K €29.5K

4.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$39.7K €33.7K

-35.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$146 €124

38.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.26 $48.26

$20.84 €17.73

131.57%

Internet (50+ Mbps, Unlimited Data)

$59.8 $59.8

$39.78 €33.85

50.25%

Gym Membership (Monthly)

$43.64 $43.64

$48.58 €41.35

-10.17%

Tennis Court (1 Hour on Weekend)

$18.85 €16.04

Cinema Ticket

$13.97 $13.97

$9.07 €7.72

54.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,453 $1,453

$618 €526

135.19%

International Primary School, 1 Child (Yearly)

$29.8K $29.8K

$16.2K €13.8K

84.50%

Jeans (Levis 501 Or Similar)

$39.03 $39.03

$105 €89.0

-62.67%

Summer Dress (H&M, Zara, etc)

$42.28 $42.28

$40.54 €34.50

4.29%

Sport Shoes (Adidas, Nike)

$58.3 $58.3

$93.8 €79.8

-37.82%

Men's Leather Business Shoes

$129 $129

$123 €104

4.88%

1-bedroom Apartment, City Center (Monthly)

$854 $854

$1,604 €1,365

-46.73%

1-bedroom Apartment, Outside City Center (Monthly)

$755 $755

$1,260 €1,073

-40.14%

3-bedroom Apartment, City Center (Monthly)

$2,037 $2,037

$3,065 €2,608

-33.56%

3-bedroom Apartment, Outside City Center (Monthly)

$863 $863

$2,008 €1,709

-57.04%

Buy Apartment in City Center (m2)

$1,508 $1,508

$7,702 €6,555

-80.43%

Buy Apartment Outside City Center (m2)

$1,481 $1,481

$4,367 €3,716

-66.09%

Average Monthly Net Salary (After Tax)

$3,582 $3,582

$1,638 €1,394

118.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

3.81

68.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo, IA: April 12, 2026

Last update for Lisbon: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $854 in Waterloo, IA and $1,604 in Lisbon. Housing cost is often the main lever when comparing two cities.

Waterloo, IA pays 119% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65 in Waterloo, IA vs $64 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $280 vs $268 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterloo, IA vs Lisbon: Cost of Living - Frequently Asked Questions

Waterloo, IA and Lisbon differ by about 20% in total monthly costs ($1,877 vs $2,258 including rent). Waterloo, IA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Waterloo, IA pays 119% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $854 in Waterloo, IA versus $1,604 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lisbon pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,877 per month in Waterloo, IA versus $2,258 in Lisbon – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,877 in Waterloo, IA versus $2,258 in Lisbon, a $2,500 budget is realistic in Waterloo, IA but tight or insufficient in Lisbon. The gap between the two cities makes Waterloo, IA the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Waterloo, IA and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Waterloo, IA gentler on the wallet – expenses run 20% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.