Last update: Oct 2026

Cost of Living Comparison Between Waterloo, IA and Lisbon

For one person, living is cheaper in Waterloo, IA: $1,807 a month against $2,210 in Lisbon, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

87

Cost of Living Index in Waterloo, IA
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Waterloo, IA Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Waterloo, IA

🇺🇸 United States

$1,807

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Waterloo, IA and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waterloo, IA and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,807 in Waterloo, IA versus $2,210 in Lisbon.

Waterloo, IA $1,807
Lisbon $2,210

Estimated couple costs with rent: $2,550 in Waterloo, IA versus $3,275 in Lisbon.

Waterloo, IA $2,550
Lisbon $3,275

Monthly costs for a family of three with rent: $3,294 in Waterloo, IA versus $4,341 in Lisbon.

Waterloo, IA $3,294
Lisbon $4,341

Living in Waterloo, IA costs roughly 18% less than in Lisbon, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Waterloo, IA 33% above, Lisbon 62% above.

Meal at Budget Restaurant

$16.11 $16.11

$16.65 €14.92

-3.24%

Three-Course Dinner for Two, Mid-Range

$56.4 $56.4

$61.7 €55.3

-8.67%

Fast Food Meal (McDonalds, etc)

$8.91 $8.91

$11.36 €10.18

-21.57%

Cappuccino

$5.81 $5.81

$2.97 €2.66

95.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 $2.67

$2.29 €2.05

16.59%

Water (0.33 liter bottle)

$1.95 $1.95

$1.74 €1.56

12.07%

Local Beer (0.5 liter draught)

$3.92 $3.92

$3.40 €3.05

15.29%

Imported Beer (0.33 liter bottle)

$7.82 $7.82

$3.31 €2.97

136.25%

Milk (1 liter)

$0.97 $0.97

$1.16 €1.04

-16.38%

White Bread (500g)

$2.40 $2.40

$1.91 €1.71

25.65%

Rice (white) (1kg)

$1.74 $1.74

$1.51 €1.36

15.23%

Eggs

$3.61 $3.61

$4.02 €3.60

-10.20%

Local Cheese (1kg)

$13.41 $13.41

$12.94 €11.59

3.63%

Chicken Fillets (1kg)

$13.36 $13.36

$7.77 €6.97

71.94%

Beef Round Steak (1kg)

$17.38 $17.38

$17.76 €15.92

-2.14%

Apples (1kg)

$4.70 $4.70

$2.30 €2.06

104.35%

Banana (1kg)

$1.53 $1.53

$1.73 €1.55

-11.56%

Oranges (1kg)

$3.87 $3.87

$1.86 €1.66

108.06%

Tomato (1kg)

$4.43 $4.43

$2.59 €2.32

71.04%

Potato (1kg)

$1.14 $1.14

$1.82 €1.63

-37.36%

Onion (1kg)

$2.21 $2.21

$1.97 €1.76

12.18%

Lettuce (1 head)

$1.97 $1.97

$1.47 €1.32

34.01%

Water (1.5 liter bottle)

$1.57 $1.57

$0.72 €0.65

118.06%

Cigarettes 20 Pack (Marlboro, Camel)

$8.25 $8.25

$6.58 €5.90

25.38%

Wine (Bottle)

$13.98 $13.98

$5.61 €5.02

149.20%

Local Beer (0.5 liter bottle)

$2.71 $2.71

$1.36 €1.22

99.26%

Imported Beer (0.33 liter bottle)

$1.77 $1.77

$2.14 €1.91

-17.29%

One-way Ticket (Public Transport)

$2.33 €2.09

Public Transport Monthly Pass (Regular Price)

$44.68 €40.04

Taxi Start (Normal Tariff)

$4.04 $4.04

$3.85 €3.45

4.94%

Taxi (Normal Tariff) (1km)

$2.03 $2.03

$1.07 €0.96

89.72%

Taxi 1hour Waiting (Normal Tariff)

$44.55 $44.55

$16.46 €14.75

170.66%

Gasoline (1 liter)

$1.01 $1.01

$2.20 €1.97

-54.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$34.2K €30.6K

-9.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$38.7K €34.7K

-32.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 $152

$161 €144

-5.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.8 $52.8

$18.41 €16.50

186.69%

Internet (50+ Mbps, Unlimited Data)

$60.8 $60.8

$32.74 €29.34

85.80%

Gym Membership (Monthly)

$26.92 $26.92

$44.55 €39.92

-39.57%

Tennis Court (1 Hour on Weekend)

$19.10 €17.11

Cinema Ticket

$15.19 $15.19

$9.60 €8.60

58.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,662 $1,662

$668 €598

148.96%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$17.6K €15.8K

34.73%

Jeans (Levis 501 Or Similar)

$19.83 $19.83

$102 €91.4

-80.56%

Summer Dress (H&M, Zara, etc)

$15.15 $15.15

$44.46 €39.85

-65.92%

Sport Shoes (Adidas, Nike)

$58.9 $58.9

$98.5 €88.3

-40.19%

Men's Leather Business Shoes

$79.2 $79.2

$124 €111

-35.99%

1-bedroom Apartment, City Center (Monthly)

$850 $850

$1,608 €1,441

-47.14%

1-bedroom Apartment, Outside City Center (Monthly)

$749 $749

$1,190 €1,066

-37.06%

3-bedroom Apartment, City Center (Monthly)

$1,359 $1,359

$2,812 €2,520

-51.68%

3-bedroom Apartment, Outside City Center (Monthly)

$973 $973

$2,013 €1,804

-51.68%

Buy Apartment in City Center (m2)

$1,582 $1,582

$7,839 €7,025

-79.82%

Buy Apartment Outside City Center (m2)

$1,530 $1,530

$4,576 €4,100

-66.56%

Average Monthly Net Salary (After Tax)

$3,801 $3,801

$1,575 €1,411

141.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

3.85

73.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo, IA: October 25, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waterloo, IA

$749 41.5%

Lisbon

$1.2K 53.8% 58.9% $441

Groceries & Markets

Waterloo, IA

$364 20.2%

Lisbon

$272 12.3% 25.2% $92

Eating Out

Waterloo, IA

$279 15.4%

Lisbon

$243 11% 13.1% $36

Monthly Utilities & Internet

Waterloo, IA

$265 14.7%

Lisbon

$212 9.6% 20% $53

Clothing & Footwear

Waterloo, IA

$78 4.3%

Lisbon

$166 7.5% 113% $88

Sport & Entertainment

Waterloo, IA

$57 3.2%

Lisbon

$64 2.9% 11.2% $6.4

Getting Around

Waterloo, IA

$14 * 0.8%

Lisbon

$63 2.9% 345% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $850 in Waterloo, IA and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Waterloo, IA pays about 2.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $56 in Waterloo, IA vs $62 in Lisbon. Groceries flip the comparison at $364 vs $272, with Lisbon cheaper for home cooking.

Good to know

🇺🇸 Waterloo, IA

🇵🇹 Lisbon

🕒 Local time

22:51 10:51 PM

04:51 4:51 AM

6 h ahead of Waterloo, IA

🌤 Weather

👥 Population

67,314

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.896 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Waterloo, IA Lisbon 6,740 km ≈ 9 h nonstop flight

From you

Waterloo, IA
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waterloo, IA vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,807 in Waterloo, IA and $2,210 in Lisbon, so Waterloo, IA is about 18% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Waterloo, IA is about 2.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $850 in Waterloo, IA versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lisbon pay roughly 25% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,807 per month in Waterloo, IA versus $2,210 in Lisbon – Waterloo, IA is about 18% cheaper, which adds up to real savings over time.

Either city works on $2,500 a month, though Waterloo, IA gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.