Cost of Living Comparison Between Waterloo and Montreal Cost of Living Comparison Between Waterloo and Montreal

🙂 Solo nomad: Waterloo is 7.7% cheaper than Montreal without rent, and 19.1% more expensive with rent.

🙂 Family of 3: Waterloo is 11.5% cheaper than Montreal without rent, and 10.6% more expensive with rent.

Meal at Budget Restaurant

$14.60 CA$20.30

$16.33 CA$22.70

-10.59%

Three-Course Dinner for Two, Mid-Range

$66.1 CA$91.9

$72.4 CA$101

-8.65%

Fast Food Meal (McDonalds, etc)

$9.44 CA$13.12

$11.12 CA$15.45

-15.11%

Cappuccino

$2.98 CA$4.15

$3.67 CA$5.10

-18.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 CA$2.16

$2.09 CA$2.90

-25.36%

Water (0.33 liter bottle)

$1.60 CA$2.22

$1.46 CA$2.03

9.59%

Local Beer (0.5 liter draught)

$5.49 CA$7.63

$6.19 CA$8.60

-11.31%

Imported Beer (0.33 liter bottle)

$6.47 CA$8.99

$6.56 CA$9.12

-1.37%

Milk (1 liter)

$2.24 CA$3.12

$2.31 CA$3.21

-3.03%

White Bread (500g)

$2.35 CA$3.27

$3.21 CA$4.46

-26.79%

Rice (white) (1kg)

$2.69 CA$3.74

$3.81 CA$5.30

-29.40%

Eggs

$3.08 CA$4.28

$3.35 CA$4.66

-8.06%

Local Cheese (1kg)

$8.27 CA$11.50

$15.88 CA$22.07

-47.92%

Chicken Fillets (1kg)

$16.13 CA$22.42

$11.74 CA$16.32

37.39%

Beef Round Steak (1kg)

$14.13 CA$19.64

$15.49 CA$21.53

-8.78%

Apples (1kg)

$3.99 CA$5.54

$3.66 CA$5.09

9.02%

Banana (1kg)

$1.22 CA$1.70

$1.63 CA$2.27

-25.15%

Oranges (1kg)

$3.29 CA$4.57

$3.95 CA$5.49

-16.71%

Tomato (1kg)

$3.66 CA$5.09

$4.32 CA$6.00

-15.28%

Potato (1kg)

$2.38 CA$3.31

$2.65 CA$3.68

-10.19%

Onion (1kg)

$2.72 CA$3.78

$2.68 CA$3.73

1.49%

Lettuce (1 head)

$1.93 CA$2.68

$2.28 CA$3.17

-15.35%

Water (1.5 liter bottle)

$1.60 CA$2.22

$1.77 CA$2.46

-9.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.09 CA$19.58

$13.38 CA$18.60

5.31%

Wine (Bottle)

$10.78 CA$14.99

$11.38 CA$15.82

-5.27%

Local Beer (0.5 liter bottle)

$2.41 CA$3.36

$3.00 CA$4.17

-19.67%

Imported Beer (0.33 liter bottle)

$3.29 CA$4.57

$3.60 CA$5.01

-8.61%

One-way Ticket (Public Transport)

$2.78 CA$3.87

$2.82 CA$3.92

-1.42%

Public Transport Monthly Pass (Regular Price)

$67.9 CA$94.4

$74.0 CA$103

-8.23%

Taxi Start (Normal Tariff)

$2.62 CA$3.64

$3.51 CA$4.88

-25.36%

Taxi (Normal Tariff) (1km)

$1.74 CA$2.42

$1.39 CA$1.93

25.18%

Taxi 1hour Waiting (Normal Tariff)

$29.66 CA$41.23

$34.34 CA$47.74

-13.63%

Gasoline (1 liter)

$1.11 CA$1.54

$1.18 CA$1.64

-5.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.9K

$24.8K CA$34.5K

1.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$27.8K

$22.1K CA$30.7K

-9.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 CA$251

$76.1 CA$106

137.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.07 CA$51.5

$36.49 CA$50.7

1.59%

Internet (50+ Mbps, Unlimited Data)

$55.0 CA$76.5

$44.45 CA$61.8

23.76%

Gym Membership (Monthly)

$39.04 CA$54.3

$43.54 CA$60.5

-10.34%

Tennis Court (1 Hour on Weekend)

$15.23 CA$21.17

$17.02 CA$23.65

-10.52%

Cinema Ticket

$11.91 CA$16.56

$11.10 CA$15.43

7.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$562 CA$781

$621 CA$863

-9.53%

International Primary School, 1 Child (Yearly)

$10.2K CA$14.2K

$5,880 CA$8,173

74.03%

Jeans (Levis 501 Or Similar)

$53.2 CA$74.0

$62.6 CA$86.9

-14.90%

Summer Dress (H&M, Zara, etc)

$25.92 CA$36.03

$45.10 CA$62.7

-42.53%

Sport Shoes (Adidas, Nike)

$69.1 CA$96.1

$102 CA$142

-32.30%

Men's Leather Business Shoes

$87.0 CA$121

$118 CA$164

-26.27%

1-bedroom Apartment, City Center (Monthly)

$1,432 CA$1,990

$1,225 CA$1,702

16.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,285 CA$1,786

$963 CA$1,339

33.36%

3-bedroom Apartment, City Center (Monthly)

$2,346 CA$3,261

$2,083 CA$2,896

12.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,059 CA$2,862

$1,593 CA$2,214

29.24%

Buy Apartment in City Center (m2)

$5,273 CA$7,329

$5,133 CA$7,135

2.73%

Buy Apartment Outside City Center (m2)

$5,012 CA$6,966

$4,160 CA$5,782

20.48%

Average Monthly Net Salary (After Tax)

$3,134 CA$4,357

$2,981 CA$4,144

5.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.71

5.01

33.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: January 12, 2026

Last update for Montreal: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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