Cost of Living Comparison Between Waterloo and Montreal Cost of Living Comparison Between Waterloo and Montreal

🙂 Solo nomad: Waterloo is 7.5% cheaper than Montreal without rent, and 12.6% more expensive with rent.

🙂 Family of 3: Waterloo is 8% cheaper than Montreal without rent, and 11% more expensive with rent.

Meal at Budget Restaurant

$14.92 CA$20.44

$16.03 CA$21.97

-6.92%

Three-Course Dinner for Two, Mid-Range

$67.5 CA$92.5

$72.9 CA$99.9

-7.39%

Fast Food Meal (McDonalds, etc)

$9.42 CA$12.90

$11.17 CA$15.31

-15.67%

Cappuccino

$2.99 CA$4.09

$3.84 CA$5.26

-22.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.52 CA$2.08

$2.10 CA$2.88

-27.62%

Water (0.33 liter bottle)

$1.60 CA$2.19

$1.51 CA$2.07

5.96%

Local Beer (0.5 liter draught)

$5.45 CA$7.47

$6.25 CA$8.56

-12.80%

Imported Beer (0.33 liter bottle)

$6.51 CA$8.92

$6.77 CA$9.27

-3.84%

Milk (1 liter)

$2.15 CA$2.94

$2.28 CA$3.12

-5.70%

White Bread (500g)

$2.32 CA$3.18

$3.29 CA$4.50

-29.48%

Rice (white) (1kg)

$2.56 CA$3.50

$3.72 CA$5.09

-31.18%

Eggs

$3.07 CA$4.20

$3.34 CA$4.57

-8.08%

Local Cheese (1kg)

$8.55 CA$11.71

$16.17 CA$22.15

-47.12%

Chicken Fillets (1kg)

$16.71 CA$22.89

$11.60 CA$15.89

44.05%

Beef Round Steak (1kg)

$14.13 CA$19.36

$15.50 CA$21.23

-8.84%

Apples (1kg)

$3.95 CA$5.41

$3.67 CA$5.02

7.63%

Banana (1kg)

$1.18 CA$1.62

$1.71 CA$2.34

-30.99%

Oranges (1kg)

$3.38 CA$4.63

$3.91 CA$5.36

-13.55%

Tomato (1kg)

$3.67 CA$5.02

$4.31 CA$5.91

-14.85%

Potato (1kg)

$2.31 CA$3.16

$2.77 CA$3.80

-16.61%

Onion (1kg)

$2.86 CA$3.92

$2.67 CA$3.65

7.12%

Lettuce (1 head)

$1.96 CA$2.68

$2.26 CA$3.09

-13.27%

Water (1.5 liter bottle)

$1.66 CA$2.28

$1.70 CA$2.33

-2.35%

Cigarettes 20 Pack (Marlboro, Camel)

$13.77 CA$18.87

$13.13 CA$17.99

4.87%

Wine (Bottle)

$10.11 CA$13.85

$11.06 CA$15.15

-8.59%

Local Beer (0.5 liter bottle)

$2.42 CA$3.32

$3.02 CA$4.13

-19.87%

Imported Beer (0.33 liter bottle)

$3.15 CA$4.31

$3.43 CA$4.70

-8.16%

One-way Ticket (Public Transport)

$2.73 CA$3.73

$2.68 CA$3.67

1.87%

Public Transport Monthly Pass (Regular Price)

$68.9 CA$94.3

$74.2 CA$102

-7.22%

Taxi Start (Normal Tariff)

$2.54 CA$3.48

$3.64 CA$4.98

-30.22%

Taxi (Normal Tariff) (1km)

$1.75 CA$2.40

$1.38 CA$1.90

26.81%

Taxi 1hour Waiting (Normal Tariff)

$29.18 CA$39.97

$33.85 CA$46.37

-13.80%

Gasoline (1 liter)

$1.17 CA$1.61

$1.21 CA$1.66

-3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.6K

$25.4K CA$34.8K

-0.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.5K

$21.8K CA$29.9K

-7.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 CA$255

$74.1 CA$101

151.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.08 CA$50.8

$36.68 CA$50.3

1.09%

Internet (50+ Mbps, Unlimited Data)

$55.1 CA$75.4

$44.38 CA$60.8

24.06%

Gym Membership (Monthly)

$38.67 CA$53.0

$42.45 CA$58.2

-8.90%

Tennis Court (1 Hour on Weekend)

$15.24 CA$20.88

$16.85 CA$23.09

-9.55%

Cinema Ticket

$12.01 CA$16.45

$10.87 CA$14.89

10.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$564 CA$773

$618 CA$847

-8.73%

International Primary School, 1 Child (Yearly)

$10.3K CA$14.1K

$5,952 CA$8,155

72.56%

Jeans (Levis 501 Or Similar)

$53.7 CA$73.5

$63.1 CA$86.4

-14.95%

Summer Dress (H&M, Zara, etc)

$25.39 CA$34.79

$44.52 CA$61.0

-42.97%

Sport Shoes (Adidas, Nike)

$69.3 CA$95.0

$101 CA$138

-31.33%

Men's Leather Business Shoes

$89.6 CA$123

$123 CA$168

-26.97%

1-bedroom Apartment, City Center (Monthly)

$1,426 CA$1,954

$1,196 CA$1,639

19.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 CA$1,737

$971 CA$1,330

30.59%

3-bedroom Apartment, City Center (Monthly)

$2,402 CA$3,290

$2,040 CA$2,795

17.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,119 CA$2,903

$1,595 CA$2,185

32.91%

Buy Apartment in City Center (m2)

$5,457 CA$7,477

$5,204 CA$7,129

4.87%

Buy Apartment Outside City Center (m2)

$5,216 CA$7,146

$3,996 CA$5,475

30.52%

Average Monthly Net Salary (After Tax)

$3,101 CA$4,248

$3,060 CA$4,192

1.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.71

5.01

33.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: March 2, 2026

Last update for Montreal: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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