Cost of Living Comparison Between Waterloo and Montreal Cost of Living Comparison Between Waterloo and Montreal

🙂 Solo nomad: Waterloo is 11.8% cheaper than Montreal without rent, and 15.3% more expensive with rent.

🙂 Family of 3: Waterloo is 7.5% cheaper than Montreal without rent, and 7.7% more expensive with rent.

Meal at Budget Restaurant

$14.98 CA$20.39

$16.33 CA$22.23

-8.27%

Three-Course Dinner for Two, Mid-Range

$66.9 CA$91

$73.7 CA$100

-9.27%

Fast Food Meal (McDonalds, etc)

$9.83 CA$13.38

$10.99 CA$14.96

-10.56%

Cappuccino

$3.11 CA$4.24

$3.82 CA$5.2

-18.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 CA$2.14

$2.1 CA$2.86

-25.24%

Water (0.33 liter bottle)

$1.62 CA$2.21

$1.52 CA$2.07

6.58%

Local Beer (0.5 liter draught)

$5.55 CA$7.55

$5.92 CA$8.05

-6.25%

Imported Beer (0.33 liter bottle)

$6.75 CA$9.18

$6.47 CA$8.8

4.33%

Milk (1 liter)

$2.16 CA$2.94

$2.27 CA$3.09

-4.85%

White Bread (500g)

$2.23 CA$3.04

$3.36 CA$4.58

-33.63%

Rice (white) (1kg)

$2.55 CA$3.47

$3.66 CA$4.98

-30.33%

Eggs

$3.03 CA$4.12

$3.43 CA$4.67

-11.66%

Local Cheese (1kg)

$8.23 CA$11.2

$16.48 CA$22.43

-50.06%

Chicken Fillets (1kg)

$16.56 CA$22.54

$11.61 CA$15.8

42.64%

Beef Round Steak (1kg)

$14.16 CA$19.27

$15.19 CA$20.67

-6.78%

Apples (1kg)

$4.15 CA$5.65

$3.61 CA$4.91

14.96%

Banana (1kg)

$1.18 CA$1.61

$1.68 CA$2.28

-29.76%

Oranges (1kg)

$3.22 CA$4.39

$4.12 CA$5.61

-21.84%

Tomato (1kg)

$3.78 CA$5.14

$4.44 CA$6.05

-14.86%

Potato (1kg)

$2.28 CA$3.1

$2.64 CA$3.59

-13.64%

Onion (1kg)

$2.84 CA$3.87

$2.6 CA$3.54

9.23%

Lettuce (1 head)

$1.95 CA$2.65

$2.17 CA$2.96

-10.14%

Water (1.5 liter bottle)

$1.61 CA$2.19

$1.78 CA$2.42

-9.55%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.32

$13.27 CA$18.06

6.93%

Wine (Bottle)

$10.91 CA$14.85

$12.7 CA$17.29

-14.09%

Local Beer (0.5 liter bottle)

$2.49 CA$3.39

$3.11 CA$4.24

-19.94%

Imported Beer (0.33 liter bottle)

$3.33 CA$4.54

$3.6 CA$4.89

-7.50%

One-way Ticket (Public Transport)

$2.79 CA$3.8

$2.69 CA$3.66

3.72%

Public Transport Monthly Pass (Regular Price)

$69.5 CA$94.6

$73.1 CA$99.5

-4.94%

Taxi Start (Normal Tariff)

$2.64 CA$3.6

$3.53 CA$4.81

-25.21%

Taxi (Normal Tariff) (1km)

$1.68 CA$2.29

$1.4 CA$1.9

20.00%

Taxi 1hour Waiting (Normal Tariff)

$29.07 CA$39.57

$34.13 CA$46.45

-14.83%

Gasoline (1 liter)

$1.16 CA$1.58

$1.23 CA$1.68

-5.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$34.4K

$25.2K CA$34.3K

0.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$26.7K

$21.6K CA$29.4K

-9.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 CA$254

$75.3 CA$102

147.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.08 CA$50.5

$36.75 CA$50

0.90%

Internet (50+ Mbps, Unlimited Data)

$54 CA$73.5

$44.37 CA$60.4

21.73%

Gym Membership (Monthly)

$39.11 CA$53.2

$43.45 CA$59.1

-9.99%

Tennis Court (1 Hour on Weekend)

$15.74 CA$21.43

$17.07 CA$23.24

-7.79%

Cinema Ticket

$12.04 CA$16.38

$11.17 CA$15.2

7.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$566 CA$770

$621 CA$845

-8.91%

International Primary School, 1 Child (Yearly)

$10.2K CA$13.9K

$5,850 CA$7,963

74.34%

Jeans (Levis 501 Or Similar)

$53.2 CA$72.5

$62.9 CA$85.6

-15.30%

Summer Dress (H&M, Zara, etc)

$25.85 CA$35.19

$45.2 CA$61.5

-42.81%

Sport Shoes (Adidas, Nike)

$70.9 CA$96.5

$103 CA$140

-31.14%

Men's Leather Business Shoes

$87.2 CA$119

$122 CA$166

-28.34%

1-bedroom Apartment, City Center (Monthly)

$1,426 CA$1,941

$1,197 CA$1,629

19.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,251 CA$1,703

$944 CA$1,285

32.50%

3-bedroom Apartment, City Center (Monthly)

$2,344 CA$3,191

$2,069 CA$2,816

13.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,068 CA$2,815

$1,558 CA$2,120

32.74%

Buy Apartment in City Center (m2)

$5,623 CA$7,654

$6,154 CA$8,377

-8.64%

Buy Apartment Outside City Center (m2)

$4,343 CA$5,912

$4,461 CA$6,072

-2.64%

Average Monthly Net Salary (After Tax)

$3,028 CA$4,122

$2,940 CA$4,002

3.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.71

5.01

33.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waterloo: October 28, 2025

Last update for Montreal: October 29, 2025

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