Cost of Living Comparison Between Warsaw and Tychy Cost of Living Comparison Between Warsaw and Tychy

Monthly Cost of Living

Monthly costs for one person with rent: $2,025 in Warsaw versus $1,394 in Tychy.

Estimated couple costs with rent: $2,904 in Warsaw versus $2,045 in Tychy.

Monthly costs for a family of three with rent: $3,783 in Warsaw versus $2,696 in Tychy.

Living in Warsaw is roughly 45% more expensive than in Tychy, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Warsaw 52% above, Tychy 4% above.

Meal at Budget Restaurant

$10.75 zł 40.77

$10.77 zł 40.85

-0.19%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$41.51 zł 158

36.42%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$7.91 zł 30.01

19.47%

Cappuccino

$4.17 zł 15.81

$3.48 zł 13.21

19.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$1.93 zł 7.33

8.81%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.71 zł 6.48

7.02%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$3.29 zł 12.49

35.87%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$3.20 zł 12.13

41.87%

Milk (1 liter)

$1.19 zł 4.51

$1.05 zł 3.97

13.33%

White Bread (500g)

$1.42 zł 5.40

$1.37 zł 5.21

3.65%

Rice (white) (1kg)

$1.79 zł 6.79

$1.23 zł 4.65

45.53%

Eggs

$3.57 zł 13.56

$3.13 zł 11.86

14.06%

Local Cheese (1kg)

$9.98 zł 37.88

$10.31 zł 39.13

-3.20%

Chicken Fillets (1kg)

$6.92 zł 26.27

$6.32 zł 23.96

9.49%

Beef Round Steak (1kg)

$14.53 zł 55.1

$10.88 zł 41.26

33.55%

Apples (1kg)

$1.30 zł 4.93

$1.21 zł 4.59

7.44%

Banana (1kg)

$1.86 zł 7.06

$1.79 zł 6.79

3.91%

Oranges (1kg)

$1.93 zł 7.34

$1.93 zł 7.32

Tomato (1kg)

$3.77 zł 14.29

$2.85 zł 10.79

32.28%

Potato (1kg)

$1.06 zł 4.00

$0.97 zł 3.68

9.28%

Onion (1kg)

$1.24 zł 4.70

$0.91 zł 3.45

36.26%

Lettuce (1 head)

$1.44 zł 5.47

$1.15 zł 4.35

25.22%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.67 zł 2.53

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.46 zł 20.72

1.65%

Wine (Bottle)

$7.75 zł 29.40

$7.76 zł 29.43

-0.13%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.05 zł 3.97

30.48%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.93 zł 7.33

-3.11%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.07 zł 4.04

9.35%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$32.29 zł 123

-8.24%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.21 zł 8.39

20.36%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.78 zł 2.98

30.77%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$9.78 zł 37.10

36.50%

Gasoline (1 liter)

$1.79 zł 6.78

$1.67 zł 6.33

7.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$34.0K zł 128.9K

-3.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$28.9K zł 109.5K

12.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$247 zł 935

44.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.64 zł 32.77

18.40%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$17.20 zł 65.3

1.69%

Gym Membership (Monthly)

$44.37 zł 168

$37.07 zł 141

19.69%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$19.68 zł 74.7

48.27%

Cinema Ticket

$9.39 zł 35.63

$6.87 zł 26.07

36.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$311 zł 1,179

83.85%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$9,416 zł 35.7K

62.76%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$86.6 zł 329

14.01%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$36.53 zł 139

28.63%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$75.4 zł 286

25.57%

Men's Leather Business Shoes

$109 zł 415

$96.0 zł 364

13.85%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$642 zł 2,437

76.66%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$493 zł 1,872

86.83%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$976 zł 3,703

114.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$808 zł 3,064

88.96%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$2,933 zł 11.1K

115.60%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,268 zł 8,603

72.82%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$1,439 zł 5,461

49.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.92

9.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Tychy: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,135 in Warsaw and $642 in Tychy. Housing cost is often the main lever when comparing two cities.

Warsaw pays 49% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Warsaw vs $42.00 in Tychy for a mid-range dinner for two. Groceries echo the gap at $246 vs $217 per month, with Tychy cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Tychy: Cost of Living - Frequently Asked Questions

Tychy wins on cost – living expenses run 45% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Tychy the obvious pick if budget is a priority.

Average pay runs 49% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,135 in Warsaw versus $642 in Tychy. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Tychy – a meal for two runs $42.00 versus $57.0 in Warsaw. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,394 in Tychy versus $2,025 in Warsaw, a $1,000 budget is realistic in Tychy but tight or insufficient in Warsaw. The gap between the two cities makes Tychy the clear choice for anyone on this budget.

Both work as nomad bases, but Tychy delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tychy hard to pass up.

Safety-wise, Warsaw and Tychy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tychy gentler on the wallet – expenses run 45% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.