Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Świebodzice

For one person, living is cheaper in Świebodzice: $1,382 a month against $2,051 in Warsaw, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Warsaw
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Warsaw Living Index
68

Cost of Living Index in Świebodzice
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Świebodzice Living Index

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Warsaw

🇵🇱 Poland

$2,051

/mo nomad

Świebodzice

🇵🇱 Poland

$1,382

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Świebodzice

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Świebodzice actually costs, broken down by who's living it.

A single person spends $2,051 per month in Warsaw vs $1,382 in Świebodzice, rent included.

Warsaw $2,051
Świebodzice $1,382

A couple spends around $2,950 per month in Warsaw vs $2,039 in Świebodzice, rent included.

Warsaw $2,950
Świebodzice $2,039

A family of three spends $3,850 per month in Warsaw vs $2,696 in Świebodzice, rent included.

Warsaw $3,850
Świebodzice $2,696

Warsaw costs about 48% more than Świebodzice, and outside of rent the biggest gap is in groceries.

Both Warsaw and Świebodzice sit above the global median – Warsaw by 51%, Świebodzice by 2%.

Meal at Budget Restaurant

$11.43 zł 44.39

$10.28 zł 39.94

11.19%

Three-Course Dinner for Two, Mid-Range

$62.0 zł 241

$49.94 zł 194

24.13%

Fast Food Meal (McDonalds, etc)

$10.30 zł 40.03

$10.06 zł 39.07

2.39%

Cappuccino

$4.22 zł 16.38

$4.13 zł 16.04

2.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.59

$2.11 zł 8.20

4.74%

Water (0.33 liter bottle)

$2.20 zł 8.54

$1.90 zł 7.37

15.79%

Local Beer (0.5 liter draught)

$4.59 zł 17.84

$4.02 zł 15.62

14.18%

Imported Beer (0.33 liter bottle)

$5.01 zł 19.46

$5.01 zł 19.47

Milk (1 liter)

$1.10 zł 4.27

$0.86 zł 3.35

27.91%

White Bread (500g)

$1.47 zł 5.71

$1.13 zł 4.39

30.09%

Rice (white) (1kg)

$1.62 zł 6.29

$1.46 zł 5.66

10.96%

Eggs

$3.92 zł 15.22

$2.93 zł 11.39

33.79%

Local Cheese (1kg)

$9.08 zł 35.28

$9.42 zł 36.61

-3.61%

Chicken Fillets (1kg)

$6.39 zł 24.82

$2.49 zł 9.69

156.63%

Beef Round Steak (1kg)

$14.50 zł 56.3

$11.81 zł 45.88

22.78%

Apples (1kg)

$1.17 zł 4.55

$0.92 zł 3.56

27.17%

Banana (1kg)

$1.75 zł 6.81

$1.29 zł 5.02

35.66%

Oranges (1kg)

$1.76 zł 6.84

$1.72 zł 6.69

2.33%

Tomato (1kg)

$4.08 zł 15.87

$1.39 zł 5.41

193.53%

Potato (1kg)

$0.90 zł 3.51

$0.60 zł 2.34

50.00%

Onion (1kg)

$0.94 zł 3.64

$0.84 zł 3.26

11.90%

Lettuce (1 head)

$1.41 zł 5.48

Water (1.5 liter bottle)

$0.70 zł 2.74

$0.47 zł 1.83

48.94%

Cigarettes 20 Pack (Marlboro, Camel)

$6.37 zł 24.76

$6.31 zł 24.50

0.95%

Wine (Bottle)

$6.48 zł 25.16

$7.45 zł 28.94

-13.02%

Local Beer (0.5 liter bottle)

$1.16 zł 4.51

$1.06 zł 4.13

9.43%

Imported Beer (0.33 liter bottle)

$1.73 zł 6.71

$1.83 zł 7.12

-5.46%

One-way Ticket (Public Transport)

$1.16 zł 4.51

$1.06 zł 4.10

9.43%

Public Transport Monthly Pass (Regular Price)

$28.24 zł 110

$29.70 zł 115

-4.92%

Taxi Start (Normal Tariff)

$2.55 zł 9.91

$2.50 zł 9.71

2.00%

Taxi (Normal Tariff) (1km)

$1.26 zł 4.90

$0.93 zł 3.60

35.48%

Taxi 1hour Waiting (Normal Tariff)

$12.94 zł 50.3

$10.08 zł 39.18

28.37%

Gasoline (1 liter)

$1.76 zł 6.86

$1.64 zł 6.37

7.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 119.0K

$30.3K zł 117.9K

0.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K zł 118.4K

$29.7K zł 115.5K

2.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$340 zł 1,323

$233 zł 906

45.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.07 zł 35.22

$7.71 zł 29.97

17.64%

Internet (50+ Mbps, Unlimited Data)

$16.28 zł 63.3

$12.87 zł 50.0

26.50%

Gym Membership (Monthly)

$47.15 zł 183

$38.53 zł 150

22.37%

Tennis Court (1 Hour on Weekend)

$28.50 zł 111

$21.80 zł 84.7

30.73%

Cinema Ticket

$9.01 zł 35.02

$8.65 zł 33.61

4.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$599 zł 2,327

$489 zł 1,899

22.54%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.7K

$12.1K zł 47.0K

18.61%

Jeans (Levis 501 Or Similar)

$106 zł 414

$93.0 zł 361

14.43%

Summer Dress (H&M, Zara, etc)

$39.28 zł 153

$39.40 zł 153

-0.30%

Sport Shoes (Adidas, Nike)

$107 zł 416

$90.8 zł 353

17.98%

Men's Leather Business Shoes

$111 zł 433

$107 zł 415

4.34%

1-bedroom Apartment, City Center (Monthly)

$1,173 zł 4,557

$614 zł 2,386

90.96%

1-bedroom Apartment, Outside City Center (Monthly)

$956 zł 3,713

$496 zł 1,928

92.54%

3-bedroom Apartment, City Center (Monthly)

$2,103 zł 8,170

$995 zł 3,864

111.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,559 zł 6,056

$811 zł 3,151

92.17%

Buy Apartment in City Center (m2)

$6,040 zł 23.5K

$2,938 zł 11.4K

105.56%

Buy Apartment Outside City Center (m2)

$3,932 zł 15.3K

$2,208 zł 8,578

78.08%

Average Monthly Net Salary (After Tax)

$2,093 zł 8,133

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.2

-7.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 20, 2026

Last update for Świebodzice: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$956 46.6%

Świebodzice

$496 35.9% 48.1% $459

Monthly Utilities & Internet

Warsaw

$366 17.8%

Świebodzice

$254 18.4% 30.6% $112

Groceries & Markets

Warsaw

$235 11.5%

Świebodzice

$179 12.9% 24.1% $57

Eating Out

Warsaw

$224 10.9%

Świebodzice

$208 15.1% 6.9% $15

Clothing & Footwear

Warsaw

$164 8%

Świebodzice

$149 10.7% 9.4% $15

Sport & Entertainment

Warsaw

$65 3.2%

Świebodzice

$56 4% 14.3% $9.3

Getting Around

Warsaw

$42 2%

Świebodzice

$41 3% 1.6% $0.7

Cost Breakdown

A central one-bedroom costs $1,173 in Warsaw versus $614 in Świebodzice. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62.0 in Warsaw versus $50.0 in Świebodzice. Monthly groceries follow the same trend: $235 vs $179 – making Świebodzice the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Świebodzice

🕒 Local time

02:16 2:16 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

22,539

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Świebodzice: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 48%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,077 per month in Warsaw and $2,073 in Świebodzice. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Świebodzice, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 5% less in Świebodzice. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $599 per month in Warsaw and $489 in Świebodzice. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Świebodzice, where all-in costs run around $1,382, than in Warsaw at $2,051. In Świebodzice it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Świebodzice – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Świebodzice. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.