Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Kolobrzeg

For one person, living is cheaper in Kolobrzeg: $1,205 a month against $2,032 in Warsaw, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

Warsaw
🇵🇱 Poland
$2,032
/mo nomad
Kolobrzeg
🇵🇱 Poland
$1,205
/mo nomad
Monthly Cost of Living

How much you'll spend in Warsaw and in Kolobrzeg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Kolobrzeg actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,032 in Warsaw versus $1,205 in Kolobrzeg.

  • Warsaw $2,032
  • Kolobrzeg $1,205

Estimated couple costs with rent: $2,918 in Warsaw versus $2,018 in Kolobrzeg.

  • Warsaw $2,918
  • Kolobrzeg $2,018

Monthly costs for a family of three with rent: $3,804 in Warsaw versus $2,832 in Kolobrzeg.

  • Warsaw $3,804
  • Kolobrzeg $2,832

Living in Warsaw is roughly 69% more expensive than in Kolobrzeg, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Warsaw is 50% above, Kolobrzeg is 11% below.

Currency
🍽 Eating Out
Warsaw
Kolobrzeg
Difference
Meal at Budget Restaurant
$11.51 zł 44.72
$9.75 zł 37.88
18.05%
Three-Course Dinner for Two, Mid-Range
$60.6 zł 236
$62.5 zł 243
-3.02%
Fast Food Meal (McDonalds, etc)
$10.00 zł 38.87
$7.75 zł 30.12
29.03%
Cappuccino
$4.17 zł 16.22
$3.49 zł 13.56
19.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 zł 8.81
$2.09 zł 8.14
8.61%
Water (0.33 liter bottle)
$2.21 zł 8.61
$1.61 zł 6.26
37.27%
Local Beer (0.5 liter draught)
$4.60 zł 17.87
$3.90 zł 15.13
17.95%
Imported Beer (0.33 liter bottle)
$5.01 zł 19.47
$3.79 zł 14.74
32.19%
🛒 Groceries & Markets
Warsaw
Kolobrzeg
Difference
Milk (1 liter)
$1.05 zł 4.07
$1.05 zł 4.08
-
White Bread (500g)
$1.52 zł 5.90
$1.24 zł 4.83
22.58%
Rice (white) (1kg)
$1.54 zł 6.00
$0.94 zł 3.65
63.83%
Eggs
$3.76 zł 14.60
$2.97 zł 11.55
26.60%
Local Cheese (1kg)
$8.55 zł 33.22
$9.01 zł 34.99
-5.11%
Chicken Fillets (1kg)
$6.29 zł 24.43
$5.93 zł 23.03
6.07%
Beef Round Steak (1kg)
$14.54 zł 56.5
$11.55 zł 44.88
25.89%
Apples (1kg)
$1.17 zł 4.55
$1.05 zł 4.06
11.43%
Banana (1kg)
$1.73 zł 6.73
$1.25 zł 4.86
38.40%
Oranges (1kg)
$1.71 zł 6.66
$1.56 zł 6.07
9.62%
Tomato (1kg)
$4.04 zł 15.71
$3.13 zł 12.17
29.07%
Potato (1kg)
$0.91 zł 3.53
$0.74 zł 2.87
22.97%
Onion (1kg)
$0.86 zł 3.34
$1.29 zł 5.01
-33.33%
Lettuce (1 head)
$1.39 zł 5.39
$1.16 zł 4.50
19.83%
Water (1.5 liter bottle)
$0.69 zł 2.67
$0.50 zł 1.94
38.00%
Cigarettes 20 Pack (Marlboro, Camel)
$6.19 zł 24.04
$4.68 zł 18.18
32.26%
Wine (Bottle)
$6.46 zł 25.10
$6.99 zł 27.17
-7.58%
Local Beer (0.5 liter bottle)
$1.10 zł 4.28
$0.74 zł 2.87
48.65%
Imported Beer (0.33 liter bottle)
$1.63 zł 6.35
$1.30 zł 5.04
25.38%
🚌 Getting Around
Warsaw
Kolobrzeg
Difference
One-way Ticket (Public Transport)
$1.11 zł 4.31
$1.25 zł 4.87
-11.20%
Public Transport Monthly Pass (Regular Price)
$28.52 zł 111
$46.21 zł 180
-38.28%
Taxi Start (Normal Tariff)
$2.47 zł 9.58
$2.09 zł 8.14
18.18%
Taxi (Normal Tariff) (1km)
$1.31 zł 5.08
$0.77 zł 2.99
70.13%
Taxi 1hour Waiting (Normal Tariff)
$12.87 zł 50.0
$9.86 zł 38.30
30.53%
Gasoline (1 liter)
$1.75 zł 6.80
$1.60 zł 6.22
9.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K zł 119.4K
$30.6K zł 119.0K
0.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.8K zł 119.5K
$26.7K zł 103.9K
14.99%
🧾 Monthly Utilities & Internet
Warsaw
Kolobrzeg
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$341 zł 1,324
$216 zł 841
57.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.00 zł 34.95
$7.53 zł 29.25
19.52%
Internet (50+ Mbps, Unlimited Data)
$16.19 zł 62.9
$15.21 zł 59.1
6.44%
🎉 Sport & Entertainment
Warsaw
Kolobrzeg
Difference
Gym Membership (Monthly)
$45.81 zł 178
$50.4 zł 196
-9.05%
Tennis Court (1 Hour on Weekend)
$27.81 zł 108
$13.80 zł 53.6
101.52%
Cinema Ticket
$9.04 zł 35.12
$7.28 zł 28.27
24.18%
🧸 Childcare & Education
Warsaw
Kolobrzeg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$594 zł 2,306
$327 zł 1,272
81.32%
International Primary School, 1 Child (Yearly)
$14.3K zł 55.6K
$4,550 zł 17.7K
214.71%
👕👟 Clothing & Footwear
Warsaw
Kolobrzeg
Difference
Jeans (Levis 501 Or Similar)
$109 zł 424
$82.8 zł 322
31.76%
Summer Dress (H&M, Zara, etc)
$40.12 zł 156
$32.69 zł 127
22.73%
Sport Shoes (Adidas, Nike)
$104 zł 405
$87.6 zł 340
19.12%
Men's Leather Business Shoes
$111 zł 431
$101 zł 392
9.90%
🏠 Accommodation & Living
Warsaw
Kolobrzeg
Difference
1-bedroom Apartment, City Center (Monthly)
$1,181 zł 4,587
$605 zł 2,351
95.11%
1-bedroom Apartment, Outside City Center (Monthly)
$942 zł 3,659
$322 zł 1,250
192.76%
3-bedroom Apartment, City Center (Monthly)
$2,074 zł 8,056
$1,652 zł 6,419
25.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,533 zł 5,958
$868 zł 3,373
76.63%
Buy Apartment in City Center (m2)
$5,932 zł 23.0K
$1,361 zł 5,289
335.80%
Buy Apartment Outside City Center (m2)
$3,836 zł 14.9K
$886 zł 3,442
332.95%
💵 Salaries & Financials
Warsaw
Kolobrzeg
Difference
Average Monthly Net Salary (After Tax)
$2,049 zł 7,959
$2,268 zł 8,811
-9.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
6.53
2.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 10, 2026

Last update for Kolobrzeg: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Warsaw
$942
Kolobrzeg
$322 65.8% $620
Monthly Utilities & Internet
Warsaw
$366
Kolobrzeg
$239 34.7% $127
Groceries & Markets
Warsaw
$231
Kolobrzeg
$200 13.3% $31
Eating Out
Warsaw
$223
Kolobrzeg
$185 17.1% $38
Clothing & Footwear
Warsaw
$164
Kolobrzeg
$137 16.6% $27
Sport & Entertainment
Warsaw
$64
Kolobrzeg
$65 1.6% $1
Getting Around
Warsaw
$42
Kolobrzeg
$57 36.3% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,181 in Warsaw and $605 in Kolobrzeg. Housing cost is often the main lever when comparing two cities.

Kolobrzeg pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61.0 in Warsaw vs $63.0 in Kolobrzeg. Groceries flip the comparison at $231 vs $200, with Kolobrzeg cheaper for home cooking.

Good to know
🇵🇱 Warsaw
🇵🇱 Kolobrzeg
🕒 Local time
22:49 10:49 PM
22:49 10:49 PM
Same time as Warsaw
🌤 Weather
👥 Population
1,861,599 Capital
43,364
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

On the map
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  • Warsaw Kolobrzeg 420 km
From you
  • Warsaw
  • Kolobrzeg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Warsaw vs Kolobrzeg: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Warsaw and in Kolobrzeg?
Warsaw and Kolobrzeg differ by about 69% in total monthly costs ($2,032 vs $1,205 including rent). Kolobrzeg is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 11% lower in Kolobrzeg. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Warsaw and in Kolobrzeg?
Rent for a central apartment: $1,181 in Warsaw versus $605 in Kolobrzeg. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Kolobrzeg – a meal for two runs $63.0 versus $61.0 in Warsaw. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Warsaw or Kolobrzeg?
All in, you'll spend $2,032 per month in Warsaw versus $1,205 in Kolobrzeg – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,205 in Kolobrzeg versus $2,032 in Warsaw, a $2,000 budget is realistic in Kolobrzeg but tight or insufficient in Warsaw. The gap between the two cities makes Kolobrzeg the clear choice for anyone on this budget.
How does quality of life compare between Warsaw and Kolobrzeg?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Warsaw or Kolobrzeg safer for residents?
Safety-wise, Warsaw and Kolobrzeg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Warsaw or Kolobrzeg?
Expats usually find Kolobrzeg gentler on the wallet – expenses run 69% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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