Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Kalisz

For one person, living is cheaper in Kalisz: $1,136 a month against $2,032 in Warsaw, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Warsaw
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Warsaw Living Index
55

Cost of Living Index in Kalisz
Learn more

Kalisz Living Index

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Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Kalisz

🇵🇱 Poland

$1,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Kalisz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Kalisz actually costs, broken down by who's living it.

A single person spends $2,032 per month in Warsaw vs $1,136 in Kalisz, rent included.

Warsaw $2,032
Kalisz $1,136

A couple spends around $2,918 per month in Warsaw vs $1,596 in Kalisz, rent included.

Warsaw $2,918
Kalisz $1,596

A family of three spends $3,804 per month in Warsaw vs $2,056 in Kalisz, rent included.

Warsaw $3,804
Kalisz $2,056

Warsaw costs about 79% more than Kalisz, and outside of rent the biggest gap is in eating out.

Warsaw sits 50% above the global median, while Kalisz is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.51 zł 44.72

$8.73 zł 33.92

31.84%

Three-Course Dinner for Two, Mid-Range

$60.6 zł 236

$30.31 zł 118

100.03%

Fast Food Meal (McDonalds, etc)

$10.00 zł 38.87

$8.87 zł 34.47

12.74%

Cappuccino

$4.17 zł 16.22

$3.08 zł 11.96

35.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 zł 8.81

$2.00 zł 7.76

13.50%

Water (0.33 liter bottle)

$2.21 zł 8.61

$1.63 zł 6.33

35.58%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

$2.49 zł 9.68

84.74%

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

$2.59 zł 10.07

93.44%

Milk (1 liter)

$1.05 zł 4.07

$0.92 zł 3.59

14.13%

White Bread (500g)

$1.52 zł 5.90

$1.21 zł 4.71

25.62%

Rice (white) (1kg)

$1.54 zł 6.00

$1.62 zł 6.29

-4.94%

Eggs

$3.76 zł 14.60

$2.95 zł 11.44

27.46%

Local Cheese (1kg)

$8.55 zł 33.22

$7.96 zł 30.91

7.41%

Chicken Fillets (1kg)

$6.29 zł 24.43

$4.34 zł 16.87

44.93%

Beef Round Steak (1kg)

$14.54 zł 56.5

$9.22 zł 35.82

57.70%

Apples (1kg)

$1.17 zł 4.55

$1.07 zł 4.15

9.35%

Banana (1kg)

$1.73 zł 6.73

$1.60 zł 6.22

8.12%

Oranges (1kg)

$1.71 zł 6.66

$1.57 zł 6.12

8.92%

Tomato (1kg)

$4.04 zł 15.71

$3.10 zł 12.03

30.32%

Potato (1kg)

$0.91 zł 3.53

$0.79 zł 3.06

15.19%

Onion (1kg)

$0.86 zł 3.34

$1.01 zł 3.92

-14.85%

Lettuce (1 head)

$1.39 zł 5.39

$1.30 zł 5.05

6.92%

Water (1.5 liter bottle)

$0.69 zł 2.67

$0.55 zł 2.16

25.45%

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.04

$4.68 zł 18.18

32.26%

Wine (Bottle)

$6.46 zł 25.10

$6.98 zł 27.14

-7.45%

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

$0.87 zł 3.39

26.44%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

$1.39 zł 5.40

17.27%

One-way Ticket (Public Transport)

$1.11 zł 4.31

$1.04 zł 4.04

6.73%

Public Transport Monthly Pass (Regular Price)

$28.52 zł 111

$34.99 zł 136

-18.49%

Taxi Start (Normal Tariff)

$2.47 zł 9.58

$2.00 zł 7.75

23.50%

Taxi (Normal Tariff) (1km)

$1.31 zł 5.08

$1.05 zł 4.08

24.76%

Taxi 1hour Waiting (Normal Tariff)

$12.87 zł 50.0

$6.51 zł 25.30

97.70%

Gasoline (1 liter)

$1.75 zł 6.80

$1.57 zł 6.11

11.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 119.4K

$30.5K zł 118.5K

0.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K zł 119.5K

$27.4K zł 106.5K

12.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,324

$186 zł 724

82.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.95

$10.06 zł 39.08

-10.54%

Internet (50+ Mbps, Unlimited Data)

$16.19 zł 62.9

$16.83 zł 65.4

-3.80%

Gym Membership (Monthly)

$45.81 zł 178

$31.87 zł 124

43.74%

Tennis Court (1 Hour on Weekend)

$27.81 zł 108

Cinema Ticket

$9.04 zł 35.12

$6.46 zł 25.11

39.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$594 zł 2,306

$248 zł 964

139.26%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.6K

$5,003 zł 19.4K

186.21%

Jeans (Levis 501 Or Similar)

$109 zł 424

$83.4 zł 324

30.68%

Summer Dress (H&M, Zara, etc)

$40.12 zł 156

$25.41 zł 98.7

57.89%

Sport Shoes (Adidas, Nike)

$104 zł 405

$79.2 zł 308

31.68%

Men's Leather Business Shoes

$111 zł 431

$88.5 zł 344

25.41%

1-bedroom Apartment, City Center (Monthly)

$1,181 zł 4,587

$445 zł 1,730

165.12%

1-bedroom Apartment, Outside City Center (Monthly)

$942 zł 3,659

$354 zł 1,376

165.86%

3-bedroom Apartment, City Center (Monthly)

$2,074 zł 8,056

$538 zł 2,092

285.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 zł 5,958

$457 zł 1,774

235.80%

Buy Apartment in City Center (m2)

$5,932 zł 23.0K

$1,968 zł 7,648

201.37%

Buy Apartment Outside City Center (m2)

$3,836 zł 14.9K

$1,462 zł 5,679

162.42%

Average Monthly Net Salary (After Tax)

$2,049 zł 7,959

$1,190 zł 4,622

72.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.21

7.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 10, 2026

Last update for Kalisz: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$942 46.4%

Kalisz

$354 31.2% 62.4% $588

Monthly Utilities & Internet

Warsaw

$366 18%

Kalisz

$213 18.8% 41.7% $153

Groceries & Markets

Warsaw

$231 11.4%

Kalisz

$187 16.5% 19% $44

Eating Out

Warsaw

$223 11%

Kalisz

$166 14.6% 25.8% $58

Clothing & Footwear

Warsaw

$164 8.1%

Kalisz

$124 11% 24.1% $40

Sport & Entertainment

Warsaw

$64 3.1%

Kalisz

$45 3.9% 29.9% $19

Getting Around

Warsaw

$42 2.1%

Kalisz

$46 4.1% 10.6% $4.4

Cost Breakdown

A central one-bedroom costs $1,181 in Warsaw versus $445 in Kalisz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Warsaw versus $30.00 in Kalisz. Monthly groceries follow the same trend: $231 vs $187 – making Kalisz the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Kalisz

🕒 Local time

14:33 2:33 PM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

103,997

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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Warsaw Kalisz 210 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Kalisz: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 79%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,048 per month in Warsaw and $1,704 in Kalisz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalisz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 23% less in Kalisz. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $594 per month in Warsaw and $248 in Kalisz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kalisz, where all-in costs run around $1,136, than in Warsaw at $2,032. In Kalisz it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalisz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalisz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.