Cost of Living Comparison Between Warsaw and Kalisz Cost of Living Comparison Between Warsaw and Kalisz

Monthly Cost of Living

A single person spends $2,184 per month in Warsaw vs $1,172 in Kalisz, rent included.

A couple spends around $3,125 per month in Warsaw vs $1,651 in Kalisz, rent included.

A family of three spends $4,066 per month in Warsaw vs $2,131 in Kalisz, rent included.

Warsaw costs about 86% more than Kalisz, driven mainly by Eating Out.

Warsaw sits 59% above the global median, while Kalisz is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.19 zł 45.27

$9.30 zł 34.55

31.08%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 229

$32.63 zł 121

89.24%

Fast Food Meal (McDonalds, etc)

$10.60 zł 39.38

$9.28 zł 34.46

14.22%

Cappuccino

$4.61 zł 17.14

$3.21 zł 11.93

43.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.36

$1.88 zł 6.98

34.04%

Water (0.33 liter bottle)

$2.40 zł 8.92

$1.75 zł 6.48

37.14%

Local Beer (0.5 liter draught)

$4.86 zł 18.04

$2.65 zł 9.85

83.40%

Imported Beer (0.33 liter bottle)

$5.24 zł 19.48

$2.73 zł 10.13

91.94%

Milk (1 liter)

$1.15 zł 4.28

$1.04 zł 3.84

10.58%

White Bread (500g)

$1.58 zł 5.88

$1.31 zł 4.88

20.61%

Rice (white) (1kg)

$1.82 zł 6.74

$1.67 zł 6.19

8.98%

Eggs

$3.98 zł 14.77

$3.17 zł 11.78

25.55%

Local Cheese (1kg)

$9.70 zł 36.03

$8.29 zł 30.80

17.01%

Chicken Fillets (1kg)

$7.33 zł 27.21

$4.72 zł 17.53

55.30%

Beef Round Steak (1kg)

$15.32 zł 56.9

$9.95 zł 36.96

53.97%

Apples (1kg)

$1.32 zł 4.92

$1.16 zł 4.33

13.79%

Banana (1kg)

$1.78 zł 6.62

$1.74 zł 6.47

2.30%

Oranges (1kg)

$1.84 zł 6.84

$1.62 zł 6.03

13.58%

Tomato (1kg)

$4.06 zł 15.10

$3.24 zł 12.04

25.31%

Potato (1kg)

$0.94 zł 3.47

$0.83 zł 3.09

13.25%

Onion (1kg)

$0.93 zł 3.44

$1.06 zł 3.93

-12.26%

Lettuce (1 head)

$1.57 zł 5.82

$1.37 zł 5.08

14.60%

Water (1.5 liter bottle)

$0.72 zł 2.68

$0.55 zł 2.05

30.91%

Cigarettes 20 Pack (Marlboro, Camel)

$6.54 zł 24.28

$4.79 zł 17.78

36.53%

Wine (Bottle)

$6.63 zł 24.64

$7.43 zł 27.61

-10.77%

Local Beer (0.5 liter bottle)

$1.14 zł 4.24

$0.92 zł 3.43

23.91%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.99

$1.47 zł 5.45

27.89%

One-way Ticket (Public Transport)

$1.20 zł 4.47

$1.04 zł 3.86

15.38%

Public Transport Monthly Pass (Regular Price)

$29.66 zł 110

$36.41 zł 135

-18.54%

Taxi Start (Normal Tariff)

$2.63 zł 9.77

$2.19 zł 8.14

20.09%

Taxi (Normal Tariff) (1km)

$1.32 zł 4.89

$1.10 zł 4.08

20.00%

Taxi 1hour Waiting (Normal Tariff)

$13.55 zł 50.3

$6.80 zł 25.24

99.26%

Gasoline (1 liter)

$1.68 zł 6.24

$1.57 zł 5.84

7.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 119.9K

$32.4K zł 120.2K

-0.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K zł 118.9K

$28.9K zł 107.3K

10.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 zł 1,381

$191 zł 708

95.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 zł 32.64

$10.94 zł 40.65

-19.65%

Internet (50+ Mbps, Unlimited Data)

$17.37 zł 64.5

$18.01 zł 66.9

-3.55%

Gym Membership (Monthly)

$51.6 zł 192

$33.40 zł 124

54.43%

Tennis Court (1 Hour on Weekend)

$29.74 zł 110

Cinema Ticket

$9.82 zł 36.49

$6.53 zł 24.24

50.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 zł 2,259

$261 zł 970

132.86%

International Primary School, 1 Child (Yearly)

$15.4K zł 57.2K

$5,298 zł 19.7K

190.70%

Jeans (Levis 501 Or Similar)

$115 zł 428

$88.5 zł 329

30.05%

Summer Dress (H&M, Zara, etc)

$42.18 zł 157

$26.53 zł 98.6

58.99%

Sport Shoes (Adidas, Nike)

$116 zł 429

$83.2 zł 309

38.86%

Men's Leather Business Shoes

$125 zł 466

$92.2 zł 342

36.10%

1-bedroom Apartment, City Center (Monthly)

$1,250 zł 4,642

$448 zł 1,665

178.89%

1-bedroom Apartment, Outside City Center (Monthly)

$984 zł 3,655

$352 zł 1,307

179.60%

3-bedroom Apartment, City Center (Monthly)

$2,138 zł 7,942

$553 zł 2,055

286.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,550 zł 5,757

$455 zł 1,690

240.58%

Buy Apartment in City Center (m2)

$6,397 zł 23.8K

$2,044 zł 7,593

212.96%

Buy Apartment Outside City Center (m2)

$4,118 zł 15.3K

$1,514 zł 5,624

172.02%

Average Monthly Net Salary (After Tax)

$2,103 zł 7,812

$1,230 zł 4,570

70.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.21

7.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: August 31, 2026

Last update for Kalisz: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,250 in Warsaw versus $448 in Kalisz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Warsaw versus $33.00 in Kalisz. Monthly groceries follow the same trend: $250 vs $199 – making Kalisz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Kalisz: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 86%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,277 per month in Warsaw and $1,758 in Kalisz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalisz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 23% less in Kalisz. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $608 per month in Warsaw and $261 in Kalisz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kalisz, where all-in costs run around $1,172, than in Warsaw at $2,184. In Kalisz it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalisz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalisz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.