Last update: Oct 2026

Cost of Living Comparison Between Warrnambool and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,544 in Warrnambool, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Warrnambool
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Warrnambool Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Warrnambool

🇦🇺 Australia

$2,544

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Warrnambool and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warrnambool and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,544 in Warrnambool versus $1,331 in Ubud, Bali.

Warrnambool $2,544
Ubud, Bali $1,331

Estimated couple costs with rent: $3,638 in Warrnambool versus $2,255 in Ubud, Bali.

Warrnambool $3,638
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,733 in Warrnambool versus $3,180 in Ubud, Bali.

Warrnambool $4,733
Ubud, Bali $3,180

Living in Warrnambool is roughly 91% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Warrnambool is 88% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$17.21 A$24.63

$3.38 Rp 61.2K

409.17%

Three-Course Dinner for Two, Mid-Range

$83.3 A$119

$34.65 Rp 628.6K

140.49%

Fast Food Meal (McDonalds, etc)

$9.35 A$13.38

$5.57 Rp 101.1K

67.86%

Cappuccino

$4.15 A$5.94

$2.62 Rp 47.5K

58.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 A$4.52

$1.54 Rp 27.9K

105.19%

Water (0.33 liter bottle)

$2.58 A$3.69

$0.64 Rp 11.6K

303.13%

Local Beer (0.5 liter draught)

$9.76 A$13.97

$2.67 Rp 48.4K

265.54%

Imported Beer (0.33 liter bottle)

$8.24 A$11.80

$4.26 Rp 77.3K

93.43%

Milk (1 liter)

$1.57 A$2.25

$1.46 Rp 26.5K

7.53%

White Bread (500g)

$2.97 A$4.25

$2.29 Rp 41.6K

29.69%

Rice (white) (1kg)

$2.56 A$3.66

$1.11 Rp 20.1K

130.63%

Eggs

$4.69 A$6.71

$2.10 Rp 38.1K

123.33%

Local Cheese (1kg)

$10.71 A$15.33

$15.94 Rp 289.2K

-32.81%

Chicken Fillets (1kg)

$10.02 A$14.35

$3.88 Rp 70.4K

158.25%

Beef Round Steak (1kg)

$14.89 A$21.31

$11.40 Rp 206.8K

30.61%

Apples (1kg)

$4.05 A$5.80

$3.55 Rp 64.4K

14.08%

Banana (1kg)

$1.70 A$2.43

$1.54 Rp 27.9K

10.39%

Oranges (1kg)

$3.22 A$4.61

$2.23 Rp 40.5K

44.39%

Tomato (1kg)

$4.80 A$6.87

$1.97 Rp 35.8K

143.65%

Potato (1kg)

$3.01 A$4.31

$1.86 Rp 33.7K

61.83%

Onion (1kg)

$2.55 A$3.65

$2.42 Rp 43.9K

5.37%

Lettuce (1 head)

$2.51 A$3.59

$1.02 Rp 18.6K

146.08%

Water (1.5 liter bottle)

$1.62 A$2.32

$0.52 Rp 9,475

211.54%

Cigarettes 20 Pack (Marlboro, Camel)

$44.83 A$64.2

$2.20 Rp 39.9K

1937.73%

Wine (Bottle)

$12.43 A$17.80

$21.79 Rp 395.2K

-42.96%

Local Beer (0.5 liter bottle)

$5.56 A$7.96

$2.33 Rp 42.2K

138.63%

Imported Beer (0.33 liter bottle)

$5.19 A$7.42

$2.97 Rp 53.9K

74.75%

One-way Ticket (Public Transport)

$2.72 A$3.90

$0.25 Rp 4,542

988.00%

Public Transport Monthly Pass (Regular Price)

$83.9 A$120

$8.17 Rp 148.3K

926.56%

Taxi Start (Normal Tariff)

$4.58 A$6.56

$0.44 Rp 7,941

940.91%

Taxi (Normal Tariff) (1km)

$1.38 A$1.98

$0.47 Rp 8,489

193.62%

Taxi 1hour Waiting (Normal Tariff)

$30.49 A$43.65

$5.60 Rp 101.6K

444.46%

Gasoline (1 liter)

$1.25 A$1.79

$0.83 Rp 15.0K

50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K A$41.4K

$24.4K Rp 443.5M

18.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K A$37.0K

$31.7K Rp 575.0M

-18.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 A$333

$77.5 Rp 1.4M

200.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.40 A$40.65

$6.14 Rp 111.5K

362.54%

Internet (50+ Mbps, Unlimited Data)

$57.0 A$81.6

$18.92 Rp 343.1K

201.27%

Gym Membership (Monthly)

$56.5 A$80.9

$51.0 Rp 925.0K

10.79%

Tennis Court (1 Hour on Weekend)

$17.48 A$25.02

$18.25 Rp 331.0K

-4.22%

Cinema Ticket

$17.62 A$25.23

$4.38 Rp 79.5K

302.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,420 A$3,464

$492 Rp 8.9M

391.45%

International Primary School, 1 Child (Yearly)

$30.1K A$43.1K

$12.2K Rp 221.7M

146.36%

Jeans (Levis 501 Or Similar)

$79.2 A$113

$45.16 Rp 819.2K

75.44%

Summer Dress (H&M, Zara, etc)

$51.0 A$73.1

$34.89 Rp 632.9K

46.29%

Sport Shoes (Adidas, Nike)

$49.69 A$71.1

$78.3 Rp 1.4M

-36.56%

Men's Leather Business Shoes

$134 A$192

$77.9 Rp 1.4M

72.15%

1-bedroom Apartment, City Center (Monthly)

$1,412 A$2,022

$1,078 Rp 19.5M

31.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,208 A$1,729

$665 Rp 12.1M

81.66%

3-bedroom Apartment, City Center (Monthly)

$2,273 A$3,254

$3,510 Rp 63.7M

-35.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,789 A$2,561

$1,671 Rp 30.3M

7.06%

Buy Apartment in City Center (m2)

$5,883 A$8,422

$2,340 Rp 42.4M

151.43%

Buy Apartment Outside City Center (m2)

$4,959 A$7,099

$2,236 Rp 40.6M

121.75%

Average Monthly Net Salary (After Tax)

$1,347 A$1,929

$166 Rp 3.0M

710.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

13.78

-64.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warrnambool: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warrnambool

$1.2K 47.5%

Ubud, Bali

$665 50% 44.9% $543

Groceries & Markets

Warrnambool

$375 14.8%

Ubud, Bali

$279 21% 25.5% $96

Monthly Utilities & Internet

Warrnambool

$318 12.5%

Ubud, Bali

$103 7.7% 67.8% $216

Eating Out

Warrnambool

$304 11.9%

Ubud, Bali

$106 8% 65.2% $198

Clothing & Footwear

Warrnambool

$141 5.6%

Ubud, Bali

$106 8% 24.8% $35

Getting Around

Warrnambool

$106 4.2%

Ubud, Bali

$12 0.9% 88.8% $94

Sport & Entertainment

Warrnambool

$92 3.6%

Ubud, Bali

$60 4.5% 34.9% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,412 in Warrnambool and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Warrnambool pays about 8.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $83 in Warrnambool vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $375 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Warrnambool

🇮🇩 Ubud, Bali

🕒 Local time

23:10 11:10 PM

20:10 8:10 PM

3 h behind Warrnambool

🌤 Weather

👥 Population

29,284

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.699 USD

1 AUD = 0.624 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Warrnambool Ubud, Bali 4,290 km ≈ 6 h nonstop flight

From you

Warrnambool
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warrnambool vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 48% lower than in Warrnambool. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Warrnambool is about 8.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,412 in Warrnambool versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,420 in Warrnambool versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Warrnambool. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Warrnambool and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Warrnambool. Beyond cost, consider language, visa policies, and how big the international community is in each city.