Last update: Oct 2026

Cost of Living Comparison Between Wangaratta and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,430 in Wangaratta, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Wangaratta
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Wangaratta Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Wangaratta

🇦🇺 Australia

$2,430

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Wangaratta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wangaratta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,430 in Wangaratta versus $918 in Cebu.

Wangaratta $2,430
Cebu $918

Estimated couple costs with rent: $3,598 in Wangaratta versus $1,409 in Cebu.

Wangaratta $3,598
Cebu $1,409

Monthly costs for a family of three with rent: $4,766 in Wangaratta versus $1,900 in Cebu.

Wangaratta $4,766
Cebu $1,900

Living in Wangaratta is roughly 165% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Wangaratta is 80% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.32 A$24.81

$3.09 ₱194

460.52%

Three-Course Dinner for Two, Mid-Range

$82.8 A$119

$24.22 ₱1,519

241.66%

Fast Food Meal (McDonalds, etc)

$8.82 A$12.63

$3.92 ₱246

125.00%

Cappuccino

$3.90 A$5.58

$2.51 ₱157

55.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 A$3.91

$1.59 ₱99.8

71.70%

Water (0.33 liter bottle)

$2.43 A$3.48

$0.53 ₱33.31

358.49%

Local Beer (0.5 liter draught)

$8.52 A$12.21

$1.78 ₱112

378.65%

Imported Beer (0.33 liter bottle)

$8.17 A$11.71

$2.17 ₱136

276.50%

Milk (1 liter)

$1.52 A$2.18

$1.92 ₱120

-20.83%

White Bread (500g)

$2.98 A$4.28

$1.36 ₱85.1

119.12%

Rice (white) (1kg)

$2.58 A$3.69

$1.01 ₱63.3

155.45%

Eggs

$5.35 A$7.66

$2.03 ₱127

163.55%

Local Cheese (1kg)

$10.59 A$15.17

$9.86 ₱619

7.40%

Chicken Fillets (1kg)

$9.96 A$14.27

$4.39 ₱276

126.88%

Beef Round Steak (1kg)

$14.95 A$21.42

$7.60 ₱477

96.71%

Apples (1kg)

$3.98 A$5.70

$3.30 ₱207

20.61%

Banana (1kg)

$3.14 A$4.49

$1.39 ₱87.4

125.90%

Oranges (1kg)

$3.22 A$4.62

$2.33 ₱146

38.20%

Tomato (1kg)

$4.81 A$6.89

$1.50 ₱93.9

220.67%

Potato (1kg)

$2.93 A$4.20

$2.36 ₱148

24.15%

Onion (1kg)

$2.47 A$3.53

$1.90 ₱119

30.00%

Lettuce (1 head)

$2.36 A$3.39

$1.19 ₱74.6

98.32%

Water (1.5 liter bottle)

$1.58 A$2.26

$0.63 ₱39.56

150.79%

Cigarettes 20 Pack (Marlboro, Camel)

$44.45 A$63.7

$3.00 ₱188

1381.67%

Wine (Bottle)

$12.32 A$17.64

$6.03 ₱378

104.31%

Local Beer (0.5 liter bottle)

$5.67 A$8.12

$1.23 ₱77.4

360.98%

Imported Beer (0.33 liter bottle)

$5.30 A$7.59

$1.75 ₱110

202.86%

One-way Ticket (Public Transport)

$2.86 A$4.10

$0.25 ₱15.80

1044.00%

Public Transport Monthly Pass (Regular Price)

$90.3 A$129

$12.64 ₱792

614.56%

Taxi Start (Normal Tariff)

$4.50 A$6.44

$0.77 ₱48.43

484.42%

Taxi (Normal Tariff) (1km)

$1.41 A$2.02

$0.23 ₱14.47

513.04%

Taxi 1hour Waiting (Normal Tariff)

$30.16 A$43.20

$4.46 ₱279

576.23%

Gasoline (1 liter)

$1.42 A$2.03

$1.31 ₱82.5

8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K A$40.2K

$21.2K ₱1.3M

32.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K A$38.2K

$19.1K ₱1.2M

39.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 A$327

$120 ₱7,540

89.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.21 A$40.42

$14.00 ₱878

101.50%

Internet (50+ Mbps, Unlimited Data)

$57.1 A$81.7

$27.54 ₱1,727

107.19%

Gym Membership (Monthly)

$62.9 A$90.1

$32.33 ₱2,028

94.59%

Tennis Court (1 Hour on Weekend)

$15.80 A$22.63

$6.65 ₱417

137.59%

Cinema Ticket

$15.28 A$21.89

$5.65 ₱354

170.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,367 A$3,391

$275 ₱17.3K

759.77%

International Primary School, 1 Child (Yearly)

$29.9K A$42.9K

$7,918 ₱496.6K

277.83%

Jeans (Levis 501 Or Similar)

$81.8 A$117

$49.33 ₱3,094

65.76%

Summer Dress (H&M, Zara, etc)

$49.73 A$71.2

$25.24 ₱1,583

97.03%

Sport Shoes (Adidas, Nike)

$118 A$169

$77.0 ₱4,827

53.29%

Men's Leather Business Shoes

$132 A$189

$57.2 ₱3,587

131.21%

1-bedroom Apartment, City Center (Monthly)

$1,587 A$2,273

$500 ₱31.3K

217.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,062 A$1,521

$309 ₱19.4K

243.92%

3-bedroom Apartment, City Center (Monthly)

$1,922 A$2,754

$1,078 ₱67.6K

78.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,740 A$2,493

$615 ₱38.6K

182.90%

Buy Apartment in City Center (m2)

$6,552 A$9,385

$2,886 ₱181.0K

127.01%

Buy Apartment Outside City Center (m2)

$4,191 A$6,004

$1,917 ₱120.2K

118.69%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

7.2

-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wangaratta: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wangaratta

$1.1K 43.7%

Cebu

$309 33.6% 70.9% $753

Groceries & Markets

Wangaratta

$385 15.8%

Cebu

$206 22.4% 46.5% $179

Monthly Utilities & Internet

Wangaratta

$314 12.9%

Cebu

$162 17.6% 48.4% $152

Eating Out

Wangaratta

$291 12%

Cebu

$88 9.6% 69.7% $203

Clothing & Footwear

Wangaratta

$172 7.1%

Cebu

$94 10.2% 45.3% $78

Getting Around

Wangaratta

$113 4.7%

Cebu

$16 1.7% 86.3% $98

Sport & Entertainment

Wangaratta

$93 3.9%

Cebu

$44 4.8% 53.3% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,587 in Wangaratta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $83.0 in Wangaratta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $385 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Wangaratta

🇵🇭 Cebu

🕒 Local time

08:08 8:08 AM

05:08 5:08 AM

3 h behind Wangaratta

🌤 Weather

👥 Population

19,712

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.19 PHP (100 PHP = 1.42 EUR).

USD to AUD in detail →

On the map

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Between locations

Wangaratta Cebu 5,690 km ≈ 8 h nonstop flight

From you

Wangaratta
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wangaratta vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 165% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,645 in Wangaratta and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,587 in Wangaratta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,430 per month in Wangaratta versus $918 in Cebu – a 165% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 615% less than in Wangaratta. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,430 in Wangaratta, a $1,500 budget is realistic in Cebu but tight or insufficient in Wangaratta. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wangaratta, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wangaratta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 165% less than in Wangaratta. Beyond cost, consider language, visa policies, and how big the international community is in each city.