Last update: Oct 2026

Cost of Living Comparison Between Wairoa and Agana Heights

For one person, living is cheaper in Agana Heights: $1,006 a month against $1,932 in Wairoa, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Wairoa
Learn more

Wairoa Living Index

Jump to prices

Wairoa

🇳🇿 New Zealand

$1,932

/mo nomad

Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Wairoa and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wairoa and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,932 in Wairoa versus $1,006 in Agana Heights.

Wairoa $1,932
Agana Heights $1,006

Estimated couple costs with rent: $2,867 in Wairoa versus $1,356 in Agana Heights.

Wairoa $2,867
Agana Heights $1,356

Monthly costs for a family of three with rent: $3,802 in Wairoa versus $1,707 in Agana Heights.

Wairoa $3,802
Agana Heights $1,707

Living in Wairoa is roughly 92% more expensive than in Agana Heights, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Wairoa is 43% above, Agana Heights is 25% below.

Meal at Budget Restaurant

$14.86 NZ$26.27

Three-Course Dinner for Two, Mid-Range

$59.2 NZ$105

Fast Food Meal (McDonalds, etc)

$8.52 NZ$15.06

Cappuccino

$3.11 NZ$5.51

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 NZ$4.03

Water (0.33 liter bottle)

$1.66 NZ$2.94

Local Beer (0.5 liter draught)

$6.69 NZ$11.83

Imported Beer (0.33 liter bottle)

$6.30 NZ$11.15

Milk (1 liter)

$1.92 NZ$3.40

$1.70 $1.70

12.94%

White Bread (500g)

$2.20 NZ$3.89

$4.65 $4.65

-52.69%

Rice (white) (1kg)

$1.74 NZ$3.07

$1.70 $1.70

2.35%

Eggs

$6.31 NZ$11.17

$4.08 $4.08

54.66%

Local Cheese (1kg)

$8.79 NZ$15.54

$25.94 $25.94

-66.11%

Chicken Fillets (1kg)

$8.65 NZ$15.30

$6.60 $6.60

31.06%

Beef Round Steak (1kg)

$15.26 NZ$26.99

$17.90 $17.90

-14.75%

Apples (1kg)

$2.96 NZ$5.24

$3.99 $3.99

-25.81%

Banana (1kg)

$2.21 NZ$3.90

$1.20 $1.20

84.17%

Oranges (1kg)

$2.62 NZ$4.63

$1.92 $1.92

36.46%

Tomato (1kg)

$5.45 NZ$9.63

$6.72 $6.72

-18.90%

Potato (1kg)

$1.97 NZ$3.48

$2.82 $2.82

-30.14%

Onion (1kg)

$1.31 NZ$2.32

$2.85 $2.85

-54.04%

Lettuce (1 head)

$2.24 NZ$3.96

$4.07 $4.07

-44.96%

Water (1.5 liter bottle)

$1.02 NZ$1.81

$2.02 $2.02

-49.50%

Cigarettes 20 Pack (Marlboro, Camel)

$23.97 NZ$42.39

$9.81 $9.81

144.34%

Wine (Bottle)

$10.24 NZ$18.12

$12.18 $12.18

-15.93%

Local Beer (0.5 liter bottle)

$2.83 NZ$5.01

$1.84 $1.84

53.80%

Imported Beer (0.33 liter bottle)

$2.91 NZ$5.15

$1.54 $1.54

88.96%

One-way Ticket (Public Transport)

$1.76 NZ$3.10

$2.95 $2.95

-40.34%

Public Transport Monthly Pass (Regular Price)

$70.2 NZ$124

$60.8 $60.8

15.49%

Taxi Start (Normal Tariff)

$2.41 NZ$4.27

$10.08 $10.08

-76.09%

Taxi (Normal Tariff) (1km)

$1.58 NZ$2.80

Taxi 1hour Waiting (Normal Tariff)

$28.67 NZ$50.7

Gasoline (1 liter)

$1.72 NZ$3.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K NZ$44.1K

$38.9K $38.9K

-35.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K NZ$35.0K

$35.7K $35.7K

-44.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.1 NZ$174

$339 $339

-71.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 NZ$43.98

$75.9 $75.9

-67.23%

Internet (50+ Mbps, Unlimited Data)

$57.2 NZ$101

$97.4 $97.4

-41.27%

Gym Membership (Monthly)

$43.61 NZ$77.1

Cinema Ticket

$9.93 NZ$17.56

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 NZ$1,287

International Primary School, 1 Child (Yearly)

$16.9K NZ$29.8K

Jeans (Levis 501 Or Similar)

$53.8 NZ$95.1

Summer Dress (H&M, Zara, etc)

$36.83 NZ$65.1

Sport Shoes (Adidas, Nike)

$102 NZ$181

Men's Leather Business Shoes

$114 NZ$202

1-bedroom Apartment, City Center (Monthly)

$1,016 NZ$1,796

1-bedroom Apartment, Outside City Center (Monthly)

$894 NZ$1,582

3-bedroom Apartment, City Center (Monthly)

$1,600 NZ$2,830

3-bedroom Apartment, Outside City Center (Monthly)

$1,443 NZ$2,552

Buy Apartment in City Center (m2)

$5,236 NZ$9,260

Buy Apartment Outside City Center (m2)

$3,126 NZ$5,528

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wairoa: October 11, 2026

Last update for Agana Heights: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wairoa

$894 46.3%

Agana Heights

–

Groceries & Markets

Wairoa

$325 16.8%

Agana Heights

–

Eating Out

Wairoa

$244 12.6%

Agana Heights

–

Monthly Utilities & Internet

Wairoa

$180 9.3%

Agana Heights

–

Clothing & Footwear

Wairoa

$138 7.2%

Agana Heights

–

Getting Around

Wairoa

$88 4.5%

Agana Heights

–

Sport & Entertainment

Wairoa

$63 3.3%

Agana Heights

–

Good to know

🇳🇿 Wairoa

🇬🇺 Agana Heights

🕒 Local time

11:27 11:27 AM

08:27 8:27 AM

3 h behind Wairoa

🌤 Weather

👥 Population

4,300

3,940

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Wairoa Agana Heights 6,750 km ≈ 9 h nonstop flight

From you

Wairoa
Agana Heights

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wairoa vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 92% lower than in Wairoa. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $2,898 in Wairoa and $1,509 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,932 per month in Wairoa versus $1,006 in Agana Heights – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Wairoa pay roughly 26% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,006 in Agana Heights versus $1,932 in Wairoa, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Wairoa. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Wairoa and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 92% less than in Wairoa. Beyond cost, consider language, visa policies, and how big the international community is in each city.