Last update: Oct 2026

Cost of Living Comparison Between Vrnjacka Banja and Ubud, Bali

For one person, living is cheaper in Vrnjacka Banja: $957 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Vrnjacka Banja
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Vrnjacka Banja Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vrnjacka Banja

🇷🇸 Serbia

$957

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Vrnjacka Banja and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vrnjacka Banja and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $957 in Vrnjacka Banja versus $1,349 in Ubud, Bali.

Vrnjacka Banja $957
Ubud, Bali $1,349

Estimated couple costs with rent: $1,465 in Vrnjacka Banja versus $2,305 in Ubud, Bali.

Vrnjacka Banja $1,465
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,974 in Vrnjacka Banja versus $3,261 in Ubud, Bali.

Vrnjacka Banja $1,974
Ubud, Bali $3,261

Living in Vrnjacka Banja costs roughly 29% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.36 RSD 980

$3.32 Rp 60.3K

181.93%

Three-Course Dinner for Two, Mid-Range

$38.81 RSD 4,065

$35.64 Rp 646.5K

8.89%

Fast Food Meal (McDonalds, etc)

$4.71 RSD 493

$5.53 Rp 100.4K

-14.83%

Cappuccino

$1.85 RSD 194

$2.72 Rp 49.3K

-31.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 RSD 88.1

$1.70 Rp 30.9K

-50.59%

Water (0.33 liter bottle)

$1.91 RSD 200

$0.76 Rp 13.8K

151.32%

Local Beer (0.5 liter draught)

$2.90 RSD 304

$2.65 Rp 48.1K

9.43%

Imported Beer (0.33 liter bottle)

$2.91 RSD 304

$4.38 Rp 79.5K

-33.56%

Milk (1 liter)

$1.40 RSD 147

$1.49 Rp 27.0K

-6.04%

White Bread (500g)

$0.74 RSD 77.9

$2.28 Rp 41.3K

-67.54%

Rice (white) (1kg)

$1.46 RSD 152

$1.19 Rp 21.6K

22.69%

Eggs

$2.68 RSD 281

$2.04 Rp 36.9K

31.37%

Local Cheese (1kg)

$5.58 RSD 585

$17.70 Rp 321.1K

-68.47%

Chicken Fillets (1kg)

$5.75 RSD 602

$3.96 Rp 71.9K

45.20%

Beef Round Steak (1kg)

$11.55 RSD 1,210

$12.19 Rp 221.1K

-5.25%

Apples (1kg)

$1.18 RSD 124

$3.66 Rp 66.3K

-67.76%

Banana (1kg)

$1.98 RSD 207

$1.52 Rp 27.5K

30.26%

Oranges (1kg)

$1.62 RSD 170

$2.23 Rp 40.4K

-27.35%

Tomato (1kg)

$2.46 RSD 258

$1.97 Rp 35.8K

24.87%

Potato (1kg)

$1.03 RSD 108

$1.85 Rp 33.5K

-44.32%

Onion (1kg)

$0.63 RSD 66.4

$2.42 Rp 44.0K

-73.97%

Lettuce (1 head)

$1.01 RSD 106

$0.99 Rp 18.0K

2.02%

Water (1.5 liter bottle)

$0.69 RSD 72.1

$0.51 Rp 9,313

35.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 RSD 490

$2.22 Rp 40.3K

110.81%

Wine (Bottle)

$7.47 RSD 782

$22.24 Rp 403.4K

-66.41%

Local Beer (0.5 liter bottle)

$0.94 RSD 98.7

$2.26 Rp 41.0K

-58.41%

Imported Beer (0.33 liter bottle)

$2.21 RSD 232

$2.97 Rp 53.9K

-25.59%

One-way Ticket (Public Transport)

$0.98 RSD 103

$0.25 Rp 4,553

292.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$1.94 RSD 203

$0.44 Rp 7,972

340.91%

Taxi (Normal Tariff) (1km)

$0.88 RSD 91.7

$0.43 Rp 7,801

104.65%

Taxi 1hour Waiting (Normal Tariff)

$10.38 RSD 1,087

$5.41 Rp 98.1K

91.87%

Gasoline (1 liter)

$1.91 RSD 200

$0.82 Rp 15.0K

132.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$23.8K Rp 432.4M

29.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K RSD 2.5M

$31.7K Rp 575.9M

-24.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.6 RSD 8,543

$79.1 Rp 1.4M

3.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 RSD 2,149

$6.45 Rp 116.9K

218.14%

Internet (50+ Mbps, Unlimited Data)

$14.48 RSD 1,517

$18.58 Rp 337.0K

-22.07%

Gym Membership (Monthly)

$29.69 RSD 3,109

$49.48 Rp 897.5K

-40.00%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$7.13 RSD 747

$4.27 Rp 77.5K

66.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$376 RSD 39.4K

$491 Rp 8.9M

-23.30%

International Primary School, 1 Child (Yearly)

$7,559 RSD 791.7K

$5,674 Rp 102.9M

33.22%

Jeans (Levis 501 Or Similar)

$117 RSD 12.3K

$44.64 Rp 809.7K

162.30%

Summer Dress (H&M, Zara, etc)

$44.28 RSD 4,638

$34.95 Rp 634.0K

26.70%

Sport Shoes (Adidas, Nike)

$140 RSD 14.6K

$79.9 Rp 1.4M

74.72%

Men's Leather Business Shoes

$124 RSD 13.0K

$79.4 Rp 1.4M

56.28%

1-bedroom Apartment, City Center (Monthly)

$314 RSD 32.9K

$1,125 Rp 20.4M

-72.07%

1-bedroom Apartment, Outside City Center (Monthly)

$257 RSD 26.9K

$671 Rp 12.2M

-61.80%

3-bedroom Apartment, City Center (Monthly)

$422 RSD 44.2K

$3,565 Rp 64.7M

-88.16%

3-bedroom Apartment, Outside City Center (Monthly)

$362 RSD 37.9K

$1,723 Rp 31.3M

-78.98%

Buy Apartment in City Center (m2)

$2,068 RSD 216.6K

$2,732 Rp 49.5M

-24.28%

Buy Apartment Outside City Center (m2)

$1,545 RSD 161.8K

$2,284 Rp 41.4M

-32.35%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.17

13.78

-62.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vrnjacka Banja: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vrnjacka Banja

$257 26.8%

Ubud, Bali

$672 49.8% 162% $415

Groceries & Markets

Vrnjacka Banja

$195 20.4%

Ubud, Bali

$288 21.4% 47.6% $93

Clothing & Footwear

Vrnjacka Banja

$191 20%

Ubud, Bali

$108 8% 43.8% $84

Eating Out

Vrnjacka Banja

$143 14.9%

Ubud, Bali

$108 8% 24.5% $35

Monthly Utilities & Internet

Vrnjacka Banja

$117 12.2%

Ubud, Bali

$104 7.7% 10.7% $12

Sport & Entertainment

Vrnjacka Banja

$44 4.6%

Ubud, Bali

$58 4.3% 32% $14

Getting Around

Vrnjacka Banja

$10 * 1.1%

Ubud, Bali

$11 0.9% 11.5% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $314 in Vrnjacka Banja and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $39 in Vrnjacka Banja vs $36 in Ubud, Bali. Groceries flip the comparison at $195 vs $288, with Vrnjacka Banja cheaper for home cooking.

Good to know

🇷🇸 Vrnjacka Banja

🇮🇩 Ubud, Bali

🕒 Local time

06:25 6:25 AM

13:25 1:25 PM

7 h ahead of Vrnjacka Banja

🌤 Weather

👥 Population

10,000

74,800

💱 Currency

Serbian Dinar RSD din

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 RSD = 9.55 USD

1,000 RSD = 8.53 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 31, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Vrnjacka Banja Ubud, Bali 11,010 km ≈ 14 h nonstop flight

From you

Vrnjacka Banja
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vrnjacka Banja vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 29% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You’d need roughly $1,435 in Vrnjacka Banja and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $314 in Vrnjacka Banja versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $957 per month in Vrnjacka Banja versus $1,349 in Ubud, Bali – Vrnjacka Banja is about 29% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vrnjacka Banja and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.