Cost of Living Comparison Between Vrnjacka Banja and Ubud, Bali Cost of Living Comparison Between Vrnjacka Banja and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,047 in Vrnjacka Banja versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,563 in Vrnjacka Banja versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,079 in Vrnjacka Banja versus $3,660 in Ubud, Bali.

Living in Vrnjacka Banja costs roughly 26% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Vrnjacka Banja is 22% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$9.73 RSD 979

$3.56 Rp 63.7K

173.31%

Three-Course Dinner for Two, Mid-Range

$39.93 RSD 4,016

$32.73 Rp 584.5K

22.00%

Fast Food Meal (McDonalds, etc)

$4.87 RSD 490

$4.95 Rp 88.4K

-1.62%

Cappuccino

$1.96 RSD 197

$2.71 Rp 48.4K

-27.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 RSD 88.3

$1.34 Rp 24.0K

-34.33%

Water (0.33 liter bottle)

$1.71 RSD 172

$0.70 Rp 12.5K

144.29%

Local Beer (0.5 liter draught)

$2.91 RSD 293

$2.92 Rp 52.1K

-0.34%

Imported Beer (0.33 liter bottle)

$2.99 RSD 300

$3.96 Rp 70.7K

-24.49%

Milk (1 liter)

$1.57 RSD 157

$1.81 Rp 32.3K

-13.26%

White Bread (500g)

$0.82 RSD 82.9

$2.52 Rp 45.0K

-67.46%

Rice (white) (1kg)

$1.50 RSD 151

$1.16 Rp 20.7K

29.31%

Eggs

$2.65 RSD 267

$2.46 Rp 43.9K

7.72%

Local Cheese (1kg)

$5.76 RSD 579

$14.71 Rp 262.7K

-60.84%

Chicken Fillets (1kg)

$6.00 RSD 603

$4.32 Rp 77.1K

38.89%

Beef Round Steak (1kg)

$11.64 RSD 1,171

$12.14 Rp 216.7K

-4.12%

Apples (1kg)

$1.19 RSD 120

$3.84 Rp 68.6K

-69.01%

Banana (1kg)

$1.91 RSD 192

$1.56 Rp 27.8K

22.44%

Oranges (1kg)

$1.64 RSD 165

$2.83 Rp 50.6K

-42.05%

Tomato (1kg)

$2.52 RSD 254

$2.33 Rp 41.5K

8.15%

Potato (1kg)

$0.95 RSD 95.1

$1.91 Rp 34.2K

-50.26%

Onion (1kg)

$0.77 RSD 77.6

$2.20 Rp 39.3K

-65.00%

Lettuce (1 head)

$0.76 RSD 76.3

$1.01 Rp 18.1K

-24.75%

Water (1.5 liter bottle)

$0.64 RSD 64.4

$0.78 Rp 13.8K

-17.95%

Cigarettes 20 Pack (Marlboro, Camel)

$4.37 RSD 439

$3.32 Rp 59.2K

31.63%

Wine (Bottle)

$7.80 RSD 784

$23.74 Rp 423.9K

-67.14%

Local Beer (0.5 liter bottle)

$0.92 RSD 92.2

$2.79 Rp 49.8K

-67.03%

Imported Beer (0.33 liter bottle)

$2.25 RSD 226

$2.86 Rp 51.1K

-21.33%

One-way Ticket (Public Transport)

$0.91 RSD 91.3

$0.27 Rp 4,800

237.04%

Public Transport Monthly Pass (Regular Price)

$27.76 RSD 2,792

$8.03 Rp 143.4K

245.70%

Taxi Start (Normal Tariff)

$1.89 RSD 190

$0.46 Rp 8,150

310.87%

Taxi (Normal Tariff) (1km)

$0.63 RSD 63.2

$0.45 Rp 8,037

40.00%

Taxi 1hour Waiting (Normal Tariff)

$9.56 RSD 962

$6.10 Rp 108.9K

56.72%

Gasoline (1 liter)

$1.89 RSD 190

$0.79 Rp 14.2K

139.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.1M

$26.1K Rp 467.0M

18.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K RSD 2.9M

$32.1K Rp 573.6M

-9.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.1 RSD 8,458

$79.9 Rp 1.4M

5.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.30 RSD 2,042

$4.06 Rp 72.6K

400.00%

Internet (50+ Mbps, Unlimited Data)

$15.04 RSD 1,513

$23.52 Rp 420.0K

-36.05%

Gym Membership (Monthly)

$31.00 RSD 3,118

$98.7 Rp 1.8M

-68.59%

Tennis Court (1 Hour on Weekend)

$16.58 RSD 1,668

$6.63 Rp 118.4K

150.08%

Cinema Ticket

$6.08 RSD 611

$4.15 Rp 74.1K

46.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$347 RSD 34.9K

$304 Rp 5.4M

14.30%

International Primary School, 1 Child (Yearly)

$7,138 RSD 717.8K

$6,613 Rp 118.1M

7.93%

Jeans (Levis 501 Or Similar)

$108 RSD 10.9K

$55.5 Rp 991.8K

94.36%

Summer Dress (H&M, Zara, etc)

$45.10 RSD 4,536

$38.31 Rp 684.1K

17.72%

Sport Shoes (Adidas, Nike)

$124 RSD 12.4K

$88.6 Rp 1.6M

39.55%

Men's Leather Business Shoes

$140 RSD 14.1K

$77.9 Rp 1.4M

80.20%

1-bedroom Apartment, City Center (Monthly)

$375 RSD 37.7K

$1,006 Rp 18.0M

-62.73%

1-bedroom Apartment, Outside City Center (Monthly)

$294 RSD 29.6K

$675 Rp 12.1M

-56.47%

3-bedroom Apartment, City Center (Monthly)

$565 RSD 56.8K

$3,442 Rp 61.5M

-83.60%

3-bedroom Apartment, Outside City Center (Monthly)

$407 RSD 40.9K

$2,039 Rp 36.4M

-80.05%

Buy Apartment in City Center (m2)

$2,384 RSD 239.8K

$2,841 Rp 50.7M

-16.09%

Buy Apartment Outside City Center (m2)

$1,440 RSD 144.8K

$2,264 Rp 40.4M

-36.41%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

13.28

-44.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vrnjacka Banja: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $375 in Vrnjacka Banja and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Vrnjacka Banja vs $33.00 in Ubud, Bali. Groceries flip the comparison at $199 vs $302, with Vrnjacka Banja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vrnjacka Banja vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You'd need roughly $1,571 in Vrnjacka Banja and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $375 in Vrnjacka Banja versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $347 in Vrnjacka Banja versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,047 in Vrnjacka Banja versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Vrnjacka Banja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vrnjacka Banja the clear choice for anyone on this budget.

Both work as nomad bases, but Vrnjacka Banja delivers better value – similar infrastructure at $1,047 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vrnjacka Banja hard to pass up.

Safety-wise, Vrnjacka Banja and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vrnjacka Banja gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.