Cost of Living Comparison Between Vrnjacka Banja and Ubud, Bali Cost of Living Comparison Between Vrnjacka Banja and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,014 in Vrnjacka Banja versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,562 in Vrnjacka Banja versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,110 in Vrnjacka Banja versus $3,275 in Ubud, Bali.

Living in Vrnjacka Banja costs roughly 26% less than in Ubud, Bali, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Vrnjacka Banja is 26% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$9.83 RSD 991

$3.33 Rp 58.7K

195.20%

Three-Course Dinner for Two, Mid-Range

$40.17 RSD 4,049

$35.82 Rp 630.7K

12.14%

Fast Food Meal (McDonalds, etc)

$4.83 RSD 486

$5.63 Rp 99.1K

-14.21%

Cappuccino

$1.94 RSD 196

$2.82 Rp 49.7K

-31.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 RSD 88.7

$1.75 Rp 30.8K

-49.71%

Water (0.33 liter bottle)

$1.99 RSD 201

$0.80 Rp 14.0K

148.75%

Local Beer (0.5 liter draught)

$3.04 RSD 307

$3.04 Rp 53.6K

Imported Beer (0.33 liter bottle)

$2.92 RSD 294

$4.30 Rp 75.7K

-32.09%

Milk (1 liter)

$1.51 RSD 152

$1.61 Rp 28.3K

-6.21%

White Bread (500g)

$0.83 RSD 83.4

$2.27 Rp 39.9K

-63.44%

Rice (white) (1kg)

$1.52 RSD 154

$1.17 Rp 20.6K

29.91%

Eggs

$2.65 RSD 267

$2.17 Rp 38.2K

22.12%

Local Cheese (1kg)

$5.92 RSD 596

$17.63 Rp 310.5K

-66.42%

Chicken Fillets (1kg)

$5.86 RSD 591

$4.05 Rp 71.4K

44.69%

Beef Round Steak (1kg)

$11.76 RSD 1,185

$12.18 Rp 214.5K

-3.45%

Apples (1kg)

$1.18 RSD 119

$3.62 Rp 63.7K

-67.40%

Banana (1kg)

$2.03 RSD 204

$1.64 Rp 28.8K

23.78%

Oranges (1kg)

$1.74 RSD 176

$2.31 Rp 40.6K

-24.68%

Tomato (1kg)

$2.74 RSD 276

$1.96 Rp 34.5K

39.80%

Potato (1kg)

$1.04 RSD 105

$1.84 Rp 32.5K

-43.48%

Onion (1kg)

$0.66 RSD 66.8

$2.37 Rp 41.7K

-72.15%

Lettuce (1 head)

$1.04 RSD 105

$1.05 Rp 18.5K

-0.95%

Water (1.5 liter bottle)

$0.74 RSD 74.5

$0.54 Rp 9,560

37.04%

Cigarettes 20 Pack (Marlboro, Camel)

$4.81 RSD 485

$2.30 Rp 40.6K

109.13%

Wine (Bottle)

$7.73 RSD 779

$23.08 Rp 406.4K

-66.51%

Local Beer (0.5 liter bottle)

$0.93 RSD 94.0

$2.34 Rp 41.2K

-60.26%

Imported Beer (0.33 liter bottle)

$2.36 RSD 238

$3.07 Rp 54.0K

-23.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.93 RSD 194

$0.49 Rp 8,631

293.88%

Taxi (Normal Tariff) (1km)

$0.90 RSD 90.5

$0.47 Rp 8,349

91.49%

Taxi 1hour Waiting (Normal Tariff)

$10.83 RSD 1,091

$5.60 Rp 98.6K

93.39%

Gasoline (1 liter)

$1.92 RSD 194

$0.81 Rp 14.2K

137.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K RSD 3.1M

$25.0K Rp 440.3M

24.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K RSD 2.7M

$31.1K Rp 547.0M

-14.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.8 RSD 8,441

$82.7 Rp 1.5M

1.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.91 RSD 2,108

$6.49 Rp 114.2K

222.19%

Internet (50+ Mbps, Unlimited Data)

$14.96 RSD 1,508

$18.79 Rp 330.8K

-20.38%

Gym Membership (Monthly)

$31.31 RSD 3,156

$55.2 Rp 972.6K

-43.32%

Tennis Court (1 Hour on Weekend)

$12.57 RSD 1,267

$18.21 Rp 320.6K

-30.97%

Cinema Ticket

$7.55 RSD 761

$4.30 Rp 75.7K

75.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 RSD 38.1K

$494 Rp 8.7M

-23.53%

International Primary School, 1 Child (Yearly)

$7,688 RSD 774.9K

$5,917 Rp 104.2M

29.92%

Jeans (Levis 501 Or Similar)

$125 RSD 12.6K

$46.28 Rp 814.8K

170.83%

Summer Dress (H&M, Zara, etc)

$45.00 RSD 4,536

$36.44 Rp 641.6K

23.49%

Sport Shoes (Adidas, Nike)

$145 RSD 14.6K

$80.7 Rp 1.4M

79.31%

Men's Leather Business Shoes

$143 RSD 14.4K

$78.8 Rp 1.4M

81.12%

1-bedroom Apartment, City Center (Monthly)

$322 RSD 32.5K

$1,114 Rp 19.6M

-71.06%

1-bedroom Apartment, Outside City Center (Monthly)

$267 RSD 27.0K

$693 Rp 12.2M

-61.42%

3-bedroom Apartment, City Center (Monthly)

$510 RSD 51.4K

$3,639 Rp 64.1M

-85.97%

3-bedroom Apartment, Outside City Center (Monthly)

$331 RSD 33.4K

$1,712 Rp 30.1M

-80.64%

Buy Apartment in City Center (m2)

$2,118 RSD 213.4K

$2,761 Rp 48.6M

-23.29%

Buy Apartment Outside City Center (m2)

$1,413 RSD 142.4K

$2,293 Rp 40.4M

-38.35%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

13.78

-62.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vrnjacka Banja: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $322 in Vrnjacka Banja and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Vrnjacka Banja vs $36.00 in Ubud, Bali. Groceries flip the comparison at $203 vs $294, with Vrnjacka Banja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vrnjacka Banja vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You'd need roughly $1,521 in Vrnjacka Banja and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $322 in Vrnjacka Banja versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,014 per month in Vrnjacka Banja versus $1,378 in Ubud, Bali – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,014 in Vrnjacka Banja versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Vrnjacka Banja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vrnjacka Banja the clear choice for anyone on this budget.

Both work as nomad bases, but Vrnjacka Banja delivers better value – similar infrastructure at $1,014 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vrnjacka Banja hard to pass up.

Safety-wise, Vrnjacka Banja and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vrnjacka Banja gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.