Cost of Living Comparison Between Ubud, Bali and Vrnjacka Banja Cost of Living Comparison Between Ubud, Bali and Vrnjacka Banja

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,037 in Vrnjacka Banja.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,563 in Vrnjacka Banja.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,089 in Vrnjacka Banja.

Living in Ubud, Bali is roughly 36% more expensive than in Vrnjacka Banja, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Vrnjacka Banja is 22% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$10.01 RSD 1,023

-65.53%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$39.12 RSD 4,000

-17.33%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.08 RSD 520

-4.72%

Cappuccino

$2.75 Rp 49.4K

$1.96 RSD 200

40.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.93 RSD 95.0

48.39%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.64 RSD 168

-54.27%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.94 RSD 300

1.70%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.02 RSD 309

27.48%

Milk (1 liter)

$1.74 Rp 31.2K

$1.60 RSD 164

8.75%

White Bread (500g)

$2.46 Rp 44.2K

$0.77 RSD 79.1

219.48%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.52 RSD 156

-23.03%

Eggs

$2.43 Rp 43.7K

$2.68 RSD 274

-9.33%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.97 RSD 611

142.88%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.90 RSD 603

-26.27%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.78 RSD 1,204

1.70%

Apples (1kg)

$3.72 Rp 66.8K

$1.21 RSD 124

207.44%

Banana (1kg)

$1.63 Rp 29.2K

$1.83 RSD 187

-10.93%

Oranges (1kg)

$2.74 Rp 49.3K

$1.55 RSD 159

76.77%

Tomato (1kg)

$2.24 Rp 40.3K

$2.42 RSD 248

-7.44%

Potato (1kg)

$1.92 Rp 34.5K

$0.99 RSD 101

93.94%

Onion (1kg)

$2.28 Rp 40.9K

$0.77 RSD 79.2

196.10%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.80 RSD 81.9

32.50%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.70 RSD 71.4

2.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.35 RSD 445

-24.37%

Wine (Bottle)

$23.19 Rp 416.8K

$7.98 RSD 816

190.60%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.90 RSD 92.5

208.89%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.24 RSD 229

21.87%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.93 RSD 95.0

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$27.50 RSD 2,812

-70.51%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.95 RSD 199

-75.38%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.68 RSD 69.1

-38.24%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$9.68 RSD 990

-35.74%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.90 RSD 194

-57.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$30.4K RSD 3.1M

-12.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.0K RSD 3.0M

11.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$82.3 RSD 8,419

-4.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$20.31 RSD 2,077

-79.96%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$14.63 RSD 1,496

66.30%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$30.95 RSD 3,164

218.61%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$16.75 RSD 1,713

-62.15%

Cinema Ticket

$3.99 Rp 71.6K

$6.10 RSD 624

-34.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$337 RSD 34.5K

-9.53%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$7,224 RSD 738.6K

-8.06%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$109 RSD 11.1K

-50.22%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$45.78 RSD 4,680

-17.41%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$125 RSD 12.8K

-30.56%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$140 RSD 14.3K

-45.29%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$381 RSD 38.9K

160.64%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$299 RSD 30.5K

125.22%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$575 RSD 58.8K

487.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$410 RSD 41.9K

400.13%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,276 RSD 232.8K

23.20%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,745 RSD 178.4K

27.61%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.31

81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Vrnjacka Banja: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $381 in Vrnjacka Banja. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $39.00 in Vrnjacka Banja. Groceries flip the comparison at $297 vs $200, with Vrnjacka Banja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vrnjacka Banja: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $1,556 in Vrnjacka Banja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $381 in Vrnjacka Banja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $337 in Vrnjacka Banja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,037 in Vrnjacka Banja versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Vrnjacka Banja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vrnjacka Banja the clear choice for anyone on this budget.

Both work as nomad bases, but Vrnjacka Banja delivers better value – similar infrastructure at $1,037 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vrnjacka Banja hard to pass up.

Safety-wise, Ubud, Bali and Vrnjacka Banja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vrnjacka Banja gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.