Cost of Living Comparison Between Ubud, Bali and Vrnjacka Banja Cost of Living Comparison Between Ubud, Bali and Vrnjacka Banja

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,047 in Vrnjacka Banja.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,563 in Vrnjacka Banja.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,079 in Vrnjacka Banja.

Living in Ubud, Bali is roughly 36% more expensive than Vrnjacka Banja, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Vrnjacka Banja is 22% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$9.73 RSD 980

-63.41%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$39.93 RSD 4,019

-18.03%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.87 RSD 490

1.64%

Cappuccino

$2.71 Rp 48.6K

$1.96 RSD 197

38.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.88 RSD 88.4

52.27%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.71 RSD 172

-59.06%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.91 RSD 293

0.34%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.99 RSD 301

32.44%

Milk (1 liter)

$1.81 Rp 32.4K

$1.57 RSD 158

15.29%

White Bread (500g)

$2.52 Rp 45.1K

$0.82 RSD 83.0

207.32%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.50 RSD 151

-22.67%

Eggs

$2.46 Rp 44.1K

$2.65 RSD 267

-7.17%

Local Cheese (1kg)

$14.71 Rp 263.7K

$5.76 RSD 579

155.38%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.00 RSD 604

-28.00%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$11.64 RSD 1,171

4.30%

Apples (1kg)

$3.84 Rp 68.8K

$1.19 RSD 120

222.69%

Banana (1kg)

$1.56 Rp 27.9K

$1.91 RSD 192

-18.32%

Oranges (1kg)

$2.83 Rp 50.8K

$1.64 RSD 165

72.56%

Tomato (1kg)

$2.33 Rp 41.7K

$2.52 RSD 254

-7.54%

Potato (1kg)

$1.91 Rp 34.3K

$0.95 RSD 95.2

101.05%

Onion (1kg)

$2.20 Rp 39.5K

$0.77 RSD 77.6

185.71%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.76 RSD 76.4

32.89%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.64 RSD 64.4

21.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.37 RSD 440

-24.03%

Wine (Bottle)

$23.74 Rp 425.5K

$7.80 RSD 785

204.36%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.92 RSD 92.3

203.26%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.25 RSD 226

27.11%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.91 RSD 91.4

-70.33%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$27.76 RSD 2,794

-71.07%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.89 RSD 190

-75.66%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.63 RSD 63.3

-28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$9.56 RSD 963

-36.19%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.89 RSD 190

-58.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$30.9K RSD 3.1M

-15.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$28.9K RSD 2.9M

11.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$84.1 RSD 8,465

-4.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$20.30 RSD 2,044

-80.00%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$15.04 RSD 1,514

56.38%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$31.00 RSD 3,120

218.39%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$16.58 RSD 1,669

-60.01%

Cinema Ticket

$4.15 Rp 74.3K

$6.08 RSD 612

-31.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$347 RSD 35.0K

-12.51%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$7,138 RSD 718.4K

-7.35%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$108 RSD 10.9K

-48.55%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$45.10 RSD 4,539

-15.06%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$124 RSD 12.4K

-28.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$140 RSD 14.1K

-44.51%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$375 RSD 37.8K

168.30%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$294 RSD 29.6K

129.74%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$565 RSD 56.8K

509.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$407 RSD 40.9K

401.29%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$2,384 RSD 240.0K

19.17%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,440 RSD 144.9K

57.25%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.31

81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Vrnjacka Banja: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $375 in Vrnjacka Banja. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $40.00 in Vrnjacka Banja. Groceries flip the comparison at $302 vs $199, with Vrnjacka Banja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vrnjacka Banja: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $1,571 in Vrnjacka Banja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $375 in Vrnjacka Banja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $347 in Vrnjacka Banja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,047 in Vrnjacka Banja versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Vrnjacka Banja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vrnjacka Banja the clear choice for anyone on this budget.

Both work as nomad bases, but Vrnjacka Banja delivers better value – similar infrastructure at $1,047 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vrnjacka Banja hard to pass up.

Safety-wise, Ubud, Bali and Vrnjacka Banja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vrnjacka Banja gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.