Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Vrnjacka Banja

For one person, living is cheaper in Vrnjacka Banja: $957 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Vrnjacka Banja
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Vrnjacka Banja Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Vrnjacka Banja

🇷🇸 Serbia

$957

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Vrnjacka Banja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Vrnjacka Banja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $957 in Vrnjacka Banja.

Ubud, Bali $1,349
Vrnjacka Banja $957

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,465 in Vrnjacka Banja.

Ubud, Bali $2,305
Vrnjacka Banja $1,465

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,974 in Vrnjacka Banja.

Ubud, Bali $3,261
Vrnjacka Banja $1,974

Living in Ubud, Bali is roughly 41% more expensive than in Vrnjacka Banja, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$9.36 RSD 980

-64.53%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$38.81 RSD 4,065

-8.17%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.71 RSD 493

17.41%

Cappuccino

$2.72 Rp 49.3K

$1.85 RSD 194

47.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.84 RSD 88.1

102.38%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.91 RSD 200

-60.21%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.90 RSD 304

-8.62%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.91 RSD 304

50.52%

Milk (1 liter)

$1.49 Rp 27.0K

$1.40 RSD 147

6.43%

White Bread (500g)

$2.28 Rp 41.3K

$0.74 RSD 77.9

208.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.46 RSD 152

-18.49%

Eggs

$2.04 Rp 36.9K

$2.68 RSD 281

-23.88%

Local Cheese (1kg)

$17.70 Rp 321.1K

$5.58 RSD 585

217.20%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.75 RSD 602

-31.13%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.55 RSD 1,210

5.54%

Apples (1kg)

$3.66 Rp 66.3K

$1.18 RSD 124

210.17%

Banana (1kg)

$1.52 Rp 27.5K

$1.98 RSD 207

-23.23%

Oranges (1kg)

$2.23 Rp 40.4K

$1.62 RSD 170

37.65%

Tomato (1kg)

$1.97 Rp 35.8K

$2.46 RSD 258

-19.92%

Potato (1kg)

$1.85 Rp 33.5K

$1.03 RSD 108

79.61%

Onion (1kg)

$2.42 Rp 44.0K

$0.63 RSD 66.4

284.13%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.01 RSD 106

-1.98%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.69 RSD 72.1

-26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.68 RSD 490

-52.56%

Wine (Bottle)

$22.24 Rp 403.4K

$7.47 RSD 782

197.72%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.94 RSD 98.7

140.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.21 RSD 232

34.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.98 RSD 103

-74.49%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.94 RSD 203

-77.32%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.88 RSD 91.7

-51.14%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$10.38 RSD 1,087

-47.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.91 RSD 200

-57.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$31.0K RSD 3.2M

-23.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$24.0K RSD 2.5M

32.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$81.6 RSD 8,543

-3.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$20.52 RSD 2,149

-68.57%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$14.48 RSD 1,517

28.31%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$29.69 RSD 3,109

66.66%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$7.13 RSD 747

-40.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$376 RSD 39.4K

30.38%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,559 RSD 791.7K

-24.94%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$117 RSD 12.3K

-61.88%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$44.28 RSD 4,638

-21.07%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$140 RSD 14.6K

-42.77%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$124 RSD 13.0K

-36.01%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$314 RSD 32.9K

257.99%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$257 RSD 26.9K

161.75%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$422 RSD 44.2K

744.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$362 RSD 37.9K

375.84%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,068 RSD 216.6K

32.07%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,545 RSD 161.8K

47.82%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.17

166.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Vrnjacka Banja: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Vrnjacka Banja

$257 26.8% 61.8% $415

Groceries & Markets

Ubud, Bali

$288 21.4%

Vrnjacka Banja

$195 20.4% 32.3% $93

Eating Out

Ubud, Bali

$108 8%

Vrnjacka Banja

$143 14.9% 32.4% $35

Clothing & Footwear

Ubud, Bali

$108 8%

Vrnjacka Banja

$191 20% 77.9% $84

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Vrnjacka Banja

$117 12.2% 12% $12

Sport & Entertainment

Ubud, Bali

$58 4.3%

Vrnjacka Banja

$44 4.6% 24.3% $14

Getting Around

Ubud, Bali

$11 0.9%

Vrnjacka Banja

$10 * 1.1% 10.3% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $314 in Vrnjacka Banja. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $39 in Vrnjacka Banja. Groceries flip the comparison at $288 vs $195, with Vrnjacka Banja cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Vrnjacka Banja

🕒 Local time

14:27 2:27 PM

07:27 7:27 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,000

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1,000 RSD = 9.55 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Serbian Dinar exchange rates as of October 31, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Vrnjacka Banja 11,010 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Vrnjacka Banja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vrnjacka Banja: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 29% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,435 in Vrnjacka Banja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $314 in Vrnjacka Banja. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $957 in Vrnjacka Banja – Vrnjacka Banja is about 29% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Vrnjacka Banja are both considered safe, so it’s unlikely to be the deciding factor between them.