Cost of Living Comparison Between Ubud, Bali and Vrnjacka Banja Cost of Living Comparison Between Ubud, Bali and Vrnjacka Banja

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,014 in Vrnjacka Banja.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,562 in Vrnjacka Banja.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,110 in Vrnjacka Banja.

Living in Ubud, Bali is roughly 36% more expensive than in Vrnjacka Banja, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 0% above, Vrnjacka Banja is 26% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$9.83 RSD 991

-66.12%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$40.17 RSD 4,049

-10.83%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$4.83 RSD 486

16.56%

Cappuccino

$2.82 Rp 49.7K

$1.94 RSD 196

45.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.88 RSD 88.7

98.86%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.99 RSD 201

-59.80%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.04 RSD 307

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.92 RSD 294

47.26%

Milk (1 liter)

$1.61 Rp 28.3K

$1.51 RSD 152

6.62%

White Bread (500g)

$2.27 Rp 39.9K

$0.83 RSD 83.4

173.49%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.52 RSD 154

-23.03%

Eggs

$2.17 Rp 38.2K

$2.65 RSD 267

-18.11%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.92 RSD 596

197.80%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.86 RSD 591

-30.89%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.76 RSD 1,185

3.57%

Apples (1kg)

$3.62 Rp 63.7K

$1.18 RSD 119

206.78%

Banana (1kg)

$1.64 Rp 28.8K

$2.03 RSD 204

-19.21%

Oranges (1kg)

$2.31 Rp 40.6K

$1.74 RSD 176

32.76%

Tomato (1kg)

$1.96 Rp 34.5K

$2.74 RSD 276

-28.47%

Potato (1kg)

$1.84 Rp 32.5K

$1.04 RSD 105

76.92%

Onion (1kg)

$2.37 Rp 41.7K

$0.66 RSD 66.8

259.09%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.04 RSD 105

0.96%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.74 RSD 74.5

-27.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.81 RSD 485

-52.18%

Wine (Bottle)

$23.08 Rp 406.4K

$7.73 RSD 779

198.58%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.93 RSD 94.0

151.61%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.36 RSD 238

30.08%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.93 RSD 194

-74.61%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.90 RSD 90.5

-47.78%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$10.83 RSD 1,091

-48.29%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.92 RSD 194

-57.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$31.2K RSD 3.1M

-19.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$26.5K RSD 2.7M

17.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$83.8 RSD 8,441

-1.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$20.91 RSD 2,108

-68.96%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$14.96 RSD 1,508

25.60%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$31.31 RSD 3,156

76.43%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$12.57 RSD 1,267

44.87%

Cinema Ticket

$4.30 Rp 75.7K

$7.55 RSD 761

-43.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$378 RSD 38.1K

30.76%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,688 RSD 774.9K

-23.03%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$125 RSD 12.6K

-63.08%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$45.00 RSD 4,536

-19.02%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$145 RSD 14.6K

-44.23%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$143 RSD 14.4K

-44.79%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$322 RSD 32.5K

245.60%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$267 RSD 27.0K

159.22%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$510 RSD 51.4K

613.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$331 RSD 33.4K

416.59%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,118 RSD 213.4K

30.36%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,413 RSD 142.4K

62.22%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.23

163.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Vrnjacka Banja: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $322 in Vrnjacka Banja. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $40.00 in Vrnjacka Banja. Groceries flip the comparison at $294 vs $203, with Vrnjacka Banja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vrnjacka Banja: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You'd need roughly $2,067 in Ubud, Bali and $1,521 in Vrnjacka Banja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $322 in Vrnjacka Banja. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $1,014 in Vrnjacka Banja – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,014 in Vrnjacka Banja versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Vrnjacka Banja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vrnjacka Banja the clear choice for anyone on this budget.

Both work as nomad bases, but Vrnjacka Banja delivers better value – similar infrastructure at $1,014 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vrnjacka Banja hard to pass up.

Safety-wise, Ubud, Bali and Vrnjacka Banja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vrnjacka Banja gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.