Cost of Living Comparison Between Vratsa and Ubud, Bali Cost of Living Comparison Between Vratsa and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $928 in Vratsa versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,407 in Vratsa versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,886 in Vratsa versus $3,723 in Ubud, Bali.

Living in Vratsa costs roughly 33% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Vratsa is 30% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$9.02 BGN 15.00

$3.57 Rp 64.3K

152.66%

Three-Course Dinner for Two, Mid-Range

$29.43 BGN 48.97

$32.32 Rp 581.4K

-8.94%

Fast Food Meal (McDonalds, etc)

$5.87 BGN 9.77

$5.01 Rp 90.1K

17.17%

Cappuccino

$2.39 BGN 3.97

$2.82 Rp 50.8K

-15.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 BGN 2.39

$1.35 Rp 24.3K

6.67%

Water (0.33 liter bottle)

$0.86 BGN 1.43

$0.73 Rp 13.1K

17.81%

Local Beer (0.5 liter draught)

$1.74 BGN 2.89

$2.93 Rp 52.8K

-40.61%

Imported Beer (0.33 liter bottle)

$2.41 BGN 4.01

$3.94 Rp 70.8K

-38.83%

Milk (1 liter)

$1.40 BGN 2.33

$1.78 Rp 32.0K

-21.35%

White Bread (500g)

$1.01 BGN 1.68

$2.45 Rp 44.1K

-58.78%

Rice (white) (1kg)

$1.34 BGN 2.23

$1.15 Rp 20.7K

16.52%

Eggs

$3.11 BGN 5.17

$2.41 Rp 43.4K

29.05%

Local Cheese (1kg)

$9.40 BGN 15.64

$14.33 Rp 257.8K

-34.40%

Chicken Fillets (1kg)

$5.99 BGN 9.97

$4.19 Rp 75.3K

42.96%

Beef Round Steak (1kg)

$12.00 BGN 19.96

$12.06 Rp 216.9K

-0.50%

Apples (1kg)

$1.58 BGN 2.63

$3.64 Rp 65.4K

-56.59%

Banana (1kg)

$1.76 BGN 2.93

$1.57 Rp 28.2K

12.10%

Oranges (1kg)

$1.21 BGN 2.01

$2.79 Rp 50.1K

-56.63%

Tomato (1kg)

$1.82 BGN 3.02

$2.24 Rp 40.3K

-18.75%

Potato (1kg)

$0.98 BGN 1.64

$1.98 Rp 35.6K

-50.51%

Onion (1kg)

$0.84 BGN 1.40

$2.28 Rp 41.0K

-63.16%

Lettuce (1 head)

$0.89 BGN 1.49

$1.05 Rp 19.0K

-15.24%

Water (1.5 liter bottle)

$0.61 BGN 1.01

$0.79 Rp 14.2K

-22.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 BGN 5.79

$3.19 Rp 57.4K

9.09%

Wine (Bottle)

$5.32 BGN 8.85

$23.49 Rp 422.6K

-77.35%

Local Beer (0.5 liter bottle)

$1.03 BGN 1.72

$2.90 Rp 52.1K

-64.48%

Imported Beer (0.33 liter bottle)

$1.82 BGN 3.02

$2.76 Rp 49.6K

-34.06%

One-way Ticket (Public Transport)

$0.57 BGN 0.95

$0.27 Rp 4,796

111.11%

Public Transport Monthly Pass (Regular Price)

$17.89 BGN 29.76

$8.37 Rp 150.5K

113.74%

Taxi Start (Normal Tariff)

$0.91 BGN 1.51

$0.45 Rp 8,138

102.22%

Taxi (Normal Tariff) (1km)

$0.60 BGN 1.00

$0.46 Rp 8,269

30.43%

Taxi 1hour Waiting (Normal Tariff)

$6.56 BGN 10.91

$6.07 Rp 109.2K

8.07%

Gasoline (1 liter)

$1.50 BGN 2.50

$0.86 Rp 15.6K

74.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K BGN 53.9K

$26.6K Rp 478.3M

21.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K BGN 46.2K

$32.5K Rp 585.6M

-14.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.5 BGN 157

$79.0 Rp 1.4M

19.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.10 BGN 21.80

$4.09 Rp 73.6K

220.29%

Internet (50+ Mbps, Unlimited Data)

$14.50 BGN 24.13

$23.85 Rp 429.0K

-39.20%

Gym Membership (Monthly)

$23.75 BGN 39.52

$98.8 Rp 1.8M

-75.96%

Tennis Court (1 Hour on Weekend)

$15.04 BGN 25.02

$6.35 Rp 114.3K

136.85%

Cinema Ticket

$6.01 BGN 10.00

$4.01 Rp 72.1K

49.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 BGN 695

$297 Rp 5.3M

40.61%

International Primary School, 1 Child (Yearly)

$5,475 BGN 9,108

$6,602 Rp 118.8M

-17.07%

Jeans (Levis 501 Or Similar)

$60.7 BGN 101

$53.4 Rp 961.1K

13.53%

Summer Dress (H&M, Zara, etc)

$35.43 BGN 58.9

$38.11 Rp 685.7K

-7.03%

Sport Shoes (Adidas, Nike)

$100 BGN 167

$88.7 Rp 1.6M

13.20%

Men's Leather Business Shoes

$106 BGN 177

$76.6 Rp 1.4M

38.84%

1-bedroom Apartment, City Center (Monthly)

$261 BGN 434

$1,020 Rp 18.3M

-74.43%

1-bedroom Apartment, Outside City Center (Monthly)

$269 BGN 447

$680 Rp 12.2M

-60.48%

3-bedroom Apartment, City Center (Monthly)

$463 BGN 771

$3,469 Rp 62.4M

-86.65%

3-bedroom Apartment, Outside City Center (Monthly)

$417 BGN 694

$2,090 Rp 37.6M

-80.05%

Buy Apartment in City Center (m2)

$1,349 BGN 2,244

$2,729 Rp 49.1M

-50.57%

Buy Apartment Outside City Center (m2)

$1,079 BGN 1,794

$2,295 Rp 41.3M

-53.01%

Average Monthly Net Salary (After Tax)

$1,102 BGN 1,833

$164 Rp 2.9M

572.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

13.28

-66.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $261 in Vratsa and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Vratsa pays 573% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29.00 in Vratsa vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $203 vs $298 per month, with Vratsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vratsa the obvious pick if budget is a priority.

Average pay runs 573% higher in Vratsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $261 in Vratsa versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $418 in Vratsa versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $928 in Vratsa versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both work as nomad bases, but Vratsa delivers better value – similar infrastructure at $928 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vratsa hard to pass up.

Safety-wise, Vratsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vratsa gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.