Cost of Living Comparison Between Vratsa and Ubud, Bali Cost of Living Comparison Between Vratsa and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $863 in Vratsa versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,301 in Vratsa versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,739 in Vratsa versus $3,327 in Ubud, Bali.

Living in Vratsa costs roughly 37% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Vratsa is 37% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$8.81 BGN 14.66

$3.44 Rp 61.0K

156.10%

Three-Course Dinner for Two, Mid-Range

$29.66 BGN 49.34

$36.31 Rp 644.5K

-18.31%

Fast Food Meal (McDonalds, etc)

$5.97 BGN 9.93

$5.71 Rp 101.3K

4.55%

Cappuccino

$2.31 BGN 3.85

$2.67 Rp 47.4K

-13.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 BGN 2.60

$1.75 Rp 31.1K

-10.86%

Water (0.33 liter bottle)

$0.92 BGN 1.53

$0.87 Rp 15.5K

5.75%

Local Beer (0.5 liter draught)

$1.74 BGN 2.89

$2.95 Rp 52.4K

-41.02%

Imported Beer (0.33 liter bottle)

$2.05 BGN 3.41

$4.52 Rp 80.2K

-54.65%

Milk (1 liter)

$1.43 BGN 2.38

$1.62 Rp 28.7K

-11.73%

White Bread (500g)

$0.85 BGN 1.41

$2.33 Rp 41.4K

-63.52%

Rice (white) (1kg)

$1.34 BGN 2.23

$1.11 Rp 19.7K

20.72%

Eggs

$2.32 BGN 3.86

$2.20 Rp 39.1K

5.45%

Local Cheese (1kg)

$9.64 BGN 16.04

$17.69 Rp 314.0K

-45.51%

Chicken Fillets (1kg)

$5.88 BGN 9.79

$4.10 Rp 72.7K

43.41%

Beef Round Steak (1kg)

$8.92 BGN 14.85

$12.18 Rp 216.1K

-26.77%

Apples (1kg)

$1.30 BGN 2.16

$3.71 Rp 65.8K

-64.96%

Banana (1kg)

$1.77 BGN 2.94

$1.59 Rp 28.2K

11.32%

Oranges (1kg)

$1.16 BGN 1.93

$2.28 Rp 40.5K

-49.12%

Tomato (1kg)

$1.79 BGN 2.99

$1.95 Rp 34.7K

-8.21%

Potato (1kg)

$0.97 BGN 1.62

$1.91 Rp 33.8K

-49.21%

Onion (1kg)

$0.76 BGN 1.26

$2.33 Rp 41.4K

-67.38%

Lettuce (1 head)

$0.61 BGN 1.01

$1.01 Rp 17.9K

-39.60%

Water (1.5 liter bottle)

$0.61 BGN 1.02

$0.55 Rp 9,795

10.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 5.72

$2.23 Rp 39.6K

54.26%

Wine (Bottle)

$5.48 BGN 9.11

$23.07 Rp 409.5K

-76.25%

Local Beer (0.5 liter bottle)

$1.18 BGN 1.96

$2.42 Rp 42.9K

-51.24%

Imported Beer (0.33 liter bottle)

$1.73 BGN 2.87

$3.00 Rp 53.2K

-42.33%

One-way Ticket (Public Transport)

$0.93 BGN 1.55

$0.27 Rp 4,825

244.44%

Public Transport Monthly Pass (Regular Price)

$25.00 BGN 41.59

$8.98 Rp 159.4K

178.40%

Taxi Start (Normal Tariff)

$0.85 BGN 1.41

$0.48 Rp 8,586

77.08%

Taxi (Normal Tariff) (1km)

$0.63 BGN 1.05

$0.43 Rp 7,697

46.51%

Taxi 1hour Waiting (Normal Tariff)

$6.58 BGN 10.95

$5.64 Rp 100.1K

16.67%

Gasoline (1 liter)

$1.59 BGN 2.65

$0.80 Rp 14.3K

98.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BGN 50.6K

$24.9K Rp 442.7M

22.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K BGN 35.0K

$31.7K Rp 562.8M

-33.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.1 BGN 158

$81.5 Rp 1.4M

16.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.86 BGN 21.39

$6.49 Rp 115.2K

98.15%

Internet (50+ Mbps, Unlimited Data)

$12.80 BGN 21.30

$18.77 Rp 333.1K

-31.81%

Gym Membership (Monthly)

$23.57 BGN 39.21

$56.9 Rp 1.0M

-58.55%

Tennis Court (1 Hour on Weekend)

$15.04 BGN 25.02

$18.73 Rp 332.4K

-19.70%

Cinema Ticket

$5.87 BGN 9.76

$4.54 Rp 80.5K

29.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$239 BGN 397

$481 Rp 8.5M

-50.33%

International Primary School, 1 Child (Yearly)

$2,358 BGN 3,922

$5,711 Rp 101.4M

-58.72%

Jeans (Levis 501 Or Similar)

$32.07 BGN 53.4

$45.52 Rp 807.9K

-29.55%

Summer Dress (H&M, Zara, etc)

$19.84 BGN 33.00

$35.88 Rp 636.9K

-44.70%

Sport Shoes (Adidas, Nike)

$67.2 BGN 112

$80.4 Rp 1.4M

-16.41%

Men's Leather Business Shoes

$54.0 BGN 89.8

$78.7 Rp 1.4M

-31.41%

1-bedroom Apartment, City Center (Monthly)

$342 BGN 569

$1,115 Rp 19.8M

-69.29%

1-bedroom Apartment, Outside City Center (Monthly)

$262 BGN 435

$698 Rp 12.4M

-62.49%

3-bedroom Apartment, City Center (Monthly)

$573 BGN 954

$3,637 Rp 64.5M

-84.23%

3-bedroom Apartment, Outside City Center (Monthly)

$410 BGN 682

$1,737 Rp 30.8M

-76.39%

Buy Apartment in City Center (m2)

$1,363 BGN 2,267

$2,784 Rp 49.4M

-51.06%

Buy Apartment Outside City Center (m2)

$1,105 BGN 1,838

$2,290 Rp 40.6M

-51.76%

Average Monthly Net Salary (After Tax)

$1,103 BGN 1,835

$168 Rp 3.0M

556.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $342 in Vratsa and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Vratsa pays 557% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Vratsa vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $188 vs $295 per month, with Vratsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 59% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vratsa the obvious pick if budget is a priority.

Average pay runs 557% higher in Vratsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $342 in Vratsa versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $239 in Vratsa versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 57% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $863 in Vratsa versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both work as nomad bases, but Vratsa delivers better value – similar infrastructure at $863 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vratsa hard to pass up.

Safety-wise, Vratsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vratsa gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.