Last update: Oct 2026

Cost of Living Comparison Between Vratsa and Ubud, Bali

For one person, living is cheaper in Vratsa: $826 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Vratsa
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Vratsa Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vratsa

🇧🇬 Bulgaria

$826

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Vratsa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vratsa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $826 in Vratsa versus $1,349 in Ubud, Bali.

Vratsa $826
Ubud, Bali $1,349

Estimated couple costs with rent: $1,255 in Vratsa versus $2,305 in Ubud, Bali.

Vratsa $1,255
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,684 in Vratsa versus $3,261 in Ubud, Bali.

Vratsa $1,684
Ubud, Bali $3,261

Living in Vratsa costs roughly 39% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.49 BGN 14.85

$3.32 Rp 60.2K

155.72%

Three-Course Dinner for Two, Mid-Range

$28.23 BGN 49.41

$35.64 Rp 645.8K

-20.79%

Fast Food Meal (McDonalds, etc)

$5.65 BGN 9.88

$5.53 Rp 100.3K

2.17%

Cappuccino

$2.22 BGN 3.88

$2.72 Rp 49.3K

-18.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 BGN 2.73

$1.70 Rp 30.8K

-8.24%

Water (0.33 liter bottle)

$0.82 BGN 1.44

$0.76 Rp 13.8K

7.89%

Local Beer (0.5 liter draught)

$1.68 BGN 2.94

$2.65 Rp 48.1K

-36.60%

Imported Beer (0.33 liter bottle)

$2.03 BGN 3.55

$4.38 Rp 79.4K

-53.65%

Milk (1 liter)

$1.33 BGN 2.32

$1.49 Rp 27.0K

-10.74%

White Bread (500g)

$0.84 BGN 1.47

$2.28 Rp 41.2K

-63.16%

Rice (white) (1kg)

$1.35 BGN 2.36

$1.19 Rp 21.6K

13.45%

Eggs

$2.28 BGN 3.99

$2.04 Rp 36.9K

11.76%

Local Cheese (1kg)

$9.35 BGN 16.36

$17.70 Rp 320.8K

-47.18%

Chicken Fillets (1kg)

$5.62 BGN 9.83

$3.96 Rp 71.8K

41.92%

Beef Round Steak (1kg)

$8.41 BGN 14.71

$12.19 Rp 220.9K

-31.01%

Apples (1kg)

$1.25 BGN 2.19

$3.66 Rp 66.2K

-65.85%

Banana (1kg)

$1.64 BGN 2.87

$1.52 Rp 27.5K

7.89%

Oranges (1kg)

$1.11 BGN 1.94

$2.23 Rp 40.4K

-50.22%

Tomato (1kg)

$1.73 BGN 3.02

$1.97 Rp 35.7K

-12.18%

Potato (1kg)

$0.98 BGN 1.72

$1.85 Rp 33.5K

-47.03%

Onion (1kg)

$0.71 BGN 1.25

$2.42 Rp 43.9K

-70.66%

Lettuce (1 head)

$0.56 BGN 0.98

$0.99 Rp 17.9K

-43.43%

Water (1.5 liter bottle)

$0.54 BGN 0.95

$0.51 Rp 9,303

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.49 BGN 6.10

$2.22 Rp 40.3K

57.21%

Wine (Bottle)

$5.22 BGN 9.13

$22.24 Rp 403.0K

-76.53%

Local Beer (0.5 liter bottle)

$1.08 BGN 1.90

$2.26 Rp 41.0K

-52.21%

Imported Beer (0.33 liter bottle)

$1.74 BGN 3.04

$2.97 Rp 53.8K

-41.41%

One-way Ticket (Public Transport)

$0.82 BGN 1.44

$0.25 Rp 4,548

228.00%

Public Transport Monthly Pass (Regular Price)

$25.24 BGN 44.17

$7.82 Rp 141.8K

222.76%

Taxi Start (Normal Tariff)

$0.88 BGN 1.54

$0.44 Rp 7,964

100.00%

Taxi (Normal Tariff) (1km)

$0.62 BGN 1.08

$0.43 Rp 7,793

44.19%

Taxi 1hour Waiting (Normal Tariff)

$6.45 BGN 11.28

$5.41 Rp 98.0K

19.22%

Gasoline (1 liter)

$1.56 BGN 2.73

$0.82 Rp 14.9K

90.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BGN 53.3K

$23.8K Rp 432.0M

27.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K BGN 41.0K

$31.7K Rp 575.3M

-26.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.3 BGN 165

$79.1 Rp 1.4M

19.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.63 BGN 22.09

$6.45 Rp 116.8K

95.81%

Internet (50+ Mbps, Unlimited Data)

$12.23 BGN 21.40

$18.58 Rp 336.7K

-34.18%

Gym Membership (Monthly)

$22.92 BGN 40.11

$49.48 Rp 896.7K

-53.68%

Tennis Court (1 Hour on Weekend)

$19.29 BGN 33.77

$17.65 Rp 319.8K

9.29%

Cinema Ticket

$5.80 BGN 10.15

$4.27 Rp 77.4K

35.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 BGN 390

$491 Rp 8.9M

-54.63%

International Primary School, 1 Child (Yearly)

$2,257 BGN 3,949

$5,674 Rp 102.8M

-60.23%

Jeans (Levis 501 Or Similar)

$30.65 BGN 53.6

$44.64 Rp 808.9K

-31.34%

Summer Dress (H&M, Zara, etc)

$19.41 BGN 33.97

$34.95 Rp 633.4K

-44.46%

Sport Shoes (Adidas, Nike)

$64.4 BGN 113

$79.9 Rp 1.4M

-19.37%

Men's Leather Business Shoes

$50.4 BGN 88.2

$79.4 Rp 1.4M

-36.51%

1-bedroom Apartment, City Center (Monthly)

$337 BGN 590

$1,125 Rp 20.4M

-70.00%

1-bedroom Apartment, Outside City Center (Monthly)

$253 BGN 444

$671 Rp 12.2M

-62.26%

3-bedroom Apartment, City Center (Monthly)

$550 BGN 962

$3,565 Rp 64.6M

-84.57%

3-bedroom Apartment, Outside City Center (Monthly)

$401 BGN 703

$1,723 Rp 31.2M

-76.70%

Buy Apartment in City Center (m2)

$1,309 BGN 2,291

$2,732 Rp 49.5M

-52.08%

Buy Apartment Outside City Center (m2)

$1,114 BGN 1,950

$2,284 Rp 41.4M

-51.22%

Average Monthly Net Salary (After Tax)

$1,080 BGN 1,890

$164 Rp 3.0M

559.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vratsa

$253 30.7%

Ubud, Bali

$672 49.8% 165% $418

Groceries & Markets

Vratsa

$179 21.7%

Ubud, Bali

$288 21.4% 61% $109

Eating Out

Vratsa

$133 16.2%

Ubud, Bali

$108 8% 19.3% $26

Monthly Utilities & Internet

Vratsa

$119 14.4%

Ubud, Bali

$104 7.7% 12.7% $15

Clothing & Footwear

Vratsa

$74 9%

Ubud, Bali

$108 8% 44.9% $33

Sport & Entertainment

Vratsa

$35 4.2%

Ubud, Bali

$58 4.3% 68.1% $24

Getting Around

Vratsa

$33 3.9%

Ubud, Bali

$11 0.9% 64.9% $21

Cost Breakdown

A one-bedroom apartment in the center runs $337 in Vratsa and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Vratsa pays about 6.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $28 in Vratsa vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $179 vs $288 per month, with Vratsa cheaper across the board.

Good to know

🇧🇬 Vratsa

🇮🇩 Ubud, Bali

🕒 Local time

16:57 4:57 PM

22:57 10:57 PM

6 h ahead of Vratsa

🌤 Weather

👥 Population

60,877

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 1, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Vratsa Ubud, Bali 10,790 km ≈ 14 h nonstop flight

From you

Vratsa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Vratsa the obvious pick if budget is a priority.

Average pay in Vratsa is about 6.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $337 in Vratsa versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $223 in Vratsa versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $826 in Vratsa versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vratsa and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.