Cost of Living Comparison Between Ubud, Bali and Vratsa Cost of Living Comparison Between Ubud, Bali and Vratsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $933 in Vratsa.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,409 in Vratsa.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,886 in Vratsa.

Living in Ubud, Bali is roughly 54% more expensive than Vratsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Vratsa is 30% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.70 BGN 14.54

-58.97%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$29.40 BGN 49.11

10.82%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.83 BGN 9.74

-13.04%

Cappuccino

$2.83 Rp 49.0K

$2.38 BGN 3.98

18.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.46 BGN 2.43

-8.22%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.85 BGN 1.43

-18.82%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.74 BGN 2.91

71.84%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.32 BGN 3.88

65.95%

Milk (1 liter)

$1.74 Rp 30.2K

$1.37 BGN 2.28

27.01%

White Bread (500g)

$2.54 Rp 44.0K

$1.03 BGN 1.72

146.60%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.33 BGN 2.23

-10.53%

Eggs

$2.43 Rp 42.0K

$3.24 BGN 5.41

-25.00%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.33 BGN 15.58

57.13%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.96 BGN 9.95

-29.87%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.84 BGN 19.77

0.84%

Apples (1kg)

$3.69 Rp 63.9K

$1.50 BGN 2.51

146.00%

Banana (1kg)

$1.61 Rp 27.8K

$1.74 BGN 2.90

-7.47%

Oranges (1kg)

$2.69 Rp 46.5K

$1.20 BGN 2.01

124.17%

Tomato (1kg)

$2.33 Rp 40.4K

$1.79 BGN 2.98

30.17%

Potato (1kg)

$1.91 Rp 33.0K

$0.99 BGN 1.65

92.93%

Onion (1kg)

$2.19 Rp 37.9K

$0.90 BGN 1.50

143.33%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.85 BGN 1.43

24.71%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.58 BGN 0.96

24.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.48 BGN 5.81

-10.06%

Wine (Bottle)

$23.49 Rp 407.1K

$5.27 BGN 8.80

345.73%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.03 BGN 1.73

166.02%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.75 BGN 2.92

64.57%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.57 BGN 0.96

-49.12%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$17.95 BGN 29.98

-54.48%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.89 BGN 1.49

-49.44%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.60 BGN 1.01

-30.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.32 BGN 10.56

-2.53%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.53 BGN 2.55

-45.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$32.1K BGN 53.7K

-18.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$27.7K BGN 46.2K

17.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$97.7 BGN 163

-19.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$12.78 BGN 21.34

-69.09%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$14.82 BGN 24.75

64.64%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$23.78 BGN 39.71

305.97%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.63 BGN 24.44

-56.60%

Cinema Ticket

$4.04 Rp 70.0K

$5.85 BGN 9.77

-30.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$425 BGN 709

-28.77%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$6,959 BGN 11.6K

-6.27%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$59.6 BGN 99.6

-9.68%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$35.48 BGN 59.3

7.05%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$100 BGN 168

-13.62%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$104 BGN 173

-24.01%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$258 BGN 430

293.00%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$270 BGN 451

149.80%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$477 BGN 796

610.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$420 BGN 701

399.87%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,483 BGN 2,477

101.21%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$784 BGN 1,309

198.47%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,149 BGN 1,918

-84.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.49

195.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Vratsa: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $258 in Vratsa. Housing cost is often the main lever when comparing two cities.

Vratsa pays 564% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $29.00 in Vratsa for a mid-range dinner for two. Groceries echo the gap at $298 vs $202 per month, with Vratsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vratsa: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 54% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vratsa the obvious pick if budget is a priority.

On paper, Vratsa earns 564% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $258 in Vratsa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $425 in Vratsa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $933 in Vratsa versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both work as nomad bases, but Vratsa delivers better value – similar infrastructure at $933 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vratsa hard to pass up.

Safety-wise, Ubud, Bali and Vratsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vratsa gentler on the wallet – expenses run 54% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.