Cost of Living Comparison Between Ubud, Bali and Vratsa Cost of Living Comparison Between Ubud, Bali and Vratsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $919 in Vratsa.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,399 in Vratsa.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,879 in Vratsa.

Living in Ubud, Bali is roughly 53% more expensive than Vratsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Vratsa is 32% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$8.84 BGN 14.70

-59.62%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$29.20 BGN 48.58

11.30%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.89 BGN 9.79

-17.49%

Cappuccino

$2.75 Rp 49.2K

$2.40 BGN 3.99

14.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.44 BGN 2.40

-8.33%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.91 BGN 1.51

-23.08%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.74 BGN 2.89

67.24%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.30 BGN 3.82

64.78%

Milk (1 liter)

$1.71 Rp 30.6K

$1.42 BGN 2.37

20.42%

White Bread (500g)

$2.47 Rp 44.3K

$1.02 BGN 1.70

142.16%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.34 BGN 2.23

-10.45%

Eggs

$2.44 Rp 43.8K

$3.21 BGN 5.35

-23.99%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.20 BGN 15.30

56.30%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.07 BGN 10.10

-29.00%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$11.74 BGN 19.53

4.00%

Apples (1kg)

$3.68 Rp 66.0K

$1.49 BGN 2.49

146.98%

Banana (1kg)

$1.55 Rp 27.8K

$1.68 BGN 2.79

-7.74%

Oranges (1kg)

$2.79 Rp 49.9K

$1.15 BGN 1.91

142.61%

Tomato (1kg)

$2.33 Rp 41.8K

$1.73 BGN 2.88

34.68%

Potato (1kg)

$1.97 Rp 35.3K

$1.00 BGN 1.66

97.00%

Onion (1kg)

$2.31 Rp 41.4K

$0.90 BGN 1.50

156.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.90 BGN 1.50

17.78%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.61 BGN 1.02

19.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.63 BGN 6.04

-9.64%

Wine (Bottle)

$22.79 Rp 408.4K

$5.46 BGN 9.08

317.40%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.04 BGN 1.73

170.19%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.80 BGN 3.00

54.44%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.58 BGN 0.96

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$17.67 BGN 29.39

-54.39%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.84 BGN 1.41

-46.43%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.66 BGN 1.10

-31.82%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.37 BGN 10.60

-2.04%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.59 BGN 2.65

-46.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$32.0K BGN 53.2K

-18.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$28.0K BGN 46.6K

12.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$96.5 BGN 161

-16.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$13.09 BGN 21.78

-68.98%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$14.61 BGN 24.31

67.15%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$23.43 BGN 38.98

316.86%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.63 BGN 24.34

-55.91%

Cinema Ticket

$4.04 Rp 72.4K

$5.94 BGN 9.89

-31.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$428 BGN 712

-28.99%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,386 BGN 8,960

22.93%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$61.9 BGN 103

-12.35%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$35.62 BGN 59.3

8.87%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$101 BGN 169

-14.96%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$105 BGN 175

-26.95%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$252 BGN 420

290.57%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$269 BGN 447

144.76%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$470 BGN 783

616.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$424 BGN 705

387.59%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,327 BGN 2,208

106.57%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,106 BGN 1,839

101.46%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,099 BGN 1,829

-85.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.49

195.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Vratsa: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $252 in Vratsa. Housing cost is often the main lever when comparing two cities.

Vratsa pays 573% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $29.00 in Vratsa for a mid-range dinner for two. Groceries echo the gap at $297 vs $202 per month, with Vratsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vratsa: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vratsa the obvious pick if budget is a priority.

On paper, Vratsa earns 573% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $252 in Vratsa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $428 in Vratsa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $919 in Vratsa versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both work as nomad bases, but Vratsa delivers better value – similar infrastructure at $919 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vratsa hard to pass up.

Safety-wise, Ubud, Bali and Vratsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vratsa gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.