Cost of Living Comparison Between Ubud, Bali and Vratsa Cost of Living Comparison Between Ubud, Bali and Vratsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $928 in Vratsa.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,407 in Vratsa.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,886 in Vratsa.

Living in Ubud, Bali is roughly 50% more expensive than in Vratsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Vratsa is 30% below.

Meal at Budget Restaurant

$3.57 Rp 64.3K

$9.02 BGN 15.00

-60.42%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 581.4K

$29.43 BGN 48.97

9.82%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.1K

$5.87 BGN 9.77

-14.65%

Cappuccino

$2.82 Rp 50.8K

$2.39 BGN 3.97

17.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.3K

$1.44 BGN 2.39

-6.25%

Water (0.33 liter bottle)

$0.73 Rp 13.1K

$0.86 BGN 1.43

-15.12%

Local Beer (0.5 liter draught)

$2.93 Rp 52.8K

$1.74 BGN 2.89

68.39%

Imported Beer (0.33 liter bottle)

$3.94 Rp 70.8K

$2.41 BGN 4.01

63.49%

Milk (1 liter)

$1.78 Rp 32.0K

$1.40 BGN 2.33

27.14%

White Bread (500g)

$2.45 Rp 44.1K

$1.01 BGN 1.68

142.57%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.34 BGN 2.23

-14.18%

Eggs

$2.41 Rp 43.4K

$3.11 BGN 5.17

-22.51%

Local Cheese (1kg)

$14.33 Rp 257.8K

$9.40 BGN 15.64

52.45%

Chicken Fillets (1kg)

$4.19 Rp 75.3K

$5.99 BGN 9.97

-30.05%

Beef Round Steak (1kg)

$12.06 Rp 216.9K

$12.00 BGN 19.96

0.50%

Apples (1kg)

$3.64 Rp 65.4K

$1.58 BGN 2.63

130.38%

Banana (1kg)

$1.57 Rp 28.2K

$1.76 BGN 2.93

-10.80%

Oranges (1kg)

$2.79 Rp 50.1K

$1.21 BGN 2.01

130.58%

Tomato (1kg)

$2.24 Rp 40.3K

$1.82 BGN 3.02

23.08%

Potato (1kg)

$1.98 Rp 35.6K

$0.98 BGN 1.64

102.04%

Onion (1kg)

$2.28 Rp 41.0K

$0.84 BGN 1.40

171.43%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.89 BGN 1.49

17.98%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.61 BGN 1.01

29.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.4K

$3.48 BGN 5.79

-8.33%

Wine (Bottle)

$23.49 Rp 422.6K

$5.32 BGN 8.85

341.54%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.1K

$1.03 BGN 1.72

181.55%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.6K

$1.82 BGN 3.02

51.65%

One-way Ticket (Public Transport)

$0.27 Rp 4,796

$0.57 BGN 0.95

-52.63%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 150.5K

$17.89 BGN 29.76

-53.21%

Taxi Start (Normal Tariff)

$0.45 Rp 8,138

$0.91 BGN 1.51

-50.55%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,269

$0.60 BGN 1.00

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.2K

$6.56 BGN 10.91

-7.47%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.50 BGN 2.50

-42.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.3M

$32.4K BGN 53.9K

-17.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 585.6M

$27.8K BGN 46.2K

17.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$94.5 BGN 157

-16.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.6K

$13.10 BGN 21.80

-68.78%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 429.0K

$14.50 BGN 24.13

64.48%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$23.75 BGN 39.52

315.92%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.3K

$15.04 BGN 25.02

-57.78%

Cinema Ticket

$4.01 Rp 72.1K

$6.01 BGN 10.00

-33.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$418 BGN 695

-28.88%

International Primary School, 1 Child (Yearly)

$6,602 Rp 118.8M

$5,475 BGN 9,108

20.58%

Jeans (Levis 501 Or Similar)

$53.4 Rp 961.1K

$60.7 BGN 101

-11.92%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 685.7K

$35.43 BGN 58.9

7.56%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$100 BGN 167

-11.66%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$106 BGN 177

-27.98%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.3M

$261 BGN 434

291.05%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.2M

$269 BGN 447

153.05%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.4M

$463 BGN 771

648.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.6M

$417 BGN 694

401.16%

Buy Apartment in City Center (m2)

$2,729 Rp 49.1M

$1,349 BGN 2,244

102.29%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.3M

$1,079 BGN 1,794

112.81%

Average Monthly Net Salary (After Tax)

$164 Rp 2.9M

$1,102 BGN 1,833

-85.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.49

195.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Vratsa: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $261 in Vratsa. Housing cost is often the main lever when comparing two cities.

Vratsa pays 573% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $29.00 in Vratsa for a mid-range dinner for two. Groceries echo the gap at $298 vs $203 per month, with Vratsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vratsa: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vratsa the obvious pick if budget is a priority.

On paper, salaries run 573% lower in Vratsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $261 in Vratsa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $418 in Vratsa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $928 in Vratsa versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both work as nomad bases, but Vratsa delivers better value – similar infrastructure at $928 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vratsa hard to pass up.

Safety-wise, Ubud, Bali and Vratsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vratsa gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.