Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Vratsa

For one person, living is cheaper in Vratsa: $826 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Vratsa
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Vratsa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Vratsa

🇧🇬 Bulgaria

$826

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Vratsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Vratsa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $826 in Vratsa.

Ubud, Bali $1,349
Vratsa $826

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,255 in Vratsa.

Ubud, Bali $2,305
Vratsa $1,255

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,684 in Vratsa.

Ubud, Bali $3,261
Vratsa $1,684

Living in Ubud, Bali is roughly 63% more expensive than in Vratsa, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$8.49 BGN 14.85

-60.90%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$28.23 BGN 49.41

26.25%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.65 BGN 9.88

-2.12%

Cappuccino

$2.72 Rp 49.3K

$2.22 BGN 3.88

22.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.56 BGN 2.73

8.97%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.82 BGN 1.44

-7.32%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.68 BGN 2.94

57.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.03 BGN 3.55

115.76%

Milk (1 liter)

$1.49 Rp 27.1K

$1.33 BGN 2.32

12.03%

White Bread (500g)

$2.28 Rp 41.3K

$0.84 BGN 1.47

171.43%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.35 BGN 2.36

-11.85%

Eggs

$2.04 Rp 36.9K

$2.28 BGN 3.99

-10.53%

Local Cheese (1kg)

$17.70 Rp 321.2K

$9.35 BGN 16.36

89.30%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.62 BGN 9.83

-29.54%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$8.41 BGN 14.71

44.95%

Apples (1kg)

$3.66 Rp 66.3K

$1.25 BGN 2.19

192.80%

Banana (1kg)

$1.52 Rp 27.5K

$1.64 BGN 2.87

-7.32%

Oranges (1kg)

$2.23 Rp 40.4K

$1.11 BGN 1.94

100.90%

Tomato (1kg)

$1.97 Rp 35.8K

$1.73 BGN 3.02

13.87%

Potato (1kg)

$1.85 Rp 33.5K

$0.98 BGN 1.72

88.78%

Onion (1kg)

$2.42 Rp 44.0K

$0.71 BGN 1.25

240.85%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.56 BGN 0.98

76.79%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.54 BGN 0.95

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.49 BGN 6.10

-36.39%

Wine (Bottle)

$22.24 Rp 403.6K

$5.22 BGN 9.13

326.05%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.08 BGN 1.90

109.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.74 BGN 3.04

70.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.82 BGN 1.44

-69.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$25.24 BGN 44.17

-69.02%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.88 BGN 1.54

-50.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.62 BGN 1.08

-30.65%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$6.45 BGN 11.28

-16.12%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.56 BGN 2.73

-47.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$30.4K BGN 53.3K

-21.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$23.4K BGN 41.0K

35.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$94.3 BGN 165

-16.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$12.63 BGN 22.09

-48.93%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$12.23 BGN 21.40

51.92%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$22.92 BGN 40.11

115.88%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$19.29 BGN 33.77

-8.50%

Cinema Ticket

$4.27 Rp 77.6K

$5.80 BGN 10.15

-26.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$223 BGN 390

120.39%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$2,257 BGN 3,949

151.42%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$30.65 BGN 53.6

45.64%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$19.41 BGN 33.97

80.06%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$64.4 BGN 113

24.03%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$50.4 BGN 88.2

57.52%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$337 BGN 590

233.39%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$253 BGN 444

164.95%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$550 BGN 962

548.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$401 BGN 703

329.25%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,309 BGN 2,291

108.67%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,114 BGN 1,950

104.99%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,080 BGN 1,890

-84.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Vratsa: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Vratsa

$253 30.7% 62.3% $418

Groceries & Markets

Ubud, Bali

$288 21.4%

Vratsa

$179 21.7% 37.9% $109

Eating Out

Ubud, Bali

$108 8%

Vratsa

$133 16.2% 23.9% $26

Clothing & Footwear

Ubud, Bali

$108 8%

Vratsa

$74 9% 31% $33

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Vratsa

$119 14.4% 14.5% $15

Sport & Entertainment

Ubud, Bali

$58 4.3%

Vratsa

$35 4.2% 40.5% $24

Getting Around

Ubud, Bali

$11 0.9%

Vratsa

$33 3.9% 185% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $337 in Vratsa. Housing cost is often the main lever when comparing two cities.

Vratsa pays about 6.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $28 in Vratsa for a mid-range dinner for two. Groceries echo the gap at $288 vs $179 per month, with Vratsa cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Vratsa

🕒 Local time

23:57 11:57 PM

17:57 5:57 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

60,877

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Vratsa 10,790 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Vratsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vratsa: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Vratsa the obvious pick if budget is a priority.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $337 in Vratsa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $223 in Vratsa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $826 in Vratsa versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Vratsa are both considered safe, so it’s unlikely to be the deciding factor between them.