Cost of Living Comparison Between Ubud, Bali and Vratsa Cost of Living Comparison Between Ubud, Bali and Vratsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $863 in Vratsa.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,301 in Vratsa.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,739 in Vratsa.

Living in Ubud, Bali is roughly 59% more expensive than in Vratsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Vratsa is 37% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$8.81 BGN 14.66

-60.95%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$29.66 BGN 49.34

22.42%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.97 BGN 9.93

-4.36%

Cappuccino

$2.67 Rp 47.3K

$2.31 BGN 3.85

15.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.56 BGN 2.60

12.18%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.92 BGN 1.53

-5.43%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.74 BGN 2.89

69.54%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.05 BGN 3.41

120.49%

Milk (1 liter)

$1.62 Rp 28.7K

$1.43 BGN 2.38

13.29%

White Bread (500g)

$2.33 Rp 41.3K

$0.85 BGN 1.41

174.12%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.34 BGN 2.23

-17.16%

Eggs

$2.20 Rp 39.0K

$2.32 BGN 3.86

-5.17%

Local Cheese (1kg)

$17.69 Rp 313.3K

$9.64 BGN 16.04

83.51%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$5.88 BGN 9.79

-30.27%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$8.92 BGN 14.85

36.55%

Apples (1kg)

$3.71 Rp 65.6K

$1.30 BGN 2.16

185.38%

Banana (1kg)

$1.59 Rp 28.1K

$1.77 BGN 2.94

-10.17%

Oranges (1kg)

$2.28 Rp 40.4K

$1.16 BGN 1.93

96.55%

Tomato (1kg)

$1.95 Rp 34.6K

$1.79 BGN 2.99

8.94%

Potato (1kg)

$1.91 Rp 33.7K

$0.97 BGN 1.62

96.91%

Onion (1kg)

$2.33 Rp 41.3K

$0.76 BGN 1.26

206.58%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.61 BGN 1.01

65.57%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.61 BGN 1.02

-9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.44 BGN 5.72

-35.17%

Wine (Bottle)

$23.07 Rp 408.6K

$5.48 BGN 9.11

320.99%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.18 BGN 1.96

105.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.73 BGN 2.87

73.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.93 BGN 1.55

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$25.00 BGN 41.59

-64.08%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.85 BGN 1.41

-43.53%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.63 BGN 1.05

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$6.58 BGN 10.95

-14.29%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.59 BGN 2.65

-49.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$30.4K BGN 50.6K

-18.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$21.1K BGN 35.0K

50.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$95.1 BGN 158

-14.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$12.86 BGN 21.39

-49.53%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$12.80 BGN 21.30

46.64%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$23.57 BGN 39.21

141.28%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$15.04 BGN 25.02

24.53%

Cinema Ticket

$4.54 Rp 80.4K

$5.87 BGN 9.76

-22.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$239 BGN 397

101.32%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$2,358 BGN 3,922

142.26%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$32.07 BGN 53.4

41.94%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$19.84 BGN 33.00

80.85%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$67.2 BGN 112

19.63%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$54.0 BGN 89.8

45.79%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$342 BGN 569

225.62%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$262 BGN 435

166.61%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$573 BGN 954

534.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$410 BGN 682

323.60%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,363 BGN 2,267

104.34%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,105 BGN 1,838

107.28%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,103 BGN 1,835

-84.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Vratsa: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $342 in Vratsa. Housing cost is often the main lever when comparing two cities.

Vratsa pays 557% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $30.00 in Vratsa for a mid-range dinner for two. Groceries echo the gap at $295 vs $188 per month, with Vratsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vratsa: Cost of Living - Frequently Asked Questions

Vratsa wins on cost – living expenses run 59% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vratsa the obvious pick if budget is a priority.

On paper, salaries run 557% lower in Vratsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $342 in Vratsa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $239 in Vratsa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 57% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $863 in Vratsa versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Vratsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vratsa the clear choice for anyone on this budget.

Both work as nomad bases, but Vratsa delivers better value – similar infrastructure at $863 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vratsa hard to pass up.

Safety-wise, Ubud, Bali and Vratsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vratsa gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.