Cost of Living Comparison Between Vratsa and Dumaguete Cost of Living Comparison Between Vratsa and Dumaguete

Monthly Cost of Living

Monthly costs for one person with rent: $919 in Vratsa versus $854 in Dumaguete.

Estimated couple costs with rent: $1,399 in Vratsa versus $1,326 in Dumaguete.

Monthly costs for a family of three with rent: $1,879 in Vratsa versus $1,798 in Dumaguete.

Living in Vratsa is roughly 8% more expensive than Dumaguete, driven mainly by Eating Out.

Both cities sit below the global median: Vratsa 32% lower, Dumaguete 36% lower.

Meal at Budget Restaurant

$8.84 BGN 14.70

$3.10 ₱188

185.16%

Three-Course Dinner for Two, Mid-Range

$29.20 BGN 48.58

$13.94 ₱847

109.47%

Fast Food Meal (McDonalds, etc)

$5.89 BGN 9.79

$4.52 ₱275

30.31%

Cappuccino

$2.40 BGN 3.99

$2.24 ₱136

7.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 BGN 2.40

$0.71 ₱43.27

102.82%

Water (0.33 liter bottle)

$0.91 BGN 1.51

$0.36 ₱21.93

152.78%

Local Beer (0.5 liter draught)

$1.74 BGN 2.89

$1.09 ₱66.3

59.63%

Imported Beer (0.33 liter bottle)

$2.30 BGN 3.82

$2.09 ₱127

10.05%

Milk (1 liter)

$1.42 BGN 2.37

$1.70 ₱103

-16.47%

White Bread (500g)

$1.02 BGN 1.70

$1.43 ₱87.1

-28.67%

Rice (white) (1kg)

$1.34 BGN 2.23

$0.97 ₱59.2

38.14%

Eggs

$3.21 BGN 5.35

$2.00 ₱121

60.50%

Local Cheese (1kg)

$9.20 BGN 15.30

$9.41 ₱572

-2.23%

Chicken Fillets (1kg)

$6.07 BGN 10.10

$5.09 ₱309

19.25%

Beef Round Steak (1kg)

$11.74 BGN 19.53

$8.04 ₱488

46.02%

Apples (1kg)

$1.49 BGN 2.49

$1.78 ₱108

-16.29%

Banana (1kg)

$1.68 BGN 2.79

$1.45 ₱87.9

15.86%

Oranges (1kg)

$1.15 BGN 1.91

$4.07 ₱247

-71.74%

Tomato (1kg)

$1.73 BGN 2.88

$1.45 ₱88.0

19.31%

Potato (1kg)

$1.00 BGN 1.66

$2.37 ₱144

-57.81%

Onion (1kg)

$0.90 BGN 1.50

$2.61 ₱159

-65.52%

Lettuce (1 head)

$0.90 BGN 1.50

$0.90 ₱54.9

Water (1.5 liter bottle)

$0.61 BGN 1.02

$0.60 ₱36.60

1.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 BGN 6.04

$2.62 ₱159

38.55%

Wine (Bottle)

$5.46 BGN 9.08

$8.01 ₱487

-31.84%

Local Beer (0.5 liter bottle)

$1.04 BGN 1.73

$1.23 ₱74.8

-15.45%

Imported Beer (0.33 liter bottle)

$1.80 BGN 3.00

$1.97 ₱120

-8.63%

One-way Ticket (Public Transport)

$0.58 BGN 0.96

$0.47 ₱28.43

23.40%

Public Transport Monthly Pass (Regular Price)

$17.67 BGN 29.39

$8.97 ₱544

96.99%

Taxi Start (Normal Tariff)

$0.84 BGN 1.41

$0.83 ₱50.1

1.20%

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.10

$0.25 ₱15.00

164.00%

Taxi 1hour Waiting (Normal Tariff)

$6.37 BGN 10.60

$0.91 ₱55.1

600.00%

Gasoline (1 liter)

$1.59 BGN 2.65

$1.15 ₱69.8

38.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K BGN 53.2K

$23.2K ₱1.4M

37.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K BGN 46.6K

$39.1K ₱2.4M

-28.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.5 BGN 161

$73.2 ₱4,443

31.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.09 BGN 21.78

$44.75 ₱2,718

-70.75%

Internet (50+ Mbps, Unlimited Data)

$14.61 BGN 24.31

$29.04 ₱1,763

-49.69%

Gym Membership (Monthly)

$23.43 BGN 38.98

$23.81 ₱1,446

-1.60%

Tennis Court (1 Hour on Weekend)

$14.63 BGN 24.34

$3.65 ₱221

300.82%

Cinema Ticket

$5.94 BGN 9.89

$6.24 ₱379

-4.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$428 BGN 712

$72.5 ₱4,401

490.76%

International Primary School, 1 Child (Yearly)

$5,386 BGN 8,960

$1,825 ₱110.8K

195.20%

Jeans (Levis 501 Or Similar)

$61.9 BGN 103

$107 ₱6,510

-42.29%

Summer Dress (H&M, Zara, etc)

$35.62 BGN 59.3

$36.05 ₱2,189

-1.19%

Sport Shoes (Adidas, Nike)

$101 BGN 169

$109 ₱6,597

-6.77%

Men's Leather Business Shoes

$105 BGN 175

$82.8 ₱5,028

26.74%

1-bedroom Apartment, City Center (Monthly)

$252 BGN 420

$247 ₱15.0K

2.25%

1-bedroom Apartment, Outside City Center (Monthly)

$269 BGN 447

$209 ₱12.7K

28.56%

3-bedroom Apartment, City Center (Monthly)

$470 BGN 783

$443 ₱26.9K

6.23%

3-bedroom Apartment, Outside City Center (Monthly)

$424 BGN 705

$419 ₱25.4K

1.22%

Buy Apartment in City Center (m2)

$1,327 BGN 2,208

$3,067 ₱186.2K

-56.73%

Buy Apartment Outside City Center (m2)

$1,106 BGN 1,839

$698 ₱42.4K

58.40%

Average Monthly Net Salary (After Tax)

$1,099 BGN 1,829

$291 ₱17.7K

277.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

6.5

-30.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: June 7, 2026

Last update for Dumaguete: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $252 in Vratsa and $247 in Dumaguete. Housing cost is often the main lever when comparing two cities.

Vratsa pays 277% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Vratsa vs $14.00 in Dumaguete. Groceries flip the comparison at $202 vs $211, with Vratsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Dumaguete: Cost of Living - Frequently Asked Questions

Vratsa and Dumaguete differ by about 8% in total monthly costs ($919 vs $854 including rent). Dumaguete is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Vratsa pays 277% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $252 in Vratsa versus $247 in Dumaguete. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $919 per month in Vratsa versus $854 in Dumaguete – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dumaguete runs roughly 97% less than in Vratsa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Dumaguete gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vratsa and Dumaguete are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dumaguete gentler on the wallet – expenses run 8% less than in Vratsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.