Cost of Living Comparison Between Vratsa and Dumaguete Cost of Living Comparison Between Vratsa and Dumaguete

Monthly Cost of Living

Monthly costs for one person with rent: $863 in Vratsa versus $806 in Dumaguete.

Estimated couple costs with rent: $1,301 in Vratsa versus $1,208 in Dumaguete.

Monthly costs for a family of three with rent: $1,739 in Vratsa versus $1,611 in Dumaguete.

Living in Vratsa is roughly 7% more expensive than in Dumaguete, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Vratsa 37% lower, Dumaguete 41% lower.

Meal at Budget Restaurant

$8.81 BGN 14.66

$3.73 ₱234

136.19%

Three-Course Dinner for Two, Mid-Range

$29.66 BGN 49.34

$15.69 ₱983

89.04%

Fast Food Meal (McDonalds, etc)

$5.97 BGN 9.93

$4.26 ₱267

40.14%

Cappuccino

$2.31 BGN 3.85

$2.32 ₱145

-0.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 BGN 2.60

$0.76 ₱47.92

105.26%

Water (0.33 liter bottle)

$0.92 BGN 1.53

$0.43 ₱27.04

113.95%

Local Beer (0.5 liter draught)

$1.74 BGN 2.89

$1.38 ₱86.4

26.09%

Imported Beer (0.33 liter bottle)

$2.05 BGN 3.41

$1.89 ₱118

8.47%

Milk (1 liter)

$1.43 BGN 2.38

$1.67 ₱105

-14.37%

White Bread (500g)

$0.85 BGN 1.41

$1.32 ₱82.9

-35.61%

Rice (white) (1kg)

$1.34 BGN 2.23

$0.93 ₱58.4

44.09%

Eggs

$2.32 BGN 3.86

$1.74 ₱109

33.33%

Local Cheese (1kg)

$9.64 BGN 16.04

$8.53 ₱534

13.01%

Chicken Fillets (1kg)

$5.88 BGN 9.79

$4.30 ₱270

36.74%

Beef Round Steak (1kg)

$8.92 BGN 14.85

$7.22 ₱453

23.55%

Apples (1kg)

$1.30 BGN 2.16

$1.61 ₱101

-19.25%

Banana (1kg)

$1.77 BGN 2.94

$1.29 ₱81.0

37.21%

Oranges (1kg)

$1.16 BGN 1.93

$3.55 ₱222

-67.32%

Tomato (1kg)

$1.79 BGN 2.99

$1.30 ₱81.5

37.69%

Potato (1kg)

$0.97 BGN 1.62

$2.51 ₱157

-61.35%

Onion (1kg)

$0.76 BGN 1.26

$2.32 ₱145

-67.24%

Lettuce (1 head)

$0.61 BGN 1.01

$0.77 ₱48.06

-20.78%

Water (1.5 liter bottle)

$0.61 BGN 1.02

$0.58 ₱36.49

5.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 5.72

$2.40 ₱150

43.33%

Wine (Bottle)

$5.48 BGN 9.11

$8.79 ₱551

-37.66%

Local Beer (0.5 liter bottle)

$1.18 BGN 1.96

$1.13 ₱71.1

4.42%

Imported Beer (0.33 liter bottle)

$1.73 BGN 2.87

$1.30 ₱81.3

33.08%

One-way Ticket (Public Transport)

$0.93 BGN 1.55

$0.38 ₱23.96

144.74%

Public Transport Monthly Pass (Regular Price)

$25.00 BGN 41.59

$10.12 ₱634

147.04%

Taxi Start (Normal Tariff)

$0.85 BGN 1.41

$0.70 ₱43.59

21.43%

Taxi (Normal Tariff) (1km)

$0.63 BGN 1.05

$0.15 ₱9.32

320.00%

Taxi 1hour Waiting (Normal Tariff)

$6.58 BGN 10.95

$2.10 ₱132

213.33%

Gasoline (1 liter)

$1.59 BGN 2.65

$0.98 ₱61.6

62.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BGN 50.6K

$20.4K ₱1.3M

49.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K BGN 35.0K

$24.7K ₱1.5M

-14.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.1 BGN 158

$67.5 ₱4,231

40.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.86 BGN 21.39

$9.72 ₱609

32.30%

Internet (50+ Mbps, Unlimited Data)

$12.80 BGN 21.30

$26.66 ₱1,671

-51.99%

Gym Membership (Monthly)

$23.57 BGN 39.21

$24.38 ₱1,528

-3.32%

Tennis Court (1 Hour on Weekend)

$15.04 BGN 25.02

$4.07 ₱255

269.53%

Cinema Ticket

$5.87 BGN 9.76

$6.96 ₱436

-15.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$239 BGN 397

$59.2 ₱3,711

303.11%

International Primary School, 1 Child (Yearly)

$2,358 BGN 3,922

$1,674 ₱104.9K

40.79%

Jeans (Levis 501 Or Similar)

$32.07 BGN 53.4

$97.1 ₱6,084

-66.97%

Summer Dress (H&M, Zara, etc)

$19.84 BGN 33.00

$32.32 ₱2,025

-38.61%

Sport Shoes (Adidas, Nike)

$67.2 BGN 112

$99.4 ₱6,229

-32.39%

Men's Leather Business Shoes

$54.0 BGN 89.8

$113 ₱7,099

-52.37%

1-bedroom Apartment, City Center (Monthly)

$342 BGN 569

$234 ₱14.7K

46.04%

1-bedroom Apartment, Outside City Center (Monthly)

$262 BGN 435

$209 ₱13.1K

25.31%

3-bedroom Apartment, City Center (Monthly)

$573 BGN 954

$434 ₱27.2K

32.25%

3-bedroom Apartment, Outside City Center (Monthly)

$410 BGN 682

$357 ₱22.4K

14.90%

Buy Apartment in City Center (m2)

$1,363 BGN 2,267

$3,061 ₱191.8K

-55.49%

Buy Apartment Outside City Center (m2)

$1,105 BGN 1,838

$668 ₱41.9K

65.26%

Average Monthly Net Salary (After Tax)

$1,103 BGN 1,835

$279 ₱17.5K

295.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

-57.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: September 13, 2026

Last update for Dumaguete: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $342 in Vratsa and $234 in Dumaguete. Housing cost is often the main lever when comparing two cities.

Vratsa pays 295% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Vratsa vs $16.00 in Dumaguete. Groceries flip the comparison at $188 vs $194, with Vratsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Dumaguete: Cost of Living - Frequently Asked Questions

Vratsa and Dumaguete differ by about 7% in total monthly costs ($863 vs $806 including rent). Dumaguete is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 295% higher in Vratsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $342 in Vratsa versus $234 in Dumaguete. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $863 per month in Vratsa versus $806 in Dumaguete – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dumaguete runs roughly 147% less than in Vratsa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Dumaguete gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vratsa and Dumaguete are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dumaguete gentler on the wallet – expenses run 7% less than in Vratsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.