Last update: Nov 2026

Cost of Living Comparison Between Vratsa and Dumaguete

For one person, living is cheaper in Dumaguete: $657 a month against $827 in Vratsa, rent and utilities included – about $2,000 less a year. The total is higher in Vratsa despite lower rent and utilities.

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Cost of Living Index in Vratsa
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Vratsa Living Index

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Vratsa

🇧🇬 Bulgaria

$827

/mo nomad

Dumaguete

🇵🇭 Philippines

$657

/mo nomad

Monthly Cost of Living

How much you'll spend in Vratsa and in Dumaguete

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vratsa and in Dumaguete actually costs, broken down by who's living it.

Monthly costs for one person with rent: $827 in Vratsa versus $657 in Dumaguete.

Vratsa $827
Dumaguete $657

Estimated couple costs with rent: $1,258 in Vratsa versus $900 in Dumaguete.

Vratsa $1,258
Dumaguete $900

Monthly costs for a family of three with rent: $1,688 in Vratsa versus $1,143 in Dumaguete.

Vratsa $1,688
Dumaguete $1,143

Living in Vratsa is roughly 26% more expensive than in Dumaguete, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Vratsa 39% lower, Dumaguete 51% lower.

Meal at Budget Restaurant

$8.75 BGN 15.23

$6.02 ₱379

45.35%

Three-Course Dinner for Two, Mid-Range

$28.89 BGN 50.3

$21.84 ₱1,375

32.28%

Fast Food Meal (McDonalds, etc)

$5.82 BGN 10.12

$5.07 ₱319

14.79%

Cappuccino

$2.25 BGN 3.91

$2.33 ₱146

-3.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 BGN 2.71

Water (0.33 liter bottle)

$0.87 BGN 1.51

$0.57 ₱35.80

52.63%

Local Beer (0.5 liter draught)

$1.69 BGN 2.95

$1.37 ₱86.5

23.36%

Imported Beer (0.33 liter bottle)

$2.02 BGN 3.52

Milk (1 liter)

$1.33 BGN 2.31

$1.72 ₱108

-22.67%

White Bread (500g)

$0.79 BGN 1.38

Rice (white) (1kg)

$1.35 BGN 2.34

Eggs

$2.28 BGN 3.96

$1.78 ₱112

28.09%

Local Cheese (1kg)

$8.91 BGN 15.50

Chicken Fillets (1kg)

$5.63 BGN 9.80

$3.47 ₱218

62.25%

Beef Round Steak (1kg)

$8.56 BGN 14.90

Apples (1kg)

$1.25 BGN 2.17

Banana (1kg)

$1.65 BGN 2.86

Oranges (1kg)

$1.12 BGN 1.95

Tomato (1kg)

$1.68 BGN 2.92

Potato (1kg)

$0.92 BGN 1.61

$2.17 ₱137

-57.60%

Onion (1kg)

$0.73 BGN 1.27

Lettuce (1 head)

$0.55 BGN 0.95

Water (1.5 liter bottle)

$0.58 BGN 1.01

Cigarettes 20 Pack (Marlboro, Camel)

$3.42 BGN 5.95

Wine (Bottle)

$4.99 BGN 8.68

Local Beer (0.5 liter bottle)

$1.14 BGN 1.99

$1.24 ₱78.1

-8.06%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.96

One-way Ticket (Public Transport)

$0.82 BGN 1.42

$0.21 ₱13.20

290.48%

Public Transport Monthly Pass (Regular Price)

$25.69 BGN 44.69

$11.44 ₱720

124.56%

Taxi Start (Normal Tariff)

$0.90 BGN 1.57

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.06

Taxi 1hour Waiting (Normal Tariff)

$6.44 BGN 11.21

$2.11 ₱133

205.21%

Gasoline (1 liter)

$1.57 BGN 2.73

$1.09 ₱68.5

44.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K BGN 51.6K

$21.1K ₱1.3M

40.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K BGN 40.8K

$19.3K ₱1.2M

21.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.1 BGN 158

$96.5 ₱6,077

-5.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.59 BGN 21.90

$10.03 ₱632

25.52%

Internet (50+ Mbps, Unlimited Data)

$11.93 BGN 20.75

$26.77 ₱1,685

-55.44%

Gym Membership (Monthly)

$22.98 BGN 39.99

$34.05 ₱2,144

-32.51%

Tennis Court (1 Hour on Weekend)

$17.20 BGN 29.94

$4.73 ₱298

263.64%

Cinema Ticket

$5.64 BGN 9.81

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 BGN 389

International Primary School, 1 Child (Yearly)

$2,332 BGN 4,057

Jeans (Levis 501 Or Similar)

$29.91 BGN 52.0

Summer Dress (H&M, Zara, etc)

$19.14 BGN 33.30

Sport Shoes (Adidas, Nike)

$63.0 BGN 110

$102 ₱6,439

-38.43%

Men's Leather Business Shoes

$51.4 BGN 89.4

1-bedroom Apartment, City Center (Monthly)

$332 BGN 577

$293 ₱18.5K

13.03%

1-bedroom Apartment, Outside City Center (Monthly)

$257 BGN 447

$277 ₱17.4K

-7.17%

3-bedroom Apartment, City Center (Monthly)

$546 BGN 951

$832 ₱52.4K

-34.36%

3-bedroom Apartment, Outside City Center (Monthly)

$406 BGN 706

$358 ₱22.5K

13.49%

Buy Apartment in City Center (m2)

$1,328 BGN 2,311

$3,057 ₱192.5K

-56.54%

Buy Apartment Outside City Center (m2)

$1,089 BGN 1,895

$679 ₱42.7K

60.44%

Average Monthly Net Salary (After Tax)

$1,100 BGN 1,914

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

-57.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: November 3, 2026

Last update for Dumaguete: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vratsa

$257 31%

Dumaguete

–

Groceries & Markets

Vratsa

$178 21.5%

Dumaguete

–

Eating Out

Vratsa

$137 16.5%

Dumaguete

–

Monthly Utilities & Internet

Vratsa

$116 14%

Dumaguete

–

Clothing & Footwear

Vratsa

$74 8.9%

Dumaguete

–

Sport & Entertainment

Vratsa

$34 4.1%

Dumaguete

–

Getting Around

Vratsa

$33 4%

Dumaguete

–

Cost Breakdown

A one-bedroom apartment in the center runs $332 in Vratsa and $293 in Dumaguete. Housing cost is often the main lever when comparing two cities.

Dining out: $29 in Vratsa vs $22 in Dumaguete for a mid-range dinner for two. Groceries echo the gap at $178 vs $54 per month, with Dumaguete cheaper across the board.

Good to know

🇧🇬 Vratsa

🇵🇭 Dumaguete

🕒 Local time

15:13 3:13 PM

21:13 9:13 PM

6 h ahead of Vratsa

🌤 Weather

👥 Population

60,877

134,103

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.72 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Vratsa Dumaguete 10,080 km ≈ 13 h nonstop flight

From you

Vratsa
Dumaguete

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Dumaguete: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $827 in Vratsa and $657 in Dumaguete, so Dumaguete is about 21% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,241 in Vratsa and $986 in Dumaguete to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $332 in Vratsa versus $293 in Dumaguete. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 227% higher in Vratsa. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $827 per month in Vratsa versus $657 in Dumaguete – Dumaguete is about 21% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Dumaguete gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vratsa and Dumaguete are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Dumaguete gentler on the wallet – expenses run 21% less than in Vratsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.