Cost of Living Comparison Between Vratsa and Dumaguete Cost of Living Comparison Between Vratsa and Dumaguete

Monthly Cost of Living

Monthly costs for one person with rent: $928 in Vratsa versus $839 in Dumaguete.

Estimated couple costs with rent: $1,407 in Vratsa versus $1,320 in Dumaguete.

Monthly costs for a family of three with rent: $1,886 in Vratsa versus $1,801 in Dumaguete.

Living in Vratsa is roughly 11% more expensive than in Dumaguete, driven mainly by Eating Out.

Both cities sit below the global median: Vratsa 30% lower, Dumaguete 37% lower.

Meal at Budget Restaurant

$9.02 BGN 15.00

$3.10 ₱190

190.97%

Three-Course Dinner for Two, Mid-Range

$29.43 BGN 48.97

$14.40 ₱882

104.38%

Fast Food Meal (McDonalds, etc)

$5.87 BGN 9.77

$4.45 ₱272

31.91%

Cappuccino

$2.39 BGN 3.97

$2.32 ₱142

3.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 BGN 2.39

$0.76 ₱46.58

89.47%

Water (0.33 liter bottle)

$0.86 BGN 1.43

$0.40 ₱24.32

115.00%

Local Beer (0.5 liter draught)

$1.74 BGN 2.89

$1.08 ₱66.2

61.11%

Imported Beer (0.33 liter bottle)

$2.41 BGN 4.01

$2.09 ₱128

15.31%

Milk (1 liter)

$1.40 BGN 2.33

$1.73 ₱106

-19.08%

White Bread (500g)

$1.01 BGN 1.68

$1.48 ₱90.5

-31.76%

Rice (white) (1kg)

$1.34 BGN 2.23

$0.96 ₱59.1

39.58%

Eggs

$3.11 BGN 5.17

$1.92 ₱117

61.98%

Local Cheese (1kg)

$9.40 BGN 15.64

$9.50 ₱582

-1.05%

Chicken Fillets (1kg)

$5.99 BGN 9.97

$5.26 ₱322

13.88%

Beef Round Steak (1kg)

$12.00 BGN 19.96

$7.78 ₱476

54.24%

Apples (1kg)

$1.58 BGN 2.63

$1.75 ₱107

-9.71%

Banana (1kg)

$1.76 BGN 2.93

$1.44 ₱87.9

22.22%

Oranges (1kg)

$1.21 BGN 2.01

$4.02 ₱246

-69.90%

Tomato (1kg)

$1.82 BGN 3.02

$1.45 ₱88.6

25.52%

Potato (1kg)

$0.98 BGN 1.64

$2.39 ₱146

-59.00%

Onion (1kg)

$0.84 BGN 1.40

$2.62 ₱161

-67.94%

Lettuce (1 head)

$0.89 BGN 1.49

$0.87 ₱53.1

2.30%

Water (1.5 liter bottle)

$0.61 BGN 1.01

$0.65 ₱39.76

-6.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 BGN 5.79

$2.60 ₱159

33.85%

Wine (Bottle)

$5.32 BGN 8.85

$7.91 ₱484

-32.74%

Local Beer (0.5 liter bottle)

$1.03 BGN 1.72

$1.17 ₱71.4

-11.97%

Imported Beer (0.33 liter bottle)

$1.82 BGN 3.02

$1.96 ₱120

-7.14%

One-way Ticket (Public Transport)

$0.57 BGN 0.95

$0.51 ₱31.04

11.76%

Public Transport Monthly Pass (Regular Price)

$17.89 BGN 29.76

$8.61 ₱527

107.78%

Taxi Start (Normal Tariff)

$0.91 BGN 1.51

$0.82 ₱50.1

10.98%

Taxi (Normal Tariff) (1km)

$0.60 BGN 1.00

$0.27 ₱16.54

122.22%

Taxi 1hour Waiting (Normal Tariff)

$6.56 BGN 10.91

$0.93 ₱56.8

605.38%

Gasoline (1 liter)

$1.50 BGN 2.50

$1.10 ₱67.2

36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K BGN 53.9K

$23.1K ₱1.4M

40.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K BGN 46.2K

$39.0K ₱2.4M

-28.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.5 BGN 157

$74.3 ₱4,548

27.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.10 BGN 21.80

$43.56 ₱2,668

-69.93%

Internet (50+ Mbps, Unlimited Data)

$14.50 BGN 24.13

$29.45 ₱1,803

-50.76%

Gym Membership (Monthly)

$23.75 BGN 39.52

$23.05 ₱1,412

3.04%

Tennis Court (1 Hour on Weekend)

$15.04 BGN 25.02

$3.47 ₱213

333.43%

Cinema Ticket

$6.01 BGN 10.00

$6.44 ₱395

-6.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 BGN 695

$70.8 ₱4,336

490.32%

International Primary School, 1 Child (Yearly)

$5,475 BGN 9,108

$1,834 ₱112.3K

198.48%

Jeans (Levis 501 Or Similar)

$60.7 BGN 101

$107 ₱6,550

-43.29%

Summer Dress (H&M, Zara, etc)

$35.43 BGN 58.9

$35.49 ₱2,173

-0.17%

Sport Shoes (Adidas, Nike)

$100 BGN 167

$111 ₱6,783

-9.41%

Men's Leather Business Shoes

$106 BGN 177

$83.4 ₱5,109

27.51%

1-bedroom Apartment, City Center (Monthly)

$261 BGN 434

$239 ₱14.6K

9.30%

1-bedroom Apartment, Outside City Center (Monthly)

$269 BGN 447

$211 ₱12.9K

27.45%

3-bedroom Apartment, City Center (Monthly)

$463 BGN 771

$440 ₱26.9K

5.36%

3-bedroom Apartment, Outside City Center (Monthly)

$417 BGN 694

$415 ₱25.4K

0.56%

Buy Apartment in City Center (m2)

$1,349 BGN 2,244

$3,079 ₱188.6K

-56.19%

Buy Apartment Outside City Center (m2)

$1,079 BGN 1,794

$697 ₱42.7K

54.73%

Average Monthly Net Salary (After Tax)

$1,102 BGN 1,833

$292 ₱17.9K

277.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

6.5

-30.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vratsa: July 27, 2026

Last update for Dumaguete: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $261 in Vratsa and $239 in Dumaguete. Housing cost is often the main lever when comparing two cities.

Vratsa pays 278% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Vratsa vs $14.00 in Dumaguete. Groceries flip the comparison at $203 vs $212, with Vratsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vratsa vs Dumaguete: Cost of Living - Frequently Asked Questions

Vratsa and Dumaguete differ by about 11% in total monthly costs ($928 vs $839 including rent). Dumaguete is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 278% higher in Vratsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $261 in Vratsa versus $239 in Dumaguete. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $928 per month in Vratsa versus $839 in Dumaguete – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dumaguete runs roughly 108% less than in Vratsa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Dumaguete gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Vratsa and Dumaguete are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dumaguete gentler on the wallet – expenses run 11% less than in Vratsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.