Last update: Oct 2026

Cost of Living Comparison Between Visoko and Ubud, Bali

For one person, living is cheaper in Visoko: $947 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

46

Cost of Living Index in Visoko
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Visoko Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Visoko

🇧🇦 Bosnia and Herzegovina

$947

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Visoko and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Visoko and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $947 in Visoko versus $1,368 in Ubud, Bali.

Visoko $947
Ubud, Bali $1,368

Estimated couple costs with rent: $1,475 in Visoko versus $2,314 in Ubud, Bali.

Visoko $1,475
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,004 in Visoko versus $3,260 in Ubud, Bali.

Visoko $2,004
Ubud, Bali $3,260

Living in Visoko costs roughly 31% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Visoko is 30% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$8.77 BAM 15.25

$3.33 Rp 59.9K

163.36%

Three-Course Dinner for Two, Mid-Range

$40.54 BAM 70.5

$35.18 Rp 633.2K

15.24%

Fast Food Meal (McDonalds, etc)

$8.34 BAM 14.50

$5.80 Rp 104.5K

43.79%

Cappuccino

$1.95 BAM 3.39

$2.73 Rp 49.1K

-28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 BAM 3.89

$1.64 Rp 29.5K

36.59%

Water (0.33 liter bottle)

$1.42 BAM 2.47

$0.83 Rp 15.0K

71.08%

Local Beer (0.5 liter draught)

$2.54 BAM 4.41

$2.70 Rp 48.6K

-5.93%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.88

$4.30 Rp 77.4K

-34.65%

Milk (1 liter)

$1.21 BAM 2.11

$1.50 Rp 27.1K

-19.33%

White Bread (500g)

$1.16 BAM 2.01

$2.30 Rp 41.4K

-49.57%

Rice (white) (1kg)

$1.68 BAM 2.93

$1.18 Rp 21.2K

42.37%

Eggs

$2.80 BAM 4.87

$2.14 Rp 38.6K

30.84%

Local Cheese (1kg)

$9.70 BAM 16.86

$17.48 Rp 314.6K

-44.51%

Chicken Fillets (1kg)

$7.63 BAM 13.27

$4.03 Rp 72.5K

89.33%

Beef Round Steak (1kg)

$13.65 BAM 23.73

$12.23 Rp 220.1K

11.61%

Apples (1kg)

$1.49 BAM 2.59

$3.55 Rp 63.9K

-58.03%

Banana (1kg)

$1.70 BAM 2.95

$1.57 Rp 28.3K

8.28%

Oranges (1kg)

$1.50 BAM 2.60

$2.24 Rp 40.2K

-33.04%

Tomato (1kg)

$1.99 BAM 3.46

$1.93 Rp 34.7K

3.11%

Potato (1kg)

$0.98 BAM 1.71

$1.88 Rp 33.9K

-47.87%

Onion (1kg)

$1.11 BAM 1.92

$2.29 Rp 41.3K

-51.53%

Lettuce (1 head)

$1.08 BAM 1.88

$0.99 Rp 17.9K

9.09%

Water (1.5 liter bottle)

$0.73 BAM 1.27

$0.53 Rp 9,475

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 BAM 6.70

$2.28 Rp 41.1K

68.86%

Wine (Bottle)

$8.36 BAM 14.54

$23.01 Rp 414.2K

-63.67%

Local Beer (0.5 liter bottle)

$0.89 BAM 1.55

$2.34 Rp 42.2K

-61.97%

Imported Beer (0.33 liter bottle)

$1.39 BAM 2.42

$2.91 Rp 52.4K

-52.23%

One-way Ticket (Public Transport)

$1.25 BAM 2.17

$0.24 Rp 4,315

420.83%

Public Transport Monthly Pass (Regular Price)

$17.44 BAM 30.32

$8.82 Rp 158.7K

97.73%

Taxi Start (Normal Tariff)

$1.45 BAM 2.53

$0.48 Rp 8,684

202.08%

Taxi (Normal Tariff) (1km)

$1.11 BAM 1.94

$0.46 Rp 8,233

141.30%

Taxi 1hour Waiting (Normal Tariff)

$8.36 BAM 14.54

$5.45 Rp 98.2K

53.39%

Gasoline (1 liter)

$1.72 BAM 2.99

$0.88 Rp 15.9K

95.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BAM 52.0K

$24.6K Rp 442.2M

21.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K BAM 41.0K

$31.2K Rp 561.4M

-24.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 BAM 280

$83.0 Rp 1.5M

94.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.61 BAM 27.15

$6.45 Rp 116.0K

142.02%

Internet (50+ Mbps, Unlimited Data)

$28.11 BAM 48.88

$18.57 Rp 334.2K

51.37%

Gym Membership (Monthly)

$32.76 BAM 57.0

$55.8 Rp 1.0M

-41.31%

Tennis Court (1 Hour on Weekend)

$7.84 BAM 13.64

$18.11 Rp 326.0K

-56.71%

Cinema Ticket

$5.77 BAM 10.04

$4.38 Rp 78.9K

31.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 BAM 364

$493 Rp 8.9M

-57.56%

International Primary School, 1 Child (Yearly)

$3,513 BAM 6,109

$5,754 Rp 103.6M

-38.94%

Jeans (Levis 501 Or Similar)

$84.2 BAM 146

$46.19 Rp 831.4K

82.29%

Summer Dress (H&M, Zara, etc)

$36.09 BAM 62.8

$35.33 Rp 636.0K

2.15%

Sport Shoes (Adidas, Nike)

$90.7 BAM 158

$79.1 Rp 1.4M

14.67%

Men's Leather Business Shoes

$114 BAM 198

$78.4 Rp 1.4M

45.38%

1-bedroom Apartment, City Center (Monthly)

$188 BAM 326

$1,142 Rp 20.6M

-83.58%

1-bedroom Apartment, Outside City Center (Monthly)

$145 BAM 252

$676 Rp 12.2M

-78.56%

3-bedroom Apartment, City Center (Monthly)

$318 BAM 553

$3,503 Rp 63.1M

-90.91%

3-bedroom Apartment, Outside City Center (Monthly)

$269 BAM 467

$1,700 Rp 30.6M

-84.18%

Buy Apartment in City Center (m2)

$1,673 BAM 2,908

$2,784 Rp 50.1M

-39.92%

Buy Apartment Outside City Center (m2)

$1,310 BAM 2,277

$2,241 Rp 40.3M

-41.55%

Average Monthly Net Salary (After Tax)

$866 BAM 1,506

$165 Rp 3.0M

426.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

13.78

-67.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Visoko: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Visoko

$226 23.8%

Ubud, Bali

$290 21.2% 28.8% $65

Monthly Utilities & Internet

Visoko

$205 21.6%

Ubud, Bali

$108 7.9% 47.3% $97

Eating Out

Visoko

$151 16%

Ubud, Bali

$109 8% 28.2% $43

Clothing & Footwear

Visoko

$146 15.4%

Ubud, Bali

$108 7.9% 26.4% $39

Accommodation & Living

Visoko

$145 15.3%

Ubud, Bali

$676 49.4% 366% $531

Sport & Entertainment

Visoko

$44 4.7%

Ubud, Bali

$65 4.7% 45.7% $20

Getting Around

Visoko

$29 3.1%

Ubud, Bali

$13 0.9% 57.4% $17

Cost Breakdown

A one-bedroom apartment in the center runs $188 in Visoko and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Visoko pays 426% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $41.00 in Visoko vs $35.00 in Ubud, Bali. Groceries flip the comparison at $226 vs $290, with Visoko cheaper for home cooking.

Good to know

🇧🇦 Visoko

🇮🇩 Ubud, Bali

🕒 Local time

14:34 2:34 PM

20:34 8:34 PM

6 h ahead of Visoko

🌤 Weather

👥 Population

11,552

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Visoko Ubud, Bali 11,230 km ≈ 15 h nonstop flight

From you

Visoko
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Visoko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Visoko wins on cost – living expenses run 44% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Visoko the obvious pick if budget is a priority.

Average pay runs 426% higher in Visoko, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $188 in Visoko versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $209 in Visoko versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $947 in Visoko versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Visoko but tight or insufficient in Ubud, Bali. The gap between the two cities makes Visoko the clear choice for anyone on this budget.

Both work as nomad bases, but Visoko delivers better value – similar infrastructure at $947 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Visoko hard to pass up.

Safety-wise, Visoko and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Visoko gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.