Cost of Living Comparison Between Ubud, Bali and Visoko Cost of Living Comparison Between Ubud, Bali and Visoko

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $976 in Visoko.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,507 in Visoko.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,039 in Visoko.

Living in Ubud, Bali is roughly 41% more expensive than in Visoko, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Visoko is 29% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$9.06 BAM 15.26

-63.25%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$42.16 BAM 71.0

-15.04%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.11 BAM 15.35

-38.20%

Cappuccino

$2.82 Rp 49.7K

$2.12 BAM 3.57

33.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.24 BAM 3.78

-21.88%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.49 BAM 2.51

-46.31%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.75 BAM 4.63

10.55%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.91 BAM 4.90

47.77%

Milk (1 liter)

$1.61 Rp 28.3K

$1.28 BAM 2.16

25.78%

White Bread (500g)

$2.27 Rp 39.9K

$1.21 BAM 2.03

87.60%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.83 BAM 3.08

-36.07%

Eggs

$2.17 Rp 38.2K

$2.93 BAM 4.94

-25.94%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.06 BAM 16.94

75.25%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$7.71 BAM 12.99

-47.47%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.24 BAM 24.00

-14.47%

Apples (1kg)

$3.62 Rp 63.7K

$1.55 BAM 2.61

133.55%

Banana (1kg)

$1.64 Rp 28.8K

$1.72 BAM 2.90

-4.65%

Oranges (1kg)

$2.31 Rp 40.6K

$1.78 BAM 3.00

29.78%

Tomato (1kg)

$1.96 Rp 34.5K

$2.15 BAM 3.62

-8.84%

Potato (1kg)

$1.84 Rp 32.5K

$1.04 BAM 1.75

76.92%

Onion (1kg)

$2.37 Rp 41.7K

$1.18 BAM 1.99

100.85%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.17 BAM 1.97

-10.26%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.70 BAM 1.18

-22.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.93 BAM 6.63

-41.48%

Wine (Bottle)

$23.08 Rp 406.4K

$8.41 BAM 14.18

174.44%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.91 BAM 1.54

157.14%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.38 BAM 2.32

122.46%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.27 BAM 2.14

-80.31%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$17.70 BAM 29.83

-46.78%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.51 BAM 2.54

-67.55%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.18 BAM 1.98

-60.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$8.81 BAM 14.85

-36.44%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.65 BAM 2.78

-50.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$30.3K BAM 51.1K

-17.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$24.6K BAM 41.4K

26.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$165 BAM 278

-49.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$16.15 BAM 27.22

-59.81%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$28.94 BAM 48.76

-35.07%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$33.20 BAM 55.9

66.39%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$7.78 BAM 13.11

134.06%

Cinema Ticket

$4.30 Rp 75.7K

$5.81 BAM 9.78

-25.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$214 BAM 361

130.46%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$3,666 BAM 6,177

61.42%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$85.1 BAM 143

-45.62%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$37.71 BAM 63.5

-3.37%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$94.1 BAM 159

-14.22%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$119 BAM 201

-33.92%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$190 BAM 320

486.59%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$146 BAM 246

375.75%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$324 BAM 547

1021.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$280 BAM 472

511.82%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,713 BAM 2,887

61.14%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,309 BAM 2,206

75.15%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$900 BAM 1,516

-81.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.44

210.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Visoko: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $190 in Visoko. Housing cost is often the main lever when comparing two cities.

Visoko pays 439% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $42.00 in Visoko. Groceries flip the comparison at $294 vs $234, with Visoko cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Visoko: Cost of Living - Frequently Asked Questions

Visoko wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Visoko the obvious pick if budget is a priority.

On paper, salaries run 439% lower in Visoko. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $190 in Visoko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $214 in Visoko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 26% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $976 in Visoko versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Visoko but tight or insufficient in Ubud, Bali. The gap between the two cities makes Visoko the clear choice for anyone on this budget.

Both work as nomad bases, but Visoko delivers better value – similar infrastructure at $976 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Visoko hard to pass up.

Safety-wise, Ubud, Bali and Visoko are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Visoko gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.