Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Visoko

For one person, living is cheaper in Visoko: $946 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
45

Cost of Living Index in Visoko
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Visoko Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Visoko

🇧🇦 Bosnia and Herzegovina

$946

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Visoko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Visoko actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $946 in Visoko.

Ubud, Bali $1,349
Visoko $946

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,479 in Visoko.

Ubud, Bali $2,305
Visoko $1,479

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,012 in Visoko.

Ubud, Bali $3,261
Visoko $2,012

Living in Ubud, Bali is roughly 43% more expensive than in Visoko, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$8.75 BAM 15.37

-62.06%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$40.73 BAM 71.5

-12.50%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.48 BAM 14.89

-34.79%

Cappuccino

$2.72 Rp 49.4K

$2.02 BAM 3.54

34.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.15 BAM 3.78

-20.93%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.48 BAM 2.61

-48.65%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.55 BAM 4.47

3.92%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.83 BAM 4.97

54.77%

Milk (1 liter)

$1.49 Rp 27.1K

$1.21 BAM 2.13

23.14%

White Bread (500g)

$2.28 Rp 41.4K

$1.16 BAM 2.04

96.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.74 BAM 3.05

-31.61%

Eggs

$2.04 Rp 37.0K

$2.91 BAM 5.11

-29.90%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.61 BAM 16.87

84.18%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$7.45 BAM 13.09

-46.85%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$14.20 BAM 24.93

-14.15%

Apples (1kg)

$3.66 Rp 66.4K

$1.47 BAM 2.58

148.98%

Banana (1kg)

$1.52 Rp 27.6K

$1.71 BAM 3.00

-11.11%

Oranges (1kg)

$2.23 Rp 40.5K

$1.56 BAM 2.74

42.95%

Tomato (1kg)

$1.97 Rp 35.9K

$2.08 BAM 3.65

-5.29%

Potato (1kg)

$1.85 Rp 33.6K

$0.97 BAM 1.71

90.72%

Onion (1kg)

$2.42 Rp 44.1K

$1.10 BAM 1.93

120.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.12 BAM 1.97

-11.61%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.72 BAM 1.27

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.80 BAM 6.68

-41.58%

Wine (Bottle)

$22.24 Rp 404.2K

$8.03 BAM 14.10

176.96%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.95 BAM 1.67

137.89%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.34 BAM 2.35

121.64%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.25 BAM 2.19

-80.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$17.01 BAM 29.86

-54.03%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.39 BAM 2.45

-68.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.11 BAM 1.95

-61.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$8.35 BAM 14.66

-35.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.74 BAM 3.05

-52.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$30.3K BAM 53.2K

-21.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$22.1K BAM 38.8K

43.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$161 BAM 283

-51.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$15.83 BAM 27.80

-59.25%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$27.94 BAM 49.06

-33.50%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$32.15 BAM 56.5

53.90%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$7.47 BAM 13.12

136.28%

Cinema Ticket

$4.27 Rp 77.7K

$5.82 BAM 10.21

-26.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$209 BAM 367

134.66%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$3,591 BAM 6,307

57.99%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$83.9 BAM 147

-46.79%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$35.66 BAM 62.6

-1.99%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$89.9 BAM 158

-11.13%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$112 BAM 198

-29.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$184 BAM 323

511.17%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$143 BAM 252

368.85%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$315 BAM 553

1032.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$274 BAM 482

527.96%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,637 BAM 2,874

66.89%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,305 BAM 2,291

75.08%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$884 BAM 1,553

-81.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.44

210.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Visoko: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Visoko

$143 15.2% 78.7% $528

Groceries & Markets

Ubud, Bali

$288 21.4%

Visoko

$227 24% 21.3% $62

Eating Out

Ubud, Bali

$108 8%

Visoko

$153 16.1% 41.7% $45

Clothing & Footwear

Ubud, Bali

$108 8%

Visoko

$145 15.3% 34.8% $37

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Visoko

$205 21.7% 97.1% $101

Sport & Entertainment

Ubud, Bali

$58 4.3%

Visoko

$44 4.6% 24.6% $14

Getting Around

Ubud, Bali

$11 0.9%

Visoko

$29 3.1% 153% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $184 in Visoko. Housing cost is often the main lever when comparing two cities.

Visoko pays about 5.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $41 in Visoko. Groceries flip the comparison at $288 vs $227, with Visoko cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Visoko

🕒 Local time

05:20 5:20 AM

22:20 10:20 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,552

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.569 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 28, 2026: 1 USD = 1.76 BAM (1 BAM = 0.569 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Visoko 11,230 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Visoko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Visoko: Cost of Living - Frequently Asked Questions

Visoko wins on cost – living expenses run 30% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Visoko the obvious pick if budget is a priority.

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $184 in Visoko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $209 in Visoko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $800. Visoko is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Visoko are both considered safe, so it’s unlikely to be the deciding factor between them.