😐Monthly costs for one person with rent: $1,427 in Vinkovci versus $1,397 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,042 in Vinkovci versus $2,588 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,656 in Vinkovci versus $3,778 in Ubud, Bali.
🌍Living in Vinkovci is roughly 2% more expensive than in Ubud, Bali, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: Vinkovci7% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Vinkovci
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.31€5.54
$3.43Rp 61.6K
83.97%
Three-Course Dinner for Two, Mid-Range
$29.41€25.86
$31.97Rp 574.4K
-8.01%
Fast Food Meal(McDonalds, etc)
$9.01€7.92
$5.05Rp 90.8K
78.42%
Cappuccino
$2.09€1.84
$2.71Rp 48.8K
-22.88%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.99€2.63
$1.39Rp 25.0K
115.11%
Water(0.33 liter bottle)
$1.18€1.04
$0.74Rp 13.3K
59.46%
Local Beer(0.5 liter draught)
$3.09€2.72
$2.89Rp 52.0K
6.92%
Imported Beer(0.33 liter bottle)
$3.57€3.14
$3.79Rp 68.1K
-5.80%
🛒 Groceries & Markets
Vinkovci
Ubud, Bali
Difference
Milk(1 liter)
$1.35€1.19
$1.79Rp 32.2K
-24.58%
White Bread(500g)
$1.15€1.01
$2.51Rp 45.0K
-54.18%
Rice(white)(1kg)
$2.68€2.35
$1.21Rp 21.8K
121.49%
Eggs
$2.86€2.52
$2.37Rp 42.5K
20.68%
Local Cheese(1kg)
$10.92€9.60
$14.43Rp 259.3K
-24.32%
Chicken Fillets(1kg)
$9.43€8.29
$4.15Rp 74.6K
127.23%
Beef Round Steak(1kg)
$12.60€11.07
$12.11Rp 217.7K
4.05%
Apples(1kg)
$1.82€1.60
$3.77Rp 67.7K
-51.72%
Banana(1kg)
$1.72€1.52
$1.63Rp 29.2K
5.52%
Oranges(1kg)
$1.97€1.73
$2.71Rp 48.6K
-27.31%
Tomato(1kg)
$2.27€2.00
$2.26Rp 40.5K
0.44%
Potato(1kg)
$1.44€1.27
$1.93Rp 34.6K
-25.39%
Onion(1kg)
$1.45€1.28
$2.19Rp 39.4K
-33.79%
Lettuce(1 head)
$1.32€1.16
$1.02Rp 18.3K
29.41%
Water(1.5 liter bottle)
$1.31€1.15
$0.72Rp 12.9K
81.94%
Cigarettes 20 Pack(Marlboro, Camel)
$5.73€5.03
$3.18Rp 57.2K
80.19%
Wine(Bottle)
$7.33€6.44
$23.84Rp 428.3K
-69.25%
Local Beer(0.5 liter bottle)
$1.76€1.55
$2.77Rp 49.8K
-36.46%
Imported Beer(0.33 liter bottle)
$2.28€2.01
$2.75Rp 49.4K
-17.09%
🚌 Getting Around
Vinkovci
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.79€0.69
$0.27Rp 4,802
192.59%
Public Transport Monthly Pass(Regular Price)
$43.06€37.85
$8.20Rp 147.3K
425.12%
Taxi Start(Normal Tariff)
$2.36€2.07
$0.48Rp 8,684
391.67%
Taxi(Normal Tariff)(1km)
$1.03€0.90
$0.42Rp 7,571
145.24%
Taxi 1hour Waiting(Normal Tariff)
$10.43€9.17
$6.03Rp 108.3K
72.97%
Gasoline(1 liter)
$1.72€1.51
$0.82Rp 14.7K
109.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K€30.9K
$26.6KRp 477.3M
32.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K€23.3K
$32.2KRp 578.6M
-17.70%
🧾 Monthly Utilities & Internet
Vinkovci
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$208€183
$78.3Rp 1.4M
166.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.76€17.37
$3.91Rp 70.3K
405.37%
Internet(50+ Mbps, Unlimited Data)
$32.76€28.80
$23.91Rp 429.7K
37.01%
🎉 Sport & Entertainment
Vinkovci
Ubud, Bali
Difference
Gym Membership(Monthly)
$53.0€46.58
$96.2Rp 1.7M
-44.91%
Tennis Court(1 Hour on Weekend)
$14.65€12.88
$6.53Rp 117.3K
124.35%
Cinema Ticket
$8.68€7.63
$4.01Rp 72.1K
116.46%
🧸 Childcare & Education
Vinkovci
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$515€453
$303Rp 5.4M
70.20%
International Primary School, 1 Child(Yearly)
$13.3K€11.7K
$6,551Rp 117.7M
102.53%
👕👟 Clothing & Footwear
Vinkovci
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$99.7€87.6
$55.3Rp 993.9K
80.26%
Summer Dress(H&M, Zara, etc)
$39.54€34.76
$38.32Rp 688.6K
3.18%
Sport Shoes(Adidas, Nike)
$97.2€85.4
$88.5Rp 1.6M
9.80%
Men's Leather Business Shoes
$116€102
$76.7Rp 1.4M
50.63%
🏠 Accommodation & Living
Vinkovci
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$664€584
$986Rp 17.7M
-32.58%
1-bedroom Apartment, Outside City Center(Monthly)
$462€406
$682Rp 12.3M
-32.21%
3-bedroom Apartment, City Center(Monthly)
$1,049€922
$3,420Rp 61.5M
-69.32%
3-bedroom Apartment, Outside City Center(Monthly)
$783€689
$2,075Rp 37.3M
-62.24%
Buy Apartment in City Center(m2)
$2,496€2,194
$2,762Rp 49.6M
-9.63%
Buy Apartment Outside City Center(m2)
$2,002€1,760
$2,243Rp 40.3M
-10.74%
💵 Salaries & Financials
Vinkovci
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,071€942
$169Rp 3.0M
534.99%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.72
13.28
-71.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Vinkovci: July 21, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $664 in Vinkovci and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Vinkovci pays 535% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $29.00 in Vinkovci vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $260 vs $298 per month, with Vinkovci cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Vinkovci vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Vinkovci or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 2% lower than in Vinkovci. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Vinkovci or in Ubud, Bali?
Average pay runs 535% higher in Vinkovci, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Vinkovci compared to Ubud, Bali?
Rent for a central apartment: $664 in Vinkovci versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Vinkovci and in Ubud, Bali?
Childcare runs $515 in Vinkovci versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Vinkovci or in Ubud, Bali?
Shoppers in Vinkovci pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $1,000/month in Vinkovci or in Ubud, Bali?
At $1,397 in Ubud, Bali versus $1,427 in Vinkovci, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vinkovci. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Vinkovci or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Vinkovci compared to Ubud, Bali?
Safety-wise, Vinkovci and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Vinkovci. Beyond cost, consider language, visa policies, and how big the international community is in each city.