Cost of Living Comparison Between Ubud, Bali and Vinkovci Cost of Living Comparison Between Ubud, Bali and Vinkovci

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,387 in Vinkovci.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $2,064 in Vinkovci.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $2,740 in Vinkovci.

Living in Ubud, Bali is roughly 1% more expensive than Vinkovci, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Ubud, Bali 5% above, Vinkovci 4% above.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$6.41 €5.47

-46.65%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$29.42 €25.10

12.03%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$9.50 €8.11

-46.53%

Cappuccino

$2.82 Rp 48.5K

$2.13 €1.82

32.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$3.10 €2.64

-55.81%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.18 €1.01

-39.83%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$3.11 €2.66

-4.50%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.51 €2.99

11.40%

Milk (1 liter)

$1.75 Rp 30.0K

$1.30 €1.10

34.62%

White Bread (500g)

$2.52 Rp 43.2K

$1.15 €0.98

119.13%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.71 €2.31

-55.35%

Eggs

$2.33 Rp 40.1K

$2.83 €2.41

-17.67%

Local Cheese (1kg)

$14.50 Rp 249.2K

$10.90 €9.30

33.03%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$9.52 €8.12

-54.20%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$12.66 €10.80

-4.82%

Apples (1kg)

$3.82 Rp 65.6K

$1.82 €1.55

109.89%

Banana (1kg)

$1.61 Rp 27.7K

$1.66 €1.42

-3.01%

Oranges (1kg)

$2.70 Rp 46.5K

$2.06 €1.76

31.07%

Tomato (1kg)

$2.23 Rp 38.3K

$2.27 €1.93

-1.76%

Potato (1kg)

$1.90 Rp 32.6K

$1.40 €1.19

35.71%

Onion (1kg)

$2.18 Rp 37.5K

$1.47 €1.25

48.30%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.31 €1.12

-21.37%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$1.32 €1.13

-41.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$5.65 €4.82

-43.72%

Wine (Bottle)

$23.23 Rp 399.2K

$7.59 €6.47

206.06%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.78 €1.52

60.11%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$2.23 €1.90

21.97%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.74 €0.63

-60.81%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$43.12 €36.78

-80.45%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$2.26 €1.93

-78.32%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.02 €0.87

-55.88%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$10.50 €8.96

-40.19%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.72 €1.46

-50.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$35.1K €30.0K

-25.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$26.3K €22.4K

19.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$205 €175

-61.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$20.13 €17.17

-79.68%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$32.55 €27.76

-26.08%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$51.7 €44.08

86.13%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$14.88 €12.69

-56.12%

Cinema Ticket

$4.13 Rp 71.1K

$9.07 €7.74

-54.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$503 €429

-41.03%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$13.4K €11.4K

-50.17%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$102 €86.7

-45.95%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$40.32 €34.39

-3.89%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$98.1 €83.7

-8.65%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$118 €101

-33.06%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$659 €562

54.55%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$468 €399

40.93%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$1,061 €905

223.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$782 €667

162.57%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$2,548 €2,173

16.99%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$2,070 €1,766

14.39%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$1,093 €932

-84.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.72

256.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Vinkovci: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $659 in Vinkovci. Housing cost is often the main lever when comparing two cities.

Vinkovci pays 535% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $29 in Vinkovci for a mid-range dinner for two. Groceries echo the gap at $299 vs $260 per month, with Vinkovci cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vinkovci: Cost of Living - Frequently Asked Questions

Vinkovci wins on cost – living expenses run 1% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vinkovci the obvious pick if budget is a priority.

On paper, Vinkovci earns 535% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $659 in Vinkovci. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $503 in Vinkovci. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,387 in Vinkovci versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Vinkovci but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vinkovci the clear choice for anyone on this budget.

Both work as nomad bases, but Vinkovci delivers better value – similar infrastructure at $1,387 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vinkovci hard to pass up.

Safety-wise, Ubud, Bali and Vinkovci are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vinkovci gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.