Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Vinkovci

For one person, living is cheaper in Vinkovci: $1,233 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Vinkovci
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Vinkovci Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Vinkovci

🇭🇷 Croatia

$1,233

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Vinkovci

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Vinkovci actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,233 in Vinkovci.

Ubud, Bali $1,349
Vinkovci $1,233

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,799 in Vinkovci.

Ubud, Bali $2,305
Vinkovci $1,799

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,365 in Vinkovci.

Ubud, Bali $3,261
Vinkovci $2,365

Living in Ubud, Bali is roughly 9% more expensive than in Vinkovci.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.85 €7.04

-57.71%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$27.54 €24.68

29.41%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.26 €7.40

-33.05%

Cappuccino

$2.72 Rp 49.4K

$2.13 €1.91

27.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.95 €2.64

-42.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.10 €0.99

-30.91%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$3.37 €3.02

-21.36%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.40 €3.04

28.82%

Milk (1 liter)

$1.49 Rp 27.1K

$0.74 €0.66

101.35%

White Bread (500g)

$2.28 Rp 41.4K

$1.33 €1.19

71.43%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.70 €2.42

-55.93%

Eggs

$2.04 Rp 37.0K

$3.04 €2.72

-32.89%

Local Cheese (1kg)

$17.70 Rp 321.9K

$14.89 €13.34

18.87%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$11.58 €10.38

-65.80%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$17.61 €15.78

-30.78%

Apples (1kg)

$3.66 Rp 66.5K

$2.24 €2.01

63.39%

Banana (1kg)

$1.52 Rp 27.6K

$1.66 €1.49

-8.43%

Oranges (1kg)

$2.23 Rp 40.5K

$2.11 €1.89

5.69%

Tomato (1kg)

$1.97 Rp 35.9K

$2.30 €2.06

-14.35%

Potato (1kg)

$1.85 Rp 33.6K

$1.41 €1.27

31.21%

Onion (1kg)

$2.42 Rp 44.1K

$1.26 €1.13

92.06%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.23 €1.11

-19.51%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.30 €1.16

-60.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.92 €5.31

-62.50%

Wine (Bottle)

$22.24 Rp 404.4K

$7.44 €6.67

198.92%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.63 €1.46

38.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.48 €2.22

19.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.89 €0.79

-71.91%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$38.72 €34.70

-79.80%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$2.19 €1.96

-79.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.38 €1.24

-68.84%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$12.14 €10.88

-55.44%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.72 €1.54

-52.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$27.1K €24.3K

-11.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$25.8K €23.1K

22.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$178 €160

-55.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$22.33 €20.01

-71.12%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$33.80 €30.29

-45.03%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$39.71 €35.58

24.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$10.19 €9.13

-58.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$449 €402

9.21%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$9,738 €8,726

-41.74%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$110 €98.5

-59.40%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$42.31 €37.92

-17.40%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$103 €92.2

-22.33%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 €99.8

-28.70%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$338 €303

232.52%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$274 €246

145.06%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$453 €406

686.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$391 €351

340.34%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,480 €2,222

10.17%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,961 €1,757

16.49%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,256 €1,125

-86.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.3

317.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Vinkovci: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Vinkovci

$274 22.2% 59.2% $397

Groceries & Markets

Ubud, Bali

$288 21.4%

Vinkovci

$295 24% 2.4% $6.9

Eating Out

Ubud, Bali

$108 8%

Vinkovci

$153 12.4% 42% $45

Clothing & Footwear

Ubud, Bali

$108 8%

Vinkovci

$165 13.4% 53.4% $57

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Vinkovci

$234 19% 125% $130

Sport & Entertainment

Ubud, Bali

$58 4.3%

Vinkovci

$60 4.9% 3.5% $2

Getting Around

Ubud, Bali

$11 0.9%

Vinkovci

$51 4.2% 350% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $338 in Vinkovci. Housing cost is often the main lever when comparing two cities.

Vinkovci pays about 7.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $28 in Vinkovci. Groceries flip the comparison at $288 vs $295, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Vinkovci

🕒 Local time

08:04 8:04 AM

01:04 1:04 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

30,842

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Vinkovci 11,180 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Vinkovci

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vinkovci: Cost of Living - Frequently Asked Questions

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $338 in Vinkovci. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 80% less than in Vinkovci. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,233 in Vinkovci – Vinkovci is about 9% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Vinkovci gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Vinkovci are both considered safe, so it’s unlikely to be the deciding factor between them.