Cost of Living Comparison Between Ubud, Bali and Vinkovci Cost of Living Comparison Between Ubud, Bali and Vinkovci

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $1,427 in Vinkovci.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $2,042 in Vinkovci.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $2,656 in Vinkovci.

Living in Ubud, Bali costs roughly 2% less than in Vinkovci, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Ubud, Bali 5% above, Vinkovci 7% above.

Meal at Budget Restaurant

$3.43 Rp 61.6K

$6.31 €5.54

-45.64%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 574.4K

$29.41 €25.86

8.70%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.8K

$9.01 €7.92

-43.95%

Cappuccino

$2.71 Rp 48.8K

$2.09 €1.84

29.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 25.0K

$2.99 €2.63

-53.51%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$1.18 €1.04

-37.29%

Local Beer (0.5 liter draught)

$2.89 Rp 52.0K

$3.09 €2.72

-6.47%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.1K

$3.57 €3.14

6.16%

Milk (1 liter)

$1.79 Rp 32.2K

$1.35 €1.19

32.59%

White Bread (500g)

$2.51 Rp 45.0K

$1.15 €1.01

118.26%

Rice (white) (1kg)

$1.21 Rp 21.8K

$2.68 €2.35

-54.85%

Eggs

$2.37 Rp 42.5K

$2.86 €2.52

-17.13%

Local Cheese (1kg)

$14.43 Rp 259.3K

$10.92 €9.60

32.14%

Chicken Fillets (1kg)

$4.15 Rp 74.6K

$9.43 €8.29

-55.99%

Beef Round Steak (1kg)

$12.11 Rp 217.7K

$12.60 €11.07

-3.89%

Apples (1kg)

$3.77 Rp 67.7K

$1.82 €1.60

107.14%

Banana (1kg)

$1.63 Rp 29.2K

$1.72 €1.52

-5.23%

Oranges (1kg)

$2.71 Rp 48.6K

$1.97 €1.73

37.56%

Tomato (1kg)

$2.26 Rp 40.5K

$2.27 €2.00

-0.44%

Potato (1kg)

$1.93 Rp 34.6K

$1.44 €1.27

34.03%

Onion (1kg)

$2.19 Rp 39.4K

$1.45 €1.28

51.03%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.32 €1.16

-22.73%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.31 €1.15

-45.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.2K

$5.73 €5.03

-44.50%

Wine (Bottle)

$23.84 Rp 428.3K

$7.33 €6.44

225.24%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

$1.76 €1.55

57.39%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.4K

$2.28 €2.01

20.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.79 €0.69

-65.82%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.3K

$43.06 €37.85

-80.96%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.36 €2.07

-79.66%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,571

$1.03 €0.90

-59.22%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.3K

$10.43 €9.17

-42.19%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.72 €1.51

-52.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.3M

$35.1K €30.9K

-24.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.6M

$26.5K €23.3K

21.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$208 €183

-62.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.3K

$19.76 €17.37

-80.21%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 429.7K

$32.76 €28.80

-27.01%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$53.0 €46.58

81.51%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.3K

$14.65 €12.88

-55.43%

Cinema Ticket

$4.01 Rp 72.1K

$8.68 €7.63

-53.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$515 €453

-41.25%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.7M

$13.3K €11.7K

-50.62%

Jeans (Levis 501 Or Similar)

$55.3 Rp 993.9K

$99.7 €87.6

-44.52%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 688.6K

$39.54 €34.76

-3.09%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$97.2 €85.4

-8.92%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$116 €102

-33.61%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$664 €584

48.33%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.3M

$462 €406

47.50%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.5M

$1,049 €922

225.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.3M

$783 €689

164.81%

Buy Apartment in City Center (m2)

$2,762 Rp 49.6M

$2,496 €2,194

10.66%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.3M

$2,002 €1,760

12.03%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,071 €942

-84.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.72

256.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Vinkovci: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $664 in Vinkovci. Housing cost is often the main lever when comparing two cities.

Vinkovci pays 535% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $29.00 in Vinkovci for a mid-range dinner for two. Groceries echo the gap at $298 vs $260 per month, with Vinkovci cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vinkovci: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 2% lower than in Vinkovci. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 535% lower in Vinkovci. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $664 in Vinkovci. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $515 in Vinkovci. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Vinkovci pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,397 in Ubud, Bali versus $1,427 in Vinkovci, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vinkovci. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Vinkovci are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Vinkovci. Beyond cost, consider language, visa policies, and how big the international community is in each city.