Last update: Oct 2026

Cost of Living Comparison Between Villach and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,119 in Villach, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Villach
Learn more

Villach Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Villach

🇦🇹 Austria

$2,119

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Villach and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Villach and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,119 in Villach versus $934 in Cebu.

Villach $2,119
Cebu $934

Estimated couple costs with rent: $3,047 in Villach versus $1,415 in Cebu.

Villach $3,047
Cebu $1,415

Monthly costs for a family of three with rent: $3,976 in Villach versus $1,896 in Cebu.

Villach $3,976
Cebu $1,896

Living in Villach is roughly 127% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Villach is 58% above, Cebu is 30% below.

Meal at Budget Restaurant

$17.91 €15.98

$3.03 ₱190

491.09%

Three-Course Dinner for Two, Mid-Range

$77.4 €69.1

$23.48 ₱1,473

229.60%

Fast Food Meal (McDonalds, etc)

$13.33 €11.89

$4.09 ₱256

225.92%

Cappuccino

$4.57 €4.08

$2.52 ₱158

81.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 €2.97

$1.54 ₱96.9

116.23%

Water (0.33 liter bottle)

$2.61 €2.33

$0.49 ₱30.98

432.65%

Local Beer (0.5 liter draught)

$5.48 €4.89

$1.79 ₱112

206.15%

Imported Beer (0.33 liter bottle)

$5.08 €4.54

$2.26 ₱142

124.78%

Milk (1 liter)

$1.47 €1.31

$1.95 ₱122

-24.62%

White Bread (500g)

$1.92 €1.71

$1.43 ₱89.7

34.27%

Rice (white) (1kg)

$1.47 €1.32

$1.02 ₱63.8

44.12%

Eggs

$4.68 €4.17

$2.06 ₱129

127.18%

Local Cheese (1kg)

$12.22 €10.90

$9.81 ₱615

24.57%

Chicken Fillets (1kg)

$12.54 €11.19

$4.61 ₱289

172.02%

Beef Round Steak (1kg)

$24.07 €21.48

$7.70 ₱483

212.60%

Apples (1kg)

$2.25 €2.00

$3.31 ₱207

-32.02%

Banana (1kg)

$2.10 €1.87

$1.45 ₱90.9

44.83%

Oranges (1kg)

$2.29 €2.04

$2.36 ₱148

-2.97%

Tomato (1kg)

$2.72 €2.43

$1.54 ₱96.4

76.62%

Potato (1kg)

$1.81 €1.61

$2.36 ₱148

-23.31%

Onion (1kg)

$1.56 €1.39

$1.99 ₱125

-21.61%

Lettuce (1 head)

$1.34 €1.20

$1.15 ₱72.1

16.52%

Water (1.5 liter bottle)

$0.51 €0.46

$0.67 ₱42.15

-23.88%

Cigarettes 20 Pack (Marlboro, Camel)

$7.55 €6.74

$3.00 ₱188

151.67%

Wine (Bottle)

$5.20 €4.64

$6.35 ₱398

-18.11%

Local Beer (0.5 liter bottle)

$1.27 €1.13

$1.31 ₱81.9

-3.05%

Imported Beer (0.33 liter bottle)

$0.96 €0.86

$1.73 ₱108

-44.51%

One-way Ticket (Public Transport)

$2.76 €2.46

$0.25 ₱15.78

1004.00%

Public Transport Monthly Pass (Regular Price)

$60.9 €54.3

$12.65 ₱793

381.26%

Taxi Start (Normal Tariff)

$5.07 €4.53

$0.74 ₱46.32

585.14%

Taxi (Normal Tariff) (1km)

$2.87 €2.56

$0.21 ₱13.11

1266.67%

Taxi 1hour Waiting (Normal Tariff)

$40.90 €36.50

$4.33 ₱271

844.57%

Gasoline (1 liter)

$1.94 €1.73

$1.33 ₱83.5

45.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K €26.1K

$21.8K ₱1.4M

34.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K €24.2K

$19.4K ₱1.2M

39.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$414 €369

$121 ₱7,563

243.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.69 €16.68

$14.45 ₱907

29.34%

Internet (50+ Mbps, Unlimited Data)

$41.00 €36.58

$28.29 ₱1,774

44.93%

Gym Membership (Monthly)

$42.32 €37.76

$32.68 ₱2,050

29.50%

Tennis Court (1 Hour on Weekend)

$15.21 €13.58

$6.39 ₱401

138.03%

Cinema Ticket

$11.10 €9.91

$5.46 ₱342

103.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$196 €175

$273 ₱17.1K

-28.24%

International Primary School, 1 Child (Yearly)

$8,241 €7,355

$8,156 ₱511.5K

1.05%

Jeans (Levis 501 Or Similar)

$91.7 €81.9

$49.57 ₱3,109

85.05%

Summer Dress (H&M, Zara, etc)

$24.27 €21.66

$24.87 ₱1,560

-2.41%

Sport Shoes (Adidas, Nike)

$88.2 €78.7

$76.6 ₱4,804

15.18%

Men's Leather Business Shoes

$65.3 €58.3

$59.3 ₱3,717

10.16%

1-bedroom Apartment, City Center (Monthly)

$834 €744

$506 ₱31.7K

64.91%

1-bedroom Apartment, Outside City Center (Monthly)

$725 €647

$309 ₱19.4K

134.30%

3-bedroom Apartment, City Center (Monthly)

$1,223 €1,092

$1,052 ₱66.0K

16.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,176 €1,049

$619 ₱38.8K

89.99%

Buy Apartment in City Center (m2)

$4,430 €3,953

$2,915 ₱182.9K

51.93%

Buy Apartment Outside City Center (m2)

$3,240 €2,891

$1,867 ₱117.1K

73.52%

Average Monthly Net Salary (After Tax)

$2,925 €2,610

$341 ₱21.4K

757.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.41

7.2

-52.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Villach: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Villach

$725 34.7%

Cebu

$309 33.5% 57.3% $416

Monthly Utilities & Internet

Villach

$473 22.7%

Cebu

$163 17.7% 65.5% $310

Groceries & Markets

Villach

$315 15.1%

Cebu

$210 22.7% 33.3% $105

Eating Out

Villach

$299 14.3%

Cebu

$88 9.6% 70.5% $211

Clothing & Footwear

Villach

$121 5.8%

Cebu

$95 10.2% 22% $27

Getting Around

Villach

$91 4.4%

Cebu

$15 1.7% 83.1% $76

Sport & Entertainment

Villach

$65 3.1%

Cebu

$44 4.7% 32.4% $21

Cost Breakdown

A one-bedroom apartment in the center runs $834 in Villach and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Villach pays 758% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Villach vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $315 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇦🇹 Villach

🇵🇭 Cebu

🕒 Local time

06:07 6:07 AM

12:07 12:07 PM

6 h ahead of Villach

🌤 Weather

👥 Population

61,221

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Villach Cebu 10,660 km ≈ 14 h nonstop flight

From you

Villach
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Villach vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 127% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 758% higher in Villach, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $834 in Villach versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,119 per month in Villach versus $934 in Cebu – a 127% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 381% less than in Villach. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,119 in Villach, a $1,500 budget is realistic in Cebu but tight or insufficient in Villach. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Villach, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Villach and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 127% less than in Villach. Beyond cost, consider language, visa policies, and how big the international community is in each city.