Last update: Oct 2026

Cost of Living Comparison Between Victoria, TX and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $2,331 in Victoria, TX, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

112

Cost of Living Index in Victoria, TX
Learn more

Victoria, TX Living Index
77

Cost of Living Index in Monterrey
Learn more

Monterrey Living Index

Jump to prices

Victoria, TX

🇺🇸 United States

$2,331

/mo nomad

Monterrey

🇲🇽 Mexico

$1,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria, TX and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria, TX and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,331 in Victoria, TX versus $1,599 in Monterrey.

Victoria, TX $2,331
Monterrey $1,599

Estimated couple costs with rent: $3,466 in Victoria, TX versus $2,493 in Monterrey.

Victoria, TX $3,466
Monterrey $2,493

Monthly costs for a family of three with rent: $4,600 in Victoria, TX versus $3,387 in Monterrey.

Victoria, TX $4,600
Monterrey $3,387

Living in Victoria, TX is roughly 46% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Victoria, TX 72% above, Monterrey 18% above.

Meal at Budget Restaurant

$20.17 $20.17

$13.80 MX$255

46.16%

Three-Course Dinner for Two, Mid-Range

$74.3 $74.3

$47.99 MX$887

54.91%

Fast Food Meal (McDonalds, etc)

$11.40 $11.40

$10.65 MX$197

7.04%

Cappuccino

$6.81 $6.81

$3.99 MX$73.7

70.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 $2.80

$1.66 MX$30.76

68.67%

Water (0.33 liter bottle)

$1.73 $1.73

$0.99 MX$18.21

74.75%

Local Beer (0.5 liter draught)

$5.13 $5.13

$2.36 MX$43.64

117.37%

Imported Beer (0.33 liter bottle)

$5.86 $5.86

$4.43 MX$81.8

32.28%

Milk (1 liter)

$0.99 $0.99

$1.82 MX$33.58

-45.60%

White Bread (500g)

$2.82 $2.82

$2.83 MX$52.4

-0.35%

Rice (white) (1kg)

$4.44 $4.44

$1.92 MX$35.44

131.25%

Eggs

$3.84 $3.84

$2.48 MX$45.78

54.84%

Local Cheese (1kg)

$12.34 $12.34

$11.74 MX$217

5.11%

Chicken Fillets (1kg)

$12.24 $12.24

$9.10 MX$168

34.51%

Beef Round Steak (1kg)

$15.51 $15.51

$12.53 MX$232

23.78%

Apples (1kg)

$4.84 $4.84

$3.34 MX$61.6

44.91%

Banana (1kg)

$1.02 $1.02

$1.57 MX$29.10

-35.03%

Oranges (1kg)

$4.50 $4.50

$2.16 MX$39.86

108.33%

Tomato (1kg)

$4.49 $4.49

$2.47 MX$45.65

81.78%

Potato (1kg)

$3.06 $3.06

$2.31 MX$42.64

32.47%

Onion (1kg)

$2.82 $2.82

$2.68 MX$49.47

5.22%

Lettuce (1 head)

$1.48 $1.48

$1.46 MX$26.90

1.37%

Water (1.5 liter bottle)

$3.58 $3.58

$1.19 MX$22.07

200.84%

Cigarettes 20 Pack (Marlboro, Camel)

$10.24 $10.24

$4.75 MX$87.8

115.58%

Wine (Bottle)

$13.25 $13.25

$13.58 MX$251

-2.43%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$1.92 MX$35.52

3.65%

Imported Beer (0.33 liter bottle)

$5.53 $5.53

$2.88 MX$53.2

92.01%

One-way Ticket (Public Transport)

$1.99 $1.99

$0.79 MX$14.66

151.90%

Public Transport Monthly Pass (Regular Price)

$30.37 $30.37

$31.36 MX$579

-3.16%

Taxi Start (Normal Tariff)

$3.02 $3.02

$1.59 MX$29.44

89.94%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.06 MX$19.58

48.11%

Taxi 1hour Waiting (Normal Tariff)

$30.59 $30.59

$10.80 MX$200

183.24%

Gasoline (1 liter)

$0.89 $0.89

$1.55 MX$28.59

-42.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K $34.9K

$24.2K MX$446.4K

44.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K $37.6K

$24.3K MX$449.4K

54.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 $228

$117 MX$2,159

95.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$26.38 MX$488

117.59%

Internet (50+ Mbps, Unlimited Data)

$88.8 $88.8

$26.04 MX$481

241.09%

Gym Membership (Monthly)

$53.0 $53.0

$30.26 MX$559

75.28%

Tennis Court (1 Hour on Weekend)

$24.97 $24.97

$21.25 MX$393

17.51%

Cinema Ticket

$13.93 $13.93

$5.23 MX$96.6

166.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$872 $872

$673 MX$12.4K

29.67%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$11.1K MX$205.2K

114.10%

Jeans (Levis 501 Or Similar)

$58.1 $58.1

$72.1 MX$1,332

-19.42%

Summer Dress (H&M, Zara, etc)

$74.1 $74.1

$42.38 MX$783

74.87%

Sport Shoes (Adidas, Nike)

$137 $137

$112 MX$2,066

22.11%

Men's Leather Business Shoes

$176 $176

$119 MX$2,200

48.13%

1-bedroom Apartment, City Center (Monthly)

$940 $940

$949 MX$17.5K

-0.98%

1-bedroom Apartment, Outside City Center (Monthly)

$896 $896

$666 MX$12.3K

34.45%

3-bedroom Apartment, City Center (Monthly)

$1,516 $1,516

$1,821 MX$33.7K

-16.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,484 $1,484

$1,271 MX$23.5K

16.75%

Buy Apartment in City Center (m2)

$2,709 $2,709

$4,050 MX$74.8K

-33.13%

Buy Apartment Outside City Center (m2)

$1,639 $1,639

$2,348 MX$43.4K

-30.17%

Average Monthly Net Salary (After Tax)

$3,786 $3,786

$1,155 MX$21.3K

227.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.05

11.79

-48.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria, TX: October 20, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria, TX

$896 38.4%

Monterrey

$666 41.7% 25.6% $230

Groceries & Markets

Victoria, TX

$398 17.1%

Monterrey

$304 19% 23.5% $93

Monthly Utilities & Internet

Victoria, TX

$374 16.1%

Monterrey

$169 10.6% 54.8% $205

Eating Out

Victoria, TX

$333 14.3%

Monterrey

$221 13.9% 33.4% $111

Clothing & Footwear

Victoria, TX

$200 8.6%

Monterrey

$155 9.7% 22.4% $45

Sport & Entertainment

Victoria, TX

$81 3.5%

Monterrey

$41 2.6% 49.7% $40

Getting Around

Victoria, TX

$49 2.1%

Monterrey

$41 2.6% 15.8% $7.8

Cost Breakdown

A one-bedroom apartment in the center runs $940 in Victoria, TX and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Victoria, TX pays 228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Victoria, TX vs $48.00 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $398 vs $304 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Victoria, TX

🇲🇽 Monterrey

🕒 Local time

11:59 11:59 AM

10:59 10:59 AM

1 h behind Victoria, TX

🌤 Weather

👥 Population

65,534

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

Lowest

Highest

Between locations

Victoria, TX Monterrey 480 km

From you

Victoria, TX
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria, TX vs Monterrey: Cost of Living - Frequently Asked Questions

Victoria, TX and Monterrey differ by about 46% in total monthly costs ($2,331 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 228% higher in Victoria, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $940 in Victoria, TX versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $74.0 in Victoria, TX. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,331 per month in Victoria, TX versus $1,599 in Monterrey – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,599 in Monterrey versus $2,331 in Victoria, TX, a $2,000 budget is realistic in Monterrey but tight or insufficient in Victoria, TX. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 46% less than in Victoria, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.