Cost of Living Comparison Between Victoria and Ubud, Bali Cost of Living Comparison Between Victoria and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,965 in Victoria versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,172 in Victoria versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,378 in Victoria versus $3,694 in Ubud, Bali.

Living in Victoria is roughly 40% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Victoria 46% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$15.84 SCR 229

$3.57 Rp 64.0K

343.70%

Three-Course Dinner for Two, Mid-Range

$44.95 SCR 649

$32.50 Rp 582.3K

38.31%

Fast Food Meal (McDonalds, etc)

$9.44 SCR 136

$4.86 Rp 87.1K

94.24%

Cappuccino

$4.86 SCR 70.2

$2.75 Rp 49.2K

76.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 SCR 39.88

$1.32 Rp 23.7K

109.09%

Water (0.33 liter bottle)

$2.65 SCR 38.21

$0.70 Rp 12.6K

278.57%

Local Beer (0.5 liter draught)

$3.89 SCR 56.1

$2.91 Rp 52.2K

33.68%

Imported Beer (0.33 liter bottle)

$4.56 SCR 65.9

$3.79 Rp 68.0K

20.32%

Milk (1 liter)

$1.85 SCR 26.71

$1.71 Rp 30.6K

8.19%

White Bread (500g)

$1.71 SCR 24.67

$2.47 Rp 44.3K

-30.77%

Rice (white) (1kg)

$2.86 SCR 41.26

$1.20 Rp 21.5K

138.33%

Eggs

$3.52 SCR 50.8

$2.44 Rp 43.8K

44.26%

Local Cheese (1kg)

$34.01 SCR 491

$14.38 Rp 257.7K

136.51%

Chicken Fillets (1kg)

$6.06 SCR 87.6

$4.31 Rp 77.1K

40.60%

Beef Round Steak (1kg)

$11.98 SCR 173

$12.21 Rp 218.7K

-1.88%

Apples (1kg)

$2.27 SCR 32.77

$3.68 Rp 66.0K

-38.32%

Banana (1kg)

$2.54 SCR 36.73

$1.55 Rp 27.8K

63.87%

Oranges (1kg)

$2.17 SCR 31.36

$2.79 Rp 49.9K

-22.22%

Tomato (1kg)

$6.00 SCR 86.6

$2.33 Rp 41.8K

157.51%

Potato (1kg)

$1.97 SCR 28.51

$1.97 Rp 35.3K

Onion (1kg)

$1.51 SCR 21.83

$2.31 Rp 41.4K

-34.63%

Lettuce (1 head)

$1.38 SCR 19.94

$1.06 Rp 19.1K

30.19%

Water (1.5 liter bottle)

$1.50 SCR 21.68

$0.73 Rp 13.1K

105.48%

Cigarettes 20 Pack (Marlboro, Camel)

$21.77 SCR 314

$3.28 Rp 58.8K

563.72%

Wine (Bottle)

$10.55 SCR 152

$22.79 Rp 408.4K

-53.71%

Local Beer (0.5 liter bottle)

$4.35 SCR 62.8

$2.81 Rp 50.3K

54.80%

Imported Beer (0.33 liter bottle)

$6.64 SCR 96.0

$2.78 Rp 49.9K

138.85%

One-way Ticket (Public Transport)

$0.81 SCR 11.71

$0.29 Rp 5,217

179.31%

Public Transport Monthly Pass (Regular Price)

$25.11 SCR 363

$8.06 Rp 144.4K

211.54%

Taxi Start (Normal Tariff)

$6.96 SCR 101

$0.45 Rp 8,047

1446.67%

Taxi (Normal Tariff) (1km)

$2.12 SCR 30.57

$0.45 Rp 8,094

371.11%

Taxi 1hour Waiting (Normal Tariff)

$20.82 SCR 301

$6.24 Rp 111.7K

233.65%

Gasoline (1 liter)

$1.45 SCR 21.01

$0.85 Rp 15.2K

70.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K SCR 375.2K

$26.0K Rp 465.4M

-0.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K SCR 492.1K

$31.7K Rp 567.2M

7.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 SCR 1,956

$80.8 Rp 1.4M

67.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.87 SCR 590

$4.06 Rp 72.7K

906.65%

Internet (50+ Mbps, Unlimited Data)

$150 SCR 2,160

$24.42 Rp 437.6K

512.45%

Gym Membership (Monthly)

$91.7 SCR 1,324

$97.7 Rp 1.7M

-6.11%

Tennis Court (1 Hour on Weekend)

$15.31 SCR 221

$6.45 Rp 115.5K

137.36%

Cinema Ticket

$5.20 SCR 75.1

$4.04 Rp 72.4K

28.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$158 SCR 2,275

$304 Rp 5.4M

-48.18%

International Primary School, 1 Child (Yearly)

$8,479 SCR 122.5K

$6,621 Rp 118.6M

28.06%

Jeans (Levis 501 Or Similar)

$66.3 SCR 958

$54.2 Rp 971.7K

22.29%

Summer Dress (H&M, Zara, etc)

$27.59 SCR 398

$38.78 Rp 694.7K

-28.86%

Sport Shoes (Adidas, Nike)

$70.3 SCR 1,015

$86.1 Rp 1.5M

-18.39%

Men's Leather Business Shoes

$71.1 SCR 1,027

$76.7 Rp 1.4M

-7.23%

1-bedroom Apartment, City Center (Monthly)

$933 SCR 13.5K

$986 Rp 17.7M

-5.37%

1-bedroom Apartment, Outside City Center (Monthly)

$732 SCR 10.6K

$658 Rp 11.8M

11.24%

3-bedroom Apartment, City Center (Monthly)

$1,986 SCR 28.7K

$3,369 Rp 60.4M

-41.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,809 SCR 26.1K

$2,066 Rp 37.0M

-12.41%

Buy Apartment in City Center (m2)

$481 SCR 6,942

$2,741 Rp 49.1M

-82.47%

Buy Apartment Outside City Center (m2)

$1,276 SCR 18.4K

$2,228 Rp 39.9M

-42.71%

Average Monthly Net Salary (After Tax)

$975 SCR 14.1K

$163 Rp 2.9M

496.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

16.5

13.28

24.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $933 in Victoria and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Victoria pays 496% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Victoria vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $383 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 40% lower than in Victoria. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Victoria pays 496% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $933 in Victoria versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $158 in Victoria versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $1,965 in Victoria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Victoria and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 40% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.