Cost of Living Comparison Between Victoria and Ubud, Bali Cost of Living Comparison Between Victoria and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,978 in Victoria versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $3,130 in Victoria versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,283 in Victoria versus $3,732 in Ubud, Bali.

Living in Victoria is roughly 37% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Victoria 48% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$15.73 SCR 231

$3.57 Rp 61.6K

340.62%

Three-Course Dinner for Two, Mid-Range

$44.24 SCR 649

$32.58 Rp 562.6K

35.79%

Fast Food Meal (McDonalds, etc)

$8.94 SCR 131

$5.07 Rp 87.5K

76.33%

Cappuccino

$4.98 SCR 73.0

$2.83 Rp 48.8K

75.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 SCR 39.00

$1.34 Rp 23.1K

98.51%

Water (0.33 liter bottle)

$2.73 SCR 40.03

$0.69 Rp 12.0K

295.65%

Local Beer (0.5 liter draught)

$3.92 SCR 57.4

$2.99 Rp 51.6K

31.10%

Imported Beer (0.33 liter bottle)

$4.61 SCR 67.7

$3.85 Rp 66.4K

19.74%

Milk (1 liter)

$1.79 SCR 26.25

$1.74 Rp 30.1K

2.87%

White Bread (500g)

$1.79 SCR 26.25

$2.54 Rp 43.8K

-29.53%

Rice (white) (1kg)

$2.75 SCR 40.29

$1.19 Rp 20.6K

131.09%

Eggs

$3.65 SCR 53.6

$2.43 Rp 41.9K

50.21%

Local Cheese (1kg)

$33.94 SCR 498

$14.66 Rp 253.2K

131.51%

Chicken Fillets (1kg)

$5.99 SCR 87.9

$4.18 Rp 72.1K

43.30%

Beef Round Steak (1kg)

$11.64 SCR 171

$11.94 Rp 206.1K

-2.51%

Apples (1kg)

$2.30 SCR 33.73

$3.69 Rp 63.6K

-37.67%

Banana (1kg)

$2.67 SCR 39.11

$1.61 Rp 27.7K

65.84%

Oranges (1kg)

$2.13 SCR 31.26

$2.69 Rp 46.4K

-20.82%

Tomato (1kg)

$6.26 SCR 91.9

$2.33 Rp 40.2K

168.67%

Potato (1kg)

$2.06 SCR 30.17

$1.91 Rp 32.9K

7.85%

Onion (1kg)

$1.48 SCR 21.67

$2.19 Rp 37.7K

-32.42%

Lettuce (1 head)

$1.31 SCR 19.29

$1.06 Rp 18.3K

23.58%

Water (1.5 liter bottle)

$1.49 SCR 21.83

$0.72 Rp 12.5K

106.94%

Cigarettes 20 Pack (Marlboro, Camel)

$21.64 SCR 317

$3.13 Rp 54.1K

591.37%

Wine (Bottle)

$10.07 SCR 148

$23.49 Rp 405.6K

-57.13%

Local Beer (0.5 liter bottle)

$4.43 SCR 65.0

$2.74 Rp 47.3K

61.68%

Imported Beer (0.33 liter bottle)

$6.71 SCR 98.5

$2.88 Rp 49.7K

132.99%

One-way Ticket (Public Transport)

$0.84 SCR 12.33

$0.29 Rp 5,010

189.66%

Public Transport Monthly Pass (Regular Price)

$24.64 SCR 362

$8.17 Rp 141.0K

201.59%

Taxi Start (Normal Tariff)

$6.86 SCR 101

$0.45 Rp 7,834

1424.44%

Taxi (Normal Tariff) (1km)

$2.13 SCR 31.24

$0.42 Rp 7,278

407.14%

Taxi 1hour Waiting (Normal Tariff)

$20.97 SCR 308

$6.16 Rp 106.3K

240.42%

Gasoline (1 liter)

$1.40 SCR 20.54

$0.84 Rp 14.5K

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K SCR 385.4K

$26.2K Rp 453.1M

0.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K SCR 509.8K

$32.5K Rp 560.8M

7.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 SCR 1,974

$78.4 Rp 1.4M

71.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.70 SCR 597

$3.95 Rp 68.2K

930.38%

Internet (50+ Mbps, Unlimited Data)

$155 SCR 2,276

$24.40 Rp 421.4K

535.82%

Gym Membership (Monthly)

$92.2 SCR 1,353

$96.5 Rp 1.7M

-4.47%

Tennis Court (1 Hour on Weekend)

$15.39 SCR 226

$6.35 Rp 109.6K

142.36%

Cinema Ticket

$5.07 SCR 74.4

$4.04 Rp 69.7K

25.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 SCR 2,263

$303 Rp 5.2M

-49.02%

International Primary School, 1 Child (Yearly)

$8,288 SCR 121.6K

$6,523 Rp 112.6M

27.06%

Jeans (Levis 501 Or Similar)

$66.0 SCR 968

$53.8 Rp 929.5K

22.57%

Summer Dress (H&M, Zara, etc)

$27.17 SCR 399

$37.98 Rp 655.8K

-28.46%

Sport Shoes (Adidas, Nike)

$70.5 SCR 1,034

$86.8 Rp 1.5M

-18.78%

Men's Leather Business Shoes

$72.7 SCR 1,067

$78.9 Rp 1.4M

-7.77%

1-bedroom Apartment, City Center (Monthly)

$936 SCR 13.7K

$1,012 Rp 17.5M

-7.55%

1-bedroom Apartment, Outside City Center (Monthly)

$738 SCR 10.8K

$674 Rp 11.6M

9.48%

3-bedroom Apartment, City Center (Monthly)

$2,010 SCR 29.5K

$3,390 Rp 58.5M

-40.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,789 SCR 26.2K

$2,098 Rp 36.2M

-14.75%

Buy Apartment in City Center (m2)

$465 SCR 6,820

$2,985 Rp 51.5M

-84.42%

Buy Apartment Outside City Center (m2)

$1,208 SCR 17.7K

$2,339 Rp 40.4M

-48.36%

Average Monthly Net Salary (After Tax)

$904 SCR 13.3K

$173 Rp 3.0M

422.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

16.5

13.28

24.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $936 in Victoria and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Victoria pays 422% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Victoria vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $383 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 37% lower than in Victoria. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Victoria pays 422% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $936 in Victoria versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $154 in Victoria versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.

At $1,438 in Ubud, Bali versus $1,978 in Victoria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Victoria and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 37% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.