Last update: Oct 2026

Cost of Living Comparison Between Victoria and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,017 in Victoria, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Victoria
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Victoria Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Victoria

🇸🇨 Seychelles

$2,017

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,017 in Victoria versus $1,348 in Ubud, Bali.

Victoria $2,017
Ubud, Bali $1,348

Estimated couple costs with rent: $3,144 in Victoria versus $2,312 in Ubud, Bali.

Victoria $3,144
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $4,271 in Victoria versus $3,276 in Ubud, Bali.

Victoria $4,271
Ubud, Bali $3,276

Living in Victoria is roughly 50% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Victoria 51% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$17.68 SCR 256

$3.33 Rp 59.6K

430.93%

Three-Course Dinner for Two, Mid-Range

$50.5 SCR 731

$35.42 Rp 633.1K

42.52%

Fast Food Meal (McDonalds, etc)

$12.40 SCR 180

$5.76 Rp 102.9K

115.28%

Cappuccino

$3.98 SCR 57.7

$2.63 Rp 47.0K

51.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 SCR 33.72

$1.74 Rp 31.0K

33.91%

Water (0.33 liter bottle)

$2.57 SCR 37.20

$0.77 Rp 13.8K

233.77%

Local Beer (0.5 liter draught)

$4.08 SCR 59.1

$2.71 Rp 48.4K

50.55%

Imported Beer (0.33 liter bottle)

$4.02 SCR 58.2

$4.52 Rp 80.8K

-11.06%

Milk (1 liter)

$1.86 SCR 26.93

$1.53 Rp 27.4K

21.57%

White Bread (500g)

$1.78 SCR 25.75

$2.20 Rp 39.2K

-19.09%

Rice (white) (1kg)

$2.62 SCR 37.90

$1.22 Rp 21.8K

114.75%

Eggs

$3.69 SCR 53.4

$2.14 Rp 38.2K

72.43%

Local Cheese (1kg)

$31.07 SCR 450

$17.73 Rp 316.9K

75.24%

Chicken Fillets (1kg)

$6.12 SCR 88.7

$3.86 Rp 68.9K

58.55%

Beef Round Steak (1kg)

$12.47 SCR 181

$12.03 Rp 215.0K

3.66%

Apples (1kg)

$2.29 SCR 33.17

$3.61 Rp 64.5K

-36.57%

Banana (1kg)

$2.75 SCR 39.85

$1.51 Rp 27.1K

82.12%

Oranges (1kg)

$2.40 SCR 34.74

$2.32 Rp 41.4K

3.45%

Tomato (1kg)

$6.06 SCR 87.7

$2.00 Rp 35.8K

203.00%

Potato (1kg)

$1.91 SCR 27.60

$1.81 Rp 32.4K

5.52%

Onion (1kg)

$1.84 SCR 26.57

$2.39 Rp 42.7K

-23.01%

Lettuce (1 head)

$1.48 SCR 21.36

$0.99 Rp 17.8K

49.49%

Water (1.5 liter bottle)

$1.34 SCR 19.34

$0.52 Rp 9,373

157.69%

Cigarettes 20 Pack (Marlboro, Camel)

$24.31 SCR 352

$2.18 Rp 39.0K

1015.14%

Wine (Bottle)

$10.15 SCR 147

$22.98 Rp 410.7K

-55.83%

Local Beer (0.5 liter bottle)

$4.26 SCR 61.7

$2.40 Rp 42.8K

77.50%

Imported Beer (0.33 liter bottle)

$5.58 SCR 80.7

$3.00 Rp 53.6K

86.00%

One-way Ticket (Public Transport)

$0.73 SCR 10.56

$0.24 Rp 4,255

204.17%

Public Transport Monthly Pass (Regular Price)

$32.68 SCR 473

$6.99 Rp 125.0K

367.53%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$1.64 SCR 23.70

$0.84 Rp 15.1K

95.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K SCR 388.9K

$24.3K Rp 434.8M

10.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K SCR 473.3K

$31.9K Rp 570.0M

2.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 SCR 1,993

$80.8 Rp 1.4M

70.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.62 SCR 603

$6.58 Rp 117.6K

532.52%

Internet (50+ Mbps, Unlimited Data)

$136 SCR 1,972

$18.24 Rp 326.1K

646.71%

Gym Membership (Monthly)

$76.7 SCR 1,111

$55.1 Rp 985.4K

39.14%

Tennis Court (1 Hour on Weekend)

$7.95 SCR 115

$18.51 Rp 330.9K

-57.05%

Cinema Ticket

$6.96 SCR 101

$4.24 Rp 75.9K

64.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$141 SCR 2,036

$486 Rp 8.7M

-71.05%

International Primary School, 1 Child (Yearly)

$8,597 SCR 124.5K

$5,676 Rp 101.5M

51.46%

Jeans (Levis 501 Or Similar)

$36.66 SCR 531

$45.18 Rp 807.6K

-18.86%

Summer Dress (H&M, Zara, etc)

$24.11 SCR 349

$34.57 Rp 617.9K

-30.26%

Sport Shoes (Adidas, Nike)

$88.0 SCR 1,274

$79.2 Rp 1.4M

11.19%

Men's Leather Business Shoes

$99.1 SCR 1,434

$77.6 Rp 1.4M

27.61%

1-bedroom Apartment, City Center (Monthly)

$959 SCR 13.9K

$1,127 Rp 20.1M

-14.85%

1-bedroom Apartment, Outside City Center (Monthly)

$787 SCR 11.4K

$674 Rp 12.1M

16.72%

3-bedroom Apartment, City Center (Monthly)

$2,261 SCR 32.7K

$3,618 Rp 64.7M

-37.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,756 SCR 25.4K

$1,735 Rp 31.0M

1.25%

Buy Apartment in City Center (m2)

$442 SCR 6,400

$2,829 Rp 50.6M

-84.38%

Buy Apartment Outside City Center (m2)

$1,145 SCR 16.6K

$2,307 Rp 41.2M

-50.37%

Average Monthly Net Salary (After Tax)

$956 SCR 13.8K

$166 Rp 3.0M

476.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-12.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria

$787 39.5%

Ubud, Bali

$674 49.6% 14.3% $113

Groceries & Markets

Victoria

$375 18.8%

Ubud, Bali

$290 21.4% 22.6% $85

Monthly Utilities & Internet

Victoria

$315 15.9%

Ubud, Bali

$106 7.8% 66.5% $210

Eating Out

Victoria

$274 13.8%

Ubud, Bali

$108 8% 60.6% $166

Clothing & Footwear

Victoria

$112 5.6%

Ubud, Bali

$106 7.8% 4.6% $5.1

Sport & Entertainment

Victoria

$91 4.6%

Ubud, Bali

$64 4.7% 29.8% $27

Getting Around

Victoria

$36 * 1.8%

Ubud, Bali

$11 0.8% 70.5% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $959 in Victoria and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Victoria pays 477% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Victoria vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $375 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇸🇨 Victoria

🇮🇩 Ubud, Bali

🕒 Local time

10:48 10:48 AM

14:48 2:48 PM

4 h ahead of Victoria

🌤 Weather

👥 Population

26,450 Capital

74,800

💱 Currency

Seychellois Rupee SCR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 SCR = 6.91 USD

100 SCR = 6.16 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to SCR – Seychellois Rupee Converter

🇺🇸 United States Dollar ($)

🇸🇨 Seychellois Rupee (₨)

Seychellois Rupee exchange rates as of October 10, 2026: 1 USD = 14.48 SCR (100 SCR = 6.91 USD). 1 EUR = 16.24 SCR (100 SCR = 6.16 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to SCR in detail →

On the map

Lowest

Highest

Between locations

Victoria Ubud, Bali 6,620 km ≈ 9 h nonstop flight

From you

Victoria
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 50% lower than in Victoria. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 477% higher in Victoria, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $959 in Victoria versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $141 in Victoria versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $2,017 in Victoria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Victoria and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.