Cost of Living Comparison Between Victoria and Ubud, Bali Cost of Living Comparison Between Victoria and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,978 in Victoria versus $1,380 in Ubud, Bali.

Estimated couple costs with rent: $3,142 in Victoria versus $2,368 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,305 in Victoria versus $3,356 in Ubud, Bali.

Living in Victoria is roughly 43% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Victoria 46% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$17.72 SCR 255

$3.30 Rp 58.9K

436.97%

Three-Course Dinner for Two, Mid-Range

$50.6 SCR 729

$38.28 Rp 682.1K

32.05%

Fast Food Meal (McDonalds, etc)

$12.12 SCR 175

$5.48 Rp 97.7K

121.17%

Cappuccino

$4.02 SCR 57.9

$2.63 Rp 46.9K

52.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 SCR 32.95

$1.65 Rp 29.5K

38.79%

Water (0.33 liter bottle)

$2.65 SCR 38.15

$0.70 Rp 12.5K

278.57%

Local Beer (0.5 liter draught)

$3.87 SCR 55.9

$2.63 Rp 46.9K

47.15%

Imported Beer (0.33 liter bottle)

$3.67 SCR 53.0

$4.25 Rp 75.8K

-13.65%

Milk (1 liter)

$1.93 SCR 27.77

$1.52 Rp 27.1K

26.97%

White Bread (500g)

$1.71 SCR 24.59

$2.33 Rp 41.4K

-26.61%

Rice (white) (1kg)

$2.55 SCR 36.78

$1.07 Rp 19.2K

138.32%

Eggs

$3.83 SCR 55.2

$2.07 Rp 36.9K

85.02%

Local Cheese (1kg)

$31.24 SCR 450

$17.34 Rp 309.0K

80.16%

Chicken Fillets (1kg)

$6.18 SCR 89.1

$4.06 Rp 72.3K

52.22%

Beef Round Steak (1kg)

$12.08 SCR 174

$12.11 Rp 215.8K

-0.25%

Apples (1kg)

$2.20 SCR 31.72

$3.70 Rp 66.0K

-40.54%

Banana (1kg)

$2.71 SCR 39.02

$1.55 Rp 27.7K

74.84%

Oranges (1kg)

$2.35 SCR 33.93

$2.35 Rp 41.8K

Tomato (1kg)

$6.05 SCR 87.2

$1.99 Rp 35.4K

204.02%

Potato (1kg)

$1.88 SCR 27.04

$1.89 Rp 33.7K

-0.53%

Onion (1kg)

$1.85 SCR 26.66

$2.18 Rp 38.9K

-15.14%

Lettuce (1 head)

$1.48 SCR 21.33

$1.03 Rp 18.4K

43.69%

Water (1.5 liter bottle)

$1.29 SCR 18.59

$0.52 Rp 9,183

148.08%

Cigarettes 20 Pack (Marlboro, Camel)

$22.85 SCR 329

$2.29 Rp 40.8K

897.82%

Wine (Bottle)

$10.21 SCR 147

$23.66 Rp 421.6K

-56.85%

Local Beer (0.5 liter bottle)

$4.28 SCR 61.7

$2.32 Rp 41.4K

84.48%

Imported Beer (0.33 liter bottle)

$5.44 SCR 78.4

$2.77 Rp 49.3K

96.39%

One-way Ticket (Public Transport)

$0.68 SCR 9.84

$0.25 Rp 4,402

172.00%

Public Transport Monthly Pass (Regular Price)

$33.08 SCR 477

$8.60 Rp 153.2K

284.65%

Taxi Start (Normal Tariff)

$0.46 Rp 8,110

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,649

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 99.7K

Gasoline (1 liter)

$1.54 SCR 22.20

$0.80 Rp 14.3K

92.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K SCR 377.3K

$24.1K Rp 430.3M

8.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K SCR 465.2K

$31.6K Rp 563.0M

2.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 SCR 1,958

$81.1 Rp 1.4M

67.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.10 SCR 607

$6.51 Rp 116.0K

546.70%

Internet (50+ Mbps, Unlimited Data)

$135 SCR 1,949

$18.71 Rp 333.4K

622.72%

Gym Membership (Monthly)

$77.3 SCR 1,114

$55.7 Rp 992.4K

38.82%

Tennis Court (1 Hour on Weekend)

$7.80 SCR 112

$18.19 Rp 324.1K

-57.12%

Cinema Ticket

$7.20 SCR 104

$4.34 Rp 77.3K

65.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$139 SCR 2,009

$478 Rp 8.5M

-70.82%

International Primary School, 1 Child (Yearly)

$8,559 SCR 123.4K

$5,798 Rp 103.3M

47.63%

Jeans (Levis 501 Or Similar)

$37.17 SCR 536

$46.95 Rp 836.6K

-20.83%

Summer Dress (H&M, Zara, etc)

$24.28 SCR 350

$35.69 Rp 635.9K

-31.97%

Sport Shoes (Adidas, Nike)

$88.4 SCR 1,274

$79.5 Rp 1.4M

11.23%

Men's Leather Business Shoes

$101 SCR 1,458

$80.8 Rp 1.4M

25.13%

1-bedroom Apartment, City Center (Monthly)

$928 SCR 13.4K

$1,138 Rp 20.3M

-18.49%

1-bedroom Apartment, Outside City Center (Monthly)

$808 SCR 11.7K

$691 Rp 12.3M

16.95%

3-bedroom Apartment, City Center (Monthly)

$2,212 SCR 31.9K

$3,595 Rp 64.1M

-38.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,744 SCR 25.1K

$1,712 Rp 30.5M

1.92%

Buy Apartment in City Center (m2)

$432 SCR 6,221

$2,809 Rp 50.1M

-84.64%

Buy Apartment Outside City Center (m2)

$1,107 SCR 16.0K

$2,295 Rp 40.9M

-51.77%

Average Monthly Net Salary (After Tax)

$924 SCR 13.3K

$171 Rp 3.0M

439.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-12.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: August 8, 2026

Last update for Ubud, Bali: August 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $928 in Victoria and $1,138 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Victoria pays 440% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Victoria vs $38.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $373 vs $292 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 43% lower than in Victoria. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 440% higher in Victoria, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $928 in Victoria versus $1,138 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $139 in Victoria versus $478 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.

At $1,380 in Ubud, Bali versus $1,978 in Victoria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,380 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Victoria and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.