🙂Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,978 in Victoria.
🙂Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,130 in Victoria.
🙂Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,283 in Victoria.
🙂Living in Ubud, Bali costs roughly 27% less than in Victoria, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Ubud, Bali7% above, Victoria48% above.
Currency
🍽 Eating Out
Ubud, Bali
Victoria
Difference
Meal at Budget Restaurant
$3.57Rp 61.9K
$15.73SCR 227
-77.30%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$44.24SCR 638
-26.36%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$8.94SCR 129
-43.29%
Cappuccino
$2.83Rp 49.0K
$4.98SCR 71.8
-43.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$2.66SCR 38.36
-49.62%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$2.73SCR 39.37
-74.73%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$3.92SCR 56.5
-23.72%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$4.61SCR 66.6
-16.49%
🛒 Groceries & Markets
Ubud, Bali
Victoria
Difference
Milk(1 liter)
$1.74Rp 30.2K
$1.79SCR 25.82
-2.79%
White Bread(500g)
$2.54Rp 44.0K
$1.79SCR 25.82
41.90%
Rice(white)(1kg)
$1.19Rp 20.6K
$2.75SCR 39.64
-56.73%
Eggs
$2.43Rp 42.0K
$3.65SCR 52.7
-33.42%
Local Cheese(1kg)
$14.66Rp 254.1K
$33.94SCR 490
-56.81%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$5.99SCR 86.4
-30.22%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$11.64SCR 168
2.58%
Apples(1kg)
$3.69Rp 63.9K
$2.30SCR 33.17
60.43%
Banana(1kg)
$1.61Rp 27.8K
$2.67SCR 38.47
-39.70%
Oranges(1kg)
$2.69Rp 46.5K
$2.13SCR 30.75
26.29%
Tomato(1kg)
$2.33Rp 40.4K
$6.26SCR 90.4
-62.78%
Potato(1kg)
$1.91Rp 33.0K
$2.06SCR 29.67
-7.28%
Onion(1kg)
$2.19Rp 37.9K
$1.48SCR 21.32
47.97%
Lettuce(1 head)
$1.06Rp 18.3K
$1.31SCR 18.98
-19.08%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$1.49SCR 21.48
-51.68%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$21.64SCR 312
-85.54%
Wine(Bottle)
$23.49Rp 407.1K
$10.07SCR 145
133.27%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$4.43SCR 63.9
-38.15%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$6.71SCR 96.9
-57.08%
🚌 Getting Around
Ubud, Bali
Victoria
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,029
$0.84SCR 12.13
-65.48%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$24.64SCR 356
-66.84%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$6.86SCR 98.9
-93.44%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$2.13SCR 30.72
-80.28%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$20.97SCR 303
-70.62%
Gasoline(1 liter)
$0.84Rp 14.6K
$1.40SCR 20.20
-40.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$26.3KSCR 379.0K
-0.09%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$34.8KSCR 501.5K
-6.55%
🧾 Monthly Utilities & Internet
Ubud, Bali
Victoria
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$135SCR 1,942
-41.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$40.70SCR 587
-90.29%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$155SCR 2,239
-84.27%
🎉 Sport & Entertainment
Ubud, Bali
Victoria
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$92.2SCR 1,331
4.68%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
$15.39SCR 222
-58.74%
Cinema Ticket
$4.04Rp 70.0K
$5.07SCR 73.2
-20.32%
🧸 Childcare & Education
Ubud, Bali
Victoria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$154SCR 2,226
96.16%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$8,288SCR 119.6K
-21.30%
👕👟 Clothing & Footwear
Ubud, Bali
Victoria
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$66.0SCR 952
-18.41%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$27.17SCR 392
39.79%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$70.5SCR 1,017
23.12%
Men's Leather Business Shoes
$78.9Rp 1.4M
$72.7SCR 1,050
8.43%
🏠 Accommodation & Living
Ubud, Bali
Victoria
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$936SCR 13.5K
8.16%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$738SCR 10.7K
-8.66%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$2,010SCR 29.0K
68.64%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$1,789SCR 25.8K
17.30%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$465SCR 6,709
541.97%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$1,208SCR 17.4K
93.66%
💵 Salaries & Financials
Ubud, Bali
Victoria
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
$904SCR 13.0K
-80.85%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
16.5
-19.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Victoria: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $936 in Victoria. Housing cost is often the main lever when comparing two cities.
💰Victoria pays 422% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $33.00 in Ubud, Bali vs $44.00 in Victoria for a mid-range dinner for two. Groceries echo the gap at $298 vs $383 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Victoria: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Victoria?
Ubud, Bali wins on cost – living expenses run 37% lower than in Victoria. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Victoria?
On paper, Victoria earns 422% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Victoria?
Rent for a central apartment: $1,012 in Ubud, Bali versus $936 in Victoria. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Victoria?
Childcare runs $303 in Ubud, Bali versus $154 in Victoria. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Victoria?
Supermarket bills run roughly 29% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Victoria?
At $1,438 in Ubud, Bali versus $1,978 in Victoria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Victoria?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Victoria?
Safety-wise, Ubud, Bali and Victoria are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 37% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared