Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Victoria

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,017 in Victoria, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
97

Cost of Living Index in Victoria
Learn more

Victoria Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Victoria

🇸🇨 Seychelles

$2,017

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Victoria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,017 in Victoria.

Ubud, Bali $1,348
Victoria $2,017

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,144 in Victoria.

Ubud, Bali $2,312
Victoria $3,144

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,271 in Victoria.

Ubud, Bali $3,276
Victoria $4,271

Living in Ubud, Bali costs roughly 33% less than in Victoria, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Victoria 51% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$17.68 SCR 256

-81.17%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$50.5 SCR 731

-29.83%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$12.40 SCR 180

-53.55%

Cappuccino

$2.63 Rp 47.0K

$3.98 SCR 57.7

-33.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.33 SCR 33.72

-25.32%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$2.57 SCR 37.20

-70.04%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$4.08 SCR 59.1

-33.58%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$4.02 SCR 58.2

12.44%

Milk (1 liter)

$1.53 Rp 27.4K

$1.86 SCR 26.93

-17.74%

White Bread (500g)

$2.20 Rp 39.2K

$1.78 SCR 25.75

23.60%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.62 SCR 37.90

-53.44%

Eggs

$2.14 Rp 38.2K

$3.69 SCR 53.4

-42.01%

Local Cheese (1kg)

$17.73 Rp 316.9K

$31.07 SCR 450

-42.94%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$6.12 SCR 88.7

-36.93%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$12.47 SCR 181

-3.53%

Apples (1kg)

$3.61 Rp 64.5K

$2.29 SCR 33.17

57.64%

Banana (1kg)

$1.51 Rp 27.1K

$2.75 SCR 39.85

-45.09%

Oranges (1kg)

$2.32 Rp 41.4K

$2.40 SCR 34.74

-3.33%

Tomato (1kg)

$2.00 Rp 35.8K

$6.06 SCR 87.7

-67.00%

Potato (1kg)

$1.81 Rp 32.4K

$1.91 SCR 27.60

-5.24%

Onion (1kg)

$2.39 Rp 42.7K

$1.84 SCR 26.57

29.89%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.48 SCR 21.36

-33.11%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.34 SCR 19.34

-61.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$24.31 SCR 352

-91.03%

Wine (Bottle)

$22.98 Rp 410.7K

$10.15 SCR 147

126.40%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$4.26 SCR 61.7

-43.66%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$5.58 SCR 80.7

-46.24%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.73 SCR 10.56

-67.12%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$32.68 SCR 473

-78.61%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.64 SCR 23.70

-48.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$26.9K SCR 388.9K

-9.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$32.7K SCR 473.3K

-2.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$138 SCR 1,993

-41.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$41.62 SCR 603

-84.19%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$136 SCR 1,972

-86.61%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$76.7 SCR 1,111

-28.13%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$7.95 SCR 115

132.83%

Cinema Ticket

$4.24 Rp 75.9K

$6.96 SCR 101

-39.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$141 SCR 2,036

245.45%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$8,597 SCR 124.5K

-33.98%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$36.66 SCR 531

23.24%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$24.11 SCR 349

43.38%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$88.0 SCR 1,274

-10.07%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$99.1 SCR 1,434

-21.64%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$959 SCR 13.9K

17.43%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$787 SCR 11.4K

-14.32%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,261 SCR 32.7K

60.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,756 SCR 25.4K

-1.24%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$442 SCR 6,400

540.07%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,145 SCR 16.6K

101.48%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$956 SCR 13.8K

-82.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Victoria: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Victoria

$787 39.5% 16.7% $113

Groceries & Markets

Ubud, Bali

$290 21.4%

Victoria

$375 18.8% 29.2% $85

Eating Out

Ubud, Bali

$108 8%

Victoria

$274 13.8% 154% $166

Clothing & Footwear

Ubud, Bali

$106 7.8%

Victoria

$112 5.6% 4.8% $5.1

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Victoria

$315 15.9% 199% $210

Sport & Entertainment

Ubud, Bali

$64 4.7%

Victoria

$91 4.6% 42.4% $27

Getting Around

Ubud, Bali

$11 0.8%

Victoria

$36 * 1.8% 239% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $959 in Victoria. Housing cost is often the main lever when comparing two cities.

Victoria pays 477% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $50.0 in Victoria for a mid-range dinner for two. Groceries echo the gap at $290 vs $375 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇸🇨 Victoria

🕒 Local time

14:48 2:48 PM

10:48 10:48 AM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

26,450 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Seychellois Rupee SCR ₨

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 SCR = 6.91 USD

100 SCR = 6.16 EUR

Exchange rates and currency converter

SCR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Seychellois Rupee exchange rates as of October 10, 2026: 1 USD = 14.48 SCR (100 SCR = 6.91 USD). 1 EUR = 16.24 SCR (100 SCR = 6.16 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Victoria 6,620 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Victoria: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 50% lower than in Victoria. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 477% lower in Victoria. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $959 in Victoria. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $141 in Victoria. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Victoria. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $2,017 in Victoria, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Victoria are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.