Last update: Oct 2026

Cost of Living Comparison Between Victoria and Toronto

For one person, living is cheaper in Victoria: $2,017 a month against $2,530 in Toronto, rent and utilities included – about $6,200 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

97

Cost of Living Index in Victoria
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Victoria Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Victoria

🇸🇨 Seychelles

$2,017

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,017 in Victoria versus $2,530 in Toronto.

Victoria $2,017
Toronto $2,530

Estimated couple costs with rent: $3,144 in Victoria versus $3,646 in Toronto.

Victoria $3,144
Toronto $3,646

Monthly costs for a family of three with rent: $4,271 in Victoria versus $4,761 in Toronto.

Victoria $4,271
Toronto $4,761

Living in Victoria costs roughly 20% less than in Toronto, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Victoria 51% above, Toronto 89% above.

Meal at Budget Restaurant

$17.68 SCR 256

$17.67 CA$25.19

0.06%

Three-Course Dinner for Two, Mid-Range

$50.5 SCR 731

$77.4 CA$110

-34.76%

Fast Food Meal (McDonalds, etc)

$12.40 SCR 180

$10.47 CA$14.93

18.43%

Cappuccino

$3.98 SCR 57.7

$4.08 CA$5.81

-2.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 SCR 33.72

$2.12 CA$3.02

9.91%

Water (0.33 liter bottle)

$2.57 SCR 37.20

$1.76 CA$2.51

46.02%

Local Beer (0.5 liter draught)

$4.08 SCR 59.1

$6.17 CA$8.80

-33.87%

Imported Beer (0.33 liter bottle)

$4.02 SCR 58.2

$6.89 CA$9.82

-41.65%

Milk (1 liter)

$1.86 SCR 26.93

$2.43 CA$3.46

-23.46%

White Bread (500g)

$1.78 SCR 25.75

$2.75 CA$3.92

-35.27%

Rice (white) (1kg)

$2.62 SCR 37.90

$2.23 CA$3.18

17.49%

Eggs

$3.69 SCR 53.4

$3.45 CA$4.91

6.96%

Local Cheese (1kg)

$31.07 SCR 450

$8.93 CA$12.73

247.93%

Chicken Fillets (1kg)

$6.12 SCR 88.7

$11.44 CA$16.31

-46.50%

Beef Round Steak (1kg)

$12.47 SCR 181

$14.61 CA$20.83

-14.65%

Apples (1kg)

$2.29 SCR 33.17

$3.75 CA$5.34

-38.93%

Banana (1kg)

$2.75 SCR 39.85

$1.15 CA$1.64

139.13%

Oranges (1kg)

$2.40 SCR 34.74

$3.55 CA$5.06

-32.39%

Tomato (1kg)

$6.06 SCR 87.7

$4.28 CA$6.10

41.59%

Potato (1kg)

$1.91 SCR 27.60

$1.85 CA$2.63

3.24%

Onion (1kg)

$1.84 SCR 26.57

$1.67 CA$2.38

10.18%

Lettuce (1 head)

$1.48 SCR 21.36

$2.22 CA$3.16

-33.33%

Water (1.5 liter bottle)

$1.34 SCR 19.34

$1.21 CA$1.72

10.74%

Cigarettes 20 Pack (Marlboro, Camel)

$24.31 SCR 352

$13.88 CA$19.78

75.14%

Wine (Bottle)

$10.15 SCR 147

$14.25 CA$20.31

-28.77%

Local Beer (0.5 liter bottle)

$4.26 SCR 61.7

$2.20 CA$3.13

93.64%

Imported Beer (0.33 liter bottle)

$5.58 SCR 80.7

$2.42 CA$3.45

130.58%

One-way Ticket (Public Transport)

$0.73 SCR 10.56

$2.42 CA$3.44

-69.83%

Public Transport Monthly Pass (Regular Price)

$32.68 SCR 473

$111 CA$158

-70.49%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

Gasoline (1 liter)

$1.64 SCR 23.70

$1.22 CA$1.74

34.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K SCR 388.9K

$27.6K CA$39.4K

-2.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K SCR 473.3K

$19.8K CA$28.3K

64.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 SCR 1,993

$122 CA$174

12.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.62 SCR 603

$32.03 CA$45.66

29.94%

Internet (50+ Mbps, Unlimited Data)

$136 SCR 1,972

$47.92 CA$68.3

184.22%

Gym Membership (Monthly)

$76.7 SCR 1,111

$38.90 CA$55.5

97.20%

Tennis Court (1 Hour on Weekend)

$7.95 SCR 115

$23.24 CA$33.12

-65.79%

Cinema Ticket

$6.96 SCR 101

$12.61 CA$17.97

-44.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$141 SCR 2,036

$834 CA$1,189

-83.14%

International Primary School, 1 Child (Yearly)

$8,597 SCR 124.5K

$23.3K CA$33.3K

-63.16%

Jeans (Levis 501 Or Similar)

$36.66 SCR 531

$52.6 CA$75.0

-30.30%

Summer Dress (H&M, Zara, etc)

$24.11 SCR 349

$40.26 CA$57.4

-40.11%

Sport Shoes (Adidas, Nike)

$88.0 SCR 1,274

$96.2 CA$137

-8.51%

Men's Leather Business Shoes

$99.1 SCR 1,434

$123 CA$175

-19.43%

1-bedroom Apartment, City Center (Monthly)

$959 SCR 13.9K

$1,598 CA$2,278

-39.97%

1-bedroom Apartment, Outside City Center (Monthly)

$787 SCR 11.4K

$1,435 CA$2,045

-45.16%

3-bedroom Apartment, City Center (Monthly)

$2,261 SCR 32.7K

$2,657 CA$3,787

-14.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,756 SCR 25.4K

$2,096 CA$2,988

-16.21%

Buy Apartment in City Center (m2)

$442 SCR 6,400

$8,033 CA$11.5K

-94.50%

Buy Apartment Outside City Center (m2)

$1,145 SCR 16.6K

$6,557 CA$9,347

-82.54%

Average Monthly Net Salary (After Tax)

$956 SCR 13.8K

$3,743 CA$5,335

-74.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

168.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria

$787 39.5%

Toronto

$1.4K 55.4% 82.4% $648

Groceries & Markets

Victoria

$375 18.8%

Toronto

$340 13.1% 9.2% $35

Monthly Utilities & Internet

Victoria

$315 15.9%

Toronto

$202 7.8% 36% $114

Eating Out

Victoria

$274 13.8%

Toronto

$282 10.9% 2.7% $7.4

Clothing & Footwear

Victoria

$112 5.6%

Toronto

$140 5.4% 25.9% $29

Sport & Entertainment

Victoria

$91 4.6%

Toronto

$64 2.5% 29.2% $27

Getting Around

Victoria

$36 * 1.8%

Toronto

$130 5% 264% $94

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $959 in Victoria and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 292% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Victoria vs $77.0 in Toronto. Groceries flip the comparison at $375 vs $340, with Toronto cheaper for home cooking.

Good to know

🇸🇨 Victoria

🇨🇦 Toronto

🕒 Local time

18:13 6:13 PM

10:13 10:13 AM

8 h behind Victoria

🌤 Weather

👥 Population

26,450 Capital

2,731,571

💱 Currency

Seychellois Rupee SCR ₨

Canadian Dollar CAD $

📈 Exchange rate

100 SCR = 6.91 USD

100 SCR = 6.16 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to SCR – Seychellois Rupee Converter

🇺🇸 United States Dollar ($)

🇸🇨 Seychellois Rupee (₨)

Seychellois Rupee exchange rates as of October 10, 2026: 1 USD = 14.48 SCR (100 SCR = 6.91 USD). 1 EUR = 16.23 SCR (100 SCR = 6.16 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to SCR in detail →

On the map

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Between locations

Victoria Toronto 13,830 km ≈ 18 h nonstop flight

From you

Victoria
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria vs Toronto: Cost of Living - Frequently Asked Questions

Victoria is cheaper overall, especially in eating out, clothing, and transport. The 25% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 292% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $959 in Victoria versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Victoria – a meal for two runs $50.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,017 in Victoria versus $2,530 in Toronto, a $3,000 budget is realistic in Victoria but tight or insufficient in Toronto. The gap between the two cities makes Victoria the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Victoria and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Victoria gentler on the wallet – expenses run 25% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.