Last update: Oct 2026

Cost of Living Comparison Between Victoria Falls and Ubud, Bali

For one person, living is cheaper in Victoria Falls: $907 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Victoria Falls

🇿🇼 Zimbabwe

$907

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Victoria Falls and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Victoria Falls and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $907 in Victoria Falls versus $1,353 in Ubud, Bali.

Victoria Falls $907
Ubud, Bali $1,353

Estimated couple costs with rent: $1,481 in Victoria Falls versus $2,297 in Ubud, Bali.

Victoria Falls $1,481
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,055 in Victoria Falls versus $3,241 in Ubud, Bali.

Victoria Falls $2,055
Ubud, Bali $3,241

Living in Victoria Falls costs roughly 33% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Victoria Falls is 33% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$9.99 ZWL 266

$3.23 Rp 58.1K

209.29%

Three-Course Dinner for Two, Mid-Range

$44.68 ZWL 1,189

$34.88 Rp 627.8K

28.10%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$5.95 ZWL 158

$2.62 Rp 47.1K

127.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 ZWL 26.29

$1.72 Rp 31.0K

-42.44%

Water (0.33 liter bottle)

$0.48 ZWL 12.77

$0.81 Rp 14.6K

-40.74%

Local Beer (0.5 liter draught)

$4.98 ZWL 133

$2.65 Rp 47.7K

87.92%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.96 ZWL 52.1

$1.57 Rp 28.3K

24.84%

White Bread (500g)

$1.01 ZWL 26.91

$2.19 Rp 39.5K

-53.88%

Rice (white) (1kg)

$2.05 ZWL 54.7

$1.18 Rp 21.2K

73.73%

Eggs

$3.66 ZWL 97.4

$2.16 Rp 38.8K

69.44%

Local Cheese (1kg)

$2.53 ZWL 67.4

$17.65 Rp 317.7K

-85.67%

Chicken Fillets (1kg)

$6.01 ZWL 160

$3.78 Rp 68.0K

58.99%

Beef Round Steak (1kg)

$8.16 ZWL 217

$11.95 Rp 215.1K

-31.72%

Apples (1kg)

$3.06 ZWL 81.5

$3.60 Rp 64.8K

-15.00%

Banana (1kg)

$2.97 ZWL 79.0

$1.59 Rp 28.6K

86.79%

Oranges (1kg)

$3.04 ZWL 81.0

$2.31 Rp 41.6K

31.60%

Tomato (1kg)

$3.91 ZWL 104

$1.91 Rp 34.3K

104.71%

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.06 ZWL 54.7

$2.33 Rp 41.9K

-11.59%

Lettuce (1 head)

$1.95 ZWL 52.0

$1.00 Rp 18.0K

95.00%

Water (1.5 liter bottle)

$1.46 ZWL 38.74

$0.53 Rp 9,509

175.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ZWL 89.9

$2.29 Rp 41.1K

47.60%

Wine (Bottle)

$19.79 ZWL 526

$22.07 Rp 397.3K

-10.33%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$2.02 ZWL 53.9

$0.23 Rp 4,112

778.26%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$1.02 ZWL 27.24

$0.43 Rp 7,737

137.21%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$1.82 ZWL 48.55

$0.83 Rp 14.9K

119.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$25.24 ZWL 672

$80.0 Rp 1.4M

-68.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.29 ZWL 673

$6.56 Rp 118.1K

285.52%

Internet (50+ Mbps, Unlimited Data)

$69.2 ZWL 1,841

$18.60 Rp 334.8K

271.88%

Gym Membership (Monthly)

$60.2 ZWL 1,601

$54.1 Rp 974.1K

11.16%

Tennis Court (1 Hour on Weekend)

$14.74 ZWL 392

$18.28 Rp 329.0K

-19.37%

Cinema Ticket

$19.96 ZWL 531

$4.25 Rp 76.5K

369.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$99.7 ZWL 2,654

$493 Rp 8.9M

-79.76%

International Primary School, 1 Child (Yearly)

$6,100 ZWL 162.3K

$5,597 Rp 100.7M

8.98%

Jeans (Levis 501 Or Similar)

$15.21 ZWL 405

$45.58 Rp 820.4K

-66.63%

Summer Dress (H&M, Zara, etc)

$24.56 ZWL 654

$34.96 Rp 629.4K

-29.75%

Sport Shoes (Adidas, Nike)

$60.8 ZWL 1,619

$77.7 Rp 1.4M

-21.73%

Men's Leather Business Shoes

$44.78 ZWL 1,192

$78.5 Rp 1.4M

-42.97%

1-bedroom Apartment, City Center (Monthly)

$247 ZWL 6,560

$1,131 Rp 20.4M

-78.21%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ZWL 4,734

$673 Rp 12.1M

-73.56%

3-bedroom Apartment, City Center (Monthly)

$506 ZWL 13.5K

$3,613 Rp 65.0M

-85.99%

3-bedroom Apartment, Outside City Center (Monthly)

$355 ZWL 9,457

$1,702 Rp 30.6M

-79.12%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$800 ZWL 21.3K

$166 Rp 3.0M

380.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Victoria Falls: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Victoria Falls

–

Ubud, Bali

$673 49.7%

Groceries & Markets

Victoria Falls

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

Victoria Falls

–

Ubud, Bali

$107 7.9%

Eating Out

Victoria Falls

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

Victoria Falls

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

Victoria Falls

–

Ubud, Bali

$63 4.6%

Getting Around

Victoria Falls

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $247 in Victoria Falls and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Victoria Falls pays 381% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Victoria Falls vs $35.00 in Ubud, Bali. Groceries flip the comparison at $249 vs $287, with Victoria Falls cheaper for home cooking.

Good to know

🇿🇼 Victoria Falls

🇮🇩 Ubud, Bali

🕒 Local time

12:52 12:52 PM

18:52 6:52 PM

6 h ahead of Victoria Falls

🌤 Weather

👥 Population

35,215

74,800

💱 Currency

Zimbabwean Dollar ZWL $

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZWL = 3.76 USD

100 ZWL = 3.34 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZWL – Zimbabwean Dollar Converter

🇺🇸 United States Dollar ($)

🇿🇼 Zimbabwean Dollar ($)

Zimbabwean Dollar exchange rates as of October 20, 2026: 1 USD = 26.61 ZWL (100 ZWL = 3.76 USD). 1 EUR = 29.92 ZWL (100 ZWL = 3.34 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to ZWL in detail →

On the map

Lowest

Highest

Between locations

Victoria Falls Ubud, Bali 9,660 km ≈ 13 h nonstop flight

From you

Victoria Falls
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Victoria Falls vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Victoria Falls wins on cost – living expenses run 49% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Victoria Falls the obvious pick if budget is a priority.

Average pay runs 381% higher in Victoria Falls, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $247 in Victoria Falls versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $907 per month in Victoria Falls versus $1,353 in Ubud, Bali – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

At $907 in Victoria Falls versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Victoria Falls but tight or insufficient in Ubud, Bali. The gap between the two cities makes Victoria Falls the clear choice for anyone on this budget.

Both work as nomad bases, but Victoria Falls delivers better value – similar infrastructure at $907 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Victoria Falls hard to pass up.

Safety-wise, Victoria Falls and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Victoria Falls gentler on the wallet – expenses run 49% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.