Cost of Living Comparison Between Vernier and Ubud, Bali Cost of Living Comparison Between Vernier and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,600 in Vernier versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,516 in Vernier versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,433 in Vernier versus $3,757 in Ubud, Bali.

Living in Vernier is roughly 156% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Vernier 169% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$36.42 CHF 28.56

$3.42 Rp 58.7K

964.91%

Three-Course Dinner for Two, Mid-Range

$149 CHF 117

$32.96 Rp 566.5K

352.91%

Fast Food Meal (McDonalds, etc)

$18.11 CHF 14.20

$5.08 Rp 87.3K

256.50%

Cappuccino

$5.87 CHF 4.60

$2.82 Rp 48.5K

108.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.74 CHF 4.50

$1.37 Rp 23.5K

318.98%

Water (0.33 liter bottle)

$5.21 CHF 4.08

$0.71 Rp 12.2K

633.80%

Local Beer (0.5 liter draught)

$9.74 CHF 7.63

$2.97 Rp 51.0K

227.95%

Imported Beer (0.33 liter bottle)

$8.57 CHF 6.72

$3.91 Rp 67.2K

119.18%

Milk (1 liter)

$2.23 CHF 1.75

$1.75 Rp 30.0K

27.43%

White Bread (500g)

$3.90 CHF 3.06

$2.52 Rp 43.2K

54.76%

Rice (white) (1kg)

$4.49 CHF 3.52

$1.21 Rp 20.8K

271.07%

Eggs

$7.53 CHF 5.90

$2.33 Rp 40.1K

223.18%

Local Cheese (1kg)

$26.49 CHF 20.77

$14.50 Rp 249.2K

82.69%

Chicken Fillets (1kg)

$33.66 CHF 26.39

$4.36 Rp 74.9K

672.02%

Beef Round Steak (1kg)

$44.18 CHF 34.64

$12.05 Rp 207.0K

266.64%

Apples (1kg)

$3.45 CHF 2.71

$3.82 Rp 65.6K

-9.69%

Banana (1kg)

$2.49 CHF 1.96

$1.61 Rp 27.7K

54.66%

Oranges (1kg)

$2.99 CHF 2.34

$2.70 Rp 46.5K

10.74%

Tomato (1kg)

$6.21 CHF 4.87

$2.23 Rp 38.3K

178.48%

Potato (1kg)

$2.59 CHF 2.03

$1.90 Rp 32.6K

36.32%

Onion (1kg)

$2.42 CHF 1.90

$2.18 Rp 37.5K

11.01%

Lettuce (1 head)

$2.59 CHF 2.03

$1.03 Rp 17.7K

151.46%

Water (1.5 liter bottle)

$1.37 CHF 1.07

$0.77 Rp 13.3K

77.92%

Cigarettes 20 Pack (Marlboro, Camel)

$11.24 CHF 8.81

$3.18 Rp 54.7K

253.46%

Wine (Bottle)

$12.56 CHF 9.85

$23.23 Rp 399.2K

-45.93%

Local Beer (0.5 liter bottle)

$2.41 CHF 1.89

$2.85 Rp 48.9K

-15.44%

Imported Beer (0.33 liter bottle)

$3.16 CHF 2.47

$2.72 Rp 46.7K

16.18%

One-way Ticket (Public Transport)

$3.95 CHF 3.10

$0.29 Rp 5,022

1262.07%

Public Transport Monthly Pass (Regular Price)

$98.7 CHF 77.4

$8.43 Rp 144.8K

1071.06%

Taxi Start (Normal Tariff)

$7.59 CHF 5.95

$0.49 Rp 8,344

1448.98%

Taxi (Normal Tariff) (1km)

$3.66 CHF 2.87

$0.45 Rp 7,812

713.33%

Taxi 1hour Waiting (Normal Tariff)

$64.5 CHF 50.6

$6.28 Rp 107.8K

927.07%

Gasoline (1 liter)

$2.12 CHF 1.66

$0.85 Rp 14.6K

149.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K CHF 32.1K

$26.1K Rp 447.8M

57.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.2K CHF 35.4K

$31.5K Rp 541.8M

43.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 CHF 202

$79.8 Rp 1.4M

222.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.42 CHF 37.96

$4.09 Rp 70.3K

1083.86%

Internet (50+ Mbps, Unlimited Data)

$59.4 CHF 46.57

$24.06 Rp 413.6K

146.88%

Gym Membership (Monthly)

$87.8 CHF 68.9

$96.2 Rp 1.7M

-8.70%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$23.09 CHF 18.10

$4.13 Rp 71.1K

459.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,583 CHF 2,025

$297 Rp 5.1M

770.38%

International Primary School, 1 Child (Yearly)

$33.6K CHF 26.3K

$6,661 Rp 114.5M

404.16%

Jeans (Levis 501 Or Similar)

$132 CHF 103

$55.0 Rp 944.5K

139.96%

Summer Dress (H&M, Zara, etc)

$82.2 CHF 64.5

$38.75 Rp 666.0K

112.23%

Sport Shoes (Adidas, Nike)

$163 CHF 128

$89.6 Rp 1.5M

81.50%

Men's Leather Business Shoes

$208 CHF 163

$78.9 Rp 1.4M

163.47%

1-bedroom Apartment, City Center (Monthly)

$1,692 CHF 1,326

$1,018 Rp 17.5M

66.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,447 CHF 1,134

$660 Rp 11.3M

119.24%

3-bedroom Apartment, City Center (Monthly)

$2,832 CHF 2,220

$3,435 Rp 59.0M

-17.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,507 CHF 1,966

$2,053 Rp 35.3M

22.13%

Buy Apartment in City Center (m2)

$13.5K CHF 10.6K

$2,981 Rp 51.2M

352.63%

Buy Apartment Outside City Center (m2)

$12.0K CHF 9,401

$2,368 Rp 40.7M

406.42%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.46

13.28

-81.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vernier: April 20, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,692 in Vernier and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $149 in Vernier vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $648 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vernier vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 156% lower than in Vernier. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $5,399 in Vernier and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,692 in Vernier versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,583 in Vernier versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 117% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $3,600 in Vernier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vernier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Vernier and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 156% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.