Cost of Living Comparison Between Vernier and Ubud, Bali Cost of Living Comparison Between Vernier and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,612 in Vernier versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $5,436 in Vernier versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,259 in Vernier versus $3,660 in Ubud, Bali.

Living in Vernier is roughly 155% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Vernier 170% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$36.61 CHF 29.16

$3.56 Rp 64.3K

928.37%

Three-Course Dinner for Two, Mid-Range

$150 CHF 119

$32.73 Rp 590.3K

358.11%

Fast Food Meal (McDonalds, etc)

$18.60 CHF 14.82

$4.95 Rp 89.3K

275.76%

Cappuccino

$6.05 CHF 4.82

$2.71 Rp 48.9K

123.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.57 CHF 4.43

$1.34 Rp 24.2K

315.67%

Water (0.33 liter bottle)

$5.25 CHF 4.18

$0.70 Rp 12.6K

650.00%

Local Beer (0.5 liter draught)

$10.00 CHF 7.96

$2.92 Rp 52.7K

242.47%

Imported Beer (0.33 liter bottle)

$8.58 CHF 6.84

$3.96 Rp 71.4K

116.67%

Milk (1 liter)

$2.22 CHF 1.77

$1.81 Rp 32.6K

22.65%

White Bread (500g)

$3.76 CHF 2.99

$2.52 Rp 45.4K

49.21%

Rice (white) (1kg)

$4.43 CHF 3.53

$1.16 Rp 20.9K

281.90%

Eggs

$7.32 CHF 5.83

$2.46 Rp 44.4K

197.56%

Local Cheese (1kg)

$26.73 CHF 21.29

$14.71 Rp 265.3K

81.71%

Chicken Fillets (1kg)

$32.89 CHF 26.19

$4.32 Rp 77.9K

661.34%

Beef Round Steak (1kg)

$43.44 CHF 34.60

$12.14 Rp 218.9K

257.83%

Apples (1kg)

$3.59 CHF 2.86

$3.84 Rp 69.3K

-6.51%

Banana (1kg)

$2.45 CHF 1.95

$1.56 Rp 28.1K

57.05%

Oranges (1kg)

$2.97 CHF 2.36

$2.83 Rp 51.1K

4.95%

Tomato (1kg)

$6.13 CHF 4.88

$2.33 Rp 41.9K

163.09%

Potato (1kg)

$2.57 CHF 2.05

$1.91 Rp 34.5K

34.55%

Onion (1kg)

$2.42 CHF 1.93

$2.20 Rp 39.7K

10.00%

Lettuce (1 head)

$2.50 CHF 1.99

$1.01 Rp 18.3K

147.52%

Water (1.5 liter bottle)

$1.34 CHF 1.07

$0.78 Rp 14.0K

71.79%

Cigarettes 20 Pack (Marlboro, Camel)

$11.27 CHF 8.98

$3.32 Rp 59.8K

239.46%

Wine (Bottle)

$12.69 CHF 10.11

$23.74 Rp 428.1K

-46.55%

Local Beer (0.5 liter bottle)

$2.42 CHF 1.93

$2.79 Rp 50.3K

-13.26%

Imported Beer (0.33 liter bottle)

$3.01 CHF 2.40

$2.86 Rp 51.6K

5.24%

One-way Ticket (Public Transport)

$3.89 CHF 3.10

$0.27 Rp 4,848

1340.74%

Public Transport Monthly Pass (Regular Price)

$100 CHF 79.8

$8.03 Rp 144.8K

1148.07%

Taxi Start (Normal Tariff)

$7.72 CHF 6.15

$0.46 Rp 8,231

1578.26%

Taxi (Normal Tariff) (1km)

$3.64 CHF 2.90

$0.45 Rp 8,117

708.89%

Taxi 1hour Waiting (Normal Tariff)

$65.9 CHF 52.5

$6.10 Rp 109.9K

979.51%

Gasoline (1 liter)

$2.22 CHF 1.77

$0.79 Rp 14.3K

181.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.1K CHF 32.0K

$26.1K Rp 471.6M

53.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.6K CHF 36.3K

$32.1K Rp 579.3M

42.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$261 CHF 208

$79.9 Rp 1.4M

226.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.29 CHF 39.26

$4.06 Rp 73.3K

1114.04%

Internet (50+ Mbps, Unlimited Data)

$60.3 CHF 48.01

$23.52 Rp 424.2K

156.25%

Gym Membership (Monthly)

$89.3 CHF 71.1

$98.7 Rp 1.8M

-9.54%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

Cinema Ticket

$22.94 CHF 18.27

$4.15 Rp 74.8K

452.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,577 CHF 2,052

$304 Rp 5.5M

747.75%

International Primary School, 1 Child (Yearly)

$33.0K CHF 26.3K

$6,613 Rp 119.3M

398.48%

Jeans (Levis 501 Or Similar)

$136 CHF 108

$55.5 Rp 1.0M

144.65%

Summer Dress (H&M, Zara, etc)

$81.7 CHF 65.0

$38.31 Rp 690.9K

113.13%

Sport Shoes (Adidas, Nike)

$164 CHF 131

$88.6 Rp 1.6M

85.17%

Men's Leather Business Shoes

$214 CHF 170

$77.9 Rp 1.4M

174.48%

1-bedroom Apartment, City Center (Monthly)

$1,686 CHF 1,343

$1,006 Rp 18.2M

67.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,466 CHF 1,168

$675 Rp 12.2M

117.14%

3-bedroom Apartment, City Center (Monthly)

$2,862 CHF 2,280

$3,442 Rp 62.1M

-16.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,503 CHF 1,993

$2,039 Rp 36.8M

22.72%

Buy Apartment in City Center (m2)

$12.0K CHF 9,537

$2,841 Rp 51.2M

321.42%

Buy Apartment Outside City Center (m2)

$9,483 CHF 7,553

$2,264 Rp 40.8M

318.88%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.46

13.28

-81.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vernier: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,686 in Vernier and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $150 in Vernier vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $639 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vernier vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 155% lower than in Vernier. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $5,418 in Vernier and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,686 in Vernier versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,577 in Vernier versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 112% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $3,612 in Vernier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vernier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Vernier and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 155% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.