Last update: Oct 2026

Cost of Living Comparison Between Vernier and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,502 in Vernier, rent and utilities included – about $25,800 less a year. Rent and utilities account for about half of the difference.

166

Cost of Living Index in Vernier
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Vernier Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vernier

🇨🇭 Switzerland

$3,502

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Vernier and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vernier and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,502 in Vernier versus $1,353 in Ubud, Bali.

Vernier $3,502
Ubud, Bali $1,353

Estimated couple costs with rent: $5,122 in Vernier versus $2,297 in Ubud, Bali.

Vernier $5,122
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $6,741 in Vernier versus $3,241 in Ubud, Bali.

Vernier $6,741
Ubud, Bali $3,241

Living in Vernier is roughly 159% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$30.29 CHF 24.95

$3.23 Rp 58.0K

837.77%

Three-Course Dinner for Two, Mid-Range

$121 CHF 99.3

$34.88 Rp 626.2K

245.64%

Fast Food Meal (McDonalds, etc)

$15.51 CHF 12.78

$5.70 Rp 102.3K

172.11%

Cappuccino

$6.29 CHF 5.18

$2.62 Rp 47.0K

140.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.11 CHF 5.03

$1.72 Rp 30.9K

255.23%

Water (0.33 liter bottle)

$5.98 CHF 4.92

$0.81 Rp 14.6K

638.27%

Local Beer (0.5 liter draught)

$9.35 CHF 7.70

$2.65 Rp 47.5K

252.83%

Imported Beer (0.33 liter bottle)

$9.46 CHF 7.79

$4.37 Rp 78.4K

116.48%

Milk (1 liter)

$2.24 CHF 1.85

$1.57 Rp 28.2K

42.68%

White Bread (500g)

$2.91 CHF 2.39

$2.19 Rp 39.4K

32.88%

Rice (white) (1kg)

$3.18 CHF 2.62

$1.18 Rp 21.1K

169.49%

Eggs

$7.94 CHF 6.54

$2.16 Rp 38.7K

267.59%

Local Cheese (1kg)

$24.67 CHF 20.33

$17.65 Rp 316.9K

39.77%

Chicken Fillets (1kg)

$29.30 CHF 24.14

$3.78 Rp 67.9K

675.13%

Beef Round Steak (1kg)

$38.59 CHF 31.79

$11.95 Rp 214.6K

222.93%

Apples (1kg)

$3.43 CHF 2.82

$3.60 Rp 64.7K

-4.72%

Banana (1kg)

$1.70 CHF 1.40

$1.59 Rp 28.6K

6.92%

Oranges (1kg)

$2.64 CHF 2.18

$2.31 Rp 41.5K

14.29%

Tomato (1kg)

$4.65 CHF 3.83

$1.91 Rp 34.2K

143.46%

Potato (1kg)

$1.56 CHF 1.28

$1.78 Rp 32.0K

-12.36%

Onion (1kg)

$1.98 CHF 1.63

$2.33 Rp 41.8K

-15.02%

Lettuce (1 head)

$2.24 CHF 1.84

$1.00 Rp 17.9K

124.00%

Water (1.5 liter bottle)

$1.36 CHF 1.12

$0.53 Rp 9,486

156.60%

Cigarettes 20 Pack (Marlboro, Camel)

$10.81 CHF 8.91

$2.29 Rp 41.0K

372.05%

Wine (Bottle)

$12.03 CHF 9.91

$22.07 Rp 396.4K

-45.49%

Local Beer (0.5 liter bottle)

$2.21 CHF 1.82

$2.35 Rp 42.1K

-5.96%

Imported Beer (0.33 liter bottle)

$2.87 CHF 2.37

$2.98 Rp 53.4K

-3.69%

One-way Ticket (Public Transport)

$4.94 CHF 4.07

$0.23 Rp 4,102

2047.83%

Public Transport Monthly Pass (Regular Price)

$109 CHF 90.2

$8.90 Rp 159.8K

1130.22%

Taxi Start (Normal Tariff)

$7.62 CHF 6.28

$0.47 Rp 8,445

1521.28%

Taxi (Normal Tariff) (1km)

$3.82 CHF 3.15

$0.43 Rp 7,718

788.37%

Taxi 1hour Waiting (Normal Tariff)

$62.9 CHF 51.8

$5.47 Rp 98.2K

1050.46%

Gasoline (1 liter)

$2.36 CHF 1.95

$0.83 Rp 14.8K

184.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K CHF 32.4K

$23.9K Rp 428.7M

64.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K CHF 32.1K

$32.8K Rp 588.7M

19.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$272 CHF 224

$80.0 Rp 1.4M

239.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.54 CHF 23.51

$6.56 Rp 117.8K

335.06%

Internet (50+ Mbps, Unlimited Data)

$55.8 CHF 45.96

$18.60 Rp 334.0K

199.95%

Gym Membership (Monthly)

$102 CHF 83.7

$54.1 Rp 971.7K

87.75%

Tennis Court (1 Hour on Weekend)

$46.85 CHF 38.59

$18.28 Rp 328.2K

156.29%

Cinema Ticket

$24.37 CHF 20.07

$4.25 Rp 76.4K

473.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,410 CHF 1,985

$493 Rp 8.8M

389.08%

International Primary School, 1 Child (Yearly)

$30.3K CHF 25.0K

$5,597 Rp 100.5M

441.53%

Jeans (Levis 501 Or Similar)

$134 CHF 111

$45.58 Rp 818.4K

194.89%

Summer Dress (H&M, Zara, etc)

$60.3 CHF 49.66

$34.96 Rp 627.8K

72.45%

Sport Shoes (Adidas, Nike)

$157 CHF 130

$77.7 Rp 1.4M

102.44%

Men's Leather Business Shoes

$189 CHF 156

$78.5 Rp 1.4M

141.15%

1-bedroom Apartment, City Center (Monthly)

$1,850 CHF 1,524

$1,131 Rp 20.3M

63.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,549 CHF 1,276

$673 Rp 12.1M

130.27%

3-bedroom Apartment, City Center (Monthly)

$3,155 CHF 2,599

$3,613 Rp 64.9M

-12.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,228 CHF 1,835

$1,702 Rp 30.6M

30.93%

Buy Apartment in City Center (m2)

$14.6K CHF 12.0K

$2,717 Rp 48.8M

436.05%

Buy Apartment Outside City Center (m2)

$13.3K CHF 11.0K

$2,241 Rp 40.2M

494.40%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.98

13.78

-85.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vernier: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vernier

$1.5K 44.3%

Ubud, Bali

$673 49.7% 56.6% $877

Groceries & Markets

Vernier

$568 16.2%

Ubud, Bali

$287 21.2% 49.5% $281

Eating Out

Vernier

$478 13.7%

Ubud, Bali

$106 7.9% 77.8% $372

Monthly Utilities & Internet

Vernier

$356 10.2%

Ubud, Bali

$105 7.8% 70.5% $251

Clothing & Footwear

Vernier

$244 7%

Ubud, Bali

$107 7.9% 56.3% $137

Getting Around

Vernier

$156 4.5%

Ubud, Bali

$12 0.9% 92% $144

Sport & Entertainment

Vernier

$150 4.3%

Ubud, Bali

$63 4.6% 58.3% $88

Cost Breakdown

A one-bedroom apartment in the center runs $1,850 in Vernier and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $121 in Vernier vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $568 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Vernier

🇮🇩 Ubud, Bali

🕒 Local time

08:03 8:03 AM

15:03 3:03 PM

7 h ahead of Vernier

🌤 Weather

👥 Population

34,477

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 26, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.924 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,146 IDR (100,000 IDR = 4.96 EUR).

USD to CHF in detail →

On the map

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Between locations

Vernier Ubud, Bali 12,160 km ≈ 16 h nonstop flight

From you

Vernier
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vernier vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 61% lower than in Vernier. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $5,253 in Vernier and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,850 in Vernier versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,410 in Vernier versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 98% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Vernier and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 61% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.