Cost of Living Comparison Between Vernier and Ubud, Bali Cost of Living Comparison Between Vernier and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,459 in Vernier versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $5,257 in Vernier versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,055 in Vernier versus $3,275 in Ubud, Bali.

Living in Vernier is roughly 151% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Vernier 151% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$30.91 CHF 25.03

$3.33 Rp 58.3K

828.23%

Three-Course Dinner for Two, Mid-Range

$126 CHF 102

$35.82 Rp 626.9K

252.65%

Fast Food Meal (McDonalds, etc)

$16.04 CHF 12.99

$5.63 Rp 98.5K

184.90%

Cappuccino

$6.56 CHF 5.32

$2.82 Rp 49.4K

132.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.35 CHF 5.14

$1.75 Rp 30.6K

262.86%

Water (0.33 liter bottle)

$6.33 CHF 5.13

$0.80 Rp 14.0K

691.25%

Local Beer (0.5 liter draught)

$9.39 CHF 7.61

$3.04 Rp 53.3K

208.88%

Imported Beer (0.33 liter bottle)

$10.02 CHF 8.11

$4.30 Rp 75.2K

133.02%

Milk (1 liter)

$2.28 CHF 1.85

$1.61 Rp 28.2K

41.61%

White Bread (500g)

$2.97 CHF 2.40

$2.27 Rp 39.7K

30.84%

Rice (white) (1kg)

$3.36 CHF 2.72

$1.17 Rp 20.5K

187.18%

Eggs

$8.28 CHF 6.71

$2.17 Rp 38.0K

281.57%

Local Cheese (1kg)

$25.37 CHF 20.55

$17.63 Rp 308.6K

43.90%

Chicken Fillets (1kg)

$29.30 CHF 23.73

$4.05 Rp 70.9K

623.46%

Beef Round Steak (1kg)

$40.50 CHF 32.80

$12.18 Rp 213.2K

232.51%

Apples (1kg)

$3.47 CHF 2.81

$3.62 Rp 63.3K

-4.14%

Banana (1kg)

$1.75 CHF 1.42

$1.64 Rp 28.6K

6.71%

Oranges (1kg)

$2.75 CHF 2.22

$2.31 Rp 40.3K

19.05%

Tomato (1kg)

$4.57 CHF 3.70

$1.96 Rp 34.3K

133.16%

Potato (1kg)

$1.59 CHF 1.29

$1.84 Rp 32.3K

-13.59%

Onion (1kg)

$2.02 CHF 1.63

$2.37 Rp 41.5K

-14.77%

Lettuce (1 head)

$2.18 CHF 1.77

$1.05 Rp 18.4K

107.62%

Water (1.5 liter bottle)

$1.33 CHF 1.08

$0.54 Rp 9,502

146.30%

Cigarettes 20 Pack (Marlboro, Camel)

$11.24 CHF 9.11

$2.30 Rp 40.3K

388.70%

Wine (Bottle)

$12.49 CHF 10.11

$23.08 Rp 403.9K

-45.88%

Local Beer (0.5 liter bottle)

$2.31 CHF 1.87

$2.34 Rp 40.9K

-1.28%

Imported Beer (0.33 liter bottle)

$2.97 CHF 2.40

$3.07 Rp 53.7K

-3.26%

One-way Ticket (Public Transport)

$4.28 CHF 3.47

$0.25 Rp 4,338

1612.00%

Public Transport Monthly Pass (Regular Price)

$89.5 CHF 72.5

$9.42 Rp 164.9K

849.58%

Taxi Start (Normal Tariff)

$7.80 CHF 6.32

$0.49 Rp 8,579

1491.84%

Taxi (Normal Tariff) (1km)

$3.97 CHF 3.22

$0.47 Rp 8,299

744.68%

Taxi 1hour Waiting (Normal Tariff)

$64.3 CHF 52.0

$5.60 Rp 98.1K

1047.32%

Gasoline (1 liter)

$2.40 CHF 1.94

$0.81 Rp 14.1K

196.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.9K CHF 32.3K

$25.0K Rp 437.7M

59.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K CHF 32.2K

$31.1K Rp 543.7M

27.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 CHF 229

$82.7 Rp 1.4M

241.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.95 CHF 23.45

$6.49 Rp 113.5K

346.07%

Internet (50+ Mbps, Unlimited Data)

$56.3 CHF 45.58

$18.79 Rp 328.8K

199.52%

Gym Membership (Monthly)

$103 CHF 83.5

$55.2 Rp 966.8K

86.71%

Tennis Court (1 Hour on Weekend)

$46.28 CHF 37.48

$18.21 Rp 318.7K

154.15%

Cinema Ticket

$24.86 CHF 20.13

$4.30 Rp 75.2K

478.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,401 CHF 1,945

$494 Rp 8.6M

385.90%

International Primary School, 1 Child (Yearly)

$31.1K CHF 25.2K

$5,917 Rp 103.6M

426.14%

Jeans (Levis 501 Or Similar)

$141 CHF 114

$46.28 Rp 809.9K

205.12%

Summer Dress (H&M, Zara, etc)

$61.7 CHF 49.96

$36.44 Rp 637.7K

69.29%

Sport Shoes (Adidas, Nike)

$163 CHF 132

$80.7 Rp 1.4M

101.85%

Men's Leather Business Shoes

$188 CHF 152

$78.8 Rp 1.4M

137.97%

1-bedroom Apartment, City Center (Monthly)

$1,897 CHF 1,536

$1,114 Rp 19.5M

70.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,564 CHF 1,267

$693 Rp 12.1M

125.63%

3-bedroom Apartment, City Center (Monthly)

$2,476 CHF 2,005

$3,639 Rp 63.7M

-31.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,863 CHF 2,319

$1,712 Rp 30.0M

67.21%

Buy Apartment in City Center (m2)

$17.7K CHF 14.3K

$2,761 Rp 48.3M

540.49%

Buy Apartment Outside City Center (m2)

$12.2K CHF 9,851

$2,293 Rp 40.1M

430.54%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.98

13.78

-85.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vernier: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,897 in Vernier and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $126 in Vernier vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $581 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vernier vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 151% lower than in Vernier. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $5,188 in Vernier and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,897 in Vernier versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,401 in Vernier versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 98% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $3,459 in Vernier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vernier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Vernier and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 151% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.