Cost of Living Comparison Between Vernier and Ubud, Bali Cost of Living Comparison Between Vernier and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,533 in Vernier versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $5,396 in Vernier versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,260 in Vernier versus $3,778 in Ubud, Bali.

Living in Vernier is roughly 153% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Vernier 164% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$36.57 CHF 29.88

$3.43 Rp 61.4K

966.18%

Three-Course Dinner for Two, Mid-Range

$146 CHF 120

$31.97 Rp 572.5K

357.74%

Fast Food Meal (McDonalds, etc)

$18.22 CHF 14.88

$5.05 Rp 90.5K

260.79%

Cappuccino

$5.93 CHF 4.85

$2.71 Rp 48.6K

118.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.59 CHF 4.57

$1.39 Rp 24.9K

302.16%

Water (0.33 liter bottle)

$4.98 CHF 4.07

$0.74 Rp 13.3K

572.97%

Local Beer (0.5 liter draught)

$10.06 CHF 8.22

$2.89 Rp 51.8K

248.10%

Imported Beer (0.33 liter bottle)

$8.44 CHF 6.90

$3.79 Rp 67.9K

122.69%

Milk (1 liter)

$2.24 CHF 1.83

$1.79 Rp 32.1K

25.14%

White Bread (500g)

$3.84 CHF 3.13

$2.51 Rp 44.9K

52.99%

Rice (white) (1kg)

$4.47 CHF 3.65

$1.21 Rp 21.8K

269.42%

Eggs

$7.35 CHF 6.01

$2.37 Rp 42.4K

210.13%

Local Cheese (1kg)

$26.49 CHF 21.64

$14.43 Rp 258.4K

83.58%

Chicken Fillets (1kg)

$32.89 CHF 26.87

$4.15 Rp 74.3K

692.53%

Beef Round Steak (1kg)

$43.22 CHF 35.31

$12.11 Rp 217.0K

256.90%

Apples (1kg)

$3.61 CHF 2.95

$3.77 Rp 67.5K

-4.24%

Banana (1kg)

$2.53 CHF 2.07

$1.63 Rp 29.1K

55.21%

Oranges (1kg)

$2.99 CHF 2.44

$2.71 Rp 48.5K

10.33%

Tomato (1kg)

$6.42 CHF 5.25

$2.26 Rp 40.4K

184.07%

Potato (1kg)

$2.68 CHF 2.19

$1.93 Rp 34.5K

38.86%

Onion (1kg)

$2.45 CHF 2.00

$2.19 Rp 39.3K

11.87%

Lettuce (1 head)

$2.57 CHF 2.10

$1.02 Rp 18.2K

151.96%

Water (1.5 liter bottle)

$1.32 CHF 1.08

$0.72 Rp 12.8K

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 CHF 8.96

$3.18 Rp 57.0K

244.97%

Wine (Bottle)

$12.19 CHF 9.96

$23.84 Rp 426.9K

-48.87%

Local Beer (0.5 liter bottle)

$2.42 CHF 1.98

$2.77 Rp 49.7K

-12.64%

Imported Beer (0.33 liter bottle)

$3.16 CHF 2.58

$2.75 Rp 49.3K

14.91%

One-way Ticket (Public Transport)

$3.83 CHF 3.13

$0.27 Rp 4,787

1318.52%

Public Transport Monthly Pass (Regular Price)

$98.0 CHF 80.1

$8.20 Rp 146.8K

1094.88%

Taxi Start (Normal Tariff)

$7.65 CHF 6.25

$0.48 Rp 8,656

1493.75%

Taxi (Normal Tariff) (1km)

$3.66 CHF 2.99

$0.42 Rp 7,547

771.43%

Taxi 1hour Waiting (Normal Tariff)

$63.5 CHF 51.8

$6.03 Rp 108.0K

952.24%

Gasoline (1 liter)

$2.23 CHF 1.82

$0.82 Rp 14.7K

171.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K CHF 33.5K

$26.6K Rp 475.7M

54.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.6K CHF 36.4K

$32.2K Rp 576.7M

38.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 CHF 214

$78.3 Rp 1.4M

234.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.19 CHF 40.18

$3.91 Rp 70.1K

1158.06%

Internet (50+ Mbps, Unlimited Data)

$59.5 CHF 48.60

$23.91 Rp 428.3K

148.77%

Gym Membership (Monthly)

$89.0 CHF 72.7

$96.2 Rp 1.7M

-7.44%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.9K

Cinema Ticket

$23.00 CHF 18.79

$4.01 Rp 71.9K

473.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,579 CHF 2,107

$303 Rp 5.4M

752.32%

International Primary School, 1 Child (Yearly)

$33.7K CHF 27.5K

$6,551 Rp 117.3M

413.76%

Jeans (Levis 501 Or Similar)

$136 CHF 111

$55.3 Rp 990.6K

144.98%

Summer Dress (H&M, Zara, etc)

$82.2 CHF 67.1

$38.32 Rp 686.3K

114.41%

Sport Shoes (Adidas, Nike)

$163 CHF 133

$88.5 Rp 1.6M

84.01%

Men's Leather Business Shoes

$211 CHF 173

$76.7 Rp 1.4M

175.14%

1-bedroom Apartment, City Center (Monthly)

$1,691 CHF 1,381

$986 Rp 17.7M

71.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,490 CHF 1,217

$682 Rp 12.2M

118.49%

3-bedroom Apartment, City Center (Monthly)

$2,845 CHF 2,325

$3,420 Rp 61.3M

-16.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,443 CHF 1,996

$2,075 Rp 37.2M

17.74%

Buy Apartment in City Center (m2)

$16.8K CHF 13.8K

$2,762 Rp 49.5M

509.52%

Buy Apartment Outside City Center (m2)

$13.1K CHF 10.7K

$2,243 Rp 40.2M

485.84%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.46

13.28

-81.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vernier: July 19, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,691 in Vernier and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $146 in Vernier vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $641 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vernier vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 153% lower than in Vernier. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $5,299 in Vernier and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,691 in Vernier versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,579 in Vernier versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 115% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.

At $1,397 in Ubud, Bali versus $3,533 in Vernier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vernier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Vernier and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 153% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.