Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Vernier

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,502 in Vernier, rent and utilities included – about $25,800 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
166

Cost of Living Index in Vernier
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Vernier Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Vernier

🇨🇭 Switzerland

$3,502

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Vernier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Vernier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $3,502 in Vernier.

Ubud, Bali $1,353
Vernier $3,502

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $5,122 in Vernier.

Ubud, Bali $2,297
Vernier $5,122

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $6,741 in Vernier.

Ubud, Bali $3,241
Vernier $6,741

Living in Ubud, Bali costs roughly 61% less than in Vernier, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.23 Rp 58.0K

$30.29 CHF 24.95

-89.34%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 626.2K

$121 CHF 99.3

-71.07%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.3K

$15.51 CHF 12.78

-63.25%

Cappuccino

$2.62 Rp 47.0K

$6.29 CHF 5.18

-58.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 30.9K

$6.11 CHF 5.03

-71.85%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$5.98 CHF 4.92

-86.45%

Local Beer (0.5 liter draught)

$2.65 Rp 47.5K

$9.35 CHF 7.70

-71.66%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.4K

$9.46 CHF 7.79

-53.81%

Milk (1 liter)

$1.57 Rp 28.2K

$2.24 CHF 1.85

-29.91%

White Bread (500g)

$2.19 Rp 39.4K

$2.91 CHF 2.39

-24.74%

Rice (white) (1kg)

$1.18 Rp 21.1K

$3.18 CHF 2.62

-62.89%

Eggs

$2.16 Rp 38.7K

$7.94 CHF 6.54

-72.80%

Local Cheese (1kg)

$17.65 Rp 316.9K

$24.67 CHF 20.33

-28.46%

Chicken Fillets (1kg)

$3.78 Rp 67.9K

$29.30 CHF 24.14

-87.10%

Beef Round Steak (1kg)

$11.95 Rp 214.6K

$38.59 CHF 31.79

-69.03%

Apples (1kg)

$3.60 Rp 64.7K

$3.43 CHF 2.82

4.96%

Banana (1kg)

$1.59 Rp 28.6K

$1.70 CHF 1.40

-6.47%

Oranges (1kg)

$2.31 Rp 41.5K

$2.64 CHF 2.18

-12.50%

Tomato (1kg)

$1.91 Rp 34.2K

$4.65 CHF 3.83

-58.92%

Potato (1kg)

$1.78 Rp 32.0K

$1.56 CHF 1.28

14.10%

Onion (1kg)

$2.33 Rp 41.8K

$1.98 CHF 1.63

17.68%

Lettuce (1 head)

$1.00 Rp 17.9K

$2.24 CHF 1.84

-55.36%

Water (1.5 liter bottle)

$0.53 Rp 9,486

$1.36 CHF 1.12

-61.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.0K

$10.81 CHF 8.91

-78.82%

Wine (Bottle)

$22.07 Rp 396.4K

$12.03 CHF 9.91

83.46%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.1K

$2.21 CHF 1.82

6.33%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.4K

$2.87 CHF 2.37

3.83%

One-way Ticket (Public Transport)

$0.23 Rp 4,102

$4.94 CHF 4.07

-95.34%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 159.8K

$109 CHF 90.2

-91.87%

Taxi Start (Normal Tariff)

$0.47 Rp 8,445

$7.62 CHF 6.28

-93.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,718

$3.82 CHF 3.15

-88.74%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.2K

$62.9 CHF 51.8

-91.31%

Gasoline (1 liter)

$0.83 Rp 14.8K

$2.36 CHF 1.95

-64.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 428.7M

$39.4K CHF 32.4K

-39.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 588.7M

$39.0K CHF 32.1K

-15.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$272 CHF 224

-70.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 117.8K

$28.54 CHF 23.51

-77.01%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.0K

$55.8 CHF 45.96

-66.66%

Gym Membership (Monthly)

$54.1 Rp 971.7K

$102 CHF 83.7

-46.74%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 328.2K

$46.85 CHF 38.59

-60.98%

Cinema Ticket

$4.25 Rp 76.4K

$24.37 CHF 20.07

-82.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$2,410 CHF 1,985

-79.55%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.5M

$30.3K CHF 25.0K

-81.53%

Jeans (Levis 501 Or Similar)

$45.58 Rp 818.4K

$134 CHF 111

-66.09%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 627.8K

$60.3 CHF 49.66

-42.01%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$157 CHF 130

-50.60%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$189 CHF 156

-58.53%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.3M

$1,850 CHF 1,524

-38.85%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,549 CHF 1,276

-56.57%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 64.9M

$3,155 CHF 2,599

14.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,228 CHF 1,835

-23.62%

Buy Apartment in City Center (m2)

$2,717 Rp 48.8M

$14.6K CHF 12.0K

-81.34%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$13.3K CHF 11.0K

-83.18%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.98

595.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Vernier: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Vernier

$1.5K 44.3% 130% $877

Groceries & Markets

Ubud, Bali

$287 21.2%

Vernier

$568 16.2% 97.8% $281

Clothing & Footwear

Ubud, Bali

$107 7.9%

Vernier

$244 7% 129% $137

Eating Out

Ubud, Bali

$106 7.9%

Vernier

$478 13.7% 350% $372

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Vernier

$356 10.2% 239% $251

Sport & Entertainment

Ubud, Bali

$63 4.6%

Vernier

$150 4.3% 140% $88

Getting Around

Ubud, Bali

$12 0.9%

Vernier

$156 4.5% 1155% $144

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,850 in Vernier. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $121 in Vernier for a mid-range dinner for two. Groceries echo the gap at $287 vs $568 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Vernier

🕒 Local time

13:00 1:00 PM

06:00 6:00 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

34,477

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,146 IDR (100,000 IDR = 4.96 EUR).

Swiss Franc exchange rates as of October 26, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.924 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Vernier 12,160 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Vernier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vernier: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 61% lower than in Vernier. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,030 in Ubud, Bali and $5,253 in Vernier to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,850 in Vernier. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $2,410 in Vernier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 98% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Vernier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 61% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.