Cost of Living Comparison Between Ubud, Bali and Vernier Cost of Living Comparison Between Ubud, Bali and Vernier

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $3,459 in Vernier.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $5,257 in Vernier.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $7,055 in Vernier.

Living in Ubud, Bali costs roughly 60% less than in Vernier, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Vernier 151% above.

Currency
🍽 Eating Out
Ubud, Bali
Vernier
Difference
Meal at Budget Restaurant
$3.33 Rp 58.3K
$30.91 CHF 25.03
-89.23%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 626.9K
$126 CHF 102
-71.64%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 98.5K
$16.04 CHF 12.99
-64.90%
Cappuccino
$2.82 Rp 49.4K
$6.56 CHF 5.32
-57.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.6K
$6.35 CHF 5.14
-72.44%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$6.33 CHF 5.13
-87.36%
Local Beer (0.5 liter draught)
$3.04 Rp 53.3K
$9.39 CHF 7.61
-67.63%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.2K
$10.02 CHF 8.11
-57.09%
🛒 Groceries & Markets
Ubud, Bali
Vernier
Difference
Milk (1 liter)
$1.61 Rp 28.2K
$2.28 CHF 1.85
-29.39%
White Bread (500g)
$2.27 Rp 39.7K
$2.97 CHF 2.40
-23.57%
Rice (white) (1kg)
$1.17 Rp 20.5K
$3.36 CHF 2.72
-65.18%
Eggs
$2.17 Rp 38.0K
$8.28 CHF 6.71
-73.79%
Local Cheese (1kg)
$17.63 Rp 308.6K
$25.37 CHF 20.55
-30.51%
Chicken Fillets (1kg)
$4.05 Rp 70.9K
$29.30 CHF 23.73
-86.18%
Beef Round Steak (1kg)
$12.18 Rp 213.2K
$40.50 CHF 32.80
-69.93%
Apples (1kg)
$3.62 Rp 63.3K
$3.47 CHF 2.81
4.32%
Banana (1kg)
$1.64 Rp 28.6K
$1.75 CHF 1.42
-6.29%
Oranges (1kg)
$2.31 Rp 40.3K
$2.75 CHF 2.22
-16.00%
Tomato (1kg)
$1.96 Rp 34.3K
$4.57 CHF 3.70
-57.11%
Potato (1kg)
$1.84 Rp 32.3K
$1.59 CHF 1.29
15.72%
Onion (1kg)
$2.37 Rp 41.5K
$2.02 CHF 1.63
17.33%
Lettuce (1 head)
$1.05 Rp 18.4K
$2.18 CHF 1.77
-51.83%
Water (1.5 liter bottle)
$0.54 Rp 9,502
$1.33 CHF 1.08
-59.40%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.3K
$11.24 CHF 9.11
-79.54%
Wine (Bottle)
$23.08 Rp 403.9K
$12.49 CHF 10.11
84.79%
Local Beer (0.5 liter bottle)
$2.34 Rp 40.9K
$2.31 CHF 1.87
1.30%
Imported Beer (0.33 liter bottle)
$3.07 Rp 53.7K
$2.97 CHF 2.40
3.37%
🚌 Getting Around
Ubud, Bali
Vernier
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,338
$4.28 CHF 3.47
-94.16%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 164.9K
$89.5 CHF 72.5
-89.47%
Taxi Start (Normal Tariff)
$0.49 Rp 8,579
$7.80 CHF 6.32
-93.72%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,299
$3.97 CHF 3.22
-88.16%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.1K
$64.3 CHF 52.0
-91.28%
Gasoline (1 liter)
$0.81 Rp 14.1K
$2.40 CHF 1.94
-66.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 437.7M
$39.9K CHF 32.3K
-37.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 543.7M
$39.7K CHF 32.2K
-21.76%
🧾 Monthly Utilities & Internet
Ubud, Bali
Vernier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.4M
$282 CHF 229
-70.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 113.5K
$28.95 CHF 23.45
-77.58%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 328.8K
$56.3 CHF 45.58
-66.61%
🎉 Sport & Entertainment
Ubud, Bali
Vernier
Difference
Gym Membership (Monthly)
$55.2 Rp 966.8K
$103 CHF 83.5
-46.44%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 318.7K
$46.28 CHF 37.48
-60.65%
Cinema Ticket
$4.30 Rp 75.2K
$24.86 CHF 20.13
-82.70%
🧸 Childcare & Education
Ubud, Bali
Vernier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.6M
$2,401 CHF 1,945
-79.42%
International Primary School, 1 Child (Yearly)
$5,917 Rp 103.6M
$31.1K CHF 25.2K
-80.99%
👕👟 Clothing & Footwear
Ubud, Bali
Vernier
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 809.9K
$141 CHF 114
-67.23%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 637.7K
$61.7 CHF 49.96
-40.93%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$163 CHF 132
-50.46%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$188 CHF 152
-57.98%
🏠 Accommodation & Living
Ubud, Bali
Vernier
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.5M
$1,897 CHF 1,536
-41.28%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.1M
$1,564 CHF 1,267
-55.68%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 63.7M
$2,476 CHF 2,005
46.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.0M
$2,863 CHF 2,319
-40.20%
Buy Apartment in City Center (m2)
$2,761 Rp 48.3M
$17.7K CHF 14.3K
-84.39%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.1M
$12.2K CHF 9,851
-81.15%
💵 Salaries & Financials
Ubud, Bali
Vernier
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
1.98
595.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Vernier: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,897 in Vernier. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $126 in Vernier for a mid-range dinner for two. Groceries echo the gap at $294 vs $581 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Vernier: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Vernier?
Ubud, Bali wins on cost – living expenses run 151% lower than in Vernier. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Vernier?
You'd need roughly $2,067 in Ubud, Bali and $5,188 in Vernier to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Vernier?
Rent for a central apartment: $1,114 in Ubud, Bali versus $1,897 in Vernier. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Vernier?
Childcare runs $494 in Ubud, Bali versus $2,401 in Vernier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Vernier?
Supermarket bills run roughly 98% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Vernier?
At $1,378 in Ubud, Bali versus $3,459 in Vernier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vernier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Vernier?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Vernier?
Safety-wise, Ubud, Bali and Vernier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 151% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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