Cost of Living Comparison Between Ubud, Bali and Vernier Cost of Living Comparison Between Ubud, Bali and Vernier

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $3,533 in Vernier.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $5,396 in Vernier.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $7,260 in Vernier.

Living in Ubud, Bali costs roughly 60% less than in Vernier, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Vernier 164% above.

Currency
🍽 Eating Out
Ubud, Bali
Vernier
Difference
Meal at Budget Restaurant
$3.43 Rp 61.4K
$36.57 CHF 29.88
-90.62%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 572.5K
$146 CHF 120
-78.15%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.5K
$18.22 CHF 14.88
-72.28%
Cappuccino
$2.71 Rp 48.6K
$5.93 CHF 4.85
-54.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 24.9K
$5.59 CHF 4.57
-75.13%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$4.98 CHF 4.07
-85.14%
Local Beer (0.5 liter draught)
$2.89 Rp 51.8K
$10.06 CHF 8.22
-71.27%
Imported Beer (0.33 liter bottle)
$3.79 Rp 67.9K
$8.44 CHF 6.90
-55.09%
🛒 Groceries & Markets
Ubud, Bali
Vernier
Difference
Milk (1 liter)
$1.79 Rp 32.1K
$2.24 CHF 1.83
-20.09%
White Bread (500g)
$2.51 Rp 44.9K
$3.84 CHF 3.13
-34.64%
Rice (white) (1kg)
$1.21 Rp 21.8K
$4.47 CHF 3.65
-72.93%
Eggs
$2.37 Rp 42.4K
$7.35 CHF 6.01
-67.76%
Local Cheese (1kg)
$14.43 Rp 258.4K
$26.49 CHF 21.64
-45.53%
Chicken Fillets (1kg)
$4.15 Rp 74.3K
$32.89 CHF 26.87
-87.38%
Beef Round Steak (1kg)
$12.11 Rp 217.0K
$43.22 CHF 35.31
-71.98%
Apples (1kg)
$3.77 Rp 67.5K
$3.61 CHF 2.95
4.43%
Banana (1kg)
$1.63 Rp 29.1K
$2.53 CHF 2.07
-35.57%
Oranges (1kg)
$2.71 Rp 48.5K
$2.99 CHF 2.44
-9.36%
Tomato (1kg)
$2.26 Rp 40.4K
$6.42 CHF 5.25
-64.80%
Potato (1kg)
$1.93 Rp 34.5K
$2.68 CHF 2.19
-27.99%
Onion (1kg)
$2.19 Rp 39.3K
$2.45 CHF 2.00
-10.61%
Lettuce (1 head)
$1.02 Rp 18.2K
$2.57 CHF 2.10
-60.31%
Water (1.5 liter bottle)
$0.72 Rp 12.8K
$1.32 CHF 1.08
-45.45%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.0K
$10.97 CHF 8.96
-71.01%
Wine (Bottle)
$23.84 Rp 426.9K
$12.19 CHF 9.96
95.57%
Local Beer (0.5 liter bottle)
$2.77 Rp 49.7K
$2.42 CHF 1.98
14.46%
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.3K
$3.16 CHF 2.58
-12.97%
🚌 Getting Around
Ubud, Bali
Vernier
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,787
$3.83 CHF 3.13
-92.95%
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 146.8K
$98.0 CHF 80.1
-91.63%
Taxi Start (Normal Tariff)
$0.48 Rp 8,656
$7.65 CHF 6.25
-93.73%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,547
$3.66 CHF 2.99
-88.52%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 108.0K
$63.5 CHF 51.8
-90.50%
Gasoline (1 liter)
$0.82 Rp 14.7K
$2.23 CHF 1.82
-63.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 475.7M
$41.0K CHF 33.5K
-35.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 576.7M
$44.6K CHF 36.4K
-27.76%
🧾 Monthly Utilities & Internet
Ubud, Bali
Vernier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$262 CHF 214
-70.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.1K
$49.19 CHF 40.18
-92.05%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 428.3K
$59.5 CHF 48.60
-59.80%
🎉 Sport & Entertainment
Ubud, Bali
Vernier
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$89.0 CHF 72.7
8.04%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 116.9K
-
-
Cinema Ticket
$4.01 Rp 71.9K
$23.00 CHF 18.79
-82.57%
🧸 Childcare & Education
Ubud, Bali
Vernier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$2,579 CHF 2,107
-88.27%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.3M
$33.7K CHF 27.5K
-80.54%
👕👟 Clothing & Footwear
Ubud, Bali
Vernier
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 990.6K
$136 CHF 111
-59.18%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 686.3K
$82.2 CHF 67.1
-53.36%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$163 CHF 133
-45.65%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$211 CHF 173
-63.65%
🏠 Accommodation & Living
Ubud, Bali
Vernier
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$1,691 CHF 1,381
-41.70%
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.2M
$1,490 CHF 1,217
-54.23%
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.3M
$2,845 CHF 2,325
20.21%
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.2M
$2,443 CHF 1,996
-15.06%
Buy Apartment in City Center (m2)
$2,762 Rp 49.5M
$16.8K CHF 13.8K
-83.59%
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.2M
$13.1K CHF 10.7K
-82.93%
💵 Salaries & Financials
Ubud, Bali
Vernier
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.46
439.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Vernier: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,691 in Vernier. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $146 in Vernier for a mid-range dinner for two. Groceries echo the gap at $298 vs $641 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Vernier: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Vernier?
Ubud, Bali wins on cost – living expenses run 153% lower than in Vernier. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Vernier?
You'd need roughly $2,096 in Ubud, Bali and $5,299 in Vernier to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Vernier?
Rent for a central apartment: $986 in Ubud, Bali versus $1,691 in Vernier. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Vernier?
Childcare runs $303 in Ubud, Bali versus $2,579 in Vernier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Vernier?
Supermarket bills run roughly 115% higher in Vernier. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Vernier?
At $1,397 in Ubud, Bali versus $3,533 in Vernier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Vernier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Vernier?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Vernier?
Safety-wise, Ubud, Bali and Vernier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 153% less than in Vernier. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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