Cost of Living Comparison Between Verbania and Ubud, Bali Cost of Living Comparison Between Verbania and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,860 in Verbania versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,866 in Verbania versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,873 in Verbania versus $3,273 in Ubud, Bali.

Living in Verbania is roughly 33% more expensive than in Ubud, Bali, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Verbania 35% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
Verbania
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.18 €14.77
$3.37 Rp 59.7K
409.79%
Three-Course Dinner for Two, Mid-Range
$80.0 €68.8
$38.59 Rp 682.4K
107.41%
Fast Food Meal (McDonalds, etc)
$11.72 €10.07
$5.52 Rp 97.6K
112.32%
Cappuccino
$1.94 €1.67
$2.64 Rp 46.8K
-26.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.24 €2.79
$1.67 Rp 29.6K
94.01%
Water (0.33 liter bottle)
$1.13 €0.97
$0.77 Rp 13.6K
46.75%
Local Beer (0.5 liter draught)
$4.79 €4.11
$2.63 Rp 46.6K
82.13%
Imported Beer (0.33 liter bottle)
$3.57 €3.07
$4.28 Rp 75.7K
-16.59%
🛒 Groceries & Markets
Verbania
Ubud, Bali
Difference
Milk (1 liter)
$1.44 €1.24
$1.55 Rp 27.3K
-7.10%
White Bread (500g)
$1.72 €1.48
$2.22 Rp 39.3K
-22.52%
Rice (white) (1kg)
$4.22 €3.63
$1.13 Rp 19.9K
273.45%
Eggs
$3.21 €2.76
$2.09 Rp 36.9K
53.59%
Local Cheese (1kg)
$15.64 €13.44
$17.39 Rp 307.6K
-10.06%
Chicken Fillets (1kg)
$14.72 €12.66
$3.87 Rp 68.4K
280.36%
Beef Round Steak (1kg)
$15.87 €13.64
$12.55 Rp 221.9K
26.45%
Apples (1kg)
$2.01 €1.72
$3.62 Rp 63.9K
-44.48%
Banana (1kg)
$1.69 €1.45
$1.56 Rp 27.6K
8.33%
Oranges (1kg)
$3.27 €2.81
$2.35 Rp 41.6K
39.15%
Tomato (1kg)
$2.98 €2.56
$2.06 Rp 36.4K
44.66%
Potato (1kg)
$2.02 €1.74
$1.90 Rp 33.6K
6.32%
Onion (1kg)
$1.36 €1.17
$2.34 Rp 41.3K
-41.88%
Lettuce (1 head)
$1.64 €1.41
$1.03 Rp 18.2K
59.22%
Water (1.5 liter bottle)
$0.64 €0.55
$0.55 Rp 9,809
16.36%
Cigarettes 20 Pack (Marlboro, Camel)
$7.05 €6.06
$2.25 Rp 39.8K
213.33%
Wine (Bottle)
$4.61 €3.96
$23.81 Rp 421.0K
-80.64%
Local Beer (0.5 liter bottle)
$1.29 €1.11
$2.31 Rp 40.9K
-44.16%
Imported Beer (0.33 liter bottle)
$1.79 €1.54
$2.80 Rp 49.5K
-36.07%
🚌 Getting Around
Verbania
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.49 €2.14
$0.27 Rp 4,816
822.22%
Public Transport Monthly Pass (Regular Price)
$70.7 €60.8
$8.66 Rp 153.2K
716.05%
Taxi Start (Normal Tariff)
$13.98 €12.02
$0.48 Rp 8,515
2812.50%
Taxi (Normal Tariff) (1km)
$1.75 €1.50
$0.45 Rp 7,887
288.89%
Taxi 1hour Waiting (Normal Tariff)
$30.40 €26.14
$5.72 Rp 101.1K
431.47%
Gasoline (1 liter)
$1.90 €1.63
$0.76 Rp 13.4K
150.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.0K €31.8K
$24.5K Rp 433.0M
51.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.9K €30.9K
$32.1K Rp 568.0M
11.79%
🧾 Monthly Utilities & Internet
Verbania
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 €172
$83.6 Rp 1.5M
139.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.18 €10.47
$6.46 Rp 114.2K
88.54%
Internet (50+ Mbps, Unlimited Data)
$28.82 €24.77
$18.99 Rp 335.9K
51.76%
🎉 Sport & Entertainment
Verbania
Ubud, Bali
Difference
Gym Membership (Monthly)
$59.2 €50.9
$56.0 Rp 989.8K
5.70%
Tennis Court (1 Hour on Weekend)
$28.16 €24.20
$18.62 Rp 329.2K
51.24%
Cinema Ticket
$10.35 €8.89
$4.28 Rp 75.7K
141.82%
🧸 Childcare & Education
Verbania
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$912 €784
$487 Rp 8.6M
87.54%
International Primary School, 1 Child (Yearly)
$20.1K €17.3K
$5,856 Rp 103.6M
243.36%
👕👟 Clothing & Footwear
Verbania
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$98.7 €84.8
$45.56 Rp 805.6K
116.57%
Summer Dress (H&M, Zara, etc)
$44.39 €38.17
$36.38 Rp 643.3K
22.02%
Sport Shoes (Adidas, Nike)
$151 €130
$82.0 Rp 1.4M
84.64%
Men's Leather Business Shoes
$317 €273
$80.4 Rp 1.4M
294.80%
🏠 Accommodation & Living
Verbania
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$748 €643
$1,117 Rp 19.7M
-33.03%
1-bedroom Apartment, Outside City Center (Monthly)
$607 €522
$701 Rp 12.4M
-13.42%
3-bedroom Apartment, City Center (Monthly)
$1,328 €1,142
$3,537 Rp 62.5M
-62.44%
3-bedroom Apartment, Outside City Center (Monthly)
$1,034 €889
$1,762 Rp 31.2M
-41.31%
Buy Apartment in City Center (m2)
$3,043 €2,616
$2,826 Rp 50.0M
7.66%
Buy Apartment Outside City Center (m2)
$2,078 €1,786
$2,292 Rp 40.5M
-9.34%
💵 Salaries & Financials
Verbania
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,469 €2,123
$170 Rp 3.0M
1354.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.4
13.78
-75.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Verbania: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $748 in Verbania and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Verbania pays 1354% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Verbania vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $320 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Verbania vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Verbania or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 33% lower than in Verbania. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Verbania or in Ubud, Bali?
Average pay runs 1354% higher in Verbania, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Verbania compared to Ubud, Bali?
Rent for a central apartment: $748 in Verbania versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Verbania and in Ubud, Bali?
Childcare runs $912 in Verbania versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Verbania or in Ubud, Bali?
Supermarket bills run roughly 9% higher in Verbania. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Verbania or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $1,860 in Verbania, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Verbania. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Verbania or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Verbania compared to Ubud, Bali?
Safety-wise, Verbania and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 33% less than in Verbania. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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