Last update: Oct 2026

Cost of Living Comparison Between Verbania and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,697 in Verbania, rent and utilities included – about $9,300 less a year. Rent and utilities account for about half of the difference.

82

Cost of Living Index in Verbania
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Verbania Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Verbania

🇮🇹 Italy

$1,697

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Verbania and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Verbania and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,697 in Verbania versus $918 in Cebu.

Verbania $1,697
Cebu $918

Estimated couple costs with rent: $2,614 in Verbania versus $1,409 in Cebu.

Verbania $2,614
Cebu $1,409

Monthly costs for a family of three with rent: $3,531 in Verbania versus $1,900 in Cebu.

Verbania $3,531
Cebu $1,900

Living in Verbania is roughly 85% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Verbania is 26% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.47 €14.65

$3.09 ₱194

433.01%

Three-Course Dinner for Two, Mid-Range

$78.5 €69.8

$24.22 ₱1,525

223.91%

Fast Food Meal (McDonalds, etc)

$11.02 €9.80

$3.92 ₱247

181.12%

Cappuccino

$1.81 €1.61

$2.51 ₱158

-27.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 €2.58

$1.59 ₱100

82.39%

Water (0.33 liter bottle)

$1.07 €0.96

$0.53 ₱33.43

101.89%

Local Beer (0.5 liter draught)

$4.58 €4.07

$1.78 ₱112

157.30%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$2.17 ₱137

56.68%

Milk (1 liter)

$1.37 €1.22

$1.92 ₱121

-28.65%

White Bread (500g)

$1.59 €1.42

$1.36 ₱85.4

16.91%

Rice (white) (1kg)

$4.20 €3.74

$1.01 ₱63.5

315.84%

Eggs

$2.95 €2.63

$2.03 ₱128

45.32%

Local Cheese (1kg)

$15.34 €13.65

$9.86 ₱621

55.58%

Chicken Fillets (1kg)

$14.18 €12.61

$4.39 ₱277

223.01%

Beef Round Steak (1kg)

$15.25 €13.56

$7.60 ₱479

100.66%

Apples (1kg)

$1.90 €1.69

$3.30 ₱208

-42.42%

Banana (1kg)

$1.68 €1.49

$1.39 ₱87.8

20.86%

Oranges (1kg)

$3.05 €2.71

$2.33 ₱147

30.90%

Tomato (1kg)

$2.86 €2.55

$1.50 ₱94.3

90.67%

Potato (1kg)

$1.88 €1.67

$2.36 ₱149

-20.34%

Onion (1kg)

$1.34 €1.19

$1.90 ₱119

-29.47%

Lettuce (1 head)

$1.55 €1.38

$1.19 ₱74.9

30.25%

Water (1.5 liter bottle)

$0.61 €0.54

$0.63 ₱39.71

-3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.61 €5.88

$3.00 ₱189

120.33%

Wine (Bottle)

$4.36 €3.88

$6.03 ₱379

-27.69%

Local Beer (0.5 liter bottle)

$1.25 €1.11

$1.23 ₱77.7

1.63%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$1.75 ₱110

-1.71%

One-way Ticket (Public Transport)

$2.29 €2.04

$0.25 ₱15.86

816.00%

Public Transport Monthly Pass (Regular Price)

$66.7 €59.4

$12.64 ₱796

427.85%

Taxi Start (Normal Tariff)

$5.51 €4.90

$0.77 ₱48.62

615.58%

Taxi (Normal Tariff) (1km)

$1.63 €1.45

$0.23 ₱14.53

608.70%

Taxi 1hour Waiting (Normal Tariff)

$29.94 €26.63

$4.46 ₱281

571.30%

Gasoline (1 liter)

$1.90 €1.69

$1.31 ₱82.8

45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.7K

$21.2K ₱1.3M

67.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K €30.7K

$19.1K ₱1.2M

80.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 €176

$120 ₱7,569

64.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.94 €10.62

$14.00 ₱882

-14.71%

Internet (50+ Mbps, Unlimited Data)

$26.67 €23.72

$27.54 ₱1,734

-3.16%

Gym Membership (Monthly)

$56.2 €49.99

$32.33 ₱2,035

73.83%

Tennis Court (1 Hour on Weekend)

$24.60 €21.88

$6.65 ₱419

269.92%

Cinema Ticket

$9.89 €8.79

$5.65 ₱356

75.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$902 €803

$275 ₱17.3K

227.79%

International Primary School, 1 Child (Yearly)

$19.4K €17.3K

$7,918 ₱498.5K

144.98%

Jeans (Levis 501 Or Similar)

$87.7 €78.0

$49.33 ₱3,106

77.74%

Summer Dress (H&M, Zara, etc)

$44.44 €39.53

$25.24 ₱1,589

76.07%

Sport Shoes (Adidas, Nike)

$107 €95.3

$77.0 ₱4,846

39.16%

Men's Leather Business Shoes

$127 €113

$57.2 ₱3,601

122.50%

1-bedroom Apartment, City Center (Monthly)

$728 €648

$500 ₱31.5K

45.80%

1-bedroom Apartment, Outside City Center (Monthly)

$590 €525

$309 ₱19.4K

91.10%

3-bedroom Apartment, City Center (Monthly)

$1,275 €1,134

$1,078 ₱67.9K

18.28%

3-bedroom Apartment, Outside City Center (Monthly)

$970 €863

$615 ₱38.7K

57.62%

Buy Apartment in City Center (m2)

$2,896 €2,576

$2,886 ₱181.7K

0.35%

Buy Apartment Outside City Center (m2)

$2,057 €1,829

$1,917 ₱120.7K

7.31%

Average Monthly Net Salary (After Tax)

$2,370 €2,108

$346 ₱21.8K

585.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

7.2

-49.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Verbania: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Verbania

$590 34.8%

Cebu

$309 33.6% 47.7% $281

Groceries & Markets

Verbania

$307 18.1%

Cebu

$206 22.4% 33% $101

Monthly Utilities & Internet

Verbania

$237 14%

Cebu

$162 17.6% 31.7% $75

Eating Out

Verbania

$232 13.7%

Cebu

$88 9.6% 62% $144

Clothing & Footwear

Verbania

$165 9.7%

Cebu

$94 10.2% 43% $71

Getting Around

Verbania

$90 5.3%

Cebu

$16 1.7% 82.6% $74

Sport & Entertainment

Verbania

$76 4.5%

Cebu

$44 4.8% 42.6% $32

Cost Breakdown

A one-bedroom apartment in the center runs $728 in Verbania and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Verbania pays 585% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Verbania vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $307 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Verbania

🇵🇭 Cebu

🕒 Local time

16:50 4:50 PM

22:50 10:50 PM

6 h ahead of Verbania

🌤 Weather

👥 Population

31,070

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Verbania Cebu 11,060 km ≈ 14 h nonstop flight

From you

Verbania
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Verbania vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 85% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 585% higher in Verbania, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $728 in Verbania versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,697 per month in Verbania versus $918 in Cebu – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 428% less than in Verbania. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,697 in Verbania, a $1,500 budget is realistic in Cebu but tight or insufficient in Verbania. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Verbania, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Verbania and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 85% less than in Verbania. Beyond cost, consider language, visa policies, and how big the international community is in each city.