Last update: Oct 2026

Cost of Living Comparison Between Veracruz and Ubud, Bali

For one person, living is cheaper in Veracruz: $1,035 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Veracruz
🇲🇽 Mexico
$1,035
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Veracruz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Veracruz and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,035 in Veracruz versus $1,368 in Ubud, Bali.

  • Veracruz $1,035
  • Ubud, Bali $1,368

Estimated couple costs with rent: $1,641 in Veracruz versus $2,314 in Ubud, Bali.

  • Veracruz $1,641
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,246 in Veracruz versus $3,260 in Ubud, Bali.

  • Veracruz $2,246
  • Ubud, Bali $3,260

Living in Veracruz costs roughly 24% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Veracruz is 23% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
Veracruz
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.46 MX$175
$3.33 Rp 59.9K
184.08%
Three-Course Dinner for Two, Mid-Range
$43.45 MX$803
$35.18 Rp 633.2K
23.51%
Fast Food Meal (McDonalds, etc)
$8.16 MX$151
$5.80 Rp 104.5K
40.69%
Cappuccino
$2.80 MX$51.8
$2.73 Rp 49.1K
2.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.45 MX$26.71
$1.64 Rp 29.5K
-11.59%
Water (0.33 liter bottle)
$0.79 MX$14.54
$0.83 Rp 15.0K
-4.82%
Local Beer (0.5 liter draught)
$2.13 MX$39.42
$2.70 Rp 48.6K
-21.11%
Imported Beer (0.33 liter bottle)
$3.82 MX$70.6
$4.30 Rp 77.4K
-11.16%
🛒 Groceries & Markets
Veracruz
Ubud, Bali
Difference
Milk (1 liter)
$1.54 MX$28.42
$1.50 Rp 27.1K
2.67%
White Bread (500g)
$2.45 MX$45.25
$2.30 Rp 41.4K
6.52%
Rice (white) (1kg)
$1.78 MX$32.90
$1.18 Rp 21.2K
50.85%
Eggs
$2.19 MX$40.53
$2.14 Rp 38.6K
2.34%
Local Cheese (1kg)
$4.98 MX$92.0
$17.48 Rp 314.6K
-71.51%
Chicken Fillets (1kg)
$5.75 MX$106
$4.03 Rp 72.5K
42.68%
Beef Round Steak (1kg)
$9.40 MX$174
$12.23 Rp 220.1K
-23.14%
Apples (1kg)
$2.62 MX$48.47
$3.55 Rp 63.9K
-26.20%
Banana (1kg)
$1.32 MX$24.35
$1.57 Rp 28.3K
-15.92%
Oranges (1kg)
$1.96 MX$36.29
$2.24 Rp 40.2K
-12.50%
Tomato (1kg)
$1.59 MX$29.43
$1.93 Rp 34.7K
-17.62%
Potato (1kg)
$1.34 MX$24.79
$1.88 Rp 33.9K
-28.72%
Onion (1kg)
$2.03 MX$37.60
$2.29 Rp 41.3K
-11.35%
Lettuce (1 head)
$1.17 MX$21.67
$0.99 Rp 17.9K
18.18%
Water (1.5 liter bottle)
$1.01 MX$18.62
$0.53 Rp 9,475
90.57%
Cigarettes 20 Pack (Marlboro, Camel)
$4.35 MX$80.4
$2.28 Rp 41.1K
90.79%
Wine (Bottle)
$7.98 MX$148
$23.01 Rp 414.2K
-65.32%
Local Beer (0.5 liter bottle)
$1.42 MX$26.19
$2.34 Rp 42.2K
-39.32%
Imported Beer (0.33 liter bottle)
$2.68 MX$49.45
$2.91 Rp 52.4K
-7.90%
🚌 Getting Around
Veracruz
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.42
$0.24 Rp 4,315
112.50%
Public Transport Monthly Pass (Regular Price)
$29.70 MX$549
$8.82 Rp 158.7K
236.73%
Taxi Start (Normal Tariff)
$2.44 MX$45.10
$0.48 Rp 8,684
408.33%
Taxi (Normal Tariff) (1km)
$1.62 MX$29.96
$0.46 Rp 8,233
252.17%
Taxi 1hour Waiting (Normal Tariff)
$6.72 MX$124
$5.45 Rp 98.2K
23.30%
Gasoline (1 liter)
$1.41 MX$26.08
$0.88 Rp 15.9K
60.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K MX$394.8K
$24.6K Rp 442.2M
-13.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K MX$441.6K
$31.2K Rp 561.4M
-23.37%
🧾 Monthly Utilities & Internet
Veracruz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.8 MX$1,123
$83.0 Rp 1.5M
-26.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.51 MX$342
$6.45 Rp 116.0K
186.98%
Internet (50+ Mbps, Unlimited Data)
$23.58 MX$436
$18.57 Rp 334.2K
26.98%
🎉 Sport & Entertainment
Veracruz
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.98 MX$554
$55.8 Rp 1.0M
-46.29%
Tennis Court (1 Hour on Weekend)
$10.47 MX$194
$18.11 Rp 326.0K
-42.19%
Cinema Ticket
$4.98 MX$92.0
$4.38 Rp 78.9K
13.70%
🧸 Childcare & Education
Veracruz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$162 MX$2,985
$493 Rp 8.9M
-67.24%
International Primary School, 1 Child (Yearly)
$3,300 MX$61.0K
$5,754 Rp 103.6M
-42.65%
👕👟 Clothing & Footwear
Veracruz
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$57.9 MX$1,071
$46.19 Rp 831.4K
25.44%
Summer Dress (H&M, Zara, etc)
$31.20 MX$577
$35.33 Rp 636.0K
-11.69%
Sport Shoes (Adidas, Nike)
$101 MX$1,863
$79.1 Rp 1.4M
27.49%
Men's Leather Business Shoes
$77.4 MX$1,430
$78.4 Rp 1.4M
-1.25%
🏠 Accommodation & Living
Veracruz
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$404 MX$7,470
$1,142 Rp 20.6M
-64.62%
1-bedroom Apartment, Outside City Center (Monthly)
$351 MX$6,489
$676 Rp 12.2M
-48.03%
3-bedroom Apartment, City Center (Monthly)
$610 MX$11.3K
$3,503 Rp 63.1M
-82.59%
3-bedroom Apartment, Outside City Center (Monthly)
$638 MX$11.8K
$1,700 Rp 30.6M
-62.44%
Buy Apartment in City Center (m2)
$680 MX$12.6K
$2,784 Rp 50.1M
-75.59%
Buy Apartment Outside City Center (m2)
$560 MX$10.3K
$2,241 Rp 40.3M
-75.01%
💵 Salaries & Financials
Veracruz
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.4K
$165 Rp 3.0M
405.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.96
13.78
-20.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veracruz: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Veracruz
$351
Ubud, Bali
$676 92.4% $325
Groceries & Markets
Veracruz
$218
Ubud, Bali
$290 33.3% $73
Eating Out
Veracruz
$161
Ubud, Bali
$109 32.4% $52
Clothing & Footwear
Veracruz
$120
Ubud, Bali
$108 10.6% $13
Monthly Utilities & Internet
Veracruz
$103
Ubud, Bali
$108 5% $5.2
Getting Around
Veracruz
$42
Ubud, Bali
$13 70.3% $30
Sport & Entertainment
Veracruz
$40
Ubud, Bali
$65 61.7% $25

Cost Breakdown

A one-bedroom apartment in the center runs $404 in Veracruz and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Veracruz pays 406% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $43.00 in Veracruz vs $35.00 in Ubud, Bali. Groceries flip the comparison at $218 vs $290, with Veracruz cheaper for home cooking.

Good to know
🇲🇽 Veracruz
🇮🇩 Ubud, Bali
🕒 Local time
01:18 1:18 AM
15:18 3:18 PM
14 h ahead of Veracruz
🌤 Weather
👥 Population
405,952
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 18, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Veracruz Ubud, Bali 16,430 km ≈ 21 h nonstop flight
From you
  • Veracruz
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Veracruz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Veracruz or Ubud, Bali?
Veracruz wins on cost – living expenses run 32% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Veracruz the obvious pick if budget is a priority.
Are salaries higher in Veracruz or in Ubud, Bali?
Average pay runs 406% higher in Veracruz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Veracruz compared to Ubud, Bali?
Rent for a central apartment: $404 in Veracruz versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Veracruz and in Ubud, Bali?
Childcare runs $162 in Veracruz versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Veracruz or in Ubud, Bali?
Supermarket bills run roughly 33% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Veracruz or in Ubud, Bali?
At $1,035 in Veracruz versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Veracruz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Veracruz the clear choice for anyone on this budget.
Which city is better for digital nomads, Veracruz or Ubud, Bali?
Both work as nomad bases, but Veracruz delivers better value – similar infrastructure at $1,035 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Veracruz hard to pass up.
How safe is Veracruz compared to Ubud, Bali?
Safety-wise, Veracruz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Veracruz gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Veracruz vs other spots: cost of living compared

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