Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Veracruz

For one person, living is cheaper in Veracruz: $1,035 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Veracruz
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Veracruz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Veracruz

🇲🇽 Mexico

$1,035

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Veracruz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Veracruz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,035 in Veracruz.

Ubud, Bali $1,368
Veracruz $1,035

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,641 in Veracruz.

Ubud, Bali $2,314
Veracruz $1,641

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,246 in Veracruz.

Ubud, Bali $3,260
Veracruz $2,246

Living in Ubud, Bali is roughly 32% more expensive than in Veracruz, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Veracruz is 23% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.46 MX$175

-64.80%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$43.45 MX$803

-19.03%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.16 MX$151

-28.92%

Cappuccino

$2.73 Rp 49.1K

$2.80 MX$51.8

-2.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.45 MX$26.71

13.10%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.79 MX$14.54

5.06%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.13 MX$39.42

26.76%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.82 MX$70.6

12.57%

Milk (1 liter)

$1.50 Rp 27.1K

$1.54 MX$28.42

-2.60%

White Bread (500g)

$2.30 Rp 41.4K

$2.45 MX$45.25

-6.12%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.78 MX$32.90

-33.71%

Eggs

$2.14 Rp 38.6K

$2.19 MX$40.53

-2.28%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.98 MX$92.0

251.00%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$5.75 MX$106

-29.91%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$9.40 MX$174

30.11%

Apples (1kg)

$3.55 Rp 63.9K

$2.62 MX$48.47

35.50%

Banana (1kg)

$1.57 Rp 28.3K

$1.32 MX$24.35

18.94%

Oranges (1kg)

$2.24 Rp 40.2K

$1.96 MX$36.29

14.29%

Tomato (1kg)

$1.93 Rp 34.7K

$1.59 MX$29.43

21.38%

Potato (1kg)

$1.88 Rp 33.9K

$1.34 MX$24.79

40.30%

Onion (1kg)

$2.29 Rp 41.3K

$2.03 MX$37.60

12.81%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.17 MX$21.67

-15.38%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.01 MX$18.62

-47.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.35 MX$80.4

-47.59%

Wine (Bottle)

$23.01 Rp 414.2K

$7.98 MX$148

188.35%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.42 MX$26.19

64.79%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.68 MX$49.45

8.58%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.51 MX$9.42

-52.94%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$29.70 MX$549

-70.30%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.44 MX$45.10

-80.33%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.62 MX$29.96

-71.60%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$6.72 MX$124

-18.90%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.41 MX$26.08

-37.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.4K MX$394.8K

14.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$23.9K MX$441.6K

30.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$60.8 MX$1,123

36.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$18.51 MX$342

-65.15%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$23.58 MX$436

-21.25%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$29.98 MX$554

86.19%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$10.47 MX$194

72.97%

Cinema Ticket

$4.38 Rp 78.9K

$4.98 MX$92.0

-12.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$162 MX$2,985

205.24%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$3,300 MX$61.0K

74.36%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$57.9 MX$1,071

-20.28%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$31.20 MX$577

13.24%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$101 MX$1,863

-21.56%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$77.4 MX$1,430

1.27%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$404 MX$7,470

182.61%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$351 MX$6,489

92.42%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$610 MX$11.3K

474.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$638 MX$11.8K

166.23%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$680 MX$12.6K

309.68%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$560 MX$10.3K

300.18%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$832 MX$15.4K

-80.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.96

25.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Veracruz: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Veracruz

$351 33.9% 48% $325

Groceries & Markets

Ubud, Bali

$290 21.2%

Veracruz

$218 21% 25% $73

Eating Out

Ubud, Bali

$109 8%

Veracruz

$161 15.6% 48% $52

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Veracruz

$103 9.9% 4.8% $5.2

Clothing & Footwear

Ubud, Bali

$108 7.9%

Veracruz

$120 11.6% 11.9% $13

Sport & Entertainment

Ubud, Bali

$65 4.7%

Veracruz

$40 3.9% 38.2% $25

Getting Around

Ubud, Bali

$13 0.9%

Veracruz

$42 4.1% 237% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $404 in Veracruz. Housing cost is often the main lever when comparing two cities.

Veracruz pays 406% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $43.00 in Veracruz. Groceries flip the comparison at $290 vs $218, with Veracruz cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇲🇽 Veracruz

🕒 Local time

21:31 9:31 PM

07:31 7:31 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

405,952

💱 Currency

Indonesian Rupiah IDR Rp

Mexican Peso MXN $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Mexican Peso exchange rates as of October 18, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Veracruz 16,430 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Veracruz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Veracruz: Cost of Living - Frequently Asked Questions

Veracruz wins on cost – living expenses run 32% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Veracruz the obvious pick if budget is a priority.

On paper, salaries run 406% lower in Veracruz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $404 in Veracruz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $162 in Veracruz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 33% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,035 in Veracruz versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Veracruz but tight or insufficient in Ubud, Bali. The gap between the two cities makes Veracruz the clear choice for anyone on this budget.

Both work as nomad bases, but Veracruz delivers better value – similar infrastructure at $1,035 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Veracruz hard to pass up.

Safety-wise, Ubud, Bali and Veracruz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Veracruz gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.