Last update: Oct 2026

Cost of Living Comparison Between Ventura, CA and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $3,414 in Ventura, CA, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

165

Cost of Living Index in Ventura, CA
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Ventura, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Ventura, CA

🇺🇸 United States

$3,414

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Ventura, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ventura, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,414 in Ventura, CA versus $2,561 in Toronto.

Ventura, CA $3,414
Toronto $2,561

Estimated couple costs with rent: $4,634 in Ventura, CA versus $3,694 in Toronto.

Ventura, CA $4,634
Toronto $3,694

Monthly costs for a family of three with rent: $5,854 in Ventura, CA versus $4,826 in Toronto.

Ventura, CA $5,854
Toronto $4,826

Living in Ventura, CA is roughly 33% more expensive than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ventura, CA 153% above, Toronto 90% above.

Meal at Budget Restaurant

$25.16 $25.16

$17.18 CA$24.29

46.45%

Three-Course Dinner for Two, Mid-Range

$70.5 $70.5

$76.0 CA$107

-7.27%

Fast Food Meal (McDonalds, etc)

$11.57 $11.57

$10.54 CA$14.89

9.77%

Cappuccino

$5.73 $5.73

$4.02 CA$5.68

42.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$2.12 CA$3.00

30.19%

Water (0.33 liter bottle)

$2.04 $2.04

$1.75 CA$2.48

16.57%

Local Beer (0.5 liter draught)

$6.81 $6.81

$6.24 CA$8.83

9.13%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$7.09 CA$10.02

26.80%

Milk (1 liter)

$1.20 $1.20

$2.44 CA$3.45

-50.82%

White Bread (500g)

$5.77 $5.77

$2.68 CA$3.78

115.30%

Rice (white) (1kg)

$2.16 $2.16

$2.24 CA$3.17

-3.57%

Eggs

$4.98 $4.98

$3.56 CA$5.03

39.89%

Local Cheese (1kg)

$8.57 $8.57

$9.09 CA$12.85

-5.72%

Chicken Fillets (1kg)

$8.55 $8.55

$11.33 CA$16.01

-24.54%

Beef Round Steak (1kg)

$13.70 $13.70

$14.53 CA$20.55

-5.71%

Apples (1kg)

$3.26 $3.26

$3.62 CA$5.12

-9.94%

Banana (1kg)

$1.56 $1.56

$1.21 CA$1.72

28.93%

Oranges (1kg)

$3.23 $3.23

$3.60 CA$5.09

-10.28%

Tomato (1kg)

$4.29 $4.29

$4.21 CA$5.96

1.90%

Potato (1kg)

$2.14 $2.14

$1.79 CA$2.53

19.55%

Onion (1kg)

$3.47 $3.47

$1.59 CA$2.25

118.24%

Lettuce (1 head)

$2.00 $2.00

$2.27 CA$3.21

-11.89%

Water (1.5 liter bottle)

$2.23 $2.23

$1.25 CA$1.77

78.40%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 $9.95

$13.82 CA$19.53

-28.00%

Wine (Bottle)

$14.78 $14.78

$14.27 CA$20.18

3.57%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.20 CA$3.10

-20.91%

Imported Beer (0.33 liter bottle)

$2.74 $2.74

$2.43 CA$3.44

12.76%

One-way Ticket (Public Transport)

$1.46 $1.46

$2.39 CA$3.38

-38.91%

Public Transport Monthly Pass (Regular Price)

$49.56 $49.56

$111 CA$157

-55.32%

Taxi Start (Normal Tariff)

$4.39 $4.39

$2.91 CA$4.12

50.86%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$1.20 CA$1.69

56.67%

Taxi 1hour Waiting (Normal Tariff)

$35.64 $35.64

$21.38 CA$30.23

66.70%

Gasoline (1 liter)

$1.43 $1.43

$1.21 CA$1.71

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$28.2K CA$39.8K

31.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$20.3K CA$28.6K

25.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$120 CA$170

24.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.1 $57.1

$32.26 CA$45.60

77.09%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$47.93 CA$67.8

44.15%

Gym Membership (Monthly)

$55.3 $55.3

$38.48 CA$54.4

43.69%

Tennis Court (1 Hour on Weekend)

$19.88 $19.88

$22.96 CA$32.46

-13.41%

Cinema Ticket

$11.81 $11.81

$12.38 CA$17.50

-4.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,099 $1,099

$830 CA$1,173

32.46%

International Primary School, 1 Child (Yearly)

$43.3K $43.3K

$23.1K CA$32.6K

87.69%

Jeans (Levis 501 Or Similar)

$49.63 $49.63

$50.7 CA$71.7

-2.13%

Summer Dress (H&M, Zara, etc)

$30.18 $30.18

$40.02 CA$56.6

-24.59%

Sport Shoes (Adidas, Nike)

$67.5 $67.5

$98.0 CA$139

-31.08%

Men's Leather Business Shoes

$84.1 $84.1

$121 CA$171

-30.30%

1-bedroom Apartment, City Center (Monthly)

$2,389 $2,389

$1,592 CA$2,251

50.04%

1-bedroom Apartment, Outside City Center (Monthly)

$2,150 $2,150

$1,410 CA$1,994

52.47%

3-bedroom Apartment, City Center (Monthly)

$3,270 $3,270

$2,670 CA$3,775

22.46%

3-bedroom Apartment, Outside City Center (Monthly)

$3,027 $3,027

$2,152 CA$3,042

40.71%

Buy Apartment in City Center (m2)

$6,616 $6,616

$7,945 CA$11.2K

-16.74%

Buy Apartment Outside City Center (m2)

$6,067 $6,067

$6,542 CA$9,249

-7.27%

Average Monthly Net Salary (After Tax)

$4,772 $4,772

$3,727 CA$5,269

28.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

4.47

44.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ventura, CA: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ventura, CA

$2.2K 63%

Toronto

$1.4K 55.1% 34.4% $740

Eating Out

Ventura, CA

$376 11%

Toronto

$278 10.9% 26% $98

Groceries & Markets

Ventura, CA

$360 10.5%

Toronto

$340 13.3% 5.6% $20

Monthly Utilities & Internet

Ventura, CA

$275 8.1%

Toronto

$201 7.8% 27.2% $75

Clothing & Footwear

Ventura, CA

$104 3.1%

Toronto

$139 5.4% 33.7% $35

Sport & Entertainment

Ventura, CA

$79 2.3%

Toronto

$63 2.5% 19.9% $16

Getting Around

Ventura, CA

$69 2%

Toronto

$129 5.1% 87% $60

Cost Breakdown

A one-bedroom apartment in the center runs $2,389 in Ventura, CA and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Ventura, CA pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Ventura, CA vs $76.0 in Toronto. Groceries flip the comparison at $360 vs $340, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Ventura, CA

🇨🇦 Toronto

🕒 Local time

08:40 8:40 AM

11:40 11:40 AM

3 h ahead of Ventura, CA

🌤 Weather

👥 Population

104,423

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Ventura, CA Toronto 3,570 km ≈ 5 h nonstop flight

From you

Ventura, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ventura, CA vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in eating out, groceries, and utilities. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 28% higher in Ventura, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,389 in Ventura, CA versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Ventura, CA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $70.0 in Ventura, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Toronto is more practical. Housing and childcare are both notably cheaper than in Ventura, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ventura, CA and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 33% less than in Ventura, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.