Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ventura, CA

For one person, living is cheaper in Toronto: $2,561 a month against $3,414 in Ventura, CA, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
165

Cost of Living Index in Ventura, CA
Learn more

Ventura, CA Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Ventura, CA

🇺🇸 United States

$3,414

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ventura, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ventura, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $3,414 in Ventura, CA.

Toronto $2,561
Ventura, CA $3,414

Estimated couple costs with rent: $3,694 in Toronto versus $4,634 in Ventura, CA.

Toronto $3,694
Ventura, CA $4,634

Monthly costs for a family of three with rent: $4,826 in Toronto versus $5,854 in Ventura, CA.

Toronto $4,826
Ventura, CA $5,854

Living in Toronto costs roughly 25% less than in Ventura, CA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toronto 90% above, Ventura, CA 153% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$25.16 $25.16

-31.72%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$70.5 $70.5

7.84%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.57 $11.57

-8.90%

Cappuccino

$4.02 CA$5.68

$5.73 $5.73

-29.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.76 $2.76

-23.19%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.04 $2.04

-14.22%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.81 $6.81

-8.37%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$8.99 $8.99

-21.13%

Milk (1 liter)

$2.44 CA$3.45

$1.20 $1.20

103.33%

White Bread (500g)

$2.68 CA$3.78

$5.77 $5.77

-53.55%

Rice (white) (1kg)

$2.24 CA$3.17

$2.16 $2.16

3.70%

Eggs

$3.56 CA$5.03

$4.98 $4.98

-28.51%

Local Cheese (1kg)

$9.09 CA$12.85

$8.57 $8.57

6.07%

Chicken Fillets (1kg)

$11.33 CA$16.01

$8.55 $8.55

32.51%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.70 $13.70

6.06%

Apples (1kg)

$3.62 CA$5.12

$3.26 $3.26

11.04%

Banana (1kg)

$1.21 CA$1.72

$1.56 $1.56

-22.44%

Oranges (1kg)

$3.60 CA$5.09

$3.23 $3.23

11.46%

Tomato (1kg)

$4.21 CA$5.96

$4.29 $4.29

-1.86%

Potato (1kg)

$1.79 CA$2.53

$2.14 $2.14

-16.36%

Onion (1kg)

$1.59 CA$2.25

$3.47 $3.47

-54.18%

Lettuce (1 head)

$2.27 CA$3.21

$2.00 $2.00

13.50%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.23 $2.23

-43.95%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.95 $9.95

38.89%

Wine (Bottle)

$14.27 CA$20.18

$14.78 $14.78

-3.45%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.74 $1.74

26.44%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.74 $2.74

-11.31%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.46 $1.46

63.70%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$49.56 $49.56

123.83%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.39 $4.39

-33.71%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.88 $1.88

-36.17%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$35.64 $35.64

-40.01%

Gasoline (1 liter)

$1.21 CA$1.71

$1.43 $1.43

-15.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$37.1K $37.1K

-24.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.4K $25.4K

-20.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$149 $149

-19.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$57.1 $57.1

-43.53%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$69.1 $69.1

-30.63%

Gym Membership (Monthly)

$38.48 CA$54.4

$55.3 $55.3

-30.40%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$19.88 $19.88

15.49%

Cinema Ticket

$12.38 CA$17.50

$11.81 $11.81

4.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,099 $1,099

-24.51%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$43.3K $43.3K

-46.72%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$49.63 $49.63

2.18%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$30.18 $30.18

32.60%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$67.5 $67.5

45.10%

Men's Leather Business Shoes

$121 CA$171

$84.1 $84.1

43.48%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,389 $2,389

-33.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$2,150 $2,150

-34.41%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$3,270 $3,270

-18.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$3,027 $3,027

-28.93%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$6,616 $6,616

20.10%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$6,067 $6,067

7.84%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$4,772 $4,772

-21.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.44

-30.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Ventura, CA: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Ventura, CA

$2.2K 63% 52.5% $740

Groceries & Markets

Toronto

$340 13.3%

Ventura, CA

$360 10.5% 5.9% $20

Eating Out

Toronto

$278 10.9%

Ventura, CA

$376 11% 35.1% $98

Monthly Utilities & Internet

Toronto

$201 7.8%

Ventura, CA

$275 8.1% 37.4% $75

Clothing & Footwear

Toronto

$139 5.4%

Ventura, CA

$104 3.1% 25.2% $35

Getting Around

Toronto

$129 5.1%

Ventura, CA

$69 2% 46.5% $60

Sport & Entertainment

Toronto

$63 2.5%

Ventura, CA

$79 2.3% 24.8% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $2,389 in Ventura, CA. Housing cost is often the main lever when comparing two cities.

Ventura, CA pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $70.0 in Ventura, CA. Groceries flip the comparison at $340 vs $360, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Ventura, CA

🕒 Local time

12:36 12:36 PM

09:36 9:36 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

104,423

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Ventura, CA 3,570 km ≈ 5 h nonstop flight

From you

Toronto
Ventura, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ventura, CA: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and utilities. The 33% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 28% lower in Ventura, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $2,389 in Ventura, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Ventura, CA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $70.0 in Ventura, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Toronto is more practical. Housing and childcare are both notably cheaper than in Ventura, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toronto and Ventura, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 33% less than in Ventura, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.