Cost of Living Comparison Between Veliko Tarnovo and Ubud, Bali Cost of Living Comparison Between Veliko Tarnovo and Ubud, Bali

🙂 Solo nomad: Veliko Tarnovo is 19.9% cheaper than Ubud, Bali without rent, and 30.1% cheaper with rent.
😐 Family of 3: Veliko Tarnovo is 5.6% more expensive than Ubud, Bali without rent, and 43.2% cheaper with rent.
Currency
🍽 Eating Out
Veliko Tarnovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.42 BGN 17.30
$3.48 Rp 59.7K
199.43%
Three-Course Dinner for Two, Mid-Range
$41.27 BGN 68.5
$32.88 Rp 563.6K
25.52%
Fast Food Meal (McDonalds, etc)
$8.79 BGN 14.60
$5.09 Rp 87.3K
72.69%
Cappuccino
$1.94 BGN 3.22
$2.75 Rp 47.1K
-29.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.36 BGN 2.25
$1.38 Rp 23.7K
-1.45%
Water (0.33 liter bottle)
$0.69 BGN 1.15
$0.71 Rp 12.2K
-2.82%
Local Beer (0.5 liter draught)
$1.96 BGN 3.25
$2.88 Rp 49.3K
-31.94%
Imported Beer (0.33 liter bottle)
$2.99 BGN 4.96
$3.87 Rp 66.3K
-22.74%
🛒 Groceries & Markets
Veliko Tarnovo
Ubud, Bali
Difference
Milk (1 liter)
$1.70 BGN 2.82
$1.79 Rp 30.7K
-5.03%
White Bread (500g)
$0.95 BGN 1.58
$2.45 Rp 41.9K
-61.22%
Rice (white) (1kg)
$1.96 BGN 3.25
$1.21 Rp 20.7K
61.98%
Eggs
$3.25 BGN 5.39
$2.39 Rp 40.9K
35.98%
Local Cheese (1kg)
$9.34 BGN 15.50
$14.70 Rp 252.0K
-36.46%
Chicken Fillets (1kg)
$8.07 BGN 13.40
$4.24 Rp 72.7K
90.33%
Beef Round Steak (1kg)
$11.34 BGN 18.82
$12.08 Rp 207.0K
-6.13%
Apples (1kg)
$1.64 BGN 2.73
$3.66 Rp 62.8K
-55.19%
Banana (1kg)
$2.12 BGN 3.52
$1.61 Rp 27.5K
31.68%
Oranges (1kg)
$2.07 BGN 3.44
$2.72 Rp 46.6K
-23.90%
Tomato (1kg)
$2.56 BGN 4.26
$2.27 Rp 38.9K
12.78%
Potato (1kg)
$1.21 BGN 2.00
$1.90 Rp 32.6K
-36.32%
Onion (1kg)
$1.33 BGN 2.21
$2.30 Rp 39.4K
-42.17%
Lettuce (1 head)
$1.05 BGN 1.74
$1.02 Rp 17.4K
2.94%
Water (1.5 liter bottle)
$0.80 BGN 1.32
$0.78 Rp 13.3K
2.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.69 BGN 6.12
$3.24 Rp 55.6K
13.89%
Wine (Bottle)
$7.03 BGN 11.67
$24.06 Rp 412.4K
-70.78%
Local Beer (0.5 liter bottle)
$0.99 BGN 1.65
$2.84 Rp 48.7K
-65.14%
Imported Beer (0.33 liter bottle)
$1.60 BGN 2.66
$2.79 Rp 47.8K
-42.65%
🚌 Getting Around
Veliko Tarnovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.87 BGN 1.44
$0.27 Rp 4,607
222.22%
Public Transport Monthly Pass (Regular Price)
$33.47 BGN 55.6
$8.24 Rp 141.3K
306.19%
Taxi Start (Normal Tariff)
$1.21 BGN 2.01
$0.45 Rp 7,702
168.89%
Taxi (Normal Tariff) (1km)
$0.65 BGN 1.08
$0.43 Rp 7,300
51.16%
Taxi 1hour Waiting (Normal Tariff)
$11.69 BGN 19.41
$6.02 Rp 103.2K
94.19%
Gasoline (1 liter)
$1.56 BGN 2.59
$0.86 Rp 14.7K
81.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BGN 52.6K
$26.1K Rp 446.8M
21.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K BGN 43.1K
$31.7K Rp 543.3M
-18.01%
🧾 Monthly Utilities & Internet
Veliko Tarnovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.2 BGN 156
$78.3 Rp 1.3M
20.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.29 BGN 27.04
$4.00 Rp 68.5K
307.25%
Internet (50+ Mbps, Unlimited Data)
$13.41 BGN 22.26
$24.35 Rp 417.5K
-44.93%
🎉 Sport & Entertainment
Veliko Tarnovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.82 BGN 59.5
$95.8 Rp 1.6M
-62.60%
Tennis Court (1 Hour on Weekend)
$21.95 BGN 36.44
$6.46 Rp 110.7K
239.78%
Cinema Ticket
$6.87 BGN 11.41
$4.01 Rp 68.7K
71.32%
🧸 Childcare & Education
Veliko Tarnovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$233 BGN 387
$302 Rp 5.2M
-22.71%
International Primary School, 1 Child (Yearly)
$4,117 BGN 6,834
$6,545 Rp 112.2M
-37.09%
👕👟 Clothing & Footwear
Veliko Tarnovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$43.92 BGN 72.9
$53.4 Rp 915.7K
-17.78%
Summer Dress (H&M, Zara, etc)
$29.08 BGN 48.28
$38.55 Rp 660.8K
-24.57%
Sport Shoes (Adidas, Nike)
$81.7 BGN 136
$89.1 Rp 1.5M
-8.29%
Men's Leather Business Shoes
$70.8 BGN 118
$78.9 Rp 1.4M
-10.25%
🏠 Accommodation & Living
Veliko Tarnovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$365 BGN 606
$1,016 Rp 17.4M
-64.07%
1-bedroom Apartment, Outside City Center (Monthly)
$260 BGN 432
$672 Rp 11.5M
-61.33%
3-bedroom Apartment, City Center (Monthly)
$582 BGN 966
$3,368 Rp 57.7M
-82.72%
3-bedroom Apartment, Outside City Center (Monthly)
$440 BGN 730
$2,108 Rp 36.1M
-79.15%
Buy Apartment in City Center (m2)
$2,540 BGN 4,217
$3,001 Rp 51.4M
-15.36%
Buy Apartment Outside City Center (m2)
$1,408 BGN 2,337
$2,337 Rp 40.1M
-39.75%
💵 Salaries & Financials
Veliko Tarnovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$956 BGN 1,587
$178 Rp 3.0M
438.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
13.28
-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Veliko Tarnovo: April 11, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Veliko Tarnovo vs other spots: cost of living compared

Similar cities