🙂Monthly costs for one person with rent: $952 in Veliko Tarnovo versus $2,210 in Lisbon.
🙂Estimated couple costs with rent: $1,535 in Veliko Tarnovo versus $3,311 in Lisbon.
🙂Monthly costs for a family of three with rent: $2,118 in Veliko Tarnovo versus $4,411 in Lisbon.
🙂Living in Veliko Tarnovo costs roughly 57% less than in Lisbon, driven mainly by Eating Out.
📊The two cities straddle the global median: Veliko Tarnovo is 29% below, Lisbon is 65% above.
Currency
🍽 Eating Out
Veliko Tarnovo
Lisbon
Difference
Meal at Budget Restaurant
$10.28BGN 17.10
$15.91€13.69
-35.39%
Three-Course Dinner for Two, Mid-Range
$41.04BGN 68.3
$64.8€55.7
-36.64%
Fast Food Meal(McDonalds, etc)
$8.77BGN 14.60
$10.51€9.04
-16.56%
Cappuccino
$1.89BGN 3.14
$2.87€2.47
-34.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37BGN 2.27
$2.24€1.93
-38.84%
Water(0.33 liter bottle)
$0.67BGN 1.11
$1.50€1.29
-55.33%
Local Beer(0.5 liter draught)
$1.96BGN 3.26
$3.49€3.00
-43.84%
Imported Beer(0.33 liter bottle)
$2.87BGN 4.78
$3.88€3.34
-26.03%
🛒 Groceries & Markets
Veliko Tarnovo
Lisbon
Difference
Milk(1 liter)
$1.63BGN 2.70
$1.14€0.98
42.98%
White Bread(500g)
$0.95BGN 1.59
$1.75€1.51
-45.71%
Rice(white)(1kg)
$1.87BGN 3.12
$1.76€1.51
6.25%
Eggs
$3.39BGN 5.64
$3.22€2.77
5.28%
Local Cheese(1kg)
$9.61BGN 15.99
$13.49€11.61
-28.76%
Chicken Fillets(1kg)
$8.04BGN 13.38
$7.91€6.81
1.64%
Beef Round Steak(1kg)
$11.58BGN 19.26
$15.87€13.65
-27.03%
Apples(1kg)
$1.64BGN 2.73
$2.31€1.99
-29.00%
Banana(1kg)
$2.11BGN 3.50
$1.70€1.46
24.12%
Oranges(1kg)
$1.97BGN 3.28
$2.01€1.73
-1.99%
Tomato(1kg)
$2.56BGN 4.25
$2.46€2.12
4.07%
Potato(1kg)
$1.14BGN 1.90
$1.84€1.59
-38.04%
Onion(1kg)
$1.30BGN 2.16
$2.00€1.72
-35.00%
Lettuce(1 head)
$1.06BGN 1.76
$1.93€1.66
-45.08%
Water(1.5 liter bottle)
$0.77BGN 1.29
$0.79€0.68
-2.53%
Cigarettes 20 Pack(Marlboro, Camel)
$3.56BGN 5.92
$6.61€5.68
-46.14%
Wine(Bottle)
$6.96BGN 11.59
$5.72€4.92
21.68%
Local Beer(0.5 liter bottle)
$0.96BGN 1.59
$1.37€1.17
-29.93%
Imported Beer(0.33 liter bottle)
$1.68BGN 2.80
$2.97€2.56
-43.43%
🚌 Getting Around
Veliko Tarnovo
Lisbon
Difference
One-way Ticket(Public Transport)
$0.89BGN 1.49
$2.37€2.04
-62.45%
Public Transport Monthly Pass(Regular Price)
$33.54BGN 55.8
$45.56€39.19
-26.38%
Taxi Start(Normal Tariff)
$1.17BGN 1.95
$4.29€3.69
-72.73%
Taxi(Normal Tariff)(1km)
$0.63BGN 1.05
$0.82€0.70
-23.17%
Taxi 1hour Waiting(Normal Tariff)
$11.58BGN 19.26
$18.30€15.74
-36.72%
Gasoline(1 liter)
$1.49BGN 2.47
$2.06€1.78
-27.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7KBGN 54.5K
$34.3K€29.5K
-4.48%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KBGN 42.9K
$39.3K€33.8K
-34.32%
🧾 Monthly Utilities & Internet
Veliko Tarnovo
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$93.7BGN 156
$148€127
-36.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.56BGN 27.56
$20.52€17.65
-19.30%
Internet(50+ Mbps, Unlimited Data)
$13.12BGN 21.83
$39.61€34.08
-66.88%
🎉 Sport & Entertainment
Veliko Tarnovo
Lisbon
Difference
Gym Membership(Monthly)
$36.02BGN 59.9
$47.85€41.16
-24.72%
Tennis Court(1 Hour on Weekend)
$22.08BGN 36.73
$18.92€16.28
16.70%
Cinema Ticket
$6.94BGN 11.54
$9.18€7.90
-24.40%
🧸 Childcare & Education
Veliko Tarnovo
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$232BGN 386
$614€528
-62.17%
International Primary School, 1 Child(Yearly)
$4,137BGN 6,882
$16.0K€13.8K
-74.22%
👕👟 Clothing & Footwear
Veliko Tarnovo
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$45.02BGN 74.9
$105€90.0
-56.98%
Summer Dress(H&M, Zara, etc)
$29.43BGN 48.96
$42.06€36.18
-30.03%
Sport Shoes(Adidas, Nike)
$83.2BGN 138
$94.0€80.8
-11.49%
Men's Leather Business Shoes
$70.5BGN 117
$120€103
-41.05%
🏠 Accommodation & Living
Veliko Tarnovo
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$360BGN 600
$1,628€1,400
-77.86%
1-bedroom Apartment, Outside City Center(Monthly)
$261BGN 434
$1,255€1,080
-79.22%
3-bedroom Apartment, City Center(Monthly)
$572BGN 952
$3,030€2,607
-81.11%
3-bedroom Apartment, Outside City Center(Monthly)
$433BGN 721
$2,020€1,738
-78.55%
Buy Apartment in City Center(m2)
$2,499BGN 4,157
$7,800€6,709
-67.96%
Buy Apartment Outside City Center(m2)
$1,394BGN 2,320
$4,273€3,675
-67.36%
💵 Salaries & Financials
Veliko Tarnovo
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$957BGN 1,592
$1,603€1,379
-40.30%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.57
3.81
19.95%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Veliko Tarnovo: May 31, 2026
Last update for Lisbon: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $360 in Veliko Tarnovo and $1,628 in Lisbon. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 68% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $41.00 in Veliko Tarnovo vs $65.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $234 vs $269 per month, with Veliko Tarnovo cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Veliko Tarnovo vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Veliko Tarnovo and Lisbon?
Veliko Tarnovo and Lisbon differ by about 132% in total monthly costs ($952 vs $2,210 including rent). Veliko Tarnovo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Lisbon earns 68% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Veliko Tarnovo and Lisbon?
Rent for a central apartment: $360 in Veliko Tarnovo versus $1,628 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Veliko Tarnovo and Lisbon?
Childcare runs $232 in Veliko Tarnovo versus $614 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 15% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,500 per month?
At $952 in Veliko Tarnovo versus $2,210 in Lisbon, a $1,500 budget is realistic in Veliko Tarnovo but tight or insufficient in Lisbon. The gap between the two cities makes Veliko Tarnovo the clear choice for anyone on this budget.
How does quality of life compare between Veliko Tarnovo and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Veliko Tarnovo or Lisbon safer for residents?
Safety-wise, Veliko Tarnovo and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Veliko Tarnovo or Lisbon?
Expats usually find Veliko Tarnovo gentler on the wallet – expenses run 132% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Veliko Tarnovo vs other spots: cost of living compared