Cost of Living Comparison Between Varnamo and Ubud, Bali Cost of Living Comparison Between Varnamo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,841 in Varnamo versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,819 in Varnamo versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,796 in Varnamo versus $3,694 in Ubud, Bali.

Living in Varnamo is roughly 31% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Varnamo 37% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$12.64 SEK 119

$3.57 Rp 64.0K

254.06%

Three-Course Dinner for Two, Mid-Range

$88.6 SEK 831

$32.50 Rp 582.3K

172.49%

Fast Food Meal (McDonalds, etc)

$11.82 SEK 111

$4.86 Rp 87.1K

143.21%

Cappuccino

$4.89 SEK 45.83

$2.75 Rp 49.2K

77.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 SEK 27.24

$1.32 Rp 23.7K

119.70%

Water (0.33 liter bottle)

$2.14 SEK 20.08

$0.70 Rp 12.6K

205.71%

Local Beer (0.5 liter draught)

$8.11 SEK 76.1

$2.91 Rp 52.2K

178.69%

Imported Beer (0.33 liter bottle)

$7.21 SEK 67.6

$3.79 Rp 68.0K

90.24%

Milk (1 liter)

$1.61 SEK 15.06

$1.71 Rp 30.6K

-5.85%

White Bread (500g)

$2.21 SEK 20.77

$2.47 Rp 44.3K

-10.53%

Rice (white) (1kg)

$2.96 SEK 27.79

$1.20 Rp 21.5K

146.67%

Eggs

$4.44 SEK 41.61

$2.44 Rp 43.8K

81.97%

Local Cheese (1kg)

$13.09 SEK 123

$14.38 Rp 257.7K

-8.97%

Chicken Fillets (1kg)

$11.54 SEK 108

$4.31 Rp 77.1K

167.75%

Beef Round Steak (1kg)

$17.41 SEK 163

$12.21 Rp 218.7K

42.59%

Apples (1kg)

$3.17 SEK 29.70

$3.68 Rp 66.0K

-13.86%

Banana (1kg)

$2.89 SEK 27.10

$1.55 Rp 27.8K

86.45%

Oranges (1kg)

$2.82 SEK 26.47

$2.79 Rp 49.9K

1.08%

Tomato (1kg)

$4.31 SEK 40.44

$2.33 Rp 41.8K

84.98%

Potato (1kg)

$1.67 SEK 15.71

$1.97 Rp 35.3K

-15.23%

Onion (1kg)

$1.58 SEK 14.86

$2.31 Rp 41.4K

-31.60%

Lettuce (1 head)

$2.64 SEK 24.78

$1.06 Rp 19.1K

149.06%

Water (1.5 liter bottle)

$1.28 SEK 12.02

$0.73 Rp 13.1K

75.34%

Cigarettes 20 Pack (Marlboro, Camel)

$7.86 SEK 73.7

$3.28 Rp 58.8K

139.63%

Wine (Bottle)

$11.90 SEK 112

$22.79 Rp 408.4K

-47.78%

Local Beer (0.5 liter bottle)

$1.94 SEK 18.22

$2.81 Rp 50.3K

-30.96%

Imported Beer (0.33 liter bottle)

$2.22 SEK 20.81

$2.78 Rp 49.9K

-20.14%

One-way Ticket (Public Transport)

$3.29 SEK 30.82

$0.29 Rp 5,217

1034.48%

Public Transport Monthly Pass (Regular Price)

$73.2 SEK 687

$8.06 Rp 144.4K

808.56%

Taxi Start (Normal Tariff)

$5.66 SEK 53.1

$0.45 Rp 8,047

1157.78%

Taxi (Normal Tariff) (1km)

$2.57 SEK 24.09

$0.45 Rp 8,094

471.11%

Taxi 1hour Waiting (Normal Tariff)

$62.9 SEK 590

$6.24 Rp 111.7K

908.33%

Gasoline (1 liter)

$1.95 SEK 18.25

$0.85 Rp 15.2K

129.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K SEK 311.5K

$26.0K Rp 465.4M

27.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K SEK 319.6K

$31.7K Rp 567.2M

7.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 SEK 1,143

$80.8 Rp 1.4M

50.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.28 SEK 265

$4.06 Rp 72.7K

596.55%

Internet (50+ Mbps, Unlimited Data)

$41.20 SEK 387

$24.42 Rp 437.6K

68.71%

Gym Membership (Monthly)

$40.64 SEK 381

$97.7 Rp 1.7M

-58.39%

Tennis Court (1 Hour on Weekend)

$25.11 SEK 236

$6.45 Rp 115.5K

289.30%

Cinema Ticket

$17.74 SEK 166

$4.04 Rp 72.4K

339.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$174 SEK 1,635

$304 Rp 5.4M

-42.69%

International Primary School, 1 Child (Yearly)

$4,125 SEK 38.7K

$6,621 Rp 118.6M

-37.70%

Jeans (Levis 501 Or Similar)

$78.6 SEK 737

$54.2 Rp 971.7K

44.88%

Summer Dress (H&M, Zara, etc)

$60.7 SEK 569

$38.78 Rp 694.7K

56.45%

Sport Shoes (Adidas, Nike)

$104 SEK 977

$86.1 Rp 1.5M

20.90%

Men's Leather Business Shoes

$131 SEK 1,225

$76.7 Rp 1.4M

70.38%

1-bedroom Apartment, City Center (Monthly)

$852 SEK 7,988

$986 Rp 17.7M

-13.60%

1-bedroom Apartment, Outside City Center (Monthly)

$645 SEK 6,047

$658 Rp 11.8M

-2.03%

3-bedroom Apartment, City Center (Monthly)

$1,375 SEK 12.9K

$3,369 Rp 60.4M

-59.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,070 SEK 10.0K

$2,066 Rp 37.0M

-48.18%

Buy Apartment in City Center (m2)

$4,312 SEK 40.4K

$2,741 Rp 49.1M

57.29%

Buy Apartment Outside City Center (m2)

$3,016 SEK 28.3K

$2,228 Rp 39.9M

35.40%

Average Monthly Net Salary (After Tax)

$2,115 SEK 19.8K

$163 Rp 2.9M

1194.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

13.28

-63.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varnamo: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $852 in Varnamo and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Varnamo pays 1194% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Varnamo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $355 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varnamo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 31% lower than in Varnamo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Varnamo pays 1194% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $852 in Varnamo versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $174 in Varnamo versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Varnamo. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $1,841 in Varnamo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Varnamo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Varnamo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 31% less than in Varnamo. Beyond cost, consider language, visa policies, and how big the international community is in each city.