😐Monthly costs for one person with rent: $1,814 in Varnamo versus $1,438 in Ubud, Bali.
😐Estimated couple costs with rent: $2,828 in Varnamo versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,842 in Varnamo versus $3,732 in Ubud, Bali.
😐Living in Varnamo is roughly 26% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Varnamo35% above, Ubud, Bali7% above.
Moneda
🍽 Eating Out
Varnamo
Ubud, Bali
Diferencia
Meal at Budget Restaurant
$12.57SEK 117
$3.57Rp 61.6K
252.10%
Three-Course Dinner for Two, Mid-Range
$87.3SEK 809
$32.58Rp 562.6K
167.86%
Fast Food Meal(McDonalds, etc)
$12.19SEK 113
$5.07Rp 87.5K
140.43%
Cappuccino
$5.05SEK 46.78
$2.83Rp 48.8K
78.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.84SEK 26.29
$1.34Rp 23.1K
111.94%
Water(0.33 liter bottle)
$2.07SEK 19.21
$0.69Rp 12.0K
200.00%
Local Beer(0.5 liter draught)
$8.00SEK 74.2
$2.99Rp 51.6K
167.56%
Imported Beer(0.33 liter bottle)
$7.51SEK 69.6
$3.85Rp 66.4K
95.06%
🛒 Groceries & Markets
Varnamo
Ubud, Bali
Diferencia
Milk(1 liter)
$1.60SEK 14.85
$1.74Rp 30.1K
-8.05%
White Bread(500g)
$2.13SEK 19.76
$2.54Rp 43.8K
-16.14%
Rice(white)(1kg)
$2.94SEK 27.25
$1.19Rp 20.6K
147.06%
Eggs
$4.44SEK 41.16
$2.43Rp 41.9K
82.72%
Local Cheese(1kg)
$13.16SEK 122
$14.66Rp 253.2K
-10.23%
Chicken Fillets(1kg)
$11.74SEK 109
$4.18Rp 72.1K
180.86%
Beef Round Steak(1kg)
$16.83SEK 156
$11.94Rp 206.1K
40.95%
Apples(1kg)
$3.17SEK 29.41
$3.69Rp 63.6K
-14.09%
Banana(1kg)
$2.82SEK 26.15
$1.61Rp 27.7K
75.16%
Oranges(1kg)
$2.77SEK 25.67
$2.69Rp 46.4K
2.97%
Tomato(1kg)
$4.52SEK 41.94
$2.33Rp 40.2K
93.99%
Potato(1kg)
$1.69SEK 15.64
$1.91Rp 32.9K
-11.52%
Onion(1kg)
$1.59SEK 14.78
$2.19Rp 37.7K
-27.40%
Lettuce(1 head)
$2.66SEK 24.70
$1.06Rp 18.3K
150.94%
Water(1.5 liter bottle)
$1.28SEK 11.85
$0.72Rp 12.5K
77.78%
Cigarettes 20 Pack(Marlboro, Camel)
$8.20SEK 76.0
$3.13Rp 54.1K
161.98%
Wine(Bottle)
$12.22SEK 113
$23.49Rp 405.6K
-47.98%
Local Beer(0.5 liter bottle)
$2.02SEK 18.73
$2.74Rp 47.3K
-26.28%
Imported Beer(0.33 liter bottle)
$2.25SEK 20.84
$2.88Rp 49.7K
-21.87%
🚌 Getting Around
Varnamo
Ubud, Bali
Diferencia
One-way Ticket(Public Transport)
$3.48SEK 32.26
$0.29Rp 5,010
1100.00%
Public Transport Monthly Pass(Regular Price)
$73.7SEK 683
$8.17Rp 141.0K
802.20%
Taxi Start(Normal Tariff)
$5.61SEK 52.0
$0.45Rp 7,834
1146.67%
Taxi(Normal Tariff)(1km)
$2.56SEK 23.70
$0.42Rp 7,278
509.52%
Taxi 1hour Waiting(Normal Tariff)
$63.8SEK 591
$6.16Rp 106.3K
935.88%
Gasoline(1 liter)
$1.89SEK 17.55
$0.84Rp 14.5K
125.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7KSEK 302.8K
$26.2KRp 453.1M
24.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1KSEK 315.8K
$32.5KRp 560.8M
4.88%
🧾 Monthly Utilities & Internet
Varnamo
Ubud, Bali
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$123SEK 1,138
$78.4Rp 1.4M
56.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.26SEK 271
$3.95Rp 68.2K
640.76%
Internet(50+ Mbps, Unlimited Data)
$40.11SEK 372
$24.40Rp 421.4K
64.39%
🎉 Sport & Entertainment
Varnamo
Ubud, Bali
Diferencia
Gym Membership(Monthly)
$41.27SEK 383
$96.5Rp 1.7M
-57.25%
Tennis Court(1 Hour on Weekend)
$24.88SEK 231
$6.35Rp 109.6K
291.81%
Cinema Ticket
$17.70SEK 164
$4.04Rp 69.7K
338.12%
🧸 Childcare & Education
Varnamo
Ubud, Bali
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$179SEK 1,659
$303Rp 5.2M
-40.87%
International Primary School, 1 Child(Yearly)
$4,165SEK 38.6K
$6,523Rp 112.6M
-36.14%
👕👟 Clothing & Footwear
Varnamo
Ubud, Bali
Diferencia
Jeans(Levis 501 Or Similar)
$80.2SEK 743
$53.8Rp 929.5K
48.90%
Summer Dress(H&M, Zara, etc)
$61.0SEK 566
$37.98Rp 655.8K
60.64%
Sport Shoes(Adidas, Nike)
$106SEK 983
$86.8Rp 1.5M
22.18%
Men's Leather Business Shoes
$127SEK 1,177
$78.9Rp 1.4M
61.03%
🏠 Accommodation & Living
Varnamo
Ubud, Bali
Diferencia
1-bedroom Apartment, City Center(Monthly)
$833SEK 7,718
$1,012Rp 17.5M
-17.75%
1-bedroom Apartment, Outside City Center(Monthly)
$663SEK 6,149
$674Rp 11.6M
-1.64%
3-bedroom Apartment, City Center(Monthly)
$1,377SEK 12.8K
$3,390Rp 58.5M
-59.38%
3-bedroom Apartment, Outside City Center(Monthly)
$1,065SEK 9,870
$2,098Rp 36.2M
-49.25%
Buy Apartment in City Center(m2)
$4,394SEK 40.7K
$2,985Rp 51.5M
47.21%
Buy Apartment Outside City Center(m2)
$3,014SEK 27.9K
$2,339Rp 40.4M
28.85%
💵 Salaries & Financials
Varnamo
Ubud, Bali
Diferencia
Average Monthly Net Salary(After Tax)
$2,169SEK 20.1K
$173Rp 3.0M
1153.01%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.8
13.28
-63.86%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Varnamo: April 26, 2026
Última actualización para Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $833 in Varnamo and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Varnamo pays 1153% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $87.0 in Varnamo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $355 vs $298 per month, with Ubud, Bali cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Varnamo vs Ubud, Bali: Coste de vida - preguntas frecuentes
Which city is more expensive, Varnamo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 26% lower than in Varnamo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Varnamo or Ubud, Bali?
Varnamo pays 1153% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Varnamo vs Ubud, Bali?
Rent for a central apartment: $833 in Varnamo versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Varnamo and Ubud, Bali?
Childcare runs $179 in Varnamo versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Varnamo or Ubud, Bali?
Supermarket bills run roughly 19% higher in Varnamo. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Varnamo or Ubud, Bali?
At $1,438 in Ubud, Bali versus $1,814 in Varnamo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Varnamo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Varnamo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Varnamo compared to Ubud, Bali?
Safety-wise, Varnamo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 26% less than in Varnamo. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Varnamo vs otros destinos: coste de vida comparado