Cost of Living Comparison Between Varnamo and Ubud, Bali Cost of Living Comparison Between Varnamo and Ubud, Bali

šŸ˜ Solo nomad: Varnamo is 63.3% more expensive than Ubud, Bali without rent, and 25.8% more expensive with rent.
šŸ˜ Family of 3: Varnamo is 29.5% more expensive than Ubud, Bali without rent, and 4% more expensive with rent.
Currency
šŸ½ Eating Out
Varnamo
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.48 SEKĀ 116
$3.47 RpĀ 58.7K
259.65%
Three-Course Dinner for Two, Mid-Range
$88.7 SEKĀ 822
$32.10 RpĀ 543.9K
176.42%
Fast Food Meal (McDonalds, etc)
$11.91 SEKĀ 110
$4.86 RpĀ 82.4K
145.06%
Cappuccino
$4.91 SEKĀ 45.47
$2.82 RpĀ 47.8K
74.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.87 SEKĀ 26.57
$1.37 RpĀ 23.3K
109.49%
Water (0.33 liter bottle)
$2.12 SEKĀ 19.64
$0.73 RpĀ 12.4K
190.41%
Local Beer (0.5 liter draught)
$8.32 SEKĀ 77.1
$2.90 RpĀ 49.1K
186.90%
Imported Beer (0.33 liter bottle)
$7.23 SEKĀ 67.0
$3.92 RpĀ 66.4K
84.44%
šŸ›’ Groceries & Markets
Varnamo
Ubud, Bali
Difference
Milk (1 liter)
$1.67 SEKĀ 15.43
$1.74 RpĀ 29.5K
-4.02%
White Bread (500g)
$2.22 SEKĀ 20.56
$2.44 RpĀ 41.4K
-9.02%
Rice (white) (1kg)
$3.05 SEKĀ 28.22
$1.17 RpĀ 19.8K
160.68%
Eggs
$4.61 SEKĀ 42.67
$2.35 RpĀ 39.9K
96.17%
Local Cheese (1kg)
$13.07 SEKĀ 121
$14.78 RpĀ 250.4K
-11.57%
Chicken Fillets (1kg)
$11.70 SEKĀ 108
$4.25 RpĀ 72.0K
175.29%
Beef Round Steak (1kg)
$17.39 SEKĀ 161
$12.21 RpĀ 206.9K
42.42%
Apples (1kg)
$3.22 SEKĀ 29.84
$3.72 RpĀ 63.0K
-13.44%
Banana (1kg)
$2.89 SEKĀ 26.73
$1.56 RpĀ 26.4K
85.26%
Oranges (1kg)
$2.86 SEKĀ 26.52
$2.69 RpĀ 45.6K
6.32%
Tomato (1kg)
$4.33 SEKĀ 40.05
$2.34 RpĀ 39.6K
85.04%
Potato (1kg)
$1.73 SEKĀ 16.06
$2.00 RpĀ 33.9K
-13.50%
Onion (1kg)
$1.58 SEKĀ 14.63
$2.31 RpĀ 39.1K
-31.60%
Lettuce (1 head)
$2.58 SEKĀ 23.86
$1.01 RpĀ 17.2K
155.45%
Water (1.5 liter bottle)
$1.28 SEKĀ 11.81
$0.73 RpĀ 12.3K
75.34%
Cigarettes 20 Pack (Marlboro, Camel)
$8.14 SEKĀ 75.4
$3.31 RpĀ 56.2K
145.92%
Wine (Bottle)
$12.27 SEKĀ 114
$25.14 RpĀ 426.0K
-51.19%
Local Beer (0.5 liter bottle)
$1.95 SEKĀ 18.02
$2.90 RpĀ 49.1K
-32.76%
Imported Beer (0.33 liter bottle)
$2.21 SEKĀ 20.44
$2.77 RpĀ 47.0K
-20.22%
šŸšŒ Getting Around
Varnamo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.41 SEKĀ 31.56
$0.27 RpĀ 4,546
1162.96%
Public Transport Monthly Pass (Regular Price)
$73.5 SEKĀ 680
$8.26 RpĀ 139.9K
789.59%
Taxi Start (Normal Tariff)
$5.50 SEKĀ 50.9
$0.45 RpĀ 7,667
1122.22%
Taxi (Normal Tariff) (1km)
$2.56 SEKĀ 23.70
$0.42 RpĀ 7,159
509.52%
Taxi 1hour Waiting (Normal Tariff)
$62.7 SEKĀ 580
$6.26 RpĀ 106.0K
901.28%
Gasoline (1 liter)
$1.98 SEKĀ 18.33
$0.86 RpĀ 14.7K
130.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K SEKĀ 301.9K
$25.9K RpĀ 438.7M
25.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.9K SEKĀ 313.8K
$31.9K RpĀ 540.4M
6.25%
šŸ§¾ Monthly Utilities & Internet
Varnamo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 SEKĀ 1,131
$80.8 RpĀ 1.4M
51.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.32 SEKĀ 272
$3.98 RpĀ 67.4K
636.68%
Internet (50+ Mbps, Unlimited Data)
$41.26 SEKĀ 382
$23.55 RpĀ 399.0K
75.20%
šŸŽ‰ Sport & Entertainment
Varnamo
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.79 SEKĀ 368
$97.3 RpĀ 1.6M
-59.10%
Tennis Court (1 Hour on Weekend)
$25.51 SEKĀ 236
$6.42 RpĀ 108.8K
297.35%
Cinema Ticket
$17.96 SEKĀ 166
$4.16 RpĀ 70.6K
331.73%
šŸ§ø Childcare & Education
Varnamo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$176 SEKĀ 1,633
$294 RpĀ 5.0M
-40.04%
International Primary School, 1 Child (Yearly)
$4,200 SEKĀ 38.9K
$6,548 RpĀ 110.9M
-35.86%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Varnamo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$79.1 SEKĀ 732
$54.2 RpĀ 917.8K
45.97%
Summer Dress (H&M, Zara, etc)
$61.9 SEKĀ 573
$37.95 RpĀ 643.0K
63.00%
Sport Shoes (Adidas, Nike)
$106 SEKĀ 983
$88.1 RpĀ 1.5M
20.51%
Men's Leather Business Shoes
$129 SEKĀ 1,192
$78.1 RpĀ 1.3M
64.83%
šŸ  Accommodation & Living
Varnamo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$852 SEKĀ 7,890
$995 RpĀ 16.9M
-14.40%
1-bedroom Apartment, Outside City Center (Monthly)
$657 SEKĀ 6,086
$668 RpĀ 11.3M
-1.58%
3-bedroom Apartment, City Center (Monthly)
$1,396 SEKĀ 12.9K
$3,391 RpĀ 57.5M
-58.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,061 SEKĀ 9,821
$2,080 RpĀ 35.2M
-49.00%
Buy Apartment in City Center (m2)
$4,239 SEKĀ 39.3K
$3,037 RpĀ 51.5M
39.59%
Buy Apartment Outside City Center (m2)
$2,964 SEKĀ 27.4K
$2,378 RpĀ 40.3M
24.62%
šŸ’µ Salaries & Financials
Varnamo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,184 SEKĀ 20.2K
$180 RpĀ 3.0M
1116.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.8
13.28
-63.86%

CityCost data is based on AI and user input ā€“ minor inaccuracies may occur.

Last update for Varnamo: March 3, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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