Cost of Living Comparison Between Varna and Ubud, Bali Cost of Living Comparison Between Varna and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,214 in Varna versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,889 in Varna versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,564 in Varna versus $3,694 in Ubud, Bali.

Living in Varna costs roughly 14% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Varna is 10% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$11.73 BGN 19.51

$3.57 Rp 64.0K

228.57%

Three-Course Dinner for Two, Mid-Range

$47.68 BGN 79.3

$32.50 Rp 582.3K

46.71%

Fast Food Meal (McDonalds, etc)

$8.67 BGN 14.42

$4.86 Rp 87.1K

78.40%

Cappuccino

$2.51 BGN 4.18

$2.75 Rp 49.2K

-8.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BGN 2.92

$1.32 Rp 23.7K

33.33%

Water (0.33 liter bottle)

$1.33 BGN 2.21

$0.70 Rp 12.6K

90.00%

Local Beer (0.5 liter draught)

$2.92 BGN 4.85

$2.91 Rp 52.2K

0.34%

Imported Beer (0.33 liter bottle)

$2.91 BGN 4.85

$3.79 Rp 68.0K

-23.22%

Milk (1 liter)

$1.88 BGN 3.12

$1.71 Rp 30.6K

9.94%

White Bread (500g)

$1.07 BGN 1.78

$2.47 Rp 44.3K

-56.68%

Rice (white) (1kg)

$2.51 BGN 4.18

$1.20 Rp 21.5K

109.17%

Eggs

$3.32 BGN 5.53

$2.44 Rp 43.8K

36.07%

Local Cheese (1kg)

$10.94 BGN 18.21

$14.38 Rp 257.7K

-23.92%

Chicken Fillets (1kg)

$8.36 BGN 13.91

$4.31 Rp 77.1K

93.97%

Beef Round Steak (1kg)

$12.35 BGN 20.55

$12.21 Rp 218.7K

1.15%

Apples (1kg)

$1.61 BGN 2.68

$3.68 Rp 66.0K

-56.25%

Banana (1kg)

$2.04 BGN 3.39

$1.55 Rp 27.8K

31.61%

Oranges (1kg)

$1.84 BGN 3.07

$2.79 Rp 49.9K

-34.05%

Tomato (1kg)

$2.77 BGN 4.61

$2.33 Rp 41.8K

18.88%

Potato (1kg)

$1.20 BGN 2.00

$1.97 Rp 35.3K

-39.09%

Onion (1kg)

$1.09 BGN 1.81

$2.31 Rp 41.4K

-52.81%

Lettuce (1 head)

$0.98 BGN 1.63

$1.06 Rp 19.1K

-7.55%

Water (1.5 liter bottle)

$0.71 BGN 1.18

$0.73 Rp 13.1K

-2.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 BGN 6.34

$3.28 Rp 58.8K

16.16%

Wine (Bottle)

$8.77 BGN 14.59

$22.79 Rp 408.4K

-61.52%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.85

$2.81 Rp 50.3K

-60.50%

Imported Beer (0.33 liter bottle)

$1.90 BGN 3.17

$2.78 Rp 49.9K

-31.65%

One-way Ticket (Public Transport)

$1.15 BGN 1.91

$0.29 Rp 5,217

296.55%

Public Transport Monthly Pass (Regular Price)

$29.14 BGN 48.48

$8.06 Rp 144.4K

261.54%

Taxi Start (Normal Tariff)

$1.34 BGN 2.23

$0.45 Rp 8,047

197.78%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.18

$0.45 Rp 8,094

57.78%

Taxi 1hour Waiting (Normal Tariff)

$12.31 BGN 20.47

$6.24 Rp 111.7K

97.28%

Gasoline (1 liter)

$1.55 BGN 2.57

$0.85 Rp 15.2K

82.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K BGN 52.6K

$26.0K Rp 465.4M

21.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K BGN 48.2K

$31.7K Rp 567.2M

-8.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 BGN 208

$80.8 Rp 1.4M

55.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.90 BGN 31.45

$4.06 Rp 72.7K

365.52%

Internet (50+ Mbps, Unlimited Data)

$15.73 BGN 26.16

$24.42 Rp 437.6K

-35.59%

Gym Membership (Monthly)

$40.83 BGN 67.9

$97.7 Rp 1.7M

-58.20%

Tennis Court (1 Hour on Weekend)

$14.43 BGN 24.01

$6.45 Rp 115.5K

123.72%

Cinema Ticket

$8.96 BGN 14.91

$4.04 Rp 72.4K

121.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 BGN 677

$304 Rp 5.4M

33.77%

International Primary School, 1 Child (Yearly)

$5,528 BGN 9,196

$6,621 Rp 118.6M

-16.52%

Jeans (Levis 501 Or Similar)

$59.7 BGN 99.3

$54.2 Rp 971.7K

10.07%

Summer Dress (H&M, Zara, etc)

$33.90 BGN 56.4

$38.78 Rp 694.7K

-12.58%

Sport Shoes (Adidas, Nike)

$92.6 BGN 154

$86.1 Rp 1.5M

7.48%

Men's Leather Business Shoes

$102 BGN 170

$76.7 Rp 1.4M

32.89%

1-bedroom Apartment, City Center (Monthly)

$521 BGN 867

$986 Rp 17.7M

-47.13%

1-bedroom Apartment, Outside City Center (Monthly)

$391 BGN 651

$658 Rp 11.8M

-40.56%

3-bedroom Apartment, City Center (Monthly)

$908 BGN 1,510

$3,369 Rp 60.4M

-73.06%

3-bedroom Apartment, Outside City Center (Monthly)

$633 BGN 1,053

$2,066 Rp 37.0M

-69.36%

Buy Apartment in City Center (m2)

$3,234 BGN 5,381

$2,741 Rp 49.1M

17.98%

Buy Apartment Outside City Center (m2)

$2,112 BGN 3,513

$2,228 Rp 39.9M

-5.20%

Average Monthly Net Salary (After Tax)

$1,200 BGN 1,996

$163 Rp 2.9M

634.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

13.28

-64.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $521 in Varna and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Varna pays 634% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $48.00 in Varna vs $33.00 in Ubud, Bali. Groceries flip the comparison at $251 vs $297, with Varna cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Varna wins on cost – living expenses run 16% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Varna the obvious pick if budget is a priority.

Varna pays 634% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $521 in Varna versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $407 in Varna versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,214 in Varna versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Varna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Varna the clear choice for anyone on this budget.

Both work as nomad bases, but Varna delivers better value – similar infrastructure at $1,214 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Varna hard to pass up.

Safety-wise, Varna and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Varna gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.