Cost of Living Comparison Between Varna and Ubud, Bali Cost of Living Comparison Between Varna and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,197 in Varna versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,871 in Varna versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,545 in Varna versus $3,732 in Ubud, Bali.

Living in Varna costs roughly 17% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Varna is 11% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$11.83 BGN 19.76

$3.57 Rp 61.6K

231.37%

Three-Course Dinner for Two, Mid-Range

$48.05 BGN 80.2

$32.58 Rp 562.6K

47.48%

Fast Food Meal (McDonalds, etc)

$9.08 BGN 15.17

$5.07 Rp 87.5K

79.09%

Cappuccino

$2.52 BGN 4.21

$2.83 Rp 48.8K

-10.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 BGN 2.92

$1.34 Rp 23.1K

30.60%

Water (0.33 liter bottle)

$1.34 BGN 2.23

$0.69 Rp 12.0K

94.20%

Local Beer (0.5 liter draught)

$3.02 BGN 5.04

$2.99 Rp 51.6K

1.00%

Imported Beer (0.33 liter bottle)

$2.88 BGN 4.81

$3.85 Rp 66.4K

-25.19%

Milk (1 liter)

$1.87 BGN 3.12

$1.74 Rp 30.1K

7.47%

White Bread (500g)

$1.08 BGN 1.80

$2.54 Rp 43.8K

-57.48%

Rice (white) (1kg)

$2.54 BGN 4.24

$1.19 Rp 20.6K

113.45%

Eggs

$3.32 BGN 5.54

$2.43 Rp 41.9K

36.63%

Local Cheese (1kg)

$10.96 BGN 18.31

$14.66 Rp 253.2K

-25.24%

Chicken Fillets (1kg)

$8.13 BGN 13.57

$4.18 Rp 72.1K

94.50%

Beef Round Steak (1kg)

$12.21 BGN 20.40

$11.94 Rp 206.1K

2.26%

Apples (1kg)

$1.67 BGN 2.79

$3.69 Rp 63.6K

-54.74%

Banana (1kg)

$2.04 BGN 3.40

$1.61 Rp 27.7K

26.71%

Oranges (1kg)

$1.80 BGN 3.00

$2.69 Rp 46.4K

-33.09%

Tomato (1kg)

$2.68 BGN 4.48

$2.33 Rp 40.2K

15.02%

Potato (1kg)

$1.15 BGN 1.92

$1.91 Rp 32.9K

-39.79%

Onion (1kg)

$1.14 BGN 1.91

$2.19 Rp 37.7K

-47.95%

Lettuce (1 head)

$1.04 BGN 1.73

$1.06 Rp 18.3K

-1.89%

Water (1.5 liter bottle)

$0.74 BGN 1.24

$0.72 Rp 12.5K

2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 BGN 6.42

$3.13 Rp 54.1K

23.00%

Wine (Bottle)

$7.64 BGN 12.75

$23.49 Rp 405.6K

-67.48%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.85

$2.74 Rp 47.3K

-59.49%

Imported Beer (0.33 liter bottle)

$1.84 BGN 3.07

$2.88 Rp 49.7K

-36.11%

One-way Ticket (Public Transport)

$1.15 BGN 1.91

$0.29 Rp 5,010

296.55%

Public Transport Monthly Pass (Regular Price)

$29.53 BGN 49.32

$8.17 Rp 141.0K

261.44%

Taxi Start (Normal Tariff)

$1.35 BGN 2.25

$0.45 Rp 7,834

200.00%

Taxi (Normal Tariff) (1km)

$0.67 BGN 1.11

$0.42 Rp 7,278

59.52%

Taxi 1hour Waiting (Normal Tariff)

$12.27 BGN 20.49

$6.16 Rp 106.3K

99.19%

Gasoline (1 liter)

$1.54 BGN 2.57

$0.84 Rp 14.5K

83.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K BGN 54.9K

$26.2K Rp 453.1M

25.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K BGN 48.2K

$32.5K Rp 560.8M

-11.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 BGN 207

$78.4 Rp 1.4M

57.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.70 BGN 31.23

$3.95 Rp 68.2K

373.42%

Internet (50+ Mbps, Unlimited Data)

$15.83 BGN 26.43

$24.40 Rp 421.4K

-35.12%

Gym Membership (Monthly)

$40.64 BGN 67.9

$96.5 Rp 1.7M

-57.90%

Tennis Court (1 Hour on Weekend)

$14.50 BGN 24.21

$6.35 Rp 109.6K

128.35%

Cinema Ticket

$8.61 BGN 14.37

$4.04 Rp 69.7K

113.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$412 BGN 688

$303 Rp 5.2M

36.15%

International Primary School, 1 Child (Yearly)

$5,541 BGN 9,254

$6,523 Rp 112.6M

-15.04%

Jeans (Levis 501 Or Similar)

$62.0 BGN 104

$53.8 Rp 929.5K

15.19%

Summer Dress (H&M, Zara, etc)

$33.87 BGN 56.6

$37.98 Rp 655.8K

-10.82%

Sport Shoes (Adidas, Nike)

$91.6 BGN 153

$86.8 Rp 1.5M

5.54%

Men's Leather Business Shoes

$102 BGN 170

$78.9 Rp 1.4M

28.72%

1-bedroom Apartment, City Center (Monthly)

$506 BGN 846

$1,012 Rp 17.5M

-49.98%

1-bedroom Apartment, Outside City Center (Monthly)

$390 BGN 652

$674 Rp 11.6M

-42.15%

3-bedroom Apartment, City Center (Monthly)

$895 BGN 1,495

$3,390 Rp 58.5M

-73.59%

3-bedroom Apartment, Outside City Center (Monthly)

$639 BGN 1,067

$2,098 Rp 36.2M

-69.55%

Buy Apartment in City Center (m2)

$3,152 BGN 5,264

$2,985 Rp 51.5M

5.61%

Buy Apartment Outside City Center (m2)

$2,018 BGN 3,371

$2,339 Rp 40.4M

-13.72%

Average Monthly Net Salary (After Tax)

$1,222 BGN 2,040

$173 Rp 3.0M

605.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

13.28

-64.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Varna and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Varna pays 606% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $48.00 in Varna vs $33.00 in Ubud, Bali. Groceries flip the comparison at $248 vs $298, with Varna cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Varna wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Varna the obvious pick if budget is a priority.

Varna pays 606% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Varna versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $412 in Varna versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,197 in Varna versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Varna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Varna the clear choice for anyone on this budget.

Both work as nomad bases, but Varna delivers better value – similar infrastructure at $1,197 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Varna hard to pass up.

Safety-wise, Varna and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Varna gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.