Cost of Living Comparison Between Ubud, Bali and Varna Cost of Living Comparison Between Ubud, Bali and Varna

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,214 in Varna.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,889 in Varna.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,564 in Varna.

Living in Ubud, Bali is roughly 16% more expensive than Varna, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 4% above, Varna is 10% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$11.73 BGN 19.51

-69.57%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$47.68 BGN 79.3

-31.84%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.67 BGN 14.42

-43.94%

Cappuccino

$2.75 Rp 49.2K

$2.51 BGN 4.18

9.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.76 BGN 2.92

-25.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.33 BGN 2.21

-47.37%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.92 BGN 4.85

-0.34%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.91 BGN 4.85

30.24%

Milk (1 liter)

$1.71 Rp 30.6K

$1.88 BGN 3.12

-9.04%

White Bread (500g)

$2.47 Rp 44.3K

$1.07 BGN 1.78

130.84%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.51 BGN 4.18

-52.19%

Eggs

$2.44 Rp 43.8K

$3.32 BGN 5.53

-26.51%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.94 BGN 18.21

31.44%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$8.36 BGN 13.91

-48.44%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$12.35 BGN 20.55

-1.13%

Apples (1kg)

$3.68 Rp 66.0K

$1.61 BGN 2.68

128.57%

Banana (1kg)

$1.55 Rp 27.8K

$2.04 BGN 3.39

-24.02%

Oranges (1kg)

$2.79 Rp 49.9K

$1.84 BGN 3.07

51.63%

Tomato (1kg)

$2.33 Rp 41.8K

$2.77 BGN 4.61

-15.88%

Potato (1kg)

$1.97 Rp 35.3K

$1.20 BGN 2.00

64.17%

Onion (1kg)

$2.31 Rp 41.4K

$1.09 BGN 1.81

111.93%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.98 BGN 1.63

8.16%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.71 BGN 1.18

2.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.81 BGN 6.34

-13.91%

Wine (Bottle)

$22.79 Rp 408.4K

$8.77 BGN 14.59

159.86%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.11 BGN 1.85

153.15%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.90 BGN 3.17

46.32%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.15 BGN 1.91

-74.78%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$29.14 BGN 48.48

-72.34%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.34 BGN 2.23

-66.42%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.71 BGN 1.18

-36.62%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$12.31 BGN 20.47

-49.31%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.55 BGN 2.57

-45.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$31.6K BGN 52.6K

-17.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$29.0K BGN 48.2K

9.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$125 BGN 208

-35.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$18.90 BGN 31.45

-78.52%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$15.73 BGN 26.16

55.24%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$40.83 BGN 67.9

139.21%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.43 BGN 24.01

-55.30%

Cinema Ticket

$4.04 Rp 72.4K

$8.96 BGN 14.91

-54.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$407 BGN 677

-25.24%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,528 BGN 9,196

19.78%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$59.7 BGN 99.3

-9.15%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$33.90 BGN 56.4

14.40%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$92.6 BGN 154

-6.96%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$102 BGN 170

-24.75%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$521 BGN 867

89.15%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$391 BGN 651

68.23%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$908 BGN 1,510

271.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$633 BGN 1,053

226.38%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$3,234 BGN 5,381

-15.24%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,112 BGN 3,513

5.48%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,200 BGN 1,996

-86.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.71

181.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Varna: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $521 in Varna. Housing cost is often the main lever when comparing two cities.

Varna pays 634% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $48.00 in Varna. Groceries flip the comparison at $297 vs $251, with Varna cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Varna: Cost of Living - Frequently Asked Questions

Varna wins on cost – living expenses run 16% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Varna the obvious pick if budget is a priority.

On paper, Varna earns 634% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $521 in Varna. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $407 in Varna. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,214 in Varna versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Varna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Varna the clear choice for anyone on this budget.

Both work as nomad bases, but Varna delivers better value – similar infrastructure at $1,214 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Varna hard to pass up.

Safety-wise, Ubud, Bali and Varna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Varna gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.