Cost of Living Comparison Between Ubud, Bali and Varna Cost of Living Comparison Between Ubud, Bali and Varna

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,486 in Varna.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,323 in Varna.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $3,161 in Varna.

Living in Ubud, Bali costs roughly 7% less than in Varna, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Varna 8% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$14.23 BGN 23.67

-76.60%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$59.9 BGN 99.6

-40.15%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$10.72 BGN 17.83

-47.48%

Cappuccino

$2.82 Rp 49.7K

$2.97 BGN 4.94

-5.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.96 BGN 3.27

-10.71%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.67 BGN 2.79

-52.10%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.89 BGN 4.80

5.19%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.70 BGN 6.16

16.22%

Milk (1 liter)

$1.61 Rp 28.3K

$2.01 BGN 3.34

-19.90%

White Bread (500g)

$2.27 Rp 39.9K

$1.28 BGN 2.14

77.34%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.70 BGN 4.49

-56.67%

Eggs

$2.17 Rp 38.2K

$3.72 BGN 6.18

-41.67%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.67 BGN 19.42

51.07%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.35 BGN 15.56

-56.68%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.86 BGN 24.72

-18.03%

Apples (1kg)

$3.62 Rp 63.7K

$2.07 BGN 3.45

74.88%

Banana (1kg)

$1.64 Rp 28.8K

$2.27 BGN 3.78

-27.75%

Oranges (1kg)

$2.31 Rp 40.6K

$2.21 BGN 3.68

4.52%

Tomato (1kg)

$1.96 Rp 34.5K

$3.19 BGN 5.31

-38.56%

Potato (1kg)

$1.84 Rp 32.5K

$1.30 BGN 2.16

41.54%

Onion (1kg)

$2.37 Rp 41.7K

$1.08 BGN 1.80

119.44%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.05 BGN 1.75

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.86 BGN 1.43

-37.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.24 BGN 7.06

-45.75%

Wine (Bottle)

$23.08 Rp 406.4K

$8.94 BGN 14.87

158.17%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.28 BGN 2.12

82.81%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.95 BGN 3.24

57.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.04 BGN 1.72

-75.96%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$29.45 BGN 48.99

-68.01%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.58 BGN 2.62

-68.99%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.93 BGN 1.54

-49.46%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$12.45 BGN 20.71

-55.02%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.75 BGN 2.90

-53.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$31.6K BGN 52.6K

-20.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$26.2K BGN 43.7K

18.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$179 BGN 297

-53.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$21.82 BGN 36.30

-70.26%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$17.25 BGN 28.70

8.93%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$53.8 BGN 89.5

2.66%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$20.59 BGN 34.25

-11.56%

Cinema Ticket

$4.30 Rp 75.7K

$9.10 BGN 15.14

-52.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$536 BGN 892

-7.87%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$6,573 BGN 10.9K

-9.97%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$67.2 BGN 112

-31.10%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$34.37 BGN 57.2

6.02%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$104 BGN 173

-22.60%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$106 BGN 176

-25.68%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$636 BGN 1,059

75.07%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$489 BGN 813

41.87%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,359 BGN 2,261

167.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$927 BGN 1,542

84.71%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,327 BGN 5,534

-17.02%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,199 BGN 3,659

4.25%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,297 BGN 2,158

-87.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.9

375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Varna: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $636 in Varna. Housing cost is often the main lever when comparing two cities.

Varna pays 676% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $60.0 in Varna. Groceries flip the comparison at $294 vs $283, with Varna cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Varna: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 8% lower than in Varna. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 676% lower in Varna. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $636 in Varna. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $536 in Varna. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Varna pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,378 in Ubud, Bali versus $1,486 in Varna, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Varna. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Varna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Varna. Beyond cost, consider language, visa policies, and how big the international community is in each city.