Cost of Living Comparison Between Ubud, Bali and Varna Cost of Living Comparison Between Ubud, Bali and Varna

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,197 in Varna.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,871 in Varna.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,545 in Varna.

Living in Ubud, Bali is roughly 20% more expensive than Varna, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 7% above, Varna is 11% below.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$11.83 BGN 19.76

-69.82%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$48.05 BGN 80.2

-32.20%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$9.08 BGN 15.17

-44.16%

Cappuccino

$2.83 Rp 48.8K

$2.52 BGN 4.21

12.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$1.75 BGN 2.92

-23.43%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.34 BGN 2.23

-48.51%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$3.02 BGN 5.04

-0.99%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$2.88 BGN 4.81

33.68%

Milk (1 liter)

$1.74 Rp 30.1K

$1.87 BGN 3.12

-6.95%

White Bread (500g)

$2.54 Rp 43.8K

$1.08 BGN 1.80

135.19%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.54 BGN 4.24

-53.15%

Eggs

$2.43 Rp 41.9K

$3.32 BGN 5.54

-26.81%

Local Cheese (1kg)

$14.66 Rp 253.2K

$10.96 BGN 18.31

33.76%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$8.13 BGN 13.57

-48.59%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$12.21 BGN 20.40

-2.21%

Apples (1kg)

$3.69 Rp 63.6K

$1.67 BGN 2.79

120.96%

Banana (1kg)

$1.61 Rp 27.7K

$2.04 BGN 3.40

-21.08%

Oranges (1kg)

$2.69 Rp 46.4K

$1.80 BGN 3.00

49.44%

Tomato (1kg)

$2.33 Rp 40.2K

$2.68 BGN 4.48

-13.06%

Potato (1kg)

$1.91 Rp 32.9K

$1.15 BGN 1.92

66.09%

Onion (1kg)

$2.19 Rp 37.7K

$1.14 BGN 1.91

92.11%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.04 BGN 1.73

1.92%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.74 BGN 1.24

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$3.85 BGN 6.42

-18.70%

Wine (Bottle)

$23.49 Rp 405.6K

$7.64 BGN 12.75

207.46%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$1.11 BGN 1.85

146.85%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$1.84 BGN 3.07

56.52%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$1.15 BGN 1.91

-74.78%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$29.53 BGN 49.32

-72.33%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.35 BGN 2.25

-66.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$0.67 BGN 1.11

-37.31%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$12.27 BGN 20.49

-49.80%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.54 BGN 2.57

-45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$32.9K BGN 54.9K

-20.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$28.8K BGN 48.2K

12.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$124 BGN 207

-36.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$18.70 BGN 31.23

-78.88%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$15.83 BGN 26.43

54.14%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$40.64 BGN 67.9

137.55%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$14.50 BGN 24.21

-56.21%

Cinema Ticket

$4.04 Rp 69.7K

$8.61 BGN 14.37

-53.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$412 BGN 688

-26.55%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$5,541 BGN 9,254

17.71%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$62.0 BGN 104

-13.19%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$33.87 BGN 56.6

12.13%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$91.6 BGN 153

-5.25%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$102 BGN 170

-22.31%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$506 BGN 846

99.92%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$390 BGN 652

72.86%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$895 BGN 1,495

278.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$639 BGN 1,067

228.36%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$3,152 BGN 5,264

-5.32%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$2,018 BGN 3,371

15.90%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,222 BGN 2,040

-85.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.71

181.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Varna: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $506 in Varna. Housing cost is often the main lever when comparing two cities.

Varna pays 606% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $48.00 in Varna. Groceries flip the comparison at $298 vs $248, with Varna cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Varna: Cost of Living - Frequently Asked Questions

Varna wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Varna the obvious pick if budget is a priority.

On paper, Varna earns 606% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $506 in Varna. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $412 in Varna. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,197 in Varna versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Varna but tight or insufficient in Ubud, Bali. The gap between the two cities makes Varna the clear choice for anyone on this budget.

Both work as nomad bases, but Varna delivers better value – similar infrastructure at $1,197 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Varna hard to pass up.

Safety-wise, Ubud, Bali and Varna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Varna gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.