Last update: Oct 2026

Cost of Living Comparison Between Varna and Razgrad

For one person, living is cheaper in Razgrad: $826 a month against $1,411 in Varna, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Varna
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Varna Living Index
40

Cost of Living Index in Razgrad
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Razgrad Living Index

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Varna

🇧🇬 Bulgaria

$1,411

/mo nomad

Razgrad

🇧🇬 Bulgaria

$826

/mo nomad

Monthly Cost of Living

How much you'll spend in Varna and in Razgrad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varna and in Razgrad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,411 in Varna versus $826 in Razgrad.

Varna $1,411
Razgrad $826

Estimated couple costs with rent: $2,223 in Varna versus $1,269 in Razgrad.

Varna $2,223
Razgrad $1,269

Monthly costs for a family of three with rent: $3,035 in Varna versus $1,713 in Razgrad.

Varna $3,035
Razgrad $1,713

Living in Varna is roughly 71% more expensive than in Razgrad, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Varna is 4% above, Razgrad is 39% below.

Meal at Budget Restaurant

$12.74 BGN 22.18

$8.44 BGN 14.68

50.95%

Three-Course Dinner for Two, Mid-Range

$59.4 BGN 103

$22.52 BGN 39.18

163.54%

Fast Food Meal (McDonalds, etc)

$10.24 BGN 17.81

$8.71 BGN 15.16

17.57%

Cappuccino

$2.92 BGN 5.08

$1.90 BGN 3.30

53.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 BGN 3.42

$1.58 BGN 2.74

24.68%

Water (0.33 liter bottle)

$1.64 BGN 2.86

$1.15 BGN 2.01

42.61%

Local Beer (0.5 liter draught)

$2.82 BGN 4.90

$1.81 BGN 3.15

55.80%

Imported Beer (0.33 liter bottle)

$3.48 BGN 6.06

$2.33 BGN 4.06

49.36%

Milk (1 liter)

$1.95 BGN 3.39

$1.65 BGN 2.87

18.18%

White Bread (500g)

$1.24 BGN 2.16

$0.82 BGN 1.43

51.22%

Rice (white) (1kg)

$2.67 BGN 4.64

$2.18 BGN 3.79

22.48%

Eggs

$3.42 BGN 5.96

$3.31 BGN 5.75

3.32%

Local Cheese (1kg)

$11.35 BGN 19.74

$6.92 BGN 12.05

64.02%

Chicken Fillets (1kg)

$9.31 BGN 16.21

$7.87 BGN 13.69

18.30%

Beef Round Steak (1kg)

$14.35 BGN 24.98

$13.98 BGN 24.33

2.65%

Apples (1kg)

$2.01 BGN 3.50

$1.25 BGN 2.18

60.80%

Banana (1kg)

$2.08 BGN 3.62

$1.79 BGN 3.11

16.20%

Oranges (1kg)

$2.11 BGN 3.67

$1.48 BGN 2.57

42.57%

Tomato (1kg)

$2.92 BGN 5.08

$1.86 BGN 3.23

56.99%

Potato (1kg)

$1.28 BGN 2.23

$0.82 BGN 1.42

56.10%

Onion (1kg)

$1.04 BGN 1.81

$0.99 BGN 1.72

5.05%

Lettuce (1 head)

$1.02 BGN 1.78

$1.00 BGN 1.74

2.00%

Water (1.5 liter bottle)

$0.77 BGN 1.34

$0.60 BGN 1.04

28.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 BGN 7.01

$3.32 BGN 5.78

21.39%

Wine (Bottle)

$8.97 BGN 15.61

$4.22 BGN 7.34

112.56%

Local Beer (0.5 liter bottle)

$1.18 BGN 2.05

$0.99 BGN 1.72

19.19%

Imported Beer (0.33 liter bottle)

$1.79 BGN 3.12

$1.27 BGN 2.21

40.94%

One-way Ticket (Public Transport)

$0.88 BGN 1.52

$0.88 BGN 1.54

Public Transport Monthly Pass (Regular Price)

$28.86 BGN 50.2

$17.16 BGN 29.86

68.18%

Taxi Start (Normal Tariff)

$1.57 BGN 2.74

$1.27 BGN 2.21

23.62%

Taxi (Normal Tariff) (1km)

$0.90 BGN 1.56

$0.61 BGN 1.06

47.54%

Taxi 1hour Waiting (Normal Tariff)

$12.06 BGN 20.99

$10.09 BGN 17.56

19.52%

Gasoline (1 liter)

$1.74 BGN 3.03

$1.49 BGN 2.60

16.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BGN 52.9K

$22.7K BGN 39.6K

33.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K BGN 42.7K

$25.0K BGN 43.4K

-1.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 BGN 307

$76.8 BGN 134

129.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.08 BGN 36.67

$14.68 BGN 25.55

43.60%

Internet (50+ Mbps, Unlimited Data)

$15.97 BGN 27.80

$11.66 BGN 20.29

36.96%

Gym Membership (Monthly)

$51.2 BGN 89.0

$26.36 BGN 45.88

94.16%

Tennis Court (1 Hour on Weekend)

$19.51 BGN 33.94

$17.24 BGN 30.00

13.17%

Cinema Ticket

$9.52 BGN 16.56

$6.70 BGN 11.66

42.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 BGN 890

$509 BGN 886

0.40%

International Primary School, 1 Child (Yearly)

$6,289 BGN 10.9K

$5,354 BGN 9,316

17.46%

Jeans (Levis 501 Or Similar)

$65.1 BGN 113

$33.63 BGN 58.5

93.64%

Summer Dress (H&M, Zara, etc)

$33.59 BGN 58.5

$16.80 BGN 29.24

99.94%

Sport Shoes (Adidas, Nike)

$102 BGN 178

$91.9 BGN 160

11.08%

Men's Leather Business Shoes

$103 BGN 179

$102 BGN 178

0.27%

1-bedroom Apartment, City Center (Monthly)

$645 BGN 1,122

$278 BGN 483

132.40%

1-bedroom Apartment, Outside City Center (Monthly)

$477 BGN 830

$194 BGN 338

145.66%

3-bedroom Apartment, City Center (Monthly)

$1,365 BGN 2,376

$366 BGN 636

273.45%

3-bedroom Apartment, Outside City Center (Monthly)

$914 BGN 1,590

$301 BGN 523

203.98%

Buy Apartment in City Center (m2)

$2,941 BGN 5,118

$1,096 BGN 1,907

168.43%

Buy Apartment Outside City Center (m2)

$2,142 BGN 3,726

$727 BGN 1,265

194.50%

Average Monthly Net Salary (After Tax)

$1,271 BGN 2,211

$1,209 BGN 2,104

5.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.82

3.1

-9.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: October 18, 2026

Last update for Razgrad: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varna

$477 33.8%

Razgrad

$194 23.5% 59.3% $283

Groceries & Markets

Varna

$272 19.3%

Razgrad

$212 25.7% 21.9% $60

Monthly Utilities & Internet

Varna

$214 15.1%

Razgrad

$103 12.5% 51.7% $111

Eating Out

Varna

$203 14.4%

Razgrad

$141 17.1% 30.6% $62

Clothing & Footwear

Varna

$137 9.7%

Razgrad

$110 13.3% 19.4% $26

Sport & Entertainment

Varna

$70 5%

Razgrad

$40 4.8% 43.4% $30

Getting Around

Varna

$38 2.7%

Razgrad

$25 3% 35% $13

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Varna and $278 in Razgrad. Housing cost is often the main lever when comparing two cities.

Varna pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Varna vs $23.00 in Razgrad for a mid-range dinner for two. Groceries echo the gap at $272 vs $212 per month, with Razgrad cheaper across the board.

Good to know

🇧🇬 Varna

🇧🇬 Razgrad

🕒 Local time

19:05 7:05 PM

Same time as Varna

🌤 Weather

👥 Population

348,058

35,049

💱 Currency

Bulgarian Lev BGN лв.

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Razgrad: Cost of Living - Frequently Asked Questions

Razgrad wins on cost – living expenses run 71% lower than in Varna. Housing and daily spending are where you'll feel the difference most, making Razgrad the obvious pick if budget is a priority.

Average pay runs 5% higher in Varna, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $645 in Varna versus $278 in Razgrad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Razgrad – a meal for two runs $23.00 versus $59.0 in Varna. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,411 per month in Varna versus $826 in Razgrad – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

At $826 in Razgrad versus $1,411 in Varna, a $1,000 budget is realistic in Razgrad but tight or insufficient in Varna. The gap between the two cities makes Razgrad the clear choice for anyone on this budget.

Both work as nomad bases, but Razgrad delivers better value – similar infrastructure at $826 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Razgrad hard to pass up.

Safety-wise, Varna and Razgrad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Razgrad gentler on the wallet – expenses run 71% less than in Varna. Beyond cost, consider language, visa policies, and how big the international community is in each city.