Cost of Living Comparison Between Varna and Karlovo Cost of Living Comparison Between Varna and Karlovo

😐 Solo nomad: Varna is 36.6% more expensive than Karlovo without rent, and 56.1% more expensive with rent.
😐 Family of 3: Varna is 58.2% more expensive than Karlovo without rent, and 49% more expensive with rent.
Currency
🍽 Eating Out
Varna
Karlovo
Difference
Meal at Budget Restaurant
$11.94 BGN 19.35
$7.22 BGN 11.70
65.37%
Three-Course Dinner for Two, Mid-Range
$46.78 BGN 75.8
$35.11 BGN 56.9
33.24%
Fast Food Meal (McDonalds, etc)
$8.95 BGN 14.50
$9.09 BGN 14.72
-1.54%
Cappuccino
$2.53 BGN 4.10
$1.43 BGN 2.32
76.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.82 BGN 2.94
$1.07 BGN 1.73
70.09%
Water (0.33 liter bottle)
$1.33 BGN 2.16
$0.69 BGN 1.12
92.75%
Local Beer (0.5 liter draught)
$2.89 BGN 4.68
$2.10 BGN 3.39
37.62%
Imported Beer (0.33 liter bottle)
$2.87 BGN 4.65
$1.79 BGN 2.89
60.34%
🛒 Groceries & Markets
Varna
Karlovo
Difference
Milk (1 liter)
$1.81 BGN 2.93
$1.20 BGN 1.94
50.83%
White Bread (500g)
$1.08 BGN 1.74
$0.84 BGN 1.36
28.57%
Rice (white) (1kg)
$2.47 BGN 4.00
$1.87 BGN 3.03
32.09%
Eggs
$3.42 BGN 5.54
$3.28 BGN 5.32
4.27%
Local Cheese (1kg)
$10.69 BGN 17.31
$9.29 BGN 15.06
15.07%
Chicken Fillets (1kg)
$8.22 BGN 13.32
$7.79 BGN 12.62
5.52%
Beef Round Steak (1kg)
$12.13 BGN 19.65
$5.99 BGN 9.71
102.50%
Apples (1kg)
$1.68 BGN 2.72
$1.32 BGN 2.14
27.27%
Banana (1kg)
$2.05 BGN 3.31
$2.13 BGN 3.45
-3.76%
Oranges (1kg)
$1.86 BGN 3.01
$2.01 BGN 3.25
-7.46%
Tomato (1kg)
$2.64 BGN 4.27
$2.26 BGN 3.66
16.81%
Potato (1kg)
$1.17 BGN 1.89
$0.45 BGN 0.73
160.00%
Onion (1kg)
$1.15 BGN 1.86
$0.92 BGN 1.49
25.00%
Lettuce (1 head)
$0.99 BGN 1.60
$1.02 BGN 1.65
-2.94%
Water (1.5 liter bottle)
$0.74 BGN 1.19
$0.74 BGN 1.19
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.81 BGN 6.17
$3.52 BGN 5.70
8.24%
Wine (Bottle)
$7.94 BGN 12.86
$6.40 BGN 10.38
24.06%
Local Beer (0.5 liter bottle)
$1.14 BGN 1.85
$1.01 BGN 1.64
12.87%
Imported Beer (0.33 liter bottle)
$1.85 BGN 2.99
$1.81 BGN 2.93
2.21%
🚌 Getting Around
Varna
Karlovo
Difference
One-way Ticket (Public Transport)
$1.16 BGN 1.87
$1.21 BGN 1.97
-4.13%
Public Transport Monthly Pass (Regular Price)
$28.95 BGN 46.89
$26.19 BGN 42.42
10.54%
Taxi Start (Normal Tariff)
$1.33 BGN 2.16
$1.16 BGN 1.88
14.66%
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.06
$0.71 BGN 1.15
-7.04%
Taxi 1hour Waiting (Normal Tariff)
$12.47 BGN 20.21
$12.91 BGN 20.92
-3.41%
Gasoline (1 liter)
$1.49 BGN 2.41
$1.44 BGN 2.33
3.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BGN 51.4K
$32.5K BGN 52.7K
-2.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K BGN 46.6K
$25.7K BGN 41.6K
11.90%
🧾 Monthly Utilities & Internet
Varna
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 BGN 198
$94.1 BGN 152
29.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.26 BGN 31.19
$16.76 BGN 27.15
14.92%
Internet (50+ Mbps, Unlimited Data)
$15.86 BGN 25.70
$13.20 BGN 21.39
20.15%
🎉 Sport & Entertainment
Varna
Karlovo
Difference
Gym Membership (Monthly)
$40.88 BGN 66.2
$29.75 BGN 48.20
37.41%
Tennis Court (1 Hour on Weekend)
$14.69 BGN 23.79
$14.71 BGN 23.82
-0.14%
Cinema Ticket
$8.63 BGN 13.97
$6.07 BGN 9.83
42.17%
🧸 Childcare & Education
Varna
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$410 BGN 664
$235 BGN 380
74.71%
International Primary School, 1 Child (Yearly)
$5,503 BGN 8,915
$4,088 BGN 6,622
34.62%
👕👟 Clothing & Footwear
Varna
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$60.6 BGN 98.2
$29.21 BGN 47.33
107.43%
Summer Dress (H&M, Zara, etc)
$33.60 BGN 54.4
$11.90 BGN 19.29
182.35%
Sport Shoes (Adidas, Nike)
$91.1 BGN 148
$58.1 BGN 94.2
56.79%
Men's Leather Business Shoes
$98.4 BGN 159
$46.70 BGN 75.7
110.62%
🏠 Accommodation & Living
Varna
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$521 BGN 844
$292 BGN 473
78.57%
1-bedroom Apartment, Outside City Center (Monthly)
$384 BGN 622
$198 BGN 321
93.68%
3-bedroom Apartment, City Center (Monthly)
$898 BGN 1,455
$469 BGN 760
91.47%
3-bedroom Apartment, Outside City Center (Monthly)
$636 BGN 1,030
$359 BGN 582
76.85%
Buy Apartment in City Center (m2)
$3,147 BGN 5,098
$1,474 BGN 2,387
113.57%
Buy Apartment Outside City Center (m2)
$2,137 BGN 3,462
$1,289 BGN 2,089
65.75%
💵 Salaries & Financials
Varna
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$1,190 BGN 1,928
$469 BGN 759
153.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.71
4.57
3.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: March 1, 2026

Last update for Karlovo: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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