Cost of Living Comparison Between Varna and Karlovo Cost of Living Comparison Between Varna and Karlovo

😐 Solo nomad: Varna is 25.3% more expensive than Karlovo without rent, and 52.7% more expensive with rent.
😐 Family of 3: Varna is 43.7% more expensive than Karlovo without rent, and 51.1% more expensive with rent.
Currency
🍽 Eating Out
Varna
Karlovo
Difference
Meal at Budget Restaurant
$11.82 BGN 19.94
$7.54 BGN 12.73
56.76%
Three-Course Dinner for Two, Mid-Range
$46.83 BGN 79
$35.87 BGN 60.5
30.55%
Fast Food Meal (McDonalds, etc)
$8.66 BGN 14.6
$8.98 BGN 15.14
-3.56%
Cappuccino
$2.56 BGN 4.31
$1.5 BGN 2.52
70.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.8 BGN 3.03
$1.07 BGN 1.81
68.22%
Water (0.33 liter bottle)
$1.27 BGN 2.14
$0.66 BGN 1.11
92.42%
Local Beer (0.5 liter draught)
$2.91 BGN 4.91
$2.04 BGN 3.44
42.65%
Imported Beer (0.33 liter bottle)
$2.92 BGN 4.93
$1.73 BGN 2.92
68.79%
🛒 Groceries & Markets
Varna
Karlovo
Difference
Milk (1 liter)
$1.8 BGN 3.03
$1.21 BGN 2.04
48.76%
White Bread (500g)
$1.08 BGN 1.82
$0.92 BGN 1.55
17.39%
Rice (white) (1kg)
$2.53 BGN 4.28
$1.9 BGN 3.21
33.16%
Eggs
$3.45 BGN 5.82
$3.31 BGN 5.59
4.23%
Local Cheese (1kg)
$10.76 BGN 18.16
$9.16 BGN 15.46
17.47%
Chicken Fillets (1kg)
$8.41 BGN 14.19
$7.83 BGN 13.2
7.41%
Beef Round Steak (1kg)
$12.29 BGN 20.74
$5.87 BGN 9.9
109.37%
Apples (1kg)
$1.63 BGN 2.75
$1.33 BGN 2.24
22.56%
Banana (1kg)
$2.07 BGN 3.49
$2.03 BGN 3.43
1.97%
Oranges (1kg)
$1.79 BGN 3.03
$2 BGN 3.37
-10.50%
Tomato (1kg)
$2.67 BGN 4.5
$2.21 BGN 3.73
20.81%
Potato (1kg)
$1.19 BGN 2.01
$0.45 BGN 0.76
164.44%
Onion (1kg)
$1.14 BGN 1.92
$0.9 BGN 1.53
26.67%
Lettuce (1 head)
$0.98 BGN 1.66
$1.01 BGN 1.71
-2.97%
Water (1.5 liter bottle)
$0.75 BGN 1.26
$0.73 BGN 1.23
2.74%
Cigarettes 20 Pack (Marlboro, Camel)
$3.75 BGN 6.32
$3.55 BGN 5.99
5.63%
Wine (Bottle)
$7.51 BGN 12.67
$7.13 BGN 12.02
5.33%
Local Beer (0.5 liter bottle)
$1.11 BGN 1.88
$1.02 BGN 1.72
8.82%
Imported Beer (0.33 liter bottle)
$1.82 BGN 3.07
$1.74 BGN 2.94
4.60%
🚌 Getting Around
Varna
Karlovo
Difference
One-way Ticket (Public Transport)
$1.15 BGN 1.95
$1.16 BGN 1.95
-0.86%
Public Transport Monthly Pass (Regular Price)
$29.03 BGN 48.98
$26.2 BGN 44.19
10.80%
Taxi Start (Normal Tariff)
$1.32 BGN 2.23
$1.2 BGN 2.03
10.00%
Taxi (Normal Tariff) (1km)
$0.68 BGN 1.14
$0.71 BGN 1.2
-4.23%
Taxi 1hour Waiting (Normal Tariff)
$12.15 BGN 20.5
$12.99 BGN 21.91
-6.47%
Gasoline (1 liter)
$1.51 BGN 2.54
$1.49 BGN 2.51
1.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.9K BGN 55.5K
$31.7K BGN 53.5K
3.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K BGN 49.7K
$25.5K BGN 42.9K
15.70%
🧾 Monthly Utilities & Internet
Varna
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 BGN 211
$95.2 BGN 161
31.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.53 BGN 31.26
$16.87 BGN 28.46
9.84%
Internet (50+ Mbps, Unlimited Data)
$15.83 BGN 26.7
$13.05 BGN 22.02
21.30%
🎉 Sport & Entertainment
Varna
Karlovo
Difference
Gym Membership (Monthly)
$41.33 BGN 69.7
$29.32 BGN 49.46
40.96%
Tennis Court (1 Hour on Weekend)
$14.56 BGN 24.57
$14.81 BGN 24.99
-1.69%
Cinema Ticket
$9.08 BGN 15.32
$6.02 BGN 10.16
50.83%
🧸 Childcare & Education
Varna
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$404 BGN 682
$234 BGN 394
72.92%
International Primary School, 1 Child (Yearly)
$5,514 BGN 9,302
$4,191 BGN 7,070
31.58%
👕👟 Clothing & Footwear
Varna
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$60.7 BGN 102
$29.87 BGN 50.4
103.25%
Summer Dress (H&M, Zara, etc)
$33.62 BGN 56.7
$11.92 BGN 20.11
182.05%
Sport Shoes (Adidas, Nike)
$92.8 BGN 157
$59.2 BGN 99.9
56.76%
Men's Leather Business Shoes
$99.4 BGN 168
$46.89 BGN 79.1
112.05%
🏠 Accommodation & Living
Varna
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$517 BGN 872
$295 BGN 497
75.27%
1-bedroom Apartment, Outside City Center (Monthly)
$395 BGN 666
$198 BGN 335
98.89%
3-bedroom Apartment, City Center (Monthly)
$905 BGN 1,526
$480 BGN 810
88.53%
3-bedroom Apartment, Outside City Center (Monthly)
$635 BGN 1,071
$353 BGN 595
79.95%
Buy Apartment in City Center (m2)
$2,952 BGN 4,980
$1,252 BGN 2,111
135.88%
Buy Apartment Outside City Center (m2)
$1,879 BGN 3,169
$936 BGN 1,579
100.67%
💵 Salaries & Financials
Varna
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$1,140 BGN 1,923
$484 BGN 816
135.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.71
4.57
3.06%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: October 28, 2025

Last update for Karlovo: October 28, 2025

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