Cost of Living Comparison Between Varna and Karlovo Cost of Living Comparison Between Varna and Karlovo

😐 Solo nomad: Varna is 52.6% more expensive than Karlovo without rent, and 52.4% more expensive with rent.

😐 Family of 3: Varna is 41.5% more expensive than Karlovo without rent, and 49.1% more expensive with rent.

Meal at Budget Restaurant

$11.78 BGN 19.67

$7.44 BGN 12.42

58.33%

Three-Course Dinner for Two, Mid-Range

$47.96 BGN 80.1

$35.72 BGN 59.6

34.27%

Fast Food Meal (McDonalds, etc)

$8.93 BGN 14.91

$8.90 BGN 14.87

0.34%

Cappuccino

$2.61 BGN 4.37

$1.50 BGN 2.50

74.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 BGN 2.89

$1.12 BGN 1.87

54.46%

Water (0.33 liter bottle)

$1.32 BGN 2.20

$0.67 BGN 1.11

97.01%

Local Beer (0.5 liter draught)

$3.00 BGN 5.02

$2.08 BGN 3.47

44.23%

Imported Beer (0.33 liter bottle)

$3.00 BGN 5.01

$1.78 BGN 2.97

68.54%

Milk (1 liter)

$1.89 BGN 3.15

$1.16 BGN 1.94

62.93%

White Bread (500g)

$1.02 BGN 1.71

$0.92 BGN 1.54

10.87%

Rice (white) (1kg)

$2.52 BGN 4.21

$1.86 BGN 3.11

35.48%

Eggs

$3.36 BGN 5.61

$3.39 BGN 5.66

-0.88%

Local Cheese (1kg)

$10.80 BGN 18.04

$9.46 BGN 15.80

14.16%

Chicken Fillets (1kg)

$8.24 BGN 13.76

$7.87 BGN 13.15

4.70%

Beef Round Steak (1kg)

$12.18 BGN 20.35

$5.74 BGN 9.58

112.20%

Apples (1kg)

$1.68 BGN 2.81

$1.31 BGN 2.19

28.24%

Banana (1kg)

$2.13 BGN 3.55

$2.04 BGN 3.40

4.41%

Oranges (1kg)

$1.77 BGN 2.96

$1.98 BGN 3.31

-10.61%

Tomato (1kg)

$2.75 BGN 4.60

$2.30 BGN 3.84

19.57%

Potato (1kg)

$1.21 BGN 2.02

$0.49 BGN 0.82

146.94%

Onion (1kg)

$1.11 BGN 1.85

$0.92 BGN 1.53

20.65%

Lettuce (1 head)

$1.03 BGN 1.72

$1.06 BGN 1.77

-2.83%

Water (1.5 liter bottle)

$0.70 BGN 1.17

$0.75 BGN 1.26

-6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 BGN 6.22

$3.51 BGN 5.87

5.98%

Wine (Bottle)

$8.48 BGN 14.17

$6.48 BGN 10.82

30.86%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.85

$0.95 BGN 1.59

16.84%

Imported Beer (0.33 liter bottle)

$1.84 BGN 3.08

$1.80 BGN 3.00

2.22%

One-way Ticket (Public Transport)

$1.16 BGN 1.93

$1.19 BGN 1.99

-2.52%

Public Transport Monthly Pass (Regular Price)

$30.03 BGN 50.1

$26.19 BGN 43.74

14.66%

Taxi Start (Normal Tariff)

$1.39 BGN 2.31

$1.20 BGN 2.00

15.83%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.20

Taxi 1hour Waiting (Normal Tariff)

$12.21 BGN 20.39

$13.34 BGN 22.27

-8.47%

Gasoline (1 liter)

$1.50 BGN 2.51

$1.44 BGN 2.40

4.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 52.9K

$31.7K BGN 53.0K

-0.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K BGN 49.6K

$25.2K BGN 42.0K

17.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 BGN 204

$93.5 BGN 156

30.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.07 BGN 31.85

$16.31 BGN 27.23

16.92%

Internet (50+ Mbps, Unlimited Data)

$15.46 BGN 25.82

$12.78 BGN 21.35

20.97%

Gym Membership (Monthly)

$40.17 BGN 67.1

$29.57 BGN 49.39

35.85%

Tennis Court (1 Hour on Weekend)

$14.49 BGN 24.20

$14.53 BGN 24.26

-0.28%

Cinema Ticket

$8.96 BGN 14.96

$6.01 BGN 10.04

49.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 BGN 669

$235 BGN 393

70.34%

International Primary School, 1 Child (Yearly)

$5,536 BGN 9,245

$4,165 BGN 6,955

32.93%

Jeans (Levis 501 Or Similar)

$61.2 BGN 102

$29.54 BGN 49.33

107.24%

Summer Dress (H&M, Zara, etc)

$33.88 BGN 56.6

$12.01 BGN 20.05

182.10%

Sport Shoes (Adidas, Nike)

$92.4 BGN 154

$59.1 BGN 98.7

56.36%

Men's Leather Business Shoes

$100 BGN 168

$47.01 BGN 78.5

113.72%

1-bedroom Apartment, City Center (Monthly)

$519 BGN 867

$290 BGN 484

79.33%

1-bedroom Apartment, Outside City Center (Monthly)

$390 BGN 652

$193 BGN 322

102.24%

3-bedroom Apartment, City Center (Monthly)

$926 BGN 1,547

$472 BGN 788

96.30%

3-bedroom Apartment, Outside City Center (Monthly)

$632 BGN 1,056

$361 BGN 603

75.08%

Buy Apartment in City Center (m2)

$3,247 BGN 5,423

$1,491 BGN 2,489

117.86%

Buy Apartment Outside City Center (m2)

$2,000 BGN 3,339

$1,064 BGN 1,777

87.86%

Average Monthly Net Salary (After Tax)

$1,134 BGN 1,894

$483 BGN 806

134.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.71

4.57

3.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: January 13, 2026

Last update for Karlovo: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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