Last update: Oct 2026

Cost of Living Comparison Between Varna and Gabrovo

For one person, living is cheaper in Gabrovo: $989 a month against $1,408 in Varna, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Varna
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Varna Living Index
47

Cost of Living Index in Gabrovo
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Gabrovo Living Index

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Varna

🇧🇬 Bulgaria

$1,408

/mo nomad

Gabrovo

🇧🇬 Bulgaria

$989

/mo nomad

Monthly Cost of Living

How much you'll spend in Varna and in Gabrovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varna and in Gabrovo actually costs, broken down by who's living it.

A single person spends $1,408 per month in Varna vs $989 in Gabrovo, rent included.

Varna $1,408
Gabrovo $989

A couple spends around $2,217 per month in Varna vs $1,472 in Gabrovo, rent included.

Varna $2,217
Gabrovo $1,472

A family of three spends $3,026 per month in Varna vs $1,954 in Gabrovo, rent included.

Varna $3,026
Gabrovo $1,954

Varna costs about 42% more than Gabrovo, and outside of rent the biggest gap is in eating out.

Varna sits 3% above the global median, while Gabrovo is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.46 BGN 21.81

$7.41 BGN 12.97

68.15%

Three-Course Dinner for Two, Mid-Range

$59.9 BGN 105

$31.82 BGN 55.7

88.37%

Fast Food Meal (McDonalds, etc)

$10.16 BGN 17.77

$15.87 BGN 27.77

-35.98%

Cappuccino

$2.87 BGN 5.02

$1.54 BGN 2.69

86.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BGN 3.31

$1.21 BGN 2.12

56.20%

Water (0.33 liter bottle)

$1.62 BGN 2.83

$0.65 BGN 1.13

149.23%

Local Beer (0.5 liter draught)

$2.81 BGN 4.91

$1.55 BGN 2.71

81.29%

Imported Beer (0.33 liter bottle)

$3.50 BGN 6.12

$2.54 BGN 4.44

37.80%

Milk (1 liter)

$1.92 BGN 3.36

$1.69 BGN 2.96

13.61%

White Bread (500g)

$1.24 BGN 2.17

$0.92 BGN 1.61

34.78%

Rice (white) (1kg)

$2.58 BGN 4.52

$1.92 BGN 3.36

34.38%

Eggs

$3.53 BGN 6.17

$3.14 BGN 5.49

12.42%

Local Cheese (1kg)

$11.53 BGN 20.18

$8.57 BGN 15.00

34.54%

Chicken Fillets (1kg)

$9.28 BGN 16.25

$7.73 BGN 13.53

20.05%

Beef Round Steak (1kg)

$13.97 BGN 24.46

$11.72 BGN 20.51

19.20%

Apples (1kg)

$1.90 BGN 3.33

$1.55 BGN 2.71

22.58%

Banana (1kg)

$2.16 BGN 3.79

$1.73 BGN 3.02

24.86%

Oranges (1kg)

$2.12 BGN 3.72

$1.88 BGN 3.29

12.77%

Tomato (1kg)

$3.00 BGN 5.25

$2.19 BGN 3.84

36.99%

Potato (1kg)

$1.30 BGN 2.28

$1.05 BGN 1.84

23.81%

Onion (1kg)

$1.04 BGN 1.82

$1.14 BGN 1.99

-8.77%

Lettuce (1 head)

$1.05 BGN 1.84

$1.01 BGN 1.78

3.96%

Water (1.5 liter bottle)

$0.78 BGN 1.36

$0.65 BGN 1.15

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 BGN 7.04

$3.37 BGN 5.90

19.58%

Wine (Bottle)

$8.90 BGN 15.57

$8.63 BGN 15.11

3.13%

Local Beer (0.5 liter bottle)

$1.17 BGN 2.05

$0.94 BGN 1.65

24.47%

Imported Beer (0.33 liter bottle)

$1.80 BGN 3.15

$1.47 BGN 2.57

22.45%

One-way Ticket (Public Transport)

$1.13 BGN 1.98

$0.82 BGN 1.44

37.80%

Public Transport Monthly Pass (Regular Price)

$28.11 BGN 49.19

$18.48 BGN 32.34

52.11%

Taxi Start (Normal Tariff)

$1.56 BGN 2.74

$1.33 BGN 2.33

17.29%

Taxi (Normal Tariff) (1km)

$0.88 BGN 1.55

$1.12 BGN 1.96

-21.43%

Taxi 1hour Waiting (Normal Tariff)

$12.19 BGN 21.34

$11.80 BGN 20.64

3.31%

Gasoline (1 liter)

$1.74 BGN 3.05

$1.56 BGN 2.73

11.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BGN 51.7K

$36.7K BGN 64.2K

-19.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K BGN 43.3K

$32.2K BGN 56.3K

-23.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 BGN 308

$155 BGN 271

13.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.41 BGN 35.71

$17.08 BGN 29.90

19.50%

Internet (50+ Mbps, Unlimited Data)

$15.68 BGN 27.43

$22.04 BGN 38.56

-28.86%

Gym Membership (Monthly)

$51.4 BGN 90.0

$23.10 BGN 40.42

122.60%

Tennis Court (1 Hour on Weekend)

$19.47 BGN 34.07

$14.38 BGN 25.17

35.40%

Cinema Ticket

$9.06 BGN 15.86

$5.78 BGN 10.12

56.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 BGN 872

$86.7 BGN 152

474.74%

International Primary School, 1 Child (Yearly)

$6,292 BGN 11.0K

Jeans (Levis 501 Or Similar)

$65.3 BGN 114

$47.27 BGN 82.7

38.23%

Summer Dress (H&M, Zara, etc)

$33.01 BGN 57.8

$46.31 BGN 81.0

-28.72%

Sport Shoes (Adidas, Nike)

$102 BGN 179

$79.0 BGN 138

29.43%

Men's Leather Business Shoes

$99.7 BGN 174

$109 BGN 191

-8.52%

1-bedroom Apartment, City Center (Monthly)

$640 BGN 1,120

$301 BGN 528

112.23%

1-bedroom Apartment, Outside City Center (Monthly)

$482 BGN 843

$235 BGN 411

105.08%

3-bedroom Apartment, City Center (Monthly)

$1,362 BGN 2,383

$454 BGN 795

199.63%

3-bedroom Apartment, Outside City Center (Monthly)

$916 BGN 1,602

$349 BGN 612

162.04%

Buy Apartment in City Center (m2)

$2,998 BGN 5,246

$1,133 BGN 1,983

164.57%

Buy Apartment Outside City Center (m2)

$2,090 BGN 3,657

$952 BGN 1,666

119.47%

Average Monthly Net Salary (After Tax)

$1,286 BGN 2,250

$899 BGN 1,574

42.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.82

2.95

-4.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: October 27, 2026

Last update for Gabrovo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varna

$482 34.2%

Gabrovo

$235 23.8% 51.2% $247

Groceries & Markets

Varna

$272 19.3%

Gabrovo

$225 22.7% 17.3% $47

Monthly Utilities & Internet

Varna

$212 15.1%

Gabrovo

$194 19.6% 8.7% $18

Eating Out

Varna

$200 14.2%

Gabrovo

$146 14.7% 27.1% $54

Clothing & Footwear

Varna

$135 9.6%

Gabrovo

$127 12.8% 6.2% $8.4

Sport & Entertainment

Varna

$70 4.9%

Gabrovo

$35 3.5% 50.2% $35

Getting Around

Varna

$39 2.7%

Gabrovo

$29 2.9% 25.7% $9.9

Cost Breakdown

A central one-bedroom costs $640 in Varna versus $301 in Gabrovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Varna. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in Varna versus $32 in Gabrovo. Monthly groceries follow the same trend: $272 vs $225 – making Gabrovo the more affordable choice for daily food spending.

Good to know

🇧🇬 Varna

🇧🇬 Gabrovo

🕒 Local time

23:14 11:14 PM

Same time as Varna

🌤 Weather

👥 Population

348,058

59,611

💱 Currency

Bulgarian Lev BGN лв.

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

On the map

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Between locations

Varna Gabrovo 210 km

From you

Varna
Gabrovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Gabrovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Varna, $989 in Gabrovo – Gabrovo comes out roughly 30% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,113 per month in Varna and $1,483 in Gabrovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gabrovo, especially for central apartments: a one-bedroom in the center costs $301 there versus $640 in Varna.

Monthly expenses with rent come to $1,408 in Varna and $989 in Gabrovo. That makes Gabrovo about 30% cheaper.

Public transport costs about 34% less in Gabrovo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Gabrovo, where all-in costs run around $989, than in Varna at $1,408. In Gabrovo it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

Families tend to lean toward Gabrovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gabrovo. If higher salaries or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.