Last update: Oct 2026

Cost of Living Comparison Between Gabrovo and Varna

For one person, living is cheaper in Gabrovo: $989 a month against $1,408 in Varna, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Gabrovo
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Gabrovo Living Index
67

Cost of Living Index in Varna
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Varna Living Index

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Gabrovo

🇧🇬 Bulgaria

$989

/mo nomad

Varna

🇧🇬 Bulgaria

$1,408

/mo nomad

Monthly Cost of Living

How much you'll spend in Gabrovo and in Varna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gabrovo and in Varna actually costs, broken down by who's living it.

A single person spends $989 per month in Gabrovo vs $1,408 in Varna, rent included.

Gabrovo $989
Varna $1,408

A couple spends around $1,472 per month in Gabrovo vs $2,217 in Varna, rent included.

Gabrovo $1,472
Varna $2,217

A family of three spends $1,954 per month in Gabrovo vs $3,026 in Varna, rent included.

Gabrovo $1,954
Varna $3,026

Gabrovo is about 30% cheaper than Varna, and outside of rent the biggest gap is in eating out.

Gabrovo sits 27% below the global median, while Varna is 3% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.41 BGN 12.97

$12.46 BGN 21.81

-40.53%

Three-Course Dinner for Two, Mid-Range

$31.82 BGN 55.7

$59.9 BGN 105

-46.91%

Fast Food Meal (McDonalds, etc)

$15.87 BGN 27.77

$10.16 BGN 17.77

56.20%

Cappuccino

$1.54 BGN 2.69

$2.87 BGN 5.02

-46.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.21 BGN 2.12

$1.89 BGN 3.31

-35.98%

Water (0.33 liter bottle)

$0.65 BGN 1.13

$1.62 BGN 2.83

-59.88%

Local Beer (0.5 liter draught)

$1.55 BGN 2.71

$2.81 BGN 4.91

-44.84%

Imported Beer (0.33 liter bottle)

$2.54 BGN 4.44

$3.50 BGN 6.12

-27.43%

Milk (1 liter)

$1.69 BGN 2.96

$1.92 BGN 3.36

-11.98%

White Bread (500g)

$0.92 BGN 1.61

$1.24 BGN 2.17

-25.81%

Rice (white) (1kg)

$1.92 BGN 3.36

$2.58 BGN 4.52

-25.58%

Eggs

$3.14 BGN 5.49

$3.53 BGN 6.17

-11.05%

Local Cheese (1kg)

$8.57 BGN 15.00

$11.53 BGN 20.18

-25.67%

Chicken Fillets (1kg)

$7.73 BGN 13.53

$9.28 BGN 16.25

-16.70%

Beef Round Steak (1kg)

$11.72 BGN 20.51

$13.97 BGN 24.46

-16.11%

Apples (1kg)

$1.55 BGN 2.71

$1.90 BGN 3.33

-18.42%

Banana (1kg)

$1.73 BGN 3.02

$2.16 BGN 3.79

-19.91%

Oranges (1kg)

$1.88 BGN 3.29

$2.12 BGN 3.72

-11.32%

Tomato (1kg)

$2.19 BGN 3.84

$3.00 BGN 5.25

-27.00%

Potato (1kg)

$1.05 BGN 1.84

$1.30 BGN 2.28

-19.23%

Onion (1kg)

$1.14 BGN 1.99

$1.04 BGN 1.82

9.62%

Lettuce (1 head)

$1.01 BGN 1.78

$1.05 BGN 1.84

-3.81%

Water (1.5 liter bottle)

$0.65 BGN 1.15

$0.78 BGN 1.36

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.37 BGN 5.90

$4.03 BGN 7.04

-16.38%

Wine (Bottle)

$8.63 BGN 15.11

$8.90 BGN 15.57

-3.03%

Local Beer (0.5 liter bottle)

$0.94 BGN 1.65

$1.17 BGN 2.05

-19.66%

Imported Beer (0.33 liter bottle)

$1.47 BGN 2.57

$1.80 BGN 3.15

-18.33%

One-way Ticket (Public Transport)

$0.82 BGN 1.44

$1.13 BGN 1.98

-27.43%

Public Transport Monthly Pass (Regular Price)

$18.48 BGN 32.34

$28.11 BGN 49.19

-34.26%

Taxi Start (Normal Tariff)

$1.33 BGN 2.33

$1.56 BGN 2.74

-14.74%

Taxi (Normal Tariff) (1km)

$1.12 BGN 1.96

$0.88 BGN 1.55

27.27%

Taxi 1hour Waiting (Normal Tariff)

$11.80 BGN 20.64

$12.19 BGN 21.34

-3.20%

Gasoline (1 liter)

$1.56 BGN 2.73

$1.74 BGN 3.05

-10.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K BGN 64.2K

$29.6K BGN 51.7K

24.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K BGN 56.3K

$24.7K BGN 43.3K

29.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 BGN 271

$176 BGN 308

-12.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 BGN 29.90

$20.41 BGN 35.71

-16.32%

Internet (50+ Mbps, Unlimited Data)

$22.04 BGN 38.56

$15.68 BGN 27.43

40.56%

Gym Membership (Monthly)

$23.10 BGN 40.42

$51.4 BGN 90.0

-55.08%

Tennis Court (1 Hour on Weekend)

$14.38 BGN 25.17

$19.47 BGN 34.07

-26.14%

Cinema Ticket

$5.78 BGN 10.12

$9.06 BGN 15.86

-36.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$86.7 BGN 152

$498 BGN 872

-82.60%

International Primary School, 1 Child (Yearly)

$6,292 BGN 11.0K

Jeans (Levis 501 Or Similar)

$47.27 BGN 82.7

$65.3 BGN 114

-27.66%

Summer Dress (H&M, Zara, etc)

$46.31 BGN 81.0

$33.01 BGN 57.8

40.29%

Sport Shoes (Adidas, Nike)

$79.0 BGN 138

$102 BGN 179

-22.74%

Men's Leather Business Shoes

$109 BGN 191

$99.7 BGN 174

9.31%

1-bedroom Apartment, City Center (Monthly)

$301 BGN 528

$640 BGN 1,120

-52.88%

1-bedroom Apartment, Outside City Center (Monthly)

$235 BGN 411

$482 BGN 843

-51.24%

3-bedroom Apartment, City Center (Monthly)

$454 BGN 795

$1,362 BGN 2,383

-66.63%

3-bedroom Apartment, Outside City Center (Monthly)

$349 BGN 612

$916 BGN 1,602

-61.84%

Buy Apartment in City Center (m2)

$1,133 BGN 1,983

$2,998 BGN 5,246

-62.20%

Buy Apartment Outside City Center (m2)

$952 BGN 1,666

$2,090 BGN 3,657

-54.44%

Average Monthly Net Salary (After Tax)

$899 BGN 1,574

$1,286 BGN 2,250

-30.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.95

2.82

4.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gabrovo: October 25, 2026

Last update for Varna: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gabrovo

$235 23.8%

Varna

$482 34.2% 105% $247

Groceries & Markets

Gabrovo

$225 22.7%

Varna

$272 19.3% 20.9% $47

Monthly Utilities & Internet

Gabrovo

$194 19.6%

Varna

$212 15.1% 9.5% $18

Eating Out

Gabrovo

$146 14.7%

Varna

$200 14.2% 37.2% $54

Clothing & Footwear

Gabrovo

$127 12.8%

Varna

$135 9.6% 6.7% $8.4

Sport & Entertainment

Gabrovo

$35 3.5%

Varna

$70 4.9% 101% $35

Getting Around

Gabrovo

$29 2.9%

Varna

$39 2.7% 34.5% $9.9

Cost Breakdown

A central one-bedroom costs $301 in Gabrovo versus $640 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Varna. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32 in Gabrovo versus $60 in Varna. Monthly groceries follow the same trend: $225 vs $272 – making Gabrovo the more affordable choice for daily food spending.

Good to know

🇧🇬 Gabrovo

🇧🇬 Varna

🕒 Local time

22:18 10:18 PM

Same time as Gabrovo

🌤 Weather

👥 Population

59,611

348,058

💱 Currency

Bulgarian Lev BGN лв.

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Gabrovo Varna 210 km

From you

Gabrovo
Varna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gabrovo vs Varna: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $989 in Gabrovo, $1,408 in Varna – Gabrovo comes out roughly 30% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,483 per month in Gabrovo and $2,113 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gabrovo, especially for central apartments: a one-bedroom in the center costs $301 there versus $640 in Varna.

Monthly expenses with rent come to $989 in Gabrovo and $1,408 in Varna. That makes Gabrovo about 30% cheaper.

Public transport costs about 34% less in Gabrovo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Gabrovo, where all-in costs run around $989, than in Varna at $1,408. In Gabrovo it covers expenses comfortably, while in Varna it requires careful planning or may not stretch far enough.

Families tend to lean toward Gabrovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gabrovo. If higher salaries or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.