Last update: Oct 2026

Cost of Living Comparison Between Valparaiso and Montreal

For one person, living is cheaper in Valparaiso: $1,097 a month against $2,018 in Montreal, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

53

Cost of Living Index in Valparaiso
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Valparaiso Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Valparaiso

🇨🇱 Chile

$1,097

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Valparaiso and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Valparaiso and in Montreal actually costs, broken down by who's living it.

A single person spends $1,097 per month in Valparaiso vs $2,018 in Montreal, rent included.

Valparaiso $1,097
Montreal $2,018

A couple spends around $1,615 per month in Valparaiso vs $3,085 in Montreal, rent included.

Valparaiso $1,615
Montreal $3,085

A family of three spends $2,133 per month in Valparaiso vs $4,152 in Montreal, rent included.

Valparaiso $2,133
Montreal $4,152

Valparaiso is about 46% cheaper than Montreal, and outside of rent the biggest gap is in groceries.

Valparaiso sits 19% below the global median, while Montreal is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.15 CLP 8,996

$18.82 CA$26.76

-51.38%

Three-Course Dinner for Two, Mid-Range

$35.79 CLP 35.2K

$70.3 CA$99.9

-49.08%

Fast Food Meal (McDonalds, etc)

$8.24 CLP 8,104

$10.66 CA$15.15

-22.70%

Cappuccino

$2.80 CLP 2,749

$3.84 CA$5.46

-27.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 CLP 1,107

$1.92 CA$2.72

-41.15%

Water (0.33 liter bottle)

$0.83 CLP 816

$1.54 CA$2.19

-46.10%

Local Beer (0.5 liter draught)

$3.97 CLP 3,900

$6.23 CA$8.86

-36.28%

Imported Beer (0.33 liter bottle)

$4.46 CLP 4,388

$7.10 CA$10.09

-37.18%

Milk (1 liter)

$1.24 CLP 1,223

$2.31 CA$3.29

-46.32%

White Bread (500g)

$1.76 CLP 1,732

$3.14 CA$4.47

-43.95%

Rice (white) (1kg)

$1.57 CLP 1,545

$3.21 CA$4.57

-51.09%

Eggs

$3.94 CLP 3,874

$3.52 CA$5.00

11.93%

Local Cheese (1kg)

$11.32 CLP 11.1K

$12.81 CA$18.22

-11.63%

Chicken Fillets (1kg)

$6.94 CLP 6,823

$11.46 CA$16.30

-39.44%

Beef Round Steak (1kg)

$9.10 CLP 8,948

$13.39 CA$19.03

-32.04%

Apples (1kg)

$1.61 CLP 1,585

$3.14 CA$4.46

-48.73%

Banana (1kg)

$1.56 CLP 1,534

$1.44 CA$2.04

8.33%

Oranges (1kg)

$1.54 CLP 1,513

$3.47 CA$4.94

-55.62%

Tomato (1kg)

$1.57 CLP 1,543

$3.07 CA$4.37

-48.86%

Potato (1kg)

$0.95 CLP 934

$1.90 CA$2.70

-50.00%

Onion (1kg)

$1.29 CLP 1,268

$1.77 CA$2.52

-27.12%

Lettuce (1 head)

$1.19 CLP 1,167

$2.34 CA$3.33

-49.15%

Water (1.5 liter bottle)

$1.13 CLP 1,108

$1.55 CA$2.21

-27.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.30 CLP 4,225

$11.38 CA$16.18

-62.21%

Wine (Bottle)

$5.13 CLP 5,043

$10.63 CA$15.12

-51.74%

Local Beer (0.5 liter bottle)

$1.34 CLP 1,315

$2.27 CA$3.23

-40.97%

Imported Beer (0.33 liter bottle)

$1.80 CLP 1,767

$2.82 CA$4.01

-36.17%

One-way Ticket (Public Transport)

$0.58 CLP 569

$2.66 CA$3.79

-78.20%

Public Transport Monthly Pass (Regular Price)

$52.1 CLP 51.2K

$77.3 CA$110

-32.62%

Taxi Start (Normal Tariff)

$0.39 CLP 388

$3.20 CA$4.55

-87.81%

Taxi (Normal Tariff) (1km)

$0.84 CLP 823

$1.48 CA$2.10

-43.24%

Taxi 1hour Waiting (Normal Tariff)

$3.69 CLP 3,625

$32.88 CA$46.75

-88.78%

Gasoline (1 liter)

$1.44 CLP 1,415

$1.34 CA$1.91

7.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.3K CLP 14.0M

$28.2K CA$40.0K

-49.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K CLP 18.4M

$19.6K CA$27.9K

-4.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 CLP 112.7K

$76.0 CA$108

50.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.38 CLP 12.2K

$33.95 CA$48.28

-63.53%

Internet (50+ Mbps, Unlimited Data)

$18.89 CLP 18.6K

$42.31 CA$60.2

-55.35%

Gym Membership (Monthly)

$24.08 CLP 23.7K

$29.76 CA$42.31

-19.09%

Tennis Court (1 Hour on Weekend)

$22.81 CLP 22.4K

$20.28 CA$28.84

12.48%

Cinema Ticket

$7.68 CLP 7,547

$11.15 CA$15.86

-31.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$433 CLP 425.7K

$507 CA$721

-14.62%

International Primary School, 1 Child (Yearly)

$10.8K CLP 10.6M

$16.1K CA$22.8K

-32.60%

Jeans (Levis 501 Or Similar)

$32.15 CLP 31.6K

$57.6 CA$81.8

-44.14%

Summer Dress (H&M, Zara, etc)

$28.47 CLP 28.0K

$37.58 CA$53.4

-24.24%

Sport Shoes (Adidas, Nike)

$54.1 CLP 53.1K

$91.9 CA$131

-41.18%

Men's Leather Business Shoes

$49.03 CLP 48.2K

$110 CA$156

-55.26%

1-bedroom Apartment, City Center (Monthly)

$463 CLP 455.0K

$1,260 CA$1,792

-63.29%

1-bedroom Apartment, Outside City Center (Monthly)

$387 CLP 380.8K

$948 CA$1,347

-59.13%

3-bedroom Apartment, City Center (Monthly)

$669 CLP 657.3K

$2,137 CA$3,038

-68.72%

3-bedroom Apartment, Outside City Center (Monthly)

$554 CLP 544.5K

$1,614 CA$2,294

-65.68%

Buy Apartment in City Center (m2)

$1,543 CLP 1.5M

$4,960 CA$7,052

-68.88%

Buy Apartment Outside City Center (m2)

$1,037 CLP 1.0M

$3,838 CA$5,456

-72.97%

Average Monthly Net Salary (After Tax)

$758 CLP 745.5K

$2,827 CA$4,020

-73.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

4.48

20.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Valparaiso: October 13, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Valparaiso

$387 35.3%

Montreal

$948 47% 145% $560

Groceries & Markets

Valparaiso

$224 20.4%

Montreal

$346 17.2% 54.9% $123

Eating Out

Valparaiso

$168 15.3%

Montreal

$288 14.3% 71.3% $120

Monthly Utilities & Internet

Valparaiso

$146 13.3%

Montreal

$152 7.5% 4.3% $6.3

Clothing & Footwear

Valparaiso

$74 6.7%

Montreal

$133 6.6% 81.2% $60

Getting Around

Valparaiso

$59 5.4%

Montreal

$99 4.9% 67% $40

Sport & Entertainment

Valparaiso

$39 3.6%

Montreal

$52 2.6% 32% $13

Cost Breakdown

A central one-bedroom costs $463 in Valparaiso versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Valparaiso versus $70.0 in Montreal. Monthly groceries follow the same trend: $224 vs $346 – making Valparaiso the more affordable choice for daily food spending.

Good to know

🇨🇱 Valparaiso

🇨🇦 Montreal

🕒 Local time

02:51 2:51 AM

01:51 1:51 AM

1 h behind Valparaiso

🌤 Weather

👥 Population

251,177

1,762,949

💱 Currency

Chilean Peso CLP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 CLP = 10.17 USD

10,000 CLP = 9.08 EUR

1 CAD = 0.703 USD

1 CAD = 0.628 EUR

Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of October 15, 2026: 1 USD = 983 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,101 CLP (10,000 CLP = 9.08 EUR).

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

USD to CLP in detail →

On the map

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Highest

Between locations

Valparaiso Montreal 8,740 km ≈ 11 h nonstop flight

From you

Valparaiso
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Valparaiso vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 84% more than Valparaiso, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,646 per month in Valparaiso and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Valparaiso, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 55% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Valparaiso and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Valparaiso, where all-in costs run around $1,097, than in Montreal at $2,018. In Valparaiso it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Valparaiso costs $1,097 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Valparaiso. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.