Last update: Oct 2026

Cost of Living Comparison Between Montreal and Valparaiso

For one person, living is cheaper in Valparaiso: $1,097 a month against $2,018 in Montreal, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
53

Cost of Living Index in Valparaiso
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Valparaiso Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Valparaiso

🇨🇱 Chile

$1,097

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Valparaiso

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Valparaiso actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,097 in Valparaiso, rent included.

Montreal $2,018
Valparaiso $1,097

A couple spends around $3,085 per month in Montreal vs $1,615 in Valparaiso, rent included.

Montreal $3,085
Valparaiso $1,615

A family of three spends $4,152 per month in Montreal vs $2,133 in Valparaiso, rent included.

Montreal $4,152
Valparaiso $2,133

Montreal costs about 84% more than Valparaiso, and outside of rent the biggest gap is in groceries.

Montreal sits 49% above the global median, while Valparaiso is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.75

$9.15 CLP 9,012

105.68%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.9

$35.79 CLP 35.3K

96.40%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.14

$8.24 CLP 8,118

29.37%

Cappuccino

$3.84 CA$5.46

$2.80 CLP 2,754

37.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.72

$1.13 CLP 1,109

69.91%

Water (0.33 liter bottle)

$1.54 CA$2.19

$0.83 CLP 818

85.54%

Local Beer (0.5 liter draught)

$6.23 CA$8.86

$3.97 CLP 3,907

56.93%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.08

$4.46 CLP 4,396

59.19%

Milk (1 liter)

$2.31 CA$3.29

$1.24 CLP 1,225

86.29%

White Bread (500g)

$3.14 CA$4.47

$1.76 CLP 1,735

78.41%

Rice (white) (1kg)

$3.21 CA$4.57

$1.57 CLP 1,548

104.46%

Eggs

$3.52 CA$5.00

$3.94 CLP 3,881

-10.66%

Local Cheese (1kg)

$12.81 CA$18.21

$11.32 CLP 11.1K

13.16%

Chicken Fillets (1kg)

$11.46 CA$16.29

$6.94 CLP 6,835

65.13%

Beef Round Steak (1kg)

$13.39 CA$19.03

$9.10 CLP 8,964

47.14%

Apples (1kg)

$3.14 CA$4.46

$1.61 CLP 1,588

95.03%

Banana (1kg)

$1.44 CA$2.04

$1.56 CLP 1,537

-7.69%

Oranges (1kg)

$3.47 CA$4.94

$1.54 CLP 1,516

125.32%

Tomato (1kg)

$3.07 CA$4.37

$1.57 CLP 1,546

95.54%

Potato (1kg)

$1.90 CA$2.70

$0.95 CLP 936

100.00%

Onion (1kg)

$1.77 CA$2.52

$1.29 CLP 1,271

37.21%

Lettuce (1 head)

$2.34 CA$3.33

$1.19 CLP 1,169

96.64%

Water (1.5 liter bottle)

$1.55 CA$2.21

$1.13 CLP 1,110

37.17%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.17

$4.30 CLP 4,233

164.65%

Wine (Bottle)

$10.63 CA$15.11

$5.13 CLP 5,052

107.21%

Local Beer (0.5 liter bottle)

$2.27 CA$3.23

$1.34 CLP 1,318

69.40%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.01

$1.80 CLP 1,770

56.67%

One-way Ticket (Public Transport)

$2.66 CA$3.78

$0.58 CLP 570

358.62%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$110

$52.1 CLP 51.3K

48.41%

Taxi Start (Normal Tariff)

$3.20 CA$4.55

$0.39 CLP 389

720.51%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$0.84 CLP 825

76.19%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.73

$3.69 CLP 3,631

791.06%

Gasoline (1 liter)

$1.34 CA$1.91

$1.44 CLP 1,417

-6.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.0K

$14.3K CLP 14.1M

97.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.9K

$18.7K CLP 18.4M

4.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$108

$115 CLP 112.9K

-33.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.26

$12.38 CLP 12.2K

174.23%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$60.1

$18.89 CLP 18.6K

123.98%

Gym Membership (Monthly)

$29.76 CA$42.29

$24.08 CLP 23.7K

23.59%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.83

$22.81 CLP 22.5K

-11.09%

Cinema Ticket

$11.15 CA$15.85

$7.68 CLP 7,561

45.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$721

$433 CLP 426.4K

17.12%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.8K

$10.8K CLP 10.7M

48.37%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.8

$32.15 CLP 31.7K

79.00%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.4

$28.47 CLP 28.0K

32.00%

Sport Shoes (Adidas, Nike)

$91.9 CA$131

$54.1 CLP 53.2K

70.00%

Men's Leather Business Shoes

$110 CA$156

$49.03 CLP 48.3K

123.50%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,792

$463 CLP 455.8K

172.39%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,347

$387 CLP 381.4K

144.67%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,037

$669 CLP 658.5K

219.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,293

$554 CLP 545.5K

191.36%

Buy Apartment in City Center (m2)

$4,960 CA$7,049

$1,543 CLP 1.5M

221.34%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,454

$1,037 CLP 1.0M

270.03%

Average Monthly Net Salary (After Tax)

$2,827 CA$4,019

$758 CLP 746.9K

272.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.39

-16.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Valparaiso: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Valparaiso

$387 35.3% 59.1% $560

Groceries & Markets

Montreal

$346 17.2%

Valparaiso

$224 20.4% 35.4% $123

Eating Out

Montreal

$288 14.3%

Valparaiso

$168 15.3% 41.6% $120

Monthly Utilities & Internet

Montreal

$152 7.5%

Valparaiso

$146 13.3% 4.1% $6.3

Clothing & Footwear

Montreal

$133 6.6%

Valparaiso

$74 6.7% 44.8% $60

Getting Around

Montreal

$99 4.9%

Valparaiso

$59 5.4% 40.1% $40

Sport & Entertainment

Montreal

$52 2.6%

Valparaiso

$39 3.6% 24.3% $13

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $463 in Valparaiso. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $36.00 in Valparaiso. Monthly groceries follow the same trend: $346 vs $224 – making Valparaiso the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇱 Valparaiso

🕒 Local time

03:19 3:19 AM

04:19 4:19 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

251,177

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.704 USD

1 CAD = 0.628 EUR

10,000 CLP = 10.15 USD

10,000 CLP = 9.07 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.704 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

Chilean Peso exchange rates as of October 15, 2026: 1 USD = 985 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,103 CLP (10,000 CLP = 9.07 EUR).

USD to CAD in detail →

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Montreal Valparaiso 8,740 km ≈ 11 h nonstop flight

From you

Montreal
Valparaiso

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Valparaiso: Cost of Living - Frequently Asked Questions

Montreal costs about 84% more than Valparaiso, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,646 in Valparaiso. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Valparaiso, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 55% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $70.0 in Montreal and $36.00 in Valparaiso. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Valparaiso, where all-in costs run around $1,097, than in Montreal at $2,018. In Valparaiso it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Valparaiso costs $1,097 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Valparaiso. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.