Cost of Living Comparison Between Valmiera and Ubud, Bali Cost of Living Comparison Between Valmiera and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,202 in Valmiera versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,756 in Valmiera versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,310 in Valmiera versus $3,763 in Ubud, Bali.

Living in Valmiera costs roughly 15% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Valmiera is 10% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Valmiera
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.46 €10.03
$3.45 Rp 62.1K
232.17%
Three-Course Dinner for Two, Mid-Range
$46.70 €40.90
$32.34 Rp 581.1K
44.40%
Fast Food Meal (McDonalds, etc)
$8.87 €7.77
$4.84 Rp 87.1K
83.26%
Cappuccino
$3.25 €2.85
$2.75 Rp 49.4K
18.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.86 €1.63
$1.38 Rp 24.9K
34.78%
Water (0.33 liter bottle)
$1.32 €1.16
$0.75 Rp 13.5K
76.00%
Local Beer (0.5 liter draught)
$3.16 €2.77
$2.99 Rp 53.8K
5.69%
Imported Beer (0.33 liter bottle)
$2.99 €2.62
$3.85 Rp 69.2K
-22.34%
🛒 Groceries & Markets
Valmiera
Ubud, Bali
Difference
Milk (1 liter)
$0.95 €0.83
$1.74 Rp 31.2K
-45.40%
White Bread (500g)
$0.39 €0.34
$2.46 Rp 44.2K
-84.15%
Rice (white) (1kg)
$2.90 €2.54
$1.17 Rp 21.0K
147.86%
Eggs
$1.64 €1.44
$2.43 Rp 43.7K
-32.51%
Local Cheese (1kg)
$8.01 €7.01
$14.50 Rp 260.6K
-44.76%
Chicken Fillets (1kg)
$7.45 €6.53
$4.35 Rp 78.2K
71.26%
Beef Round Steak (1kg)
$11.97 €10.48
$11.98 Rp 215.3K
-0.08%
Apples (1kg)
$0.59 €0.52
$3.72 Rp 66.8K
-84.14%
Banana (1kg)
$1.46 €1.27
$1.63 Rp 29.2K
-10.43%
Oranges (1kg)
$2.53 €2.22
$2.74 Rp 49.3K
-7.66%
Tomato (1kg)
$2.23 €1.95
$2.24 Rp 40.3K
-0.45%
Potato (1kg)
$0.46 €0.41
$1.92 Rp 34.5K
-76.04%
Onion (1kg)
$0.35 €0.31
$2.28 Rp 40.9K
-84.65%
Lettuce (1 head)
$1.78 €1.55
$1.06 Rp 19.1K
67.92%
Water (1.5 liter bottle)
$0.21 €0.18
$0.72 Rp 12.9K
-70.83%
Cigarettes 20 Pack (Marlboro, Camel)
$4.83 €4.23
$3.29 Rp 59.0K
46.81%
Wine (Bottle)
$8.06 €7.06
$23.19 Rp 416.8K
-65.24%
Local Beer (0.5 liter bottle)
$1.18 €1.03
$2.78 Rp 49.9K
-57.55%
Imported Beer (0.33 liter bottle)
$2.27 €1.99
$2.73 Rp 49.1K
-16.85%
🚌 Getting Around
Valmiera
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.67 €0.59
$0.27 Rp 4,786
148.15%
Public Transport Monthly Pass (Regular Price)
$35.84 €31.39
$8.11 Rp 145.7K
341.92%
Taxi Start (Normal Tariff)
$2.87 €2.51
$0.48 Rp 8,675
497.92%
Taxi (Normal Tariff) (1km)
$0.80 €0.70
$0.42 Rp 7,545
90.48%
Taxi 1hour Waiting (Normal Tariff)
$13.72 €12.02
$6.22 Rp 111.8K
120.58%
Gasoline (1 liter)
$1.86 €1.63
$0.81 Rp 14.6K
129.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K €26.2K
$26.6K Rp 478.2M
12.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K €27.8K
$32.2K Rp 578.5M
-1.42%
🧾 Monthly Utilities & Internet
Valmiera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$290 €254
$78.4 Rp 1.4M
269.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.96 €17.48
$4.07 Rp 73.1K
390.42%
Internet (50+ Mbps, Unlimited Data)
$12.50 €10.94
$24.33 Rp 437.1K
-48.62%
🎉 Sport & Entertainment
Valmiera
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.61 €35.56
$98.6 Rp 1.8M
-58.82%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.9K
-
Cinema Ticket
$6.84 €5.99
$3.99 Rp 71.6K
71.43%
🧸 Childcare & Education
Valmiera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$557 €488
$305 Rp 5.5M
82.72%
International Primary School, 1 Child (Yearly)
$15.4K €13.5K
$6,642 Rp 119.4M
132.30%
👕👟 Clothing & Footwear
Valmiera
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$91.8 €80.4
$54.1 Rp 972.9K
69.47%
Summer Dress (H&M, Zara, etc)
$45.97 €40.26
$37.81 Rp 679.4K
21.58%
Sport Shoes (Adidas, Nike)
$97.3 €85.2
$86.8 Rp 1.6M
12.06%
Men's Leather Business Shoes
$134 €118
$76.4 Rp 1.4M
75.74%
🏠 Accommodation & Living
Valmiera
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$312 €274
$992 Rp 17.8M
-68.51%
1-bedroom Apartment, Outside City Center (Monthly)
$233 €204
$673 Rp 12.1M
-65.44%
3-bedroom Apartment, City Center (Monthly)
$462 €404
$3,375 Rp 60.7M
-86.32%
3-bedroom Apartment, Outside City Center (Monthly)
$342 €299
$2,050 Rp 36.8M
-83.34%
Buy Apartment in City Center (m2)
$1,383 €1,212
$2,805 Rp 50.4M
-50.67%
Buy Apartment Outside City Center (m2)
$1,044 €914
$2,227 Rp 40.0M
-53.12%
💵 Salaries & Financials
Valmiera
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.63
13.28
-65.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Valmiera: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $312 in Valmiera and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Valmiera vs $32.00 in Ubud, Bali. Groceries flip the comparison at $200 vs $297, with Valmiera cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Valmiera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Valmiera or Ubud, Bali?
Valmiera wins on cost – living expenses run 17% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Valmiera the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Valmiera and in Ubud, Bali?
You'd need roughly $1,804 in Valmiera and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Valmiera compared to Ubud, Bali?
Rent for a central apartment: $312 in Valmiera versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Valmiera and in Ubud, Bali?
Childcare runs $557 in Valmiera versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Valmiera or in Ubud, Bali?
Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Valmiera or in Ubud, Bali?
At $1,202 in Valmiera versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Valmiera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Valmiera the clear choice for anyone on this budget.
Which city is better for digital nomads, Valmiera or Ubud, Bali?
Both work as nomad bases, but Valmiera delivers better value – similar infrastructure at $1,202 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Valmiera hard to pass up.
How safe is Valmiera compared to Ubud, Bali?
Safety-wise, Valmiera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Valmiera gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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