😐Monthly costs for one person with rent: $1,431 in Valmiera versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,071 in Valmiera versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,710 in Valmiera versus $3,273 in Ubud, Bali.
🌍Living in Valmiera is roughly 2% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Valmiera4% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Valmiera
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.75€14.42
$3.37Rp 59.5K
397.03%
Three-Course Dinner for Two, Mid-Range
$46.52€40.03
$38.59Rp 680.3K
20.55%
Fast Food Meal(McDonalds, etc)
$9.39€8.08
$5.52Rp 97.3K
70.11%
Cappuccino
$3.87€3.33
$2.64Rp 46.6K
46.59%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.62€1.39
$1.67Rp 29.5K
-2.99%
Water(0.33 liter bottle)
$1.19€1.02
$0.77Rp 13.6K
54.55%
Local Beer(0.5 liter draught)
$5.10€4.39
$2.63Rp 46.4K
93.92%
Imported Beer(0.33 liter bottle)
$4.78€4.11
$4.28Rp 75.5K
11.68%
🛒 Groceries & Markets
Valmiera
Ubud, Bali
Difference
Milk(1 liter)
$1.14€0.98
$1.55Rp 27.3K
-26.45%
White Bread(500g)
$1.55€1.33
$2.22Rp 39.2K
-30.18%
Rice(white)(1kg)
$1.13€0.97
$1.13Rp 19.8K
-
Eggs
$3.89€3.35
$2.09Rp 36.8K
86.12%
Local Cheese(1kg)
$10.82€9.31
$17.39Rp 306.6K
-37.78%
Chicken Fillets(1kg)
$8.00€6.88
$3.87Rp 68.2K
106.72%
Beef Round Steak(1kg)
$13.97€12.02
$12.55Rp 221.2K
11.31%
Apples(1kg)
$2.22€1.91
$3.62Rp 63.8K
-38.67%
Banana(1kg)
$1.84€1.58
$1.56Rp 27.5K
17.95%
Oranges(1kg)
$2.44€2.10
$2.35Rp 41.5K
3.83%
Tomato(1kg)
$3.17€2.73
$2.06Rp 36.2K
53.88%
Potato(1kg)
$0.90€0.77
$1.90Rp 33.5K
-52.63%
Onion(1kg)
$1.00€0.86
$2.34Rp 41.2K
-57.26%
Lettuce(1 head)
$1.81€1.56
$1.03Rp 18.2K
75.73%
Water(1.5 liter bottle)
$1.05€0.90
$0.55Rp 9,779
90.91%
Cigarettes 20 Pack(Marlboro, Camel)
$7.01€6.03
$2.25Rp 39.7K
211.56%
Wine(Bottle)
$8.25€7.10
$23.81Rp 419.7K
-65.35%
Local Beer(0.5 liter bottle)
$2.03€1.75
$2.31Rp 40.8K
-12.12%
Imported Beer(0.33 liter bottle)
$2.04€1.76
$2.80Rp 49.4K
-27.14%
🚌 Getting Around
Valmiera
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.84€0.73
$0.27Rp 4,802
211.11%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 152.7K
-
Taxi Start(Normal Tariff)
$3.51€3.02
$0.48Rp 8,489
631.25%
Taxi(Normal Tariff)(1km)
$1.08€0.93
$0.45Rp 7,863
140.00%
Taxi 1hour Waiting(Normal Tariff)
$18.24€15.70
$5.72Rp 100.8K
218.88%
Gasoline(1 liter)
$2.09€1.79
$0.76Rp 13.4K
175.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K€24.5K
$24.5KRp 431.6M
16.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K€27.6K
$32.1KRp 566.3M
-0.04%
🧾 Monthly Utilities & Internet
Valmiera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$381€328
$83.6Rp 1.5M
355.62%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.64€18.62
$6.46Rp 113.8K
234.98%
Internet(50+ Mbps, Unlimited Data)
$19.99€17.20
$18.99Rp 334.8K
5.27%
🎉 Sport & Entertainment
Valmiera
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.27€35.51
$56.0Rp 986.8K
-26.26%
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 328.2K
-
Cinema Ticket
$11.02€9.49
$4.28Rp 75.5K
157.48%
🧸 Childcare & Education
Valmiera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$641€552
$487Rp 8.6M
31.74%
International Primary School, 1 Child(Yearly)
$18.7K€16.1K
$5,856Rp 103.2M
218.64%
👕👟 Clothing & Footwear
Valmiera
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$72.7€62.5
$45.56Rp 803.2K
59.53%
Summer Dress(H&M, Zara, etc)
$52.5€45.18
$36.38Rp 641.4K
44.31%
Sport Shoes(Adidas, Nike)
$88.5€76.1
$82.0Rp 1.4M
7.92%
Men's Leather Business Shoes
$143€123
$80.4Rp 1.4M
78.38%
🏠 Accommodation & Living
Valmiera
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$352€303
$1,117Rp 19.7M
-68.50%
1-bedroom Apartment, Outside City Center(Monthly)
$233€200
$701Rp 12.4M
-66.83%
3-bedroom Apartment, City Center(Monthly)
$525€452
$3,537Rp 62.4M
-85.14%
3-bedroom Apartment, Outside City Center(Monthly)
$352€303
$1,762Rp 31.1M
-80.02%
Buy Apartment in City Center(m2)
$1,421€1,222
$2,826Rp 49.8M
-49.73%
Buy Apartment Outside City Center(m2)
$1,039€894
$2,292Rp 40.4M
-54.67%
💵 Salaries & Financials
Valmiera
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$170Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.64
13.78
-66.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Valmiera: September 1, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $352 in Valmiera and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $47.00 in Valmiera vs $39.00 in Ubud, Bali. Groceries flip the comparison at $264 vs $293, with Valmiera cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Valmiera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Valmiera or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 2% lower than in Valmiera. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Valmiera and in Ubud, Bali?
You'd need roughly $2,147 in Valmiera and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Valmiera compared to Ubud, Bali?
Rent for a central apartment: $352 in Valmiera versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Valmiera or in Ubud, Bali?
Shoppers in Valmiera pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Valmiera compared to Ubud, Bali?
All in, you'll spend $1,431 per month in Valmiera versus $1,396 in Ubud, Bali – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Valmiera or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $1,431 in Valmiera, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Valmiera. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Valmiera or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Valmiera compared to Ubud, Bali?
Safety-wise, Valmiera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Valmiera. Beyond cost, consider language, visa policies, and how big the international community is in each city.