Cost of Living Comparison Between Ubud, Bali and Valmiera Cost of Living Comparison Between Ubud, Bali and Valmiera

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,431 in Valmiera.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $2,071 in Valmiera.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,710 in Valmiera.

Living in Ubud, Bali costs roughly 2% less than in Valmiera, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Valmiera 4% above.

Currency
🍽 Eating Out
Ubud, Bali
Valmiera
Difference
Meal at Budget Restaurant
$3.37 Rp 59.5K
$16.75 €14.42
-79.88%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 680.3K
$46.52 €40.03
-17.05%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.3K
$9.39 €8.08
-41.21%
Cappuccino
$2.64 Rp 46.6K
$3.87 €3.33
-31.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.5K
$1.62 €1.39
3.09%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$1.19 €1.02
-35.29%
Local Beer (0.5 liter draught)
$2.63 Rp 46.4K
$5.10 €4.39
-48.43%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.5K
$4.78 €4.11
-10.46%
🛒 Groceries & Markets
Ubud, Bali
Valmiera
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$1.14 €0.98
35.96%
White Bread (500g)
$2.22 Rp 39.2K
$1.55 €1.33
43.23%
Rice (white) (1kg)
$1.13 Rp 19.8K
$1.13 €0.97
-
Eggs
$2.09 Rp 36.8K
$3.89 €3.35
-46.27%
Local Cheese (1kg)
$17.39 Rp 306.6K
$10.82 €9.31
60.72%
Chicken Fillets (1kg)
$3.87 Rp 68.2K
$8.00 €6.88
-51.63%
Beef Round Steak (1kg)
$12.55 Rp 221.2K
$13.97 €12.02
-10.16%
Apples (1kg)
$3.62 Rp 63.8K
$2.22 €1.91
63.06%
Banana (1kg)
$1.56 Rp 27.5K
$1.84 €1.58
-15.22%
Oranges (1kg)
$2.35 Rp 41.5K
$2.44 €2.10
-3.69%
Tomato (1kg)
$2.06 Rp 36.2K
$3.17 €2.73
-35.02%
Potato (1kg)
$1.90 Rp 33.5K
$0.90 €0.77
111.11%
Onion (1kg)
$2.34 Rp 41.2K
$1.00 €0.86
134.00%
Lettuce (1 head)
$1.03 Rp 18.2K
$1.81 €1.56
-43.09%
Water (1.5 liter bottle)
$0.55 Rp 9,779
$1.05 €0.90
-47.62%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.7K
$7.01 €6.03
-67.90%
Wine (Bottle)
$23.81 Rp 419.7K
$8.25 €7.10
188.61%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.8K
$2.03 €1.75
13.79%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.4K
$2.04 €1.76
37.25%
🚌 Getting Around
Ubud, Bali
Valmiera
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,802
$0.84 €0.73
-67.86%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 152.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,489
$3.51 €3.02
-86.32%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,863
$1.08 €0.93
-58.33%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 100.8K
$18.24 €15.70
-68.64%
Gasoline (1 liter)
$0.76 Rp 13.4K
$2.09 €1.79
-63.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 431.6M
$28.5K €24.5K
-13.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 566.3M
$32.1K €27.6K
0.04%
🧾 Monthly Utilities & Internet
Ubud, Bali
Valmiera
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$381 €328
-78.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 113.8K
$21.64 €18.62
-70.15%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 334.8K
$19.99 €17.20
-5.00%
🎉 Sport & Entertainment
Ubud, Bali
Valmiera
Difference
Gym Membership (Monthly)
$56.0 Rp 986.8K
$41.27 €35.51
35.62%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 328.2K
-
-
Cinema Ticket
$4.28 Rp 75.5K
$11.02 €9.49
-61.16%
🧸 Childcare & Education
Ubud, Bali
Valmiera
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$641 €552
-24.09%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.2M
$18.7K €16.1K
-68.62%
👕👟 Clothing & Footwear
Ubud, Bali
Valmiera
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 803.2K
$72.7 €62.5
-37.31%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 641.4K
$52.5 €45.18
-30.70%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$88.5 €76.1
-7.34%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$143 €123
-43.94%
🏠 Accommodation & Living
Ubud, Bali
Valmiera
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$352 €303
217.46%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$233 €200
201.50%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.4M
$525 €452
573.05%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.1M
$352 €303
400.39%
Buy Apartment in City Center (m2)
$2,826 Rp 49.8M
$1,421 €1,222
98.94%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.4M
$1,039 €894
120.62%
💵 Salaries & Financials
Ubud, Bali
Valmiera
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.64
196.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Valmiera: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $352 in Valmiera. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $47.00 in Valmiera. Groceries flip the comparison at $293 vs $264, with Valmiera cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Valmiera: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Valmiera?
Ubud, Bali wins on cost – living expenses run 2% lower than in Valmiera. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Valmiera?
You'd need roughly $2,095 in Ubud, Bali and $2,147 in Valmiera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Valmiera?
Rent for a central apartment: $1,117 in Ubud, Bali versus $352 in Valmiera. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Valmiera?
Shoppers in Valmiera pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Ubud, Bali compared to Valmiera?
All in, you'll spend $1,396 per month in Ubud, Bali versus $1,431 in Valmiera – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Valmiera?
At $1,396 in Ubud, Bali versus $1,431 in Valmiera, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Valmiera. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Valmiera?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Valmiera?
Safety-wise, Ubud, Bali and Valmiera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Valmiera. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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