Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Valmiera

For one person, living costs are similar in Ubud, Bali and in Valmiera: $1,353 and $1,370 a month, rent and utilities included.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Valmiera
🇱🇻 Latvia
$1,370
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Valmiera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Valmiera actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,370 in Valmiera.

  • Ubud, Bali $1,353
  • Valmiera $1,370

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,978 in Valmiera.

  • Ubud, Bali $2,297
  • Valmiera $1,978

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,586 in Valmiera.

  • Ubud, Bali $3,241
  • Valmiera $2,586

Living in Ubud, Bali costs roughly 1% less than in Valmiera, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Valmiera 1% above.

Currency
🍽 Eating Out
Ubud, Bali
Valmiera
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$16.52 €14.69
-80.45%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$44.95 €39.99
-22.40%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$9.09 €8.09
-37.29%
Cappuccino
$2.62 Rp 47.1K
$3.56 €3.16
-26.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$1.58 €1.41
8.86%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.21 €1.07
-33.06%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$5.18 €4.60
-48.84%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$4.41 €3.92
-0.91%
🛒 Groceries & Markets
Ubud, Bali
Valmiera
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.10 €0.98
42.73%
White Bread (500g)
$2.19 Rp 39.5K
$1.47 €1.31
48.98%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.15 €1.03
2.61%
Eggs
$2.16 Rp 38.8K
$3.67 €3.27
-41.14%
Local Cheese (1kg)
$17.65 Rp 317.7K
$10.33 €9.18
70.86%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$8.03 €7.14
-52.93%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$13.64 €12.13
-12.39%
Apples (1kg)
$3.60 Rp 64.8K
$2.15 €1.92
67.44%
Banana (1kg)
$1.59 Rp 28.6K
$1.83 €1.62
-13.11%
Oranges (1kg)
$2.31 Rp 41.6K
$2.57 €2.28
-10.12%
Tomato (1kg)
$1.91 Rp 34.3K
$3.22 €2.86
-40.68%
Potato (1kg)
$1.78 Rp 32.1K
$0.84 €0.75
111.90%
Onion (1kg)
$2.33 Rp 41.9K
$0.94 €0.84
147.87%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.75 €1.56
-42.86%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.92 €0.82
-42.39%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$6.76 €6.02
-66.12%
Wine (Bottle)
$22.07 Rp 397.3K
$7.77 €6.91
184.04%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.03 €1.81
15.76%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$2.12 €1.89
40.57%
🚌 Getting Around
Ubud, Bali
Valmiera
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$0.87 €0.77
-73.56%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$3.33 €2.96
-85.89%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$0.98 €0.87
-56.12%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$18.02 €16.03
-69.64%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.11 €1.88
-60.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$27.0K €24.0K
-11.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$29.8K €26.5K
10.11%
🧾 Monthly Utilities & Internet
Ubud, Bali
Valmiera
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$371 €330
-78.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$19.95 €17.75
-67.12%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$20.23 €17.99
-8.06%
🎉 Sport & Entertainment
Ubud, Bali
Valmiera
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$38.71 €34.43
39.81%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$11.42 €10.16
-62.78%
🧸 Childcare & Education
Ubud, Bali
Valmiera
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$684 €608
-27.93%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$18.4K €16.4K
-69.63%
👕👟 Clothing & Footwear
Ubud, Bali
Valmiera
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$69.1 €61.4
-34.01%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$50.3 €44.71
-30.46%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$85.6 €76.1
-9.16%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$138 €122
-42.90%
🏠 Accommodation & Living
Ubud, Bali
Valmiera
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$336 €299
236.53%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$226 €201
197.10%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$506 €450
613.99%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$335 €298
407.26%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$1,370 €1,218
98.42%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,005 €894
123.11%
💵 Salaries & Financials
Ubud, Bali
Valmiera
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.77
188.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Valmiera: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Valmiera
$226 66.3% $446
Groceries & Markets
Ubud, Bali
$287
Valmiera
$258 10.3% $30
Clothing & Footwear
Ubud, Bali
$107
Valmiera
$154 44.6% $48
Eating Out
Ubud, Bali
$106
Valmiera
$248 133% $142
Monthly Utilities & Internet
Ubud, Bali
$105
Valmiera
$411 291% $306
Sport & Entertainment
Ubud, Bali
$63
Valmiera
$62 1.7% $1.1
Getting Around
Ubud, Bali
$12
Valmiera
$12 * 5.8% $0.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $336 in Valmiera. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $45.00 in Valmiera. Groceries flip the comparison at $287 vs $258, with Valmiera cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇱🇻 Valmiera
🕒 Local time
04:30 4:30 AM
23:30 11:30 PM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
26,674
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Valmiera 10,800 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Valmiera

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Valmiera: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Valmiera?
Ubud, Bali wins on cost – living expenses run 1% lower than in Valmiera. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Valmiera?
You'd need roughly $2,030 in Ubud, Bali and $2,055 in Valmiera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Valmiera?
Rent for a central apartment: $1,131 in Ubud, Bali versus $336 in Valmiera. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Valmiera?
Shoppers in Valmiera pay roughly 12% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Ubud, Bali compared to Valmiera?
All in, you'll spend $1,353 per month in Ubud, Bali versus $1,370 in Valmiera – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Valmiera?
At $1,353 in Ubud, Bali versus $1,370 in Valmiera, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Valmiera. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Valmiera?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Valmiera?
Safety-wise, Ubud, Bali and Valmiera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Valmiera. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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