Cost of Living Comparison Between Ubud, Bali and Valmiera Cost of Living Comparison Between Ubud, Bali and Valmiera

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,220 in Valmiera.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,778 in Valmiera.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,337 in Valmiera.

Living in Ubud, Bali is roughly 14% more expensive than Valmiera, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Valmiera is 9% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$11.75 €10.00

-70.38%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$46.84 €39.86

-29.80%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$8.92 €7.59

-42.94%

Cappuccino

$2.75 Rp 47.1K

$3.24 €2.76

-15.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.77 €1.50

-22.03%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.29 €1.10

-44.96%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$3.09 €2.63

-6.80%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$3.09 €2.63

25.24%

Milk (1 liter)

$1.79 Rp 30.7K

$0.94 €0.80

90.43%

White Bread (500g)

$2.45 Rp 42.0K

$0.43 €0.36

469.77%

Rice (white) (1kg)

$1.21 Rp 20.7K

$2.91 €2.47

-58.42%

Eggs

$2.39 Rp 40.9K

$1.70 €1.45

40.59%

Local Cheese (1kg)

$14.70 Rp 252.1K

$8.31 €7.07

76.90%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$7.47 €6.35

-43.24%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$11.85 €10.09

1.94%

Apples (1kg)

$3.66 Rp 62.9K

$0.60 €0.51

510.00%

Banana (1kg)

$1.61 Rp 27.6K

$1.52 €1.30

5.92%

Oranges (1kg)

$2.72 Rp 46.6K

$2.65 €2.25

2.64%

Tomato (1kg)

$2.27 Rp 39.0K

$2.32 €1.97

-2.16%

Potato (1kg)

$1.90 Rp 32.6K

$0.47 €0.40

304.26%

Onion (1kg)

$2.30 Rp 39.4K

$0.33 €0.28

596.97%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.75 €1.49

-41.71%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.21 €0.18

271.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$4.99 €4.24

-35.07%

Wine (Bottle)

$24.06 Rp 412.7K

$8.15 €6.94

195.21%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.13 €0.96

151.33%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.21 €1.88

26.24%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.72 €0.62

-62.50%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$36.25 €30.85

-77.27%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$2.83 €2.41

-84.10%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.80 €0.68

-46.25%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$14.10 €12.00

-57.30%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.81 €1.54

-52.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$31.0K €26.4K

-16.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$31.7K €27.0K

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$298 €254

-73.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$20.02 €17.04

-80.02%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$12.50 €10.63

94.80%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$40.11 €34.13

138.77%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

$7.05 €6.00

-43.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$541 €461

-44.27%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$15.8K €13.4K

-58.48%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$89.7 €76.3

-40.43%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$46.57 €39.63

-17.22%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$96.8 €82.4

-8.02%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$133 €114

-40.89%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$320 €272

217.90%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$229 €195

193.82%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$472 €402

613.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$341 €290

518.95%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$1,385 €1,179

116.65%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$1,065 €906

119.43%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$983 €836

-81.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.63

186.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Valmiera: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $320 in Valmiera. Housing cost is often the main lever when comparing two cities.

Valmiera pays 454% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $47 in Valmiera. Groceries flip the comparison at $300 vs $202, with Valmiera cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Valmiera: Cost of Living - Frequently Asked Questions

Valmiera wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Valmiera the obvious pick if budget is a priority.

On paper, Valmiera earns 454% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $320 in Valmiera. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $541 in Valmiera. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,220 in Valmiera versus $1,395 in Ubud, Bali, a $1,000 budget is realistic in Valmiera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Valmiera the clear choice for anyone on this budget.

Both work as nomad bases, but Valmiera delivers better value – similar infrastructure at $1,220 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Valmiera hard to pass up.

Safety-wise, Ubud, Bali and Valmiera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Valmiera gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.