Last update: Oct 2026

Cost of Living Comparison Between Utica, NY and St Helens

For one person, living is cheaper in St Helens: $1,993 a month against $2,496 in Utica, NY, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Utica, NY
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Utica, NY Living Index
97

Cost of Living Index in St Helens
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St Helens Living Index

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Utica, NY

🇺🇸 United States

$2,496

/mo nomad

St Helens

🇬🇧 United Kingdom

$1,993

/mo nomad

Monthly Cost of Living

How much you'll spend in Utica, NY and in St Helens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utica, NY and in St Helens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,496 in Utica, NY versus $1,993 in St Helens.

Utica, NY $2,496
St Helens $1,993

Estimated couple costs with rent: $3,907 in Utica, NY versus $3,045 in St Helens.

Utica, NY $3,907
St Helens $3,045

Monthly costs for a family of three with rent: $5,318 in Utica, NY versus $4,098 in St Helens.

Utica, NY $5,318
St Helens $4,098

Living in Utica, NY is roughly 25% more expensive than in St Helens, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Utica, NY 85% above, St Helens 48% above.

Meal at Budget Restaurant

$17.06 $17.06

$26.90 £20.18

-36.58%

Three-Course Dinner for Two, Mid-Range

$74.8 $74.8

$78.6 £59.0

-4.77%

Fast Food Meal (McDonalds, etc)

$10.80 $10.80

$10.48 £7.86

3.05%

Cappuccino

$5.41 $5.41

$4.08 £3.06

32.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$2.37 £1.78

15.19%

Water (0.33 liter bottle)

$1.69 $1.69

$1.99 £1.50

-15.08%

Local Beer (0.5 liter draught)

$4.88 $4.88

$5.36 £4.02

-8.96%

Imported Beer (0.33 liter bottle)

$5.84 $5.84

$4.54 £3.41

28.63%

Milk (1 liter)

$0.93 $0.93

$1.34 £1.01

-30.60%

White Bread (500g)

$3.58 $3.58

$1.77 £1.33

102.26%

Rice (white) (1kg)

$2.95 $2.95

$1.94 £1.46

52.06%

Eggs

$4.47 $4.47

$4.01 £3.01

11.47%

Local Cheese (1kg)

$13.21 $13.21

$9.00 £6.75

46.78%

Chicken Fillets (1kg)

$10.07 $10.07

$8.28 £6.21

21.62%

Beef Round Steak (1kg)

$15.74 $15.74

$10.66 £7.99

47.65%

Apples (1kg)

$4.75 $4.75

$3.25 £2.44

46.15%

Banana (1kg)

$1.48 $1.48

$1.30 £0.97

13.85%

Oranges (1kg)

$4.04 $4.04

$3.03 £2.27

33.33%

Tomato (1kg)

$5.29 $5.29

$3.45 £2.59

53.33%

Potato (1kg)

$1.56 $1.56

$1.15 £0.86

35.65%

Onion (1kg)

$2.07 $2.07

$1.83 £1.37

13.11%

Lettuce (1 head)

$2.40 $2.40

$1.30 £0.98

84.62%

Water (1.5 liter bottle)

$2.41 $2.41

$1.30 £0.98

85.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.35 $13.35

$19.59 £14.70

-31.85%

Wine (Bottle)

$11.88 $11.88

$9.96 £7.47

19.28%

Local Beer (0.5 liter bottle)

$2.09 $2.09

$2.86 £2.14

-26.92%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.61 £1.95

31.42%

One-way Ticket (Public Transport)

$1.46 $1.46

$2.65 £1.99

-44.91%

Public Transport Monthly Pass (Regular Price)

$42.80 $42.80

$100 £75.1

-57.24%

Taxi Start (Normal Tariff)

$5.17 $5.17

$3.37 £2.53

53.41%

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$2.07 £1.56

5.31%

Taxi 1hour Waiting (Normal Tariff)

$44.53 $44.53

$15.82 £11.87

181.48%

Gasoline (1 liter)

$0.97 $0.97

$1.94 £1.46

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$26.4K £19.8K

20.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$33.6K £25.2K

-25.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$365 £274

-50.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.9 $52.9

$17.20 £12.91

207.56%

Internet (50+ Mbps, Unlimited Data)

$65.6 $65.6

$43.87 £32.91

49.42%

Gym Membership (Monthly)

$40.56 $40.56

$26.94 £20.21

50.56%

Tennis Court (1 Hour on Weekend)

$3.85 £2.89

Cinema Ticket

$13.14 $13.14

$13.42 £10.07

-2.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 $809

$805 £604

0.41%

International Primary School, 1 Child (Yearly)

$32.3K $32.3K

$6,625 £4,971

387.18%

Jeans (Levis 501 Or Similar)

$52.3 $52.3

$65.0 £48.78

-19.53%

Summer Dress (H&M, Zara, etc)

$45.04 $45.04

$39.08 £29.32

15.25%

Sport Shoes (Adidas, Nike)

$83.5 $83.5

$72.3 £54.3

15.37%

Men's Leather Business Shoes

$91.2 $91.2

$109 £81.7

-16.28%

1-bedroom Apartment, City Center (Monthly)

$1,178 $1,178

$797 £598

47.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,279 $1,279

$636 £477

101.17%

3-bedroom Apartment, City Center (Monthly)

$2,049 $2,049

$1,503 £1,128

36.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,611 $2,611

$1,257 £943

107.75%

Buy Apartment in City Center (m2)

$1,655 $1,655

$3,315 £2,487

-50.06%

Buy Apartment Outside City Center (m2)

$1,631 $1,631

$2,308 £1,731

-29.32%

Average Monthly Net Salary (After Tax)

$3,624 $3,624

$1,863 £1,398

94.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

5.21

25.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: October 10, 2026

Last update for St Helens: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utica, NY

$1.3K 51.2%

St Helens

$636 31.9% 50.3% $643

Groceries & Markets

Utica, NY

$376 15.1%

St Helens

$276 13.9% 26.5% $100

Monthly Utilities & Internet

Utica, NY

$300 12%

St Helens

$426 21.4% 41.7% $125

Eating Out

Utica, NY

$288 11.5%

St Helens

$349 17.5% 21.3% $61

Clothing & Footwear

Utica, NY

$122 4.9%

St Helens

$128 6.4% 4.9% $6

Sport & Entertainment

Utica, NY

$67 2.7%

St Helens

$54 2.7% 19.6% $13

Getting Around

Utica, NY

$65 2.6%

St Helens

$124 6.2% 92.3% $60

Cost Breakdown

A one-bedroom apartment in the center runs $1,178 in Utica, NY and $797 in St Helens. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Utica, NY vs $79.0 in St Helens. Groceries flip the comparison at $376 vs $276, with St Helens cheaper for home cooking.

Good to know

🇺🇸 Utica, NY

🇬🇧 St Helens

🕒 Local time

20:32 8:32 PM

01:32 1:32 AM

5 h ahead of Utica, NY

🌤 Weather

👥 Population

65,283

183,200

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

Utica, NY St Helens 5,250 km ≈ 7 h nonstop flight

From you

Utica, NY
St Helens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utica, NY vs St Helens: Cost of Living - Frequently Asked Questions

St Helens is cheaper overall, especially in groceries, utilities, and leisure. The 25% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 95% higher in Utica, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,178 in Utica, NY versus $797 in St Helens. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,496 per month in Utica, NY versus $1,993 in St Helens – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in St Helens runs roughly 134% less than in Utica, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,993 in St Helens versus $2,496 in Utica, NY, a $2,500 budget is realistic in St Helens but tight or insufficient in Utica, NY. The gap between the two cities makes St Helens the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find St Helens gentler on the wallet – expenses run 25% less than in Utica, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.