Cost of Living Comparison Between Utica, NY and St Helens Cost of Living Comparison Between Utica, NY and St Helens

Monthly Cost of Living

Monthly costs for one person with rent: $2,441 in Utica, NY versus $2,062 in St Helens.

Estimated couple costs with rent: $3,825 in Utica, NY versus $3,170 in St Helens.

Monthly costs for a family of three with rent: $5,210 in Utica, NY versus $4,278 in St Helens.

Living in Utica, NY is roughly 18% more expensive than in St Helens, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Utica, NY 78% above, St Helens 50% above.

Meal at Budget Restaurant

$17.20 $17.20

$22.55 £16.67

-23.73%

Three-Course Dinner for Two, Mid-Range

$76.4 $76.4

$82.0 £60.6

-6.84%

Fast Food Meal (McDonalds, etc)

$10.78 $10.78

$11.07 £8.18

-2.62%

Cappuccino

$5.25 $5.25

$4.01 £2.97

30.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$2.75 £2.03

2.18%

Water (0.33 liter bottle)

$1.68 $1.68

$1.95 £1.44

-13.85%

Local Beer (0.5 liter draught)

$5.12 $5.12

$5.55 £4.10

-7.75%

Imported Beer (0.33 liter bottle)

$5.97 $5.97

$4.89 £3.61

22.09%

Milk (1 liter)

$0.92 $0.92

$1.38 £1.02

-33.33%

White Bread (500g)

$3.45 $3.45

$1.83 £1.35

88.52%

Rice (white) (1kg)

$2.91 $2.91

$2.02 £1.49

44.06%

Eggs

$4.66 $4.66

$4.19 £3.10

11.22%

Local Cheese (1kg)

$13.32 $13.32

$10.20 £7.54

30.59%

Chicken Fillets (1kg)

$10.10 $10.10

$9.37 £6.93

7.79%

Beef Round Steak (1kg)

$16.00 $16.00

$10.93 £8.08

46.39%

Apples (1kg)

$4.70 $4.70

$3.08 £2.28

52.60%

Banana (1kg)

$1.50 $1.50

$1.40 £1.04

7.14%

Oranges (1kg)

$4.20 $4.20

$3.75 £2.77

12.00%

Tomato (1kg)

$5.18 $5.18

$3.63 £2.68

42.70%

Potato (1kg)

$1.62 $1.62

$1.90 £1.40

-14.74%

Onion (1kg)

$2.08 $2.08

$1.83 £1.35

13.66%

Lettuce (1 head)

$2.30 $2.30

$1.33 £0.98

72.93%

Water (1.5 liter bottle)

$2.41 $2.41

$1.32 £0.98

82.58%

Cigarettes 20 Pack (Marlboro, Camel)

$13.28 $13.28

$20.60 £15.23

-35.53%

Wine (Bottle)

$12.13 $12.13

$11.51 £8.51

5.39%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$3.07 £2.27

-32.57%

Imported Beer (0.33 liter bottle)

$3.58 $3.58

$2.79 £2.06

28.32%

One-way Ticket (Public Transport)

$1.53 $1.53

$2.78 £2.06

-44.96%

Public Transport Monthly Pass (Regular Price)

$43.75 $43.75

$94.7 £70.0

-53.79%

Taxi Start (Normal Tariff)

$5.22 $5.22

$3.48 £2.57

50.00%

Taxi (Normal Tariff) (1km)

$2.21 $2.21

$2.10 £1.55

5.24%

Taxi 1hour Waiting (Normal Tariff)

$44.74 $44.74

$16.08 £11.88

178.23%

Gasoline (1 liter)

$0.92 $0.92

$2.00 £1.48

-54.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$27.4K £20.2K

15.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$34.0K £25.1K

-27.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$352 £260

-47.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.5 $51.5

$19.23 £14.21

167.81%

Internet (50+ Mbps, Unlimited Data)

$66.1 $66.1

$45.17 £33.39

46.34%

Gym Membership (Monthly)

$39.39 $39.39

$47.81 £35.34

-17.61%

Tennis Court (1 Hour on Weekend)

$4.12 £3.05

Cinema Ticket

$12.86 $12.86

$17.54 £12.96

-26.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$802 $802

$805 £595

-0.39%

International Primary School, 1 Child (Yearly)

$32.2K $32.2K

$6,839 £5,056

370.93%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$69.5 £51.4

-23.89%

Summer Dress (H&M, Zara, etc)

$45.17 $45.17

$48.18 £35.61

-6.25%

Sport Shoes (Adidas, Nike)

$81.6 $81.6

$94.0 £69.5

-13.20%

Men's Leather Business Shoes

$88.1 $88.1

$133 £98.2

-33.67%

1-bedroom Apartment, City Center (Monthly)

$1,177 $1,177

$804 £594

46.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,282 $1,282

$658 £486

94.94%

3-bedroom Apartment, City Center (Monthly)

$2,060 $2,060

$1,574 £1,163

30.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,607 $2,607

$1,307 £966

99.44%

Buy Apartment in City Center (m2)

$1,621 $1,621

$5,340 £3,947

-69.63%

Buy Apartment Outside City Center (m2)

$1,651 $1,651

$2,427 £1,794

-31.96%

Average Monthly Net Salary (After Tax)

$3,554 $3,554

$2,597 £1,919

36.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.07

5.04

20.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: September 1, 2026

Last update for St Helens: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,177 in Utica, NY and $804 in St Helens. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Utica, NY vs $82.0 in St Helens. Groceries flip the comparison at $377 vs $299, with St Helens cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utica, NY vs St Helens: Cost of Living - Frequently Asked Questions

St Helens is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 37% higher in Utica, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,177 in Utica, NY versus $804 in St Helens. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,441 per month in Utica, NY versus $2,062 in St Helens – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in St Helens runs roughly 116% less than in Utica, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,062 in St Helens versus $2,441 in Utica, NY, a $2,500 budget is realistic in St Helens but tight or insufficient in Utica, NY. The gap between the two cities makes St Helens the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find St Helens gentler on the wallet – expenses run 18% less than in Utica, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.