Last update: Oct 2026

Cost of Living Comparison Between St Helens and Utica, NY

For one person, living is cheaper in St Helens: $1,993 a month against $2,496 in Utica, NY, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

St Helens
🇬🇧 United Kingdom
$1,993
/mo nomad
Utica, NY
🇺🇸 United States
$2,496
/mo nomad
Monthly Cost of Living

How much you'll spend in St Helens and in Utica, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Helens and in Utica, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,993 in St Helens versus $2,496 in Utica, NY.

  • St Helens $1,993
  • Utica, NY $2,496

Estimated couple costs with rent: $3,045 in St Helens versus $3,907 in Utica, NY.

  • St Helens $3,045
  • Utica, NY $3,907

Monthly costs for a family of three with rent: $4,098 in St Helens versus $5,318 in Utica, NY.

  • St Helens $4,098
  • Utica, NY $5,318

Living in St Helens costs roughly 20% less than in Utica, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: St Helens 48% above, Utica, NY 85% above.

Currency
🍽 Eating Out
St Helens
Utica, NY
Difference
Meal at Budget Restaurant
$26.90 £20.18
$17.06 $17.06
57.68%
Three-Course Dinner for Two, Mid-Range
$78.6 £59.0
$74.8 $74.8
5.01%
Fast Food Meal (McDonalds, etc)
$10.48 £7.86
$10.80 $10.80
-2.96%
Cappuccino
$4.08 £3.06
$5.41 $5.41
-24.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 £1.78
$2.73 $2.73
-13.19%
Water (0.33 liter bottle)
$1.99 £1.50
$1.69 $1.69
17.75%
Local Beer (0.5 liter draught)
$5.36 £4.02
$4.88 $4.88
9.84%
Imported Beer (0.33 liter bottle)
$4.54 £3.41
$5.84 $5.84
-22.26%
🛒 Groceries & Markets
St Helens
Utica, NY
Difference
Milk (1 liter)
$1.34 £1.01
$0.93 $0.93
44.09%
White Bread (500g)
$1.77 £1.33
$3.58 $3.58
-50.56%
Rice (white) (1kg)
$1.94 £1.46
$2.95 $2.95
-34.24%
Eggs
$4.01 £3.01
$4.47 $4.47
-10.29%
Local Cheese (1kg)
$9.00 £6.75
$13.21 $13.21
-31.87%
Chicken Fillets (1kg)
$8.28 £6.21
$10.07 $10.07
-17.78%
Beef Round Steak (1kg)
$10.66 £7.99
$15.74 $15.74
-32.27%
Apples (1kg)
$3.25 £2.44
$4.75 $4.75
-31.58%
Banana (1kg)
$1.30 £0.97
$1.48 $1.48
-12.16%
Oranges (1kg)
$3.03 £2.27
$4.04 $4.04
-25.00%
Tomato (1kg)
$3.45 £2.59
$5.29 $5.29
-34.78%
Potato (1kg)
$1.15 £0.86
$1.56 $1.56
-26.28%
Onion (1kg)
$1.83 £1.37
$2.07 $2.07
-11.59%
Lettuce (1 head)
$1.30 £0.98
$2.40 $2.40
-45.83%
Water (1.5 liter bottle)
$1.30 £0.98
$2.41 $2.41
-46.06%
Cigarettes 20 Pack (Marlboro, Camel)
$19.59 £14.70
$13.35 $13.35
46.74%
Wine (Bottle)
$9.96 £7.47
$11.88 $11.88
-16.16%
Local Beer (0.5 liter bottle)
$2.86 £2.14
$2.09 $2.09
36.84%
Imported Beer (0.33 liter bottle)
$2.61 £1.95
$3.43 $3.43
-23.91%
🚌 Getting Around
St Helens
Utica, NY
Difference
One-way Ticket (Public Transport)
$2.65 £1.99
$1.46 $1.46
81.51%
Public Transport Monthly Pass (Regular Price)
$100 £75.1
$42.80 $42.80
133.88%
Taxi Start (Normal Tariff)
$3.37 £2.53
$5.17 $5.17
-34.82%
Taxi (Normal Tariff) (1km)
$2.07 £1.56
$2.18 $2.18
-5.05%
Taxi 1hour Waiting (Normal Tariff)
$15.82 £11.87
$44.53 $44.53
-64.47%
Gasoline (1 liter)
$1.94 £1.46
$0.97 $0.97
100.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.4K £19.8K
$31.9K $31.9K
-17.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6K £25.2K
$25.0K $25.0K
34.50%
🧾 Monthly Utilities & Internet
St Helens
Utica, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$365 £274
$182 $182
100.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.20 £12.91
$52.9 $52.9
-67.49%
Internet (50+ Mbps, Unlimited Data)
$43.87 £32.91
$65.6 $65.6
-33.07%
🎉 Sport & Entertainment
St Helens
Utica, NY
Difference
Gym Membership (Monthly)
$26.94 £20.21
$40.56 $40.56
-33.58%
Tennis Court (1 Hour on Weekend)
$3.85 £2.89
-
-
Cinema Ticket
$13.42 £10.07
$13.14 $13.14
2.13%
🧸 Childcare & Education
St Helens
Utica, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$805 £604
$809 $809
-0.40%
International Primary School, 1 Child (Yearly)
$6,625 £4,971
$32.3K $32.3K
-79.47%
👕👟 Clothing & Footwear
St Helens
Utica, NY
Difference
Jeans (Levis 501 Or Similar)
$65.0 £48.78
$52.3 $52.3
24.27%
Summer Dress (H&M, Zara, etc)
$39.08 £29.32
$45.04 $45.04
-13.23%
Sport Shoes (Adidas, Nike)
$72.3 £54.3
$83.5 $83.5
-13.33%
Men's Leather Business Shoes
$109 £81.7
$91.2 $91.2
19.45%
🏠 Accommodation & Living
St Helens
Utica, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$797 £598
$1,178 $1,178
-32.35%
1-bedroom Apartment, Outside City Center (Monthly)
$636 £477
$1,279 $1,279
-50.29%
3-bedroom Apartment, City Center (Monthly)
$1,503 £1,128
$2,049 $2,049
-26.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,257 £943
$2,611 $2,611
-51.86%
Buy Apartment in City Center (m2)
$3,315 £2,487
$1,655 $1,655
100.25%
Buy Apartment Outside City Center (m2)
$2,308 £1,731
$1,631 $1,631
41.48%
💵 Salaries & Financials
St Helens
Utica, NY
Difference
Average Monthly Net Salary (After Tax)
$1,863 £1,398
$3,624 $3,624
-48.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.21
6.52
-20.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Helens: October 11, 2026

Last update for Utica, NY: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
St Helens
$636
Utica, NY
$1.3K 101% $643
Monthly Utilities & Internet
St Helens
$426
Utica, NY
$300 29.4% $125
Eating Out
St Helens
$349
Utica, NY
$288 17.6% $61
Groceries & Markets
St Helens
$276
Utica, NY
$376 36.1% $100
Clothing & Footwear
St Helens
$128
Utica, NY
$122 4.7% $6
Getting Around
St Helens
$124
Utica, NY
$65 48% $60
Sport & Entertainment
St Helens
$54
Utica, NY
$67 24.3% $13

Cost Breakdown

A one-bedroom apartment in the center runs $797 in St Helens and $1,178 in Utica, NY. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in St Helens vs $75.0 in Utica, NY. Groceries flip the comparison at $276 vs $376, with St Helens cheaper for home cooking.

Good to know
🇬🇧 St Helens
🇺🇸 Utica, NY
🕒 Local time
00:47 12:47 AM
19:47 7:47 PM
5 h behind St Helens
🌤 Weather
👥 Population
183,200
65,283
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • St Helens Utica, NY 5,250 km ≈ 7 h nonstop flight
From you
  • St Helens
  • Utica, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Helens vs Utica, NY: Cost of Living - Frequently Asked Questions
Is Utica, NY cheaper than St Helens?
St Helens is cheaper overall, especially in groceries, utilities, and leisure. The 25% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: St Helens or Utica, NY?
On paper, salaries run 95% lower in Utica, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between St Helens and Utica, NY?
Rent for a central apartment: $797 in St Helens versus $1,178 in Utica, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in St Helens and in Utica, NY?
All in, you'll spend $1,993 per month in St Helens versus $2,496 in Utica, NY – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in St Helens runs roughly 134% less than in Utica, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $2,500 a realistic budget for living in St Helens or in Utica, NY?
At $1,993 in St Helens versus $2,496 in Utica, NY, a $2,500 budget is realistic in St Helens but tight or insufficient in Utica, NY. The gap between the two cities makes St Helens the clear choice for anyone on this budget.
Is it better to live in St Helens or in Utica, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find St Helens gentler on the wallet – expenses run 25% less than in Utica, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

St Helens vs other spots: cost of living compared

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